Heritage South Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | Reward Checking | 2.04% - National Average |
| 0.75% | 1-year CD | 2.60% - Capital One 12 Month 360 CD |
| 0.20% | Savings |
Heritage South Credit Union is headquartered in Sylacauga and is the 29th largest credit union in the state of Alabama. It is also the 1,433rd largest credit union in the nation. It was established in 1937 and as of June of 2018, it had grown to 42 employees and 12,276 members at 5 locations. Heritage South Credit Union's money market rates are 2X the national average, and it has a B+ health rating.
Field of Membership Restrictions
Heritage South Credit Union of Alabama is open to individuals who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, and Tallapoosa.
See current membership details
Related Posts
Data as of Q2 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 68586 |
| Year Chartered | 1937 |
| Employees | 42 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -1.16% |
| Return on Equity - YTD | -13.43% |
| Annual Interest Income | $2.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2018vs Q2 2017 | $122.5MM$120.8MM |
| Loans | Q2 2018vs Q2 2017 | $92.6MM$86.7MM |
| Deposits | Q2 2018vs Q2 2017 | $111.1MM$108.7MM |
| Equity Capital | Q2 2018vs Q2 2017 | $10.8MM$11.3MM |
| Loan Loss Allowance | Q2 2018vs Q2 2017 | $1.6MM$492.00K |
| Unbacked Noncurrent Loans | Q2 2018vs Q2 2017 | $761.00K$760.00K |
| Real Estate Owned | Q2 2018vs Q2 2017 | $68.00K$67.00K |
Always verify rates and promotions with the bank or credit union. We are not Heritage South Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage South Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.85% | - | - | Individual Retirement Accounts | |
| 0.20% | - | - | Regular Share (Savings) Account | |
| 0.20% | - | - | Christmas Club Account | |
| 0.20% | - | - | Vacation Club Account |
Heritage South Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.60% → $2.5k - $5k | 0.70% → $5k - $10k | 0.80% → $10k - $25k | |||||
Heritage South Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | - | - | Premium Rewards Checking Account | |
| 0.20% | - | - | Prestige Checking Account |
Heritage South Credit Union CD Rates
Heritage South Credit Union IRA Rates
| Heritage South Credit Union Locations | ||
|---|---|---|
| Branch Office | 60 Gene E Stewart Blvd | Sylacauga, AL 35151 |
| Branch Office | 901 N Broadway Ave | Sylacauga, AL 35150 |
| Branch Office | 14 Faye S Perry drive | Childersburg, AL 35044 |
| Branch Office | 2825 Moody Pkwy | Moody, AL 35004-3102 |
| Branch Office | 3553 US Hwy 280 | Alexander City, AL 35010 |