Advertising Disclosure
  1. Banks
  2. Heritage Financial Credit Union

Heritage Financial Credit Union


Overview / Commentary
heritagefcu.com
845-561-5607
25 Rykowski Ln
Middletown, NY 10941

Heritage Financial Credit Union is headquartered in Middletown and is the 31st largest credit union in the state of New York. It is also the 673rd largest credit union in the nation. It was established in 1940 and as of December of 2021, it had grown to 127 employees and 44,016 members at 12 locations. Heritage Financial Credit Union has an A health rating.

Field of Membership Restrictions

Heritage Financial Credit Union is open to those who live, work, worship, attend school or volunteer in Orange, Ulster, Dutchess or Rockland counties in New York, Pike County, Pennsylvania; or Sussex County, New Jersey.
See current membership details

Related Posts

View all posts from:


Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
A

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
NCUA #68711
Year Chartered1940
Employees127
Primary Regulator
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.97%
Annual Interest Income$18.2MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$536.7MM$493.2MM
LoansQ4 2021vs Q4 2020$411.1MM$382.3MM
DepositsQ4 2021vs Q4 2020$468.6MM$430.0MM
Equity CapitalQ4 2021vs Q4 2020$44.6MM$41.7MM
Loan Loss AllowanceQ4 2021vs Q4 2020$3.2MM$3.5MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$1.4MM$2.0MM
Real Estate OwnedQ4 2021vs Q4 2020$413.00K$602.00K
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Financial Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$200k*-Super Saver
OTHER TIERS: 0.05% → $25k - $100k | 0.08% → $100k - $200k
0.01%$500-Share Savings

Heritage Financial Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.12%*$200k*-Money Market Account
OTHER TIERS: 0.05% → $2.5k - $100k | 0.08% → $100k - $200k

Heritage Financial Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$150k*-Platinum Checking
OTHER TIERS: 0.10% → $100k - $150k
0.05%*$20k*$100kGold Checking
OTHER TIERS: 0.03% → Up to $20k

Heritage Financial Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-60 Month CD
OTHER TIERS: 0.50% → $500 - $100k
0.45%*$100k*-48 Month CD
OTHER TIERS: 0.40% → $500 - $100k
0.35%*$100k*-36 Month CD
OTHER TIERS: 0.30% → $500 - $100k
0.25%*$100k*-24 Month CD
OTHER TIERS: 0.20% → $500 - $100k
0.20%*$100k*-12 Month CD
OTHER TIERS: 0.15% → $500 - $100k
0.15%*$100k*-6 Month CD
OTHER TIERS: 0.10% → $500 - $100k

Heritage Financial Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.55%*$100k*-60 Month IRA
OTHER TIERS: 0.50% → $500 - $100k
0.45%*$100k*-48 Month IRA
OTHER TIERS: 0.40% → $500 - $100k
0.35%*$100k*-36 Month IRA
OTHER TIERS: 0.30% → $500 - $100k
0.25%*$100k*-24 Month IRA
OTHER TIERS: 0.20% → $500 - $100k
0.20%*$100k*-12 Month IRA
OTHER TIERS: 0.15% → $500 - $100k
0.15%*$100k*-6 Month IRA
OTHER TIERS: 0.10% → $500 - $100k
Locations

Availability



The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.