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Heritage South Credit Union

Popular Accounts at this Credit Union

3.00%Reward CheckingPremium Rewards Checking
0.50%1-year CD12 Month CD
0.20%SavingsRegular Share (Savings) Account

Overview / Commentary
60 Gene E Stewart Blvd
Sylacauga, AL 35151

Heritage South Credit Union is headquartered in Sylacauga and is the 29th largest credit union in the state of Alabama. It is also the 1,421st largest credit union in the nation. It was established in 1937 and as of December of 2017, it had grown to 44 employees and 11,506 members at 4 locations. Heritage South Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Heritage South Credit Union of Alabama is open to individuals who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, and Tallapoosa.
See current membership details

Related Posts

Heritage South CU's (AL) Premium Rewards Checking Earns 3.00% APY - 4/21/2017

Heritage South CU's (AL) Premium Rewards Checking earns 3.00% APY on qualifying balances up to $15k. The 3.00% APY has been in effect for almost four years.

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Health Grade Components

NCUA #68586
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.57%
Return on Equity - YTD5.96%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$121.2MM$114.0MM
LoansQ4 2017vs Q4 2016$88.3MM$80.4MM
DepositsQ4 2017vs Q4 2016$109.1MM$102.5MM
Equity CapitalQ4 2017vs Q4 2016$11.6MM$11.0MM
Loan Loss AllowanceQ4 2017vs Q4 2016$535.00K$425.00K
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$770.00K$640.00K
Real Estate OwnedQ4 2017vs Q4 2016$140.00K$131.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage South Credit Union Savings Account Rates

0.85%--Individual Retirement Accounts
0.85%--Roth Individual Retirement Account
0.20%--Regular Share (Savings) Account
0.20%--Christmas Club Account
0.20%--Vacation Club Account

Heritage South Credit Union Money Market Rates

1.00%*$25k*-Money Market Account
OTHER TIERS: 0.30% $2,500 - $5k | 0.50% $5k - $10k | 0.75% $10k - $25k

Heritage South Credit Union Checking Account Rates

3.00%*-$15kPremium Rewards Checking Account
OTHER TIERS: 0.20% $15k+
0.20%--Prestige Checking Account

Heritage South Credit Union CD Rates

1.41%$1k-48 Month CD - w/Direct Deposit
1.36%$1k-36 Month CD - w/Direct Deposit
1.31%$1k-24 Month CD - w/Direct Deposit
1.26%$1k-18 Month CD - w/Direct Deposit
1.21%$1k-48 Month CD
1.00%$1k-36 Month CD
1.00%$1k-12 Month CD - w/Direct Deposit
0.85%$1k-24 Month CD
0.85%$1k-6 Month CD - w/Direct Deposit
0.60%$1k-18 Month CD
0.50%$1k-12 Month CD
0.40%$1k-6 Month CD

Heritage South Credit Union IRA Rates

1.41%$1k-48 Month IRA - w/Direct Deposit
1.36%$1k-36 Month IRA - w/Direct Deposit
1.31%$1k-24 Month IRA - w/Direct Deposit
1.26%$1k-18 Month IRA - w/Direct Deposit
1.21%$1k-48 Month IRA
1.00%$1k-12 Month IRA - w/Direct Deposit
1.00%$1k-36 Month IRA
0.85%$1k-6 Month IRA - w/Direct Deposit
0.85%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.40%$1k-6 Month IRA

Heritage South Credit Union Locations
Branch Office60 Gene E Stewart BlvdSylacauga, AL 35151
Branch Office901 N Broadway AveSylacauga, AL 35150
Branch Office14 Faye S Perry driveChildersburg, AL 35044
Branch Office2825 Moody PkwyMoody, AL 35004-3102