Heritage Community Credit Union
Heritage Community Credit Union is headquartered in Sacramento and is the 115th largest credit union in the state of California. It is also the 1,073rd largest credit union in the nation. It was established in 1953 and as of June of 2023, it had grown to 43 employees and 11,515 members at 4 locations. Heritage Community Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details
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Worst Service Of Any Bank
Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.
I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.
Data as of Q2 2023
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68395 |
| Year Chartered | 1953 |
| Employees | 43 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.55% |
| Return on Equity - YTD | 6.42% |
| Annual Interest Income | $4.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2023vs Q2 2022 | $266.5MM$256.5MM |
| Loans | Q2 2023vs Q2 2022 | $211.2MM$194.8MM |
| Deposits | Q2 2023vs Q2 2022 | $238.8MM$231.0MM |
| Equity Capital | Q2 2023vs Q2 2022 | $22.7MM$21.7MM |
| Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$1.5MM |
| Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $517.00K$414.00K |
| Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |