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  2. Heritage Bank

Heritage Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.25%Reward CheckingeCentive Account
1.86% - National Average
1.13%5-year CD60 Month Triple Option CD
1.55% - National Average
0.23%1-year CD12 Month Triple Option CD
0.62% - National Average
View all Heritage Bank rates »

Overview / Commentary
www.heritagebankna.com
320-796-0215
110 W South St
Spicer, MN 56288

Heritage Bank is headquartered in Spicer and is the 39th largest bank in the state of Minnesota. It is also the 1,807th largest bank in the nation. It was established in 1964 and as of June of 2017, it had grown to 128 employees at 12 locations. Heritage Bank's savings rates are 3X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #19254
Year Established1964
Employees128
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD8.45%
Annual Interest Income$8.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$384.1MM$376.9MM
LoansQ2 2017vs Q2 2016$323.3MM$309.8MM
DepositsQ2 2017vs Q2 2016$303.1MM$317.0MM
Equity CapitalQ2 2017vs Q2 2016$39.3MM$40.6MM
Loan Loss AllowanceQ2 2017vs Q2 2016$4.2MM$4.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$1.4MM$417.00K
Real Estate OwnedQ2 2017vs Q2 2016$2.2MM$606.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.30%*$230k*-Jumbo Deposit Account
OTHER TIERS: 0.10% → Up to $100k | 1.20% → $100k - $230k
1.30%*$230k*-Business Jumbo Deposit Account
OTHER TIERS: 0.10% → Up to $100k | 1.20% → $100k - $230k
0.30%*$200k*-Flex Gold Savings
OTHER TIERS: 0.10% → $1k - $50k | 0.15% → $50k - $99k | 0.20% → $99k - $200k
0.30%*$200k*-Business Flex Gold Savings
OTHER TIERS: 0.10% → $1k - $50k | 0.15% → $50k - $99k | 0.20% → $100k - $200k
0.25%$1k-HeritageDirect Savings
0.25%$1k-Business HeritageDirect Savings
0.20%*$10k*-Health Savings Account
OTHER TIERS: 0.10% → Up to $2,500 | 0.15% → $2,500 - $10k
0.20%*$10k*-Business Health Savings Account
OTHER TIERS: 0.10% → Up to $2,500 | 0.15% → $2,500 - $10k
0.08%--Universal Savings
0.08%--Business Universal Savings

Heritage Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%*-$25keCentive Account
OTHER TIERS: 0.10% → $25k+
0.08%$1k-Legacy Checking

Heritage Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.13%*$25k*-60 Month Triple Option CD
OTHER TIERS: 0.93% → $2k - $10k | 1.03% → $10k - $25k
1.13%*$25k*-Business 60 Month Triple Option CD
OTHER TIERS: 0.93% → $2k - $10k | 1.03% → $10k - $25k
0.94%*$25k*-48 Month Triple Option CD
OTHER TIERS: 0.74% → $2k - $10k | 0.84% → $10k - $25k
0.94%*$25k*-Business 48 Month Triple Option CD
OTHER TIERS: 0.74% → $2k - $10k | 0.84% → $10k - $25k
0.80%*$25k*-36 Month Triple Option CD
OTHER TIERS: 0.60% → $2k - $10k | 0.70% → $10k - $25k
0.80%*$25k*-Business 36 Month Triple Option CD
OTHER TIERS: 0.60% → $2k - $10k | 0.70% → $10k - $25k
0.44%$2k-24 Month Triple Option CD
0.44%$2k-Business 24 Month Triple Option CD
0.23%$2k-12 Month Triple Option CD
0.23%$2k-Business 12 Month Triple Option CD
0.14%$2k-6 Month Triple Option CD
0.14%$2k-Business 6 Month Triple Option CD
0.10%$2k-3 Month Triple Option CD
0.10%$2k-Business 3 Month Triple Option CD
Locations

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