Overview / Commentary
Heritage Bank & Trust is headquartered in Columbia and is the 101st largest bank in the state of Tennessee. It is also the 3,305th largest bank in the nation. It was established in 2006 and as of December of 2018, it had grown to 36 employees at 4 locations. Heritage Bank & Trust has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58220 |
| Year Established | 2006 |
| Employees | 36 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.1% |
| Return on Equity - YTD | 13.08% |
| Annual Interest Income | $6.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $159.8MM$135.5MM |
| Loans | Q4 2018vs Q4 2017 | $122.3MM$104.5MM |
| Deposits | Q4 2018vs Q4 2017 | $142.9MM$117.5MM |
| Equity Capital | Q4 2018vs Q4 2017 | $13.6MM$12.1MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.1MM$2.0MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $772.00K$485.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $554.00K$312.00K |
Report an Issue
Always verify rates and promotions with the bank or credit union. We are not Heritage Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $50k+ | |||||
Heritage Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $25k | Kasasa Checking | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
Locations
| Heritage Bank & Trust Locations | ||
|---|---|---|
| Heritage Bank & Trust | 217 South James M. Campbell Boulevard | Columbia, TN 38401 |
| Heritage Bank & Trust Branch | 109 S. Main Street | Mount Pleasant, TN 38474 |
| North Locust Avenue Branch | 2305 North Locust Avenue | Lawrenceburg, TN 38464 |