Overview / Commentary
Heritage Bank & Trust is headquartered in Columbia and is the 99th largest bank in the state of Tennessee. It is also the 3,131st largest bank in the nation. It was established in 2006 and as of June of 2019, it had grown to 41 employees at 4 locations. Heritage Bank & Trust has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 58220 |
| Year Established | 2006 |
| Employees | 41 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.85% |
| Return on Equity - YTD | 9.97% |
| Annual Interest Income | $3.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $173.7MM$151.2MM |
| Loans | Q2 2019vs Q2 2018 | $128.0MM$113.7MM |
| Deposits | Q2 2019vs Q2 2018 | $156.1MM$135.4MM |
| Equity Capital | Q2 2019vs Q2 2018 | $15.1MM$12.5MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.5MM$2.1MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $585.00K$562.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $269.00K$526.00K |
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Always verify rates and promotions with the bank or credit union. We are not Heritage Bank & Trust; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage Bank & Trust Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.25% → $50k+ | |||||
Heritage Bank & Trust Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 3.00%* | - | $25k | Kasasa Checking | ||
| OTHER TIERS: 0.25% → $25k+ | |||||
Locations
| Heritage Bank & Trust Locations | ||
|---|---|---|
| Heritage Bank & Trust | 217 South James M. Campbell Boulevard | Columbia, TN 38401 |
| Heritage Bank & Trust Branch | 109 S. Main Street | Mount Pleasant, TN 38474 |
| North Locust Avenue Branch | 2305 North Locust Avenue | Lawrenceburg, TN 38464 |