Heritage Community Credit Union is headquartered in Sacramento and is the 117th largest credit union in the state of California. It is also the 1,031st largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 39 employees and 13,559 members at 4 locations. Heritage Community Credit Union's CD rates are 46% higher than the national average, and it has a B+ health rating.
Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details
Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.
I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.
Overall | |
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NCUA # | 68395 |
Year Chartered | 1953 |
Employees | 39 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.53% |
Return on Equity - YTD | 5.7% |
Annual Interest Income | $3.7MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2019vs Q2 2018 | $214.2MM$213.8MM |
Loans | Q2 2019vs Q2 2018 | $174.5MM$181.4MM |
Deposits | Q2 2019vs Q2 2018 | $193.0MM$193.6MM |
Equity Capital | Q2 2019vs Q2 2018 | $20.1MM$19.0MM |
Loan Loss Allowance | Q2 2019vs Q2 2018 | $1.2MM$2.1MM |
Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $461.00K$1.2MM |
Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.75%* | - | $50k | Kasasa Saver | ||
OTHER TIERS: 0.20% → $50k+ | |||||
0.08% | - | - | Holiday Club | ||
0.08% | $200 | - | Basic Savings | ||
0.08% | - | - | IRA Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.25%* | - | $25k | Kasasa Cash | ||
OTHER TIERS: 0.20% → $25k+ |
Heritage Community Credit Union Locations | ||
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Branch Office | 5329 Sunrise Blvd | Fair Oaks, CA 95628-3539 |
Branch Office | 707 E Bidwell St | Folsom, CA 95630-3341 |
Branch Office | 10415 Old Placerville Rd | Sacramento, CA 95827-2508 |
Branch Office | 2155 Golden Centre Ln | Gold River, CA 95670-4477 |