Heritage Bank of the Ozarks
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | Reward Checking | 2.04% - National Average |
| 0.75% | Reward Savings | 0.93% - National Average |
| 2.30% | 5-year CD |
Heritage Bank of the Ozarks is headquartered in Lebanon and is the 143rd largest bank in the state of Missouri. It is also the 3,500th largest bank in the nation. It was established in 2003 and as of June of 2018, it had grown to 37 employees at 2 locations. Heritage Bank of the Ozarks' CD rates are 33% higher than the national average, and it has a B+ health rating.
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STAY AWAY!
Promises high returns on deposits, but online access to funds for this out-of-the-way bank is TERRIBLE. Nearly every time one tries to access the account the online banking website is malfunctioning - leaving the depositor in the lurch and unable to access their funds! After 3 months and only 3-4 successful log-ins without having to make a call to their IT department, I'm closing my account.
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57576 |
| Year Established | 2003 |
| Employees | 37 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 9.66% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $145.2MM$128.0MM |
| Loans | Q2 2018vs Q2 2017 | $99.0MM$92.6MM |
| Deposits | Q2 2018vs Q2 2017 | $122.2MM$106.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.8MM$10.9MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.7MM$1.6MM |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $807.00K$114.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heritage Bank of the Ozarks; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage Bank of the Ozarks Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $100k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $100k+ | |||||
| 0.02% | - | - | Savings Account | ||
| 0.02% | - | - | Heritage Young Savers | ||
| 0.02% | - | - | Business Savings Account | ||
Heritage Bank of the Ozarks Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $150k* | - | Money Market | ||
| OTHER TIERS: 0.05% → $2.5k - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $150k | |||||
| 0.40%* | $150k* | - | Business Money Market | ||
| OTHER TIERS: 0.05% → $2.5k - $10k | 0.15% → $10k - $50k | 0.20% → $50k - $150k | |||||
Heritage Bank of the Ozarks Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.25% → $10k+ | |||||
| 0.12%* | $50k* | - | NOW Checking | ||
| OTHER TIERS: 0.02% → $2.5k - $10k | 0.08% → $10k - $25k | 0.10% → $25k - $50k | |||||
| 0.12%* | $50k* | - | Business NOW Checking | ||
| OTHER TIERS: 0.02% → $2.5k - $10k | 0.08% → $10k - $25k | 0.10% → $25k - $50k | |||||
Heritage Bank of the Ozarks CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.30% | $1k | - | 48 Month CD | |
| 2.30% | $1k | - | 60 Month CD | |
| 2.30% | $1k | - | Business 48 Month CD | |
| 2.30% | $1k | - | Business 60 Month CD | |
| 2.25% | $1k | - | 24 Month CD | |
| 2.25% | $1k | - | 36 Month CD | |
| 2.25% | $1k | - | Business 24 Month CD | |
| 2.25% | $1k | - | Business 36 Month CD | |
| 2.05% | $1k | - | 18 Month CD | |
| 2.05% | $1k | - | Business 18 Month CD | |
| 1.20% | $1k | - | 12 Month CD | |
| 1.20% | $1k | - | Business 12 Month CD | |
| 0.70% | $1k | - | 182 Day CD | |
| 0.70% | $1k | - | Business 182 Day CD | |
| 0.55% | $1k | - | 91 Day CD | |
| 0.55% | $1k | - | Business 91 Day CD |
| Heritage Bank of the Ozarks Locations | ||
|---|---|---|
| Heritage Bank Of The Ozarks | 1475 South Jefferson | Lebanon, MO 65536 |
| Camdenton Branch | 226b E Hwy 54 | Camdenton, MO 65020 |