Heritage Bank & Trust

Overview / Commentary
217 South James M. Campbell Boulevard
Columbia, TN 38401

Heritage Bank & Trust is headquartered in Columbia and is the 81st largest bank in the state of Tennessee. It is also the 2,804th largest bank in the nation. It was established in 2006 and as of March of 2022, it had grown to 49 employees at 4 locations. Heritage Bank & Trust has an A health rating.


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Health Grade Components

FDIC Certificate #58220
Year Established2006
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.45%
Return on Equity - YTD5.47%
Annual Interest Income$2.2MM
Assets and Liabilities
AssetsQ1 2022vs Q1 2021$246.5MM$208.4MM
LoansQ1 2022vs Q1 2021$176.1MM$154.1MM
DepositsQ1 2022vs Q1 2021$224.7MM$187.9MM
Equity CapitalQ1 2022vs Q1 2021$19.8MM$18.4MM
Loan Loss AllowanceQ1 2022vs Q1 2021$3.5MM$2.9MM
Unbacked Noncurrent LoansQ1 2022vs Q1 2021$326.00K$399.00K
Real Estate OwnedQ1 2022vs Q1 2021$0$200.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank & Trust Savings Account Rates

0.50%*-$25kHeritage Saver
OTHER TIERS: 0.02% $25k+

Heritage Bank & Trust Checking Account Rates

1.00%*-$10kHeritage Cash Checking
OTHER TIERS: 0.02% $10k+

Heritage Bank & Trust Locations
Heritage Bank & Trust217 S James M Campbell BlvdColumbia, TN 38401
Heritage Bank & Trust Branch109 S. Main StreetMount Pleasant, TN 38474
North Locust Avenue Branch2305 North Locust AvenueLawrenceburg, TN 38464

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