Heritage Bank of the Ozarks is headquartered in Lebanon and is the 104th largest bank in the state of Missouri. It is also the 2,732nd largest bank in the nation. It was established in 2003 and as of June of 2022, it had grown to 53 employees at 3 locations. Heritage Bank of the Ozarks' money market rates are 14% higher than the national average, and it has an A health rating.
Promises high returns on deposits, but online access to funds for this out-of-the-way bank is TERRIBLE. Nearly every time one tries to access the account the online banking website is malfunctioning - leaving the depositor in the lurch and unable to access their funds! After 3 months and only 3-4 successful log-ins without having to make a call to their IT department, I'm closing my account.
Overall | |
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FDIC Certificate # | 57576 |
Year Established | 2003 |
Employees | 53 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.2% |
Return on Equity - YTD | 14.27% |
Annual Interest Income | $4.5MM |
Assets and Liabilities | ||
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Assets | Q2 2022vs Q2 2021 | $255.7MM$233.0MM |
Loans | Q2 2022vs Q2 2021 | $178.0MM$166.2MM |
Deposits | Q2 2022vs Q2 2021 | $232.7MM$204.2MM |
Equity Capital | Q2 2022vs Q2 2021 | $20.5MM$19.9MM |
Loan Loss Allowance | Q2 2022vs Q2 2021 | $2.2MM$2.1MM |
Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $142.00K$169.00K |
Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heritage Bank of the Ozarks; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | - | $100k | Kasasa Saver | ||
OTHER TIERS: 0.25% → $100k+ | |||||
0.02% | - | - | Regular Savings Account | ||
0.02% | - | - | Heritage Young Savers |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.00% | - | $10k | Kasasa Cash | ||
0.25%* | $50k* | - | NOW Checking | ||
OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $25k | 0.20% → $25k - $50k |
Heritage Bank of the Ozarks Locations | ||
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Heritage Bank Of The Ozarks | 1475 S Jefferson Ave | Lebanon, MO 65536 |
Camdenton Branch | 100 South Business Route 5 | Camdenton, MO 65020 |
Plato Branch | 10603 Hwy 32 | Plato, MO 65552 |