Featured Savings Rates
Featured Accounts

Heritage Bank of the Ozarks

Popular Accounts at this Bank

1.01%Reward CheckingKasasa Cash
0.75%Reward SavingsKasasa Saver
1.50%5-year CD60 Month CD

Overview / Commentary
1475 South Jefferson
Lebanon, MO 65536

Heritage Bank of the Ozarks is headquartered in Lebanon and is the 156th largest bank in the state of Missouri. It is also the 3,755th largest bank in the nation. It was established in 2003 and as of December of 2017, it had grown to 38 employees at 2 locations. Heritage Bank of the Ozarks has an A health rating.

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Reviews (1)


Posted by: Anonymous | May 16, 2012

Promises high returns on deposits, but online access to funds for this out-of-the-way bank is TERRIBLE. Nearly every time one tries to access the account the online banking website is malfunctioning - leaving the depositor in the lurch and unable to access their funds! After 3 months and only 3-4 successful log-ins without having to make a call to their IT department, I'm closing my account.


Health Grade Components

FDIC Certificate #57576
Year Established2003
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD7.62%
Annual Interest Income$5.8MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$131.5MM$118.3MM
LoansQ4 2017vs Q4 2016$93.5MM$88.6MM
DepositsQ4 2017vs Q4 2016$110.6MM$96.5MM
Equity CapitalQ4 2017vs Q4 2016$11.0MM$10.3MM
Loan Loss AllowanceQ4 2017vs Q4 2016$1.6MM$1.5MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$654.00K$8.00K
Real Estate OwnedQ4 2017vs Q4 2016$150.00K$5.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank of the Ozarks Savings Account Rates

0.75%*-$100kKasasa Saver
OTHER TIERS: 0.25% $100k+
0.02%--Savings Account
0.02%--Heritage Young Savers
0.02%--Business Savings Account

Heritage Bank of the Ozarks Money Market Rates

0.40%*$150k*-Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.15% $10k - $50k | 0.20% $50k - $150k
0.40%*$150k*-Business Money Market
OTHER TIERS: 0.05% $2,500 - $10k | 0.15% $10k - $50k | 0.20% $50k - $150k

Heritage Bank of the Ozarks Checking Account Rates

1.01%*-$25kKasasa Cash
OTHER TIERS: 0.25% $25k+
0.12%*$50k*-NOW Checking
OTHER TIERS: 0.02% $2,500 - $10k | 0.08% $10k - $25k | 0.10% $25k - $50k
0.12%*$50k*-Business NOW Checking
OTHER TIERS: 0.02% $2,500 - $10k | 0.08% $10k - $25k | 0.10% $25k - $50k

Heritage Bank of the Ozarks CD Rates

1.50%$1k-60 Month CD
1.50%$1k-Business 60 Month CD
1.45%$1k-48 Month CD
1.45%$1k-Business 48 Month CD
1.40%$1k-36 Month CD
1.40%$1k-Business 36 Month CD
1.10%$1k-24 Month CD
1.10%$1k-Business 24 Month CD
1.05%$1k-18 Month CD
1.05%$1k-Business 18 Month CD
0.80%$1k-12 Month CD
0.80%$1k-Business 12 Month CD
0.45%$1k-182 Day CD
0.45%$1k-Business 182 Day CD
0.40%$1k-91 Day CD
0.40%$1k-Business 91 Day CD

Heritage Bank of the Ozarks Locations
Heritage Bank Of The Ozarks1475 South JeffersonLebanon, MO 65536
Camdenton Branch226b E Hwy 54Camdenton, MO 65020