Heritage Community Credit Union


Overview / Commentary
916-364-1700
10415 Old Placerville Rd
Sacramento, CA 95827

Heritage Community Credit Union is headquartered in Sacramento and is the 115th largest credit union in the state of California. It is also the 1,073rd largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 43 employees and 11,515 members at 4 locations. Heritage Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details

Reviews (1)

Worst Service Of Any Bank

Posted by: |

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.



Health
B+

Health Grade Components

Overall
NCUA #68395
Year Chartered1953
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.42%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$266.5MM$256.5MM
LoansQ2 2023vs Q2 2022$211.2MM$194.8MM
DepositsQ2 2023vs Q2 2022$238.8MM$231.0MM
Equity CapitalQ2 2023vs Q2 2022$22.7MM$21.7MM
Loan Loss AllowanceQ2 2023vs Q2 2022$0$1.5MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$517.00K$414.00K
Real Estate OwnedQ2 2023vs Q2 2022$0$0
Rates

Rates for Heritage Community Credit Union are currently being reviewed.

Locations


Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

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