Heritage Community Credit Union


Overview / Commentary
916-364-1700
10415 Old Placerville Rd
Sacramento, CA 95827

Heritage Community Credit Union is headquartered in Sacramento and is the 113th largest credit union in the state of California. It is also the 1,065th largest credit union in the nation. It was established in 1953 and as of December of 2023, it had grown to 43 employees and 11,157 members at 4 locations. Heritage Community Credit Union has a B+ health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details

Reviews (1)

Worst Service Of Any Bank

Posted by: |

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.



Health
B+

Health Grade Components

Overall
NCUA #68395
Year Chartered1953
Employees43
Primary Regulator
Profit Margin
Return on Assets - YTD0.32%
Return on Equity - YTD3.77%
Annual Interest Income$10MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$273MM$266MM
LoansQ4 2023vs Q4 2022$226.8MM$212MM
DepositsQ4 2023vs Q4 2022$245.1MM$239.2MM
Equity CapitalQ4 2023vs Q4 2022$22.9MM$22.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2MM$1.4MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$761K$755K
Real Estate OwnedQ4 2023vs Q4 2022$0$0
Rates

Rates for Heritage Community Credit Union are currently being reviewed.

Locations


Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

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