Heritage Community Credit Union is headquartered in Sacramento and is the 116th largest credit union in the state of California. It is also the 1,087th largest credit union in the nation. It was established in 1953 and as of June of 2021, it had grown to 39 employees and 12,200 members at 4 locations. Heritage Community Credit Union has an A health rating.
Field of Membership Restrictions
Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details
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Worst Service Of Any Bank
Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.
I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.
Data as of Q2 2021
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68395 |
| Year Chartered | 1953 |
| Employees | 39 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 6.4% |
| Annual Interest Income | $3.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2021vs Q2 2020 | $246.3MM$228.5MM |
| Loans | Q2 2021vs Q2 2020 | $180.8MM$171.3MM |
| Deposits | Q2 2021vs Q2 2020 | $223.3MM$197.0MM |
| Equity Capital | Q2 2021vs Q2 2020 | $21.3MM$20.5MM |
| Loan Loss Allowance | Q2 2021vs Q2 2020 | $1.7MM$1.9MM |
| Unbacked Noncurrent Loans | Q2 2021vs Q2 2020 | $1.1MM$794.00K |
| Real Estate Owned | Q2 2021vs Q2 2020 | $0$0 |