Overview / Commentary
Heritage Bank of the Ozarks is headquartered in LEBANON and is the 98th largest bank in the state of Missouri. It is also the 2,537th largest bank in the nation. It was established in 2003 and as of March of 2023, it had grown to 58 employees at 3 locations. Heritage Bank of the Ozarks has an A health rating.
Reviews (1)
STAY AWAY!
Posted by: Anonymous | May 16, 2012
Promises high returns on deposits, but online access to funds for this out-of-the-way bank is TERRIBLE. Nearly every time one tries to access the account the online banking website is malfunctioning - leaving the depositor in the lurch and unable to access their funds! After 3 months and only 3-4 successful log-ins without having to make a call to their IT department, I'm closing my account.
Health
A
Data as of Q1 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 57576 |
| Year Established | 2003 |
| Employees | 58 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 9.26% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2023vs Q1 2022 | $287.4MM$246.5MM |
| Loans | Q1 2023vs Q1 2022 | $215.9MM$168.2MM |
| Deposits | Q1 2023vs Q1 2022 | $250.3MM$222.0MM |
| Equity Capital | Q1 2023vs Q1 2022 | $22.5MM$21.6MM |
| Loan Loss Allowance | Q1 2023vs Q1 2022 | $2.5MM$2.2MM |
| Unbacked Noncurrent Loans | Q1 2023vs Q1 2022 | $99.00K$120.00K |
| Real Estate Owned | Q1 2023vs Q1 2022 | $0$0 |