Heritage Community Credit Union

Overview / Commentary
10415 Old Placerville Rd
Sacramento, CA 95827

Heritage Community Credit Union is headquartered in Sacramento and is the 116th largest credit union in the state of California. It is also the 1,087th largest credit union in the nation. It was established in 1953 and as of June of 2021, it had grown to 39 employees and 12,200 members at 4 locations. Heritage Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details

Reviews (1)

Worst Service Of Any Bank

Posted by: |

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.


Health Grade Components

NCUA #68395
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD6.4%
Annual Interest Income$3.2MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$246.3MM$228.5MM
LoansQ2 2021vs Q2 2020$180.8MM$171.3MM
DepositsQ2 2021vs Q2 2020$223.3MM$197.0MM
Equity CapitalQ2 2021vs Q2 2020$21.3MM$20.5MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.7MM$1.9MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$1.1MM$794.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Heritage Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Community Credit Union Savings Account Rates

0.35%*-$50kKasasa Saver
OTHER TIERS: 0.01% $50k+
0.03%--Holiday Club
0.03%$200-Basic Savings
0.03%--IRA Savings

Heritage Community Credit Union Money Market Rates

0.10%*$10k*-IRA Diamond Money Market
OTHER TIERS: 0.05% Up to $10k
0.10%*$10k*-Money Market Accounts
OTHER TIERS: 0.05% Up to $10k

Heritage Community Credit Union Checking Account Rates

1.76%*-$25kKasasa Cash
OTHER TIERS: 0.01% $25k+

Heritage Community Credit Union CD Rates

0.65%$1k-5 Year Share Certificate
0.50%$1k-4 Year Share Certificate
0.40%$1k-3 Year Share Certificate
0.25%$1k-2 Year Share Certificate
0.20%$1k-1 Year Share Certificate
0.20%$25-1 Year Wealth Builder Share Certificate
0.05%$1k-3 Month Share Certificate
0.05%$1k-6 Month Share Certificate

Heritage Community Credit Union IRA Rates

0.65%$100-5 Year IRA Share Certificate
0.50%$100-4 Year IRA Share Certificate
0.40%$100-3 Year IRA Share Certificate
0.25%$100-2 Year IRA Share Certificate
0.20%$100-1 Year IRA Share Certificate

Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

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