Featured Savings Rates
Featured Accounts

Heritage Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingKasasa Cash
0.50%Reward SavingsKasasa Saver
2.02%5-year CD5 Year Share Certificate

Overview / Commentary
800-233-6328
10415 Old Placerville Rd
Sacramento, CA 95827-2508

Heritage Community Credit Union is headquartered in Sacramento and is the 116th largest credit union in the state of California. It is also the 1,016th largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 46 employees and 13,248 members at 4 locations. Heritage Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details

Related Posts

Heritage Community CU (CA) Adds Kasasa Cash (2.25% APY up to $25k) - 5/27/2017

Heritage Community Credit Union (northern California) has added a Kasasa Cash, which earns 2.25% APY on qualifying balances up to $25k.

Heritage Community Credit Union (CA) Has 15-Month CD Special - 12/20/2016

Heritage Community CU (CA) is offering a 15-month Certificate Special (5% APY, $5k max) at its new Gold River branch only. Companion checking account required.

View all posts from:


Reviews (1)

Worst Service Of Any Bank

Posted by: noway | Sep 30, 2012

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.



Health
B+

Health Grade Components

Overall
NCUA #68395
Year Chartered1953
Employees46
Primary Regulator
Profit Margin
Return on Assets - YTD0.58%
Return on Equity - YTD6.24%
Annual Interest Income$1.5MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$204.8MM$205.3MM
LoansQ1 2017vs Q1 2016$161.4MM$135.3MM
DepositsQ1 2017vs Q1 2016$180.6MM$181.1MM
Equity CapitalQ1 2017vs Q1 2016$19.0MM$20.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$2.5MM$1.0MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1.9MM$742.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.20% $50k+
0.08%--Youth Savers Club
0.08%--Junior Savers' Club
0.08%--Holiday Club
0.08%$200-Basic Savings
0.08%$200-Business Savings
0.08%$200-Trustee Savings
0.08%$200-UTMA
0.08%--IRA Savings

Heritage Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.22%*$25k*-Diamond Money Market
OTHER TIERS: 0.11% Up to $10k | 0.17% $10k - $25k
0.22%*$25k*-IRA Diamond Money Market
OTHER TIERS: 0.11% Up to $10k | 0.17% $10k - $25k

Heritage Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$25kKasasa Cash
OTHER TIERS: 0.20% $25k+

Heritage Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$1k-5 Year Share Certificate
1.51%$1k-4 Year Share Certificate
1.00%$1k-3 Year Share Certificate
0.75%$1k-2 Year Share Certificate
0.55%$1k-1 Year Share Certificate
0.55%--1 Year Wealth Builder Share Certificate
0.25%$1k-6 Month Share Certificate
0.15%$1k-3 Month Share Certificate

Heritage Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.02%$100-5 Year IRA Share Certificate
1.51%$100-4 Year IRA Share Certificate
1.00%$100-3 Year IRA Share Certificate
0.75%$100-2 Year IRA Share Certificate
0.55%$100-1 Year IRA Share Certificate
Locations


Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477