Advertising Disclosure

Heritage Community Credit Union

Overview / Commentary
10415 Old Placerville Rd
Sacramento, CA 95827-2508

Heritage Community Credit Union is headquartered in Sacramento and is the 117th largest credit union in the state of California. It is also the 1,029th largest credit union in the nation. It was established in 1953 and as of March of 2019, it had grown to 38 employees and 13,323 members at 4 locations. Heritage Community Credit Union's CD rates are 46% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Heritage Community Credit Union is open to those who live, worship, work, or attend school in Placer or Sacramento Counties in California.
See current membership details

Related Posts

Heritage Community Credit Union 15-Month CD Special - Sacramento, CA - 11/7/2018

15-month CD, 3.00% APY, with an active Kasasa checking account 15-month CD, 2.50% APY, with no Kasasa checking requirement $1,000 minimum deposit to open $250,000 maximum deposit For a limited time only

View all posts from:

Reviews (1)

Worst Service Of Any Bank

Posted by: noway | Sep 30, 2012

Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.

I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.


Health Grade Components

NCUA #68395
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.77%
Annual Interest Income$1.8MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$215.0MM$211.5MM
LoansQ1 2019vs Q1 2018$179.5MM$168.4MM
DepositsQ1 2019vs Q1 2018$193.4MM$191.3MM
Equity CapitalQ1 2019vs Q1 2018$19.8MM$18.7MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.1MM$2.8MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$368.00K$534.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Community Credit Union Savings Account Rates

0.75%*-$50kKasasa Saver
OTHER TIERS: 0.20% $50k+
0.10%--Holiday Club
0.10%$200-Basic Savings
0.10%--IRA Savings

Heritage Community Credit Union Money Market Rates

0.50%*$25k*-Diamond Money Market
OTHER TIERS: 0.40% Up to $10k | 0.45% $10k - $25k
0.50%*$25k*-IRA Diamond Money Market
OTHER TIERS: 0.40% Up to $10k | 0.45% $10k - $25k

Heritage Community Credit Union Checking Account Rates

2.25%*-$25kKasasa Cash
OTHER TIERS: 0.20% $25k+

Heritage Community Credit Union CD Rates

2.33%$1k-5 Year Share Certificate
2.07%$1k-4 Year Share Certificate
1.77%$1k-3 Year Share Certificate
1.66%$1k-2 Year Share Certificate
1.31%$1k-1 Year Share Certificate
1.31%$25-1 Year Wealth Builder Share Certificate
0.70%$1k-6 Month Share Certificate
0.35%$1k-3 Month Share Certificate

Heritage Community Credit Union IRA Rates

2.33%$100-5 Year IRA Share Certificate
2.07%$100-4 Year IRA Share Certificate
1.77%$100-3 Year IRA Share Certificate
1.66%$100-2 Year IRA Share Certificate
1.31%$100-1 Year IRA Share Certificate

Heritage Community Credit Union Locations
Branch Office5329 Sunrise BlvdFair Oaks, CA 95628-3539
Branch Office707 E Bidwell StFolsom, CA 95630-3341
Branch Office10415 Old Placerville RdSacramento, CA 95827-2508
Branch Office2155 Golden Centre LnGold River, CA 95670-4477

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.