Heritage Community Credit Union is headquartered in Sacramento and is the 114th largest credit union in the state of California. It is also the 1,098th largest credit union in the nation. It was established in 1953 and as of June of 2022, it had grown to 41 employees and 11,923 members at 4 locations. Heritage Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details
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Worst Service Of Any Bank
Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.
I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.
Data as of Q2 2022
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68395 |
| Year Chartered | 1953 |
| Employees | 41 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.09% |
| Return on Equity - YTD | 1.04% |
| Annual Interest Income | $3.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $256.5MM$246.3MM |
| Loans | Q2 2022vs Q2 2021 | $194.8MM$180.8MM |
| Deposits | Q2 2022vs Q2 2021 | $231.0MM$223.3MM |
| Equity Capital | Q2 2022vs Q2 2021 | $21.7MM$21.3MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.5MM$1.7MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $414.00K$1.1MM |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |