Heritage Community Credit Union


Overview / Commentary
916-364-1700
10415 Old Placerville Rd
Sacramento, CA 95827

Heritage Community Credit Union is headquartered in Sacramento and is the 114th largest credit union in the state of California. It is also the 1,086th largest credit union in the nation. It was established in 1953 and as of September of 2022, it had grown to 44 employees and 11,784 members at 4 locations. Heritage Community Credit Union has an A health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details

Reviews (1)

Worst Service Of Any Bank

Posted by: |

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.



Health

Health Grade Components

Overall
NCUA #68395
Year Chartered1953
Employees44
Primary Regulator
Profit Margin
Return on Assets - YTD0.11%
Return on Equity - YTD1.3%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$258.3MM$249.8MM
LoansQ3 2022vs Q3 2021$203.9MM$182.0MM
DepositsQ3 2022vs Q3 2021$232.7MM$226.5MM
Equity CapitalQ3 2022vs Q3 2021$21.8MM$21.5MM
Loan Loss AllowanceQ3 2022vs Q3 2021$1.5MM$1.8MM
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$637.00K$1.1MM
Real Estate OwnedQ3 2022vs Q3 2021$0$0
Rates

Rates for Heritage Community Credit Union are currently being reviewed.

Locations


Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

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