Heritage South Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.20% | Reward Checking | Premium Rewards Checking 1.75% - National Average |
| 0.50% | 1-year CD | 12 Month CD 1.05% - Ally Bank High Yield 12-Month CD |
| 0.20% | Savings | Regular Share (Savings) Account 1.00% - Ally Bank Online Savings Account |
Heritage South Credit Union is headquartered in Sylacauga and is the 30th largest credit union in the state of Alabama. It is also the 1,469th largest credit union in the nation. It was established in 1937 and as of June of 2016, it had grown to 37 employees and 10,530 members at 4 locations. Heritage South Credit Union's money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
Heritage South Credit Union of Alabama is open to the residents, church members, registered students, and the people that maintain employment within these qualified counties: Talladega, Jefferson, Shelby, Coosa, Tallapoosa, Elmore, Chambers, Randolph, Chilton, Calhoun, Clay, Cleburne, St. Clair, and Lee.
See current membership details
Related Posts
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68586 |
| Year Chartered | 1937 |
| Employees | 37 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.6% |
| Return on Equity - YTD | 5.72% |
| Annual Interest Income | $2.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $111.3MM$101.6MM |
| Loans | Q2 2016vs Q2 2015 | $77.0MM$68.3MM |
| Deposits | Q2 2016vs Q2 2015 | $99.0MM$90.2MM |
| Equity Capital | Q2 2016vs Q2 2015 | $11.5MM$11.0MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $303.00K$257.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $347.00K$266.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $139.00K$156.00K |
Always verify rates and promotions with the bank or credit union. We are not Heritage South Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage South Credit Union Savings Account Rates
Heritage South Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $2,500 - $5k | 0.50% → $5k - $10k | 0.75% → $10k - $25k | |||||
Heritage South Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.20% | - | - | Prestige Checking Account | |
| 0.20% | - | - | Premium Rewards Checking Account |
Heritage South Credit Union CD Rates
Heritage South Credit Union IRA Rates
| Heritage South Credit Union Locations | ||
|---|---|---|
| Branch Office | 60 Gene E Stewart Blvd | Sylacauga, AL 35151 |
| Branch Office | 901 N Broadway Ave | Sylacauga, AL 35150 |
| Branch Office | 14 Faye S Perry drive | Childersburg, AL 35044 |
| Branch Office | 2825 Moody Pkwy | Moody, AL 35004-3102 |