Heritage Community Credit Union

Overview / Commentary
10415 Old Placerville Rd
Sacramento, CA 95827-2508

Heritage Community Credit Union is headquartered in Sacramento and is the 117th largest credit union in the state of California. It is also the 1,031st largest credit union in the nation. It was established in 1953 and as of June of 2019, it had grown to 39 employees and 13,559 members at 4 locations. Heritage Community Credit Union's CD rates are 46% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details

Related Posts

Heritage Community Credit Union 15-Month CD Special - Sacramento, CA - 11/7/2018

15-month CD, 3.00% APY, with an active Kasasa checking account 15-month CD, 2.50% APY, with no Kasasa checking requirement $1,000 minimum deposit to open $250,000 maximum deposit For a limited time only https://www.heritageccu.com/accounts/personal-savings/cd-special.html

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Reviews (1)

Worst Service Of Any Bank

Posted by: noway | Sep 30, 2012

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.


Health Grade Components

NCUA #68395
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.53%
Return on Equity - YTD5.7%
Annual Interest Income$3.7MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$214.2MM$213.8MM
LoansQ2 2019vs Q2 2018$174.5MM$181.4MM
DepositsQ2 2019vs Q2 2018$193.0MM$193.6MM
Equity CapitalQ2 2019vs Q2 2018$20.1MM$19.0MM
Loan Loss AllowanceQ2 2019vs Q2 2018$1.2MM$2.1MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$461.00K$1.2MM
Real Estate OwnedQ2 2019vs Q2 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Heritage Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Community Credit Union Savings Account Rates

0.75%*-$50kKasasa Saver
OTHER TIERS: 0.20% $50k+
0.08%--Holiday Club
0.08%$200-Basic Savings
0.08%--IRA Savings

Heritage Community Credit Union Money Market Rates

0.40%*$25k*-Diamond Money Market
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k
0.40%*$25k*-IRA Diamond Money Market
OTHER TIERS: 0.30% Up to $10k | 0.35% $10k - $25k

Heritage Community Credit Union Checking Account Rates

2.25%*-$25kKasasa Cash
OTHER TIERS: 0.20% $25k+

Heritage Community Credit Union CD Rates

1.81%$1k-5 Year Share Certificate
1.71%$1k-4 Year Share Certificate
1.61%$1k-3 Year Share Certificate
1.51%$1k-2 Year Share Certificate
1.31%$1k-1 Year Share Certificate
1.31%$25-1 Year Wealth Builder Share Certificate
0.70%$1k-6 Month Share Certificate
0.35%$1k-3 Month Share Certificate

Heritage Community Credit Union IRA Rates

1.81%$100-5 Year IRA Share Certificate
1.71%$100-4 Year IRA Share Certificate
1.61%$100-3 Year IRA Share Certificate
1.51%$100-2 Year IRA Share Certificate
1.31%$100-1 Year IRA Share Certificate

Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

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