Heritage Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.25% | Reward Checking | 2.15% - National Average |
| 0.75% | Reward Savings | 0.98% - National Average |
| 2.53% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
Heritage Community Credit Union is headquartered in Sacramento and is the 117th largest credit union in the state of California. It is also the 1,020th largest credit union in the nation. It was established in 1953 and as of December of 2018, it had grown to 40 employees and 13,428 members at 4 locations. Heritage Community Credit Union's CD rates are 68% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details
Related Posts
Worst Service Of Any Bank
Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.
I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68395 |
| Year Chartered | 1953 |
| Employees | 40 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.35% |
| Return on Equity - YTD | 3.85% |
| Annual Interest Income | $6.8MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $213.9MM$203.5MM |
| Loans | Q4 2018vs Q4 2017 | $183.7MM$166.6MM |
| Deposits | Q4 2018vs Q4 2017 | $193.1MM$183.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $19.5MM$18.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.2MM$2.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $559.00K$318.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heritage Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | - | $50k | Kasasa Saver | ||
| OTHER TIERS: 0.20% → $50k+ | |||||
| 0.10% | - | - | Holiday Club | ||
| 0.10% | $200 | - | Basic Savings | ||
| 0.10% | - | - | IRA Savings | ||
Heritage Community Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $25k* | - | Diamond Money Market | ||
| OTHER TIERS: 0.35% → Up to $5k | 0.40% → $5k - $10k | 0.45% → $10k - $25k | |||||
| 0.50%* | $25k* | - | IRA Diamond Money Market | ||
| OTHER TIERS: 0.35% → Up to $5k | 0.40% → $5k - $10k | 0.45% → $10k - $25k | |||||
Heritage Community Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.25%* | - | $25k | Kasasa Cash | ||
| OTHER TIERS: 0.20% → $25k+ | |||||
Heritage Community Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | $1k | - | 5 Year Share Certificate | |
| 2.28% | $1k | - | 4 Year Share Certificate | |
| 2.02% | $1k | - | 3 Year Share Certificate | |
| 1.71% | $1k | - | 2 Year Share Certificate | |
| 1.51% | $1k | - | 1 Year Share Certificate | |
| 1.46% | $25 | - | 1 Year Wealth Builder Share Certificate | |
| 0.70% | $1k | - | 6 Month Share Certificate | |
| 0.45% | $1k | - | 3 Month Share Certificate |
Heritage Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | $100 | - | 5 Year IRA Share Certificate | |
| 2.28% | $100 | - | 4 Year IRA Share Certificate | |
| 2.02% | $100 | - | 3 Year IRA Share Certificate | |
| 1.71% | $100 | - | 2 Year IRA Share Certificate | |
| 1.51% | $100 | - | 1 Year IRA Share Certificate |
| Heritage Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 5329 Sunrise Blvd | Fair Oaks, CA 95628-3539 |
| Branch Office | 707 E Bidwell St | Folsom, CA 95630-3341 |
| Branch Office | 10415 Old Placerville Rd | Sacramento, CA 95827-2508 |
| Branch Office | 2155 Golden Centre Ln | Gold River, CA 95670-4477 |