Heritage Community Credit Union

Overview / Commentary
10415 Old Placerville Rd
Sacramento, CA 95827

Heritage Community Credit Union is headquartered in Sacramento and is the 114th largest credit union in the state of California. It is also the 1,098th largest credit union in the nation. It was established in 1953 and as of June of 2022, it had grown to 41 employees and 11,923 members at 4 locations. Heritage Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details

Reviews (1)

Worst Service Of Any Bank

Posted by: |

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.


Health Grade Components

NCUA #68395
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.09%
Return on Equity - YTD1.04%
Annual Interest Income$3.1MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$256.5MM$246.3MM
LoansQ2 2022vs Q2 2021$194.8MM$180.8MM
DepositsQ2 2022vs Q2 2021$231.0MM$223.3MM
Equity CapitalQ2 2022vs Q2 2021$21.7MM$21.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$1.5MM$1.7MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$414.00K$1.1MM
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Community Credit Union Savings Account Rates

1.00%*-$50kKasasa Saver
OTHER TIERS: 0.01% $50k+
0.05%--Holiday Club
0.05%$200-Basic Savings
0.05%--IRA Savings

Heritage Community Credit Union Money Market Rates

0.30%*$10k*-IRA Diamond Money Market
OTHER TIERS: 0.25% Up to $10k
0.30%*$10k*-Money Market Accounts
OTHER TIERS: 0.25% Up to $10k

Heritage Community Credit Union Checking Account Rates

2.50%*-$25kKasasa Cash
OTHER TIERS: 0.01% $25k+

Heritage Community Credit Union CD Rates

10.00%$1$1k12 Month Share Certificate - Exclusive Special (New Accounts)
2.50%$500$300k20 Month Share Certificate Special - 50% New Money
1.51%$1k-5 Year Share Certificate
1.41%$1k-4 Year Share Certificate
1.26%$1k-3 Year Share Certificate
1.11%$1k-2 Year Share Certificate
0.90%$1k-1 Year Share Certificate
0.90%$25-1 Year Wealth Builder Share Certificate
0.85%$1k-6 Month Share Certificate
0.65%$1k-3 Month Share Certificate

Heritage Community Credit Union IRA Rates

1.51%$100-5 Year IRA Share Certificate
1.41%$100-4 Year IRA Share Certificate
1.26%$100-3 Year IRA Share Certificate
1.11%$100-2 Year IRA Share Certificate
0.90%$100-1 Year IRA Share Certificate

Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.