Heritage Financial Credit Union is headquartered in Middletown and is the 29th largest credit union in the state of New York. It is also the 618th largest credit union in the nation. It was established in 1940 and as of June of 2023, it had grown to 138 employees and 48,841 members at 12 locations. Heritage Financial Credit Union's savings rates are 9X the national average, and it has a B+ health rating.
Heritage Financial Credit Union is open to those who live, work, worship, attend school, or volunteer in the New York counties of Dutchess, Orange, Ulster, Rockland, Sullivan, Pike, or Sussex.
See current membership details
Overall | |
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NCUA # | 68711 |
Year Chartered | 1940 |
Employees | 138 |
Primary Regulator |
Profit Margin | |
---|---|
Return on Assets - YTD | 0.82% |
Return on Equity - YTD | 10.72% |
Annual Interest Income | $13.8MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q2 2023vs Q2 2022 | $655.7MM$589.3MM |
Loans | Q2 2023vs Q2 2022 | $521.1MM$435.6MM |
Deposits | Q2 2023vs Q2 2022 | $530.4MM$501.5MM |
Equity Capital | Q2 2023vs Q2 2022 | $49.2MM$45.7MM |
Loan Loss Allowance | Q2 2023vs Q2 2022 | $0$3.0MM |
Unbacked Noncurrent Loans | Q2 2023vs Q2 2022 | $1.9MM$1.3MM |
Real Estate Owned | Q2 2023vs Q2 2022 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heritage Financial Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $200k* | - | Money Market Account | ||
OTHER TIERS: 0.15% → $2.5k - $100k | 0.20% → $100k - $200k |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
---|---|---|---|---|---|
0.30%* | $250k* | - | Platinum Checking | ||
OTHER TIERS: 0.20% → $100k - $150k | 0.25% → $150k - $250k | |||||
0.10%* | $20k* | $100k | Gold Checking | ||
OTHER TIERS: 0.08% → Up to $20k |