Heritage Financial Credit Union is headquartered in Middletown and is the 31st largest credit union in the state of New York. It is also the 668th largest credit union in the nation. It was established in 1940 and as of September of 2022, it had grown to 130 employees and 46,129 members at 12 locations. Heritage Financial Credit Union has an A health rating.
Heritage Financial Credit Union is open to those who live, work, worship, attend school or volunteer in Orange, Ulster, Dutchess or Rockland counties in New York, Pike County, Pennsylvania; or Sussex County, New Jersey.
See current membership details
Overall | |
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NCUA # | 68711 |
Year Chartered | 1940 |
Employees | 130 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 0.95% |
Return on Equity - YTD | 11.88% |
Annual Interest Income | $14.6MM |
Assets and Liabilities | ||
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Assets | Q3 2022vs Q3 2021 | $577.5MM$525.0MM |
Loans | Q3 2022vs Q3 2021 | $457.2MM$409.4MM |
Deposits | Q3 2022vs Q3 2021 | $486.3MM$461.9MM |
Equity Capital | Q3 2022vs Q3 2021 | $46.7MM$44.1MM |
Loan Loss Allowance | Q3 2022vs Q3 2021 | $3.2MM$3.5MM |
Unbacked Noncurrent Loans | Q3 2022vs Q3 2021 | $1.7MM$1.7MM |
Real Estate Owned | Q3 2022vs Q3 2021 | $0$383.00K |
Rates for Heritage Financial Credit Union are currently being reviewed.