Heritage Financial Credit Union is headquartered in Middletown and is the 31st largest credit union in the state of New York. It is also the 673rd largest credit union in the nation. It was established in 1940 and as of December of 2021, it had grown to 127 employees and 44,016 members at 12 locations. Heritage Financial Credit Union has an A health rating.
Heritage Financial Credit Union is open to those who live, work, worship, attend school or volunteer in Orange, Ulster, Dutchess or Rockland counties in New York, Pike County, Pennsylvania; or Sussex County, New Jersey.
See current membership details
Overall | |
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NCUA # | 68711 |
Year Chartered | 1940 |
Employees | 127 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.75% |
Return on Equity - YTD | 8.97% |
Annual Interest Income | $18.2MM |
Assets and Liabilities | ||
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Assets | Q4 2021vs Q4 2020 | $536.7MM$493.2MM |
Loans | Q4 2021vs Q4 2020 | $411.1MM$382.3MM |
Deposits | Q4 2021vs Q4 2020 | $468.6MM$430.0MM |
Equity Capital | Q4 2021vs Q4 2020 | $44.6MM$41.7MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $3.2MM$3.5MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $1.4MM$2.0MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $413.00K$602.00K |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.12%* | $200k* | - | Super Saver | ||
OTHER TIERS: 0.05% → $25k - $100k | 0.08% → $100k - $200k | |||||
0.01% | $500 | - | Share Savings |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.12%* | $200k* | - | Money Market Account | ||
OTHER TIERS: 0.05% → $2.5k - $100k | 0.08% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.15%* | $150k* | - | Platinum Checking | ||
OTHER TIERS: 0.10% → $100k - $150k | |||||
0.05%* | $20k* | $100k | Gold Checking | ||
OTHER TIERS: 0.03% → Up to $20k |