Heritage Financial Credit Union is headquartered in Middletown and is the 29th largest credit union in the state of New York. It is also the 633rd largest credit union in the nation. It was established in 1940 and as of December of 2022, it had grown to 133 employees and 47,010 members at 12 locations. Heritage Financial Credit Union's CD rates are 6X the national average, and it has a B+ health rating.
Heritage Financial Credit Union is open to those who live, work, worship, attend school or volunteer in Orange, Ulster, Dutchess or Rockland counties in New York, Pike County, Pennsylvania; or Sussex County, New Jersey.
See current membership details
Overall | |
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NCUA # | 68711 |
Year Chartered | 1940 |
Employees | 133 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.85% |
Return on Equity - YTD | 10.83% |
Annual Interest Income | $20.6MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2022vs Q4 2021 | $622.9MM$536.7MM |
Loans | Q4 2022vs Q4 2021 | $483.8MM$411.1MM |
Deposits | Q4 2022vs Q4 2021 | $511.4MM$468.6MM |
Equity Capital | Q4 2022vs Q4 2021 | $47.2MM$44.6MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $3.0MM$3.2MM |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $2.0MM$1.4MM |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$413.00K |
Always verify rates and promotions with the bank or credit union. We are not Heritage Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $200k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → $2.5k - $100k | 0.20% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.20%* | $150k* | $250k | Platinum Checking | ||
OTHER TIERS: 0.15% → $100k+ | |||||
0.05%* | $20k* | $100k | Gold Checking | ||
OTHER TIERS: 0.03% → Up to $20k |