Heritage First Bank (GA)

Deposits held and insured by First National Community Bank (GA)

Overview / Commentary
706-378-5300
501 Broad Street
Rome, GA 30161-3096
Deposits held and insured by First National Community Bank (GA)
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Health
A+

Data as of Q2 2021

Data displayed below is for insuring bank: First National Community Bank (GA)
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Health Grade Components

Overall
FDIC Certificate #22092
Year Established1975
Employees65
Primary RegulatorOCC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD9.09%
Annual Interest Income$6.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$353.9MM$305.0MM
LoansQ2 2021vs Q2 2020$226.0MM$218.9MM
DepositsQ2 2021vs Q2 2020$312.0MM$266.4MM
Equity CapitalQ2 2021vs Q2 2020$41.5MM$37.0MM
Loan Loss AllowanceQ2 2021vs Q2 2020$2.4MM$2.3MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$580.00K$1.3MM
Real Estate OwnedQ2 2021vs Q2 2020$1.0MM$2.4MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage First Bank (GA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Heritage Personal Savings
0.05%$100-Heritage Health Savings
0.05%--Heritage Christmas Club

Heritage First Bank (GA) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%*$25k*-Heritage Personal Premium Money Market
OTHER TIERS: 0.07% Up to $25k
0.07%*$25k*-Heritage Business Premium Money Market
OTHER TIERS: 0.05% Up to $25k

Heritage First Bank (GA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.07%$1k-Heritage Prime Checking
0.07%$1k-Heritage Business Interest Checking
0.07%*$50k*-Heritage IOLTA
OTHER TIERS: 0.05% $1k - $50k
0.05%$1k-Heritage Interest Checking
Locations


Cities: Adairsville, Calhoun, Cartersville, Chatsworth, Dalton, Eton, Rome

Adairsville Branches
Northside Bank Branch7741 Adairsville HighwayAdairsville, GA 30103

Calhoun Branches
Calhoun Branch1300 Lovers Lane RoadCalhoun, GA 30701

Cartersville Branches
Cartersville Branch325 Cherokee PlaceCartersville, GA 30121

Chatsworth Branches
First National Community Bank701 N 3rd AveChatsworth, GA 30705

Dalton Branches
Dalton Office362 Northgate DriveDalton, GA 30721
Dalton Branch415 South Thornton AveDalton, GA 30720

Eton Branches
The Eton Branch3400 Hwy 411 NorthEton, GA 30724

Rome Branches
Heritage First Bank501 Broad StreetRome, GA 30161
West Rome Branch2211 Shorter Avenue SouthwestRome, GA 30165
Armuchee Branch2950 Martha Berry Boulevard NeRome, GA 30165

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