Overview / Commentary
Heritage Community Credit Union is headquartered in Sacramento and is the 114th largest credit union in the state of California. It is also the 1,075th largest credit union in the nation. It was established in 1953 and as of June of 2024, it had grown to 43 employees and 10,757 members at 4 locations. Heritage Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details
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Health
B+
Data as of Q2 2024
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68395 |
| Year Chartered | 1953 |
| Employees | 43 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.27% |
| Return on Equity - YTD | 14.16% |
| Annual Interest Income | $6.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $272.3MM$266.5MM |
| Loans | Q2 2024vs Q2 2023 | $230.4MM$211.2MM |
| Deposits | Q2 2024vs Q2 2023 | $242.1MM$238.8MM |
| Equity Capital | Q2 2024vs Q2 2023 | $24.6MM$22.7MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $2.3MM$1.6MM |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $975K$517K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |