Heritage South Credit Union

Overview / Commentary
60 Gene E Stewart Blvd
Sylacauga, AL 35151

Heritage South Credit Union is headquartered in Sylacauga and is the 29th largest credit union in the state of Alabama. It is also the 1,367th largest credit union in the nation. It was established in 1937 and as of September of 2022, it had grown to 52 employees and 14,813 members at 5 locations. Heritage South Credit Union has a B+ health rating.

Field of Membership Restrictions

Heritage South Credit Union of Alabama is open to individuals who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, and Tallapoosa.
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Health Grade Components

NCUA #68586
Year Chartered1937
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD8.56%
Annual Interest Income$4.9MM
Assets and Liabilities
AssetsQ3 2022vs Q3 2021$173.6MM$175.2MM
LoansQ3 2022vs Q3 2021$116.8MM$107.0MM
DepositsQ3 2022vs Q3 2021$159.7MM$160.5MM
Equity CapitalQ3 2022vs Q3 2021$12.4MM$13.2MM
Loan Loss AllowanceQ3 2022vs Q3 2021$676.00K$652.00K
Unbacked Noncurrent LoansQ3 2022vs Q3 2021$505.00K$611.00K
Real Estate OwnedQ3 2022vs Q3 2021$0$98.00K

Rates for Heritage South Credit Union are currently being reviewed.


Heritage South Credit Union Locations
Branch Office60 Gene E Stewart BlvdSylacauga, AL 35151
Branch Office901 N Broadway AveSylacauga, AL 35150
Branch Office14 Faye S Perry driveChildersburg, AL 35044
Branch Office2825 Moody PkwyMoody, AL 35004-3102
Branch Office3553 US Hwy 280Alexander City, AL 35010

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