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  2. Heritage Community Credit Union

Heritage Community Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
2.25%Reward CheckingKasasa Cash
1.96% - National Average
0.50%Reward SavingsKasasa Saver
0.89% - National Average
2.22%5-year CD5 Year Share Certificate
3.00% - Barclays 60 Month Online CDAdvertisement
View all Heritage Community Credit Union rates »

Overview / Commentary
www.heritageccu.com
800-233-6328
10415 Old Placerville Rd
Sacramento, CA 95827-2508

Heritage Community Credit Union is headquartered in Sacramento and is the 116th largest credit union in the state of California. It is also the 1,020th largest credit union in the nation. It was established in 1953 and as of March of 2018, it had grown to 43 employees and 13,178 members at 4 locations. Heritage Community Credit Union's CD rates are 11% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details

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Reviews (1)

Worst Service Of Any Bank

Posted by: noway | Sep 30, 2012

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.

4


Health
A

Data as of Q1 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #68395
Year Chartered1953
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.04%
Return on Equity - YTD0.43%
Annual Interest Income$1.6MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$211.5MM$204.8MM
LoansQ1 2018vs Q1 2017$168.4MM$161.4MM
DepositsQ1 2018vs Q1 2017$191.3MM$180.6MM
Equity CapitalQ1 2018vs Q1 2017$18.7MM$19.0MM
Loan Loss AllowanceQ1 2018vs Q1 2017$2.8MM$2.5MM
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$534.00K$1.9MM
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Community Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*-$50kKasasa Saver
OTHER TIERS: 0.20% → $50k+
0.10%--Holiday Club
0.10%$200-Basic Savings
0.10%--IRA Savings

Heritage Community Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$25k*-Diamond Money Market
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k
0.25%*$25k*-IRA Diamond Money Market
OTHER TIERS: 0.15% → Up to $10k | 0.20% → $10k - $25k

Heritage Community Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*-$25kKasasa Cash
OTHER TIERS: 0.20% → $25k+

Heritage Community Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$1k-5 Year Share Certificate
1.81%$1k-4 Year Share Certificate
1.51%$1k-3 Year Share Certificate
1.21%$1k-2 Year Share Certificate
1.00%$1k-1 Year Share Certificate
1.00%$25-1 Year Wealth Builder Share Certificate
0.55%$1k-6 Month Share Certificate
0.30%$1k-3 Month Share Certificate

Heritage Community Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.22%$100-5 Year IRA Share Certificate
1.81%$100-4 Year IRA Share Certificate
1.51%$100-3 Year IRA Share Certificate
1.21%$100-2 Year IRA Share Certificate
1.00%$100-1 Year IRA Share Certificate
Locations


Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

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