Heritage First Bank (GA)

Overview / Commentary

www.heritagefirstbank.com

706-378-5300

501 Broad Street
Rome, GA 30161-3096

Heritage First Bank (GA) is headquartered in Rome and is the 99^th largest bank in the state of Georgia. It is also the 3,284^th largest bank in the nation. It was established in 1904 and as of June of 2020, it had grown to 40 employees at 3 locations. Heritage First Bank (GA) has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	20761
Year Established	1904
Employees	40
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.72%
Return on Equity - YTD	6.81%
Annual Interest Income	$3.9MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$167.6MM$137.9MM
Loans	Q2 2020vs Q2 2019	$124.3MM$111.2MM
Deposits	Q2 2020vs Q2 2019	$150.1MM$122.2MM
Equity Capital	Q2 2020vs Q2 2019	$16.8MM$15.3MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$1.4MM$1.0MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$2.0MM$919.00K
Real Estate Owned	Q2 2020vs Q2 2019	$325.00K$778.00K

Rates

Skip to rates for:

Savings
Money Market
Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage First Bank (GA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage First Bank (GA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Heritage Personal Savings
0.05%	$100	-	Heritage Health Savings
0.05%	-	-	Heritage Christmas Club

Heritage First Bank (GA) Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^*	$25k^*	-	Heritage Personal Premium Money Market
OTHER TIERS: 0.07% → Up to $25k
0.07%^*	$25k^*	-	Heritage Business Premium Money Market
OTHER TIERS: 0.05% → Up to $25k

Heritage First Bank (GA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%	$1k	-	Heritage Prime Checking
0.07%	$1k	-	Heritage Business Interest Checking
0.07%^*	$50k^*	-	Heritage IOLTA
OTHER TIERS: 0.05% → $1k - $50k
0.05%	$1k	-	Heritage Interest Checking

Locations

Heritage First Bank (GA) Locations
Heritage First Bank	501 Broad Street	Rome, GA 30161
West Rome Branch	2211 Shorter Avenue Southwest	Rome, GA 30165
Armuchee Branch	2950 Martha Berry Boulevard Ne	Rome, GA 30165

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.