Heritage Bank of the Ozarks

Overview / Commentary
1475 South Jefferson
Lebanon, MO 65536

Heritage Bank of the Ozarks is headquartered in LEBANON and is the 96th largest bank in the state of Missouri. It is also the 2,480th largest bank in the nation. It was established in 2003 and as of June of 2023, it had grown to 58 employees at 3 locations. Heritage Bank of the Ozarks has an A health rating.

Reviews (1)


Posted by: |

Promises high returns on deposits, but online access to funds for this out-of-the-way bank is TERRIBLE. Nearly every time one tries to access the account the online banking website is malfunctioning - leaving the depositor in the lurch and unable to access their funds! After 3 months and only 3-4 successful log-ins without having to make a call to their IT department, I'm closing my account.


Health Grade Components

FDIC Certificate #57576
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD10.36%
Annual Interest Income$6.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$295.8MM$255.7MM
LoansQ2 2023vs Q2 2022$220.9MM$178.0MM
DepositsQ2 2023vs Q2 2022$260.0MM$232.7MM
Equity CapitalQ2 2023vs Q2 2022$22.4MM$20.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.6MM$2.2MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$98.00K$142.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Heritage Bank of the Ozarks are currently being reviewed.


Heritage Bank of the Ozarks Locations
Heritage Bank Of The Ozarks1475 S Jefferson AveLebanon, MO 65536
Camdenton Branch100 South Business Route 5Camdenton, MO 65020
Plato Branch10603 Hwy 32Plato, MO 65552

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