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  2. Heritage South Credit Union

Heritage South Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
3.00%Reward CheckingPremium Rewards Checking
1.82% - National Average
0.50%1-year CD12 Month CD
1.35% - Ally Bank High Yield 12-Month CDAdvertisement
0.20%SavingsRegular Share (Savings) Account
1.05% - Ally Bank Online Savings AccountAdvertisement
View all Heritage South Credit Union rates »

Overview / Commentary
www.myhscu.com
888-245-4776
60 Gene E Stewart Blvd
Sylacauga, AL 35151

Heritage South Credit Union is headquartered in Sylacauga and is the 30th largest credit union in the state of Alabama. It is also the 1,458th largest credit union in the nation. It was established in 1937 and as of December of 2016, it had grown to 41 employees and 10,712 members at 4 locations. Heritage South Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Heritage South Credit Union of Alabama is open to individuals who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, and Tallapoosa.
See current membership details

Related Posts

Heritage South CU's (AL) Premium Rewards Checking Earns 3.00% APY - 4/21/2017

Heritage South CU's (AL) Premium Rewards Checking earns 3.00% APY on qualifying balances up to $15k. The 3.00% APY has been in effect for almost four years.

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Health
A

Data as of Q4 2016

Learn why bank health matters

Health Grade Components

Overall
NCUA #68586
Year Chartered1937
Employees41
Primary Regulator
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD4.82%
Annual Interest Income$4.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$114.0MM$106.0MM
LoansQ4 2016vs Q4 2015$80.4MM$71.3MM
DepositsQ4 2016vs Q4 2015$102.5MM$94.5MM
Equity CapitalQ4 2016vs Q4 2015$11.0MM$11.0MM
Loan Loss AllowanceQ4 2016vs Q4 2015$425.00K$303.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$640.00K$467.00K
Real Estate OwnedQ4 2016vs Q4 2015$131.00K$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage South Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%--Individual Retirement Accounts
0.85%--Roth Individual Retirement Account
0.20%--Regular Share (Savings) Account
0.20%--Christmas Club Account
0.20%--Vacation Club Account

Heritage South Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*$25k*-Money Market Account
OTHER TIERS: 0.30% → $2,500 - $5k | 0.50% → $5k - $10k | 0.75% → $10k - $25k

Heritage South Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%*-$15kPremium Rewards Checking Account
OTHER TIERS: 0.20% → $15k+
0.20%--Prestige Checking Account

Heritage South Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-48 Month CD - w/Direct Deposit
1.36%$1k-36 Month CD - w/Direct Deposit
1.31%$1k-24 Month CD - w/Direct Deposit
1.26%$1k-18 Month CD - w/Direct Deposit
1.21%$1k-48 Month CD
1.00%$1k-36 Month CD
1.00%$1k-12 Month CD - w/Direct Deposit
0.85%$1k-24 Month CD
0.85%$1k-6 Month CD - w/Direct Deposit
0.60%$1k-18 Month CD
0.50%$1k-12 Month CD
0.40%$1k-6 Month CD

Heritage South Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-48 Month IRA - w/Direct Deposit
1.36%$1k-36 Month IRA - w/Direct Deposit
1.31%$1k-24 Month IRA - w/Direct Deposit
1.26%$1k-18 Month IRA - w/Direct Deposit
1.21%$1k-48 Month IRA
1.00%$1k-12 Month IRA - w/Direct Deposit
1.00%$1k-36 Month IRA
0.85%$1k-6 Month IRA - w/Direct Deposit
0.85%$1k-24 Month IRA
0.60%$1k-18 Month IRA
0.50%$1k-12 Month IRA
0.40%$1k-6 Month IRA
Locations


Heritage South Credit Union Locations
Branch Office60 Gene E Stewart BlvdSylacauga, AL 35151
Branch Office901 N Broadway AveSylacauga, AL 35150
Branch Office14 Faye S Perry driveChildersburg, AL 35044
Branch Office2825 Moody PkwyMoody, AL 35004-3102