Heritage Bank of the Ozarks


Overview / Commentary
417-532-2265
1475 South Jefferson
Lebanon, MO 65536

Heritage Bank of the Ozarks is headquartered in Lebanon and is the 137th largest bank in the state of Missouri. It is also the 3,263rd largest bank in the nation. It was established in 2003 and as of September of 2019, it had grown to 42 employees at 2 locations. Heritage Bank of the Ozarks' CD rates are 33% higher than the national average, and it has an A health rating.

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Reviews (1)

STAY AWAY!

Posted by: |

Promises high returns on deposits, but online access to funds for this out-of-the-way bank is TERRIBLE. Nearly every time one tries to access the account the online banking website is malfunctioning - leaving the depositor in the lurch and unable to access their funds! After 3 months and only 3-4 successful log-ins without having to make a call to their IT department, I'm closing my account.



Health

Health Grade Components

Overall
FDIC Certificate #57576
Year Established2003
Employees42
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1%
Return on Equity - YTD11.66%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$157.9MM$144.9MM
LoansQ3 2019vs Q3 2018$111.6MM$99.5MM
DepositsQ3 2019vs Q3 2018$131.3MM$124.5MM
Equity CapitalQ3 2019vs Q3 2018$13.4MM$10.9MM
Loan Loss AllowanceQ3 2019vs Q3 2018$1.7MM$1.6MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$310.00K$345.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$60.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heritage Bank of the Ozarks; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank of the Ozarks Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%*-$100kKasasa Saver
OTHER TIERS: 0.25% $100k+
0.02%--Savings Account
0.02%--Heritage Young Savers
0.02%--Business Savings Account

Heritage Bank of the Ozarks Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$150k*-Money Market
OTHER TIERS: 0.05% $2.5k - $10k | 0.15% $10k - $50k | 0.20% $50k - $150k
0.40%*$150k*-Business Money Market
OTHER TIERS: 0.05% $2.5k - $10k | 0.15% $10k - $50k | 0.20% $50k - $150k

Heritage Bank of the Ozarks Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%-$10kKasasa Cash
0.12%*$50k*-NOW Checking
OTHER TIERS: 0.02% $2.5k - $10k | 0.08% $10k - $25k | 0.10% $25k - $50k
0.12%*$50k*-Business NOW Checking
OTHER TIERS: 0.02% $2.5k - $10k | 0.08% $10k - $25k | 0.10% $25k - $50k

Heritage Bank of the Ozarks CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.60%$1k-60 Month CD
1.60%$1k-Business 60 Month CD
1.55%$1k-48 Month CD
1.55%$1k-Business 48 Month CD
1.45%$1k-36 Month CD
1.45%$1k-Business 36 Month CD
1.35%$1k-24 Month CD
1.35%$1k-Business 24 Month CD
1.30%$1k-18 Month CD
1.30%$1k-Business 18 Month CD
1.20%$1k-12 Month CD
1.20%$1k-Business 12 Month CD
1.20%$1k-11 Month CD - Renewal
1.20%$1k-Business 11 Month CD - Renewal
0.75%$1k-182 Day CD
0.75%$1k-Business 182 Day CD
0.60%$1k-91 Day CD
0.60%$1k-Business 91 Day CD
Locations


Heritage Bank of the Ozarks Locations
Heritage Bank Of The Ozarks1475 South JeffersonLebanon, MO 65536
Camdenton Branch100 South Business Route 5Camdenton, MO 65020

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