Heritage Community Credit Union is headquartered in Sacramento and is the 116th largest credit union in the state of California. It is also the 1,104th largest credit union in the nation. It was established in 1953 and as of December of 2021, it had grown to 42 employees and 11,859 members at 4 locations. Heritage Community Credit Union has an A health rating.
Membership in Heritage Community Credit Union is open to those who live, work, worship, or attend school in the California counties of El Dorado, Placer, Sacramento, San Joaquin, or Yolo. Any California resident who is a member of the affiliated organization, the Financial Fitness Association, is also eligible for membership.
See current membership details
Sunrise and Madison branch 9/29/2012 1PM Saturday. Went to open a bank account. 4 people working at the bank no other customers but me and only 1 was able to open the account. She was on the phone and rudely stated she was on her break and I would have to wait for 20 min before she could help.
I got up and left worst service of any bank I have ever been to and I have many accounts at many banks.
Overall | |
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NCUA # | 68395 |
Year Chartered | 1953 |
Employees | 42 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.42% |
Return on Equity - YTD | 4.82% |
Annual Interest Income | $6.3MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $249.0MM$236.9MM |
Loans | Q4 2021vs Q4 2020 | $177.8MM$180.7MM |
Deposits | Q4 2021vs Q4 2020 | $223.5MM$209.7MM |
Equity Capital | Q4 2021vs Q4 2020 | $21.6MM$20.6MM |
Secondary Capital | Q4 2021vs Q4 2020 | $2.0MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $1.8MM$2.6MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.0MM$1.2MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
1.00%* | - | $50k | Kasasa Saver | ||
OTHER TIERS: 0.01% → $50k+ | |||||
0.04% | - | - | Holiday Club | ||
0.04% | $200 | - | Basic Savings | ||
0.04% | - | - | IRA Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.25%* | $10k* | - | IRA Diamond Money Market | ||
OTHER TIERS: 0.20% → Up to $10k | |||||
0.25%* | $10k* | - | Money Market Accounts | ||
OTHER TIERS: 0.20% → Up to $10k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
2.25%* | - | $25k | Kasasa Cash | ||
OTHER TIERS: 0.01% → $25k+ |
Heritage Community Credit Union Locations | ||
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Branch Office | 5329 Sunrise Blvd | Fair Oaks, CA 95628-3539 |
Branch Office | 707 E Bidwell St | Folsom, CA 95630-3341 |
Branch Office | 10415 Old Placerville Rd | Sacramento, CA 95827-2508 |
Branch Office | 2155 Golden Centre Ln | Gold River, CA 95670-4477 |