Heritage South Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.myhscu.com

256-245-4776

60 Gene E Stewart Blvd
Sylacauga, AL 35151

Heritage South Credit Union is headquartered in Sylacauga and is the 30^th largest credit union in the state of Alabama. It is also the 1,335^th largest credit union in the nation. It was established in 1937 and as of December of 2024, it had grown to 60 employees and 15,627 members at 7 locations. Heritage South Credit Union has an A health rating.

Field of Membership Restrictions

Heritage South Credit Union of Alabama is open to those who live, work, worship, or attend school in the Alabama counties of Calhoun, Chambers, Clay, Cleburne, Chilton, Coosa, Elmore, Talladega, Jefferson, Lee, Randolph, St. Clair, Shelby, or Tallapoosa.
See current membership details

Reviews

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Health

Data as of Q4 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #	68586
Year Chartered	1937
Employees	60
Primary Regulator

Profit Margin
Return on Assets - YTD	0.14%
Return on Equity - YTD	1.71%
Annual Interest Income	$9.8MM

Assets and Liabilities
Assets	Q4 2024vs Q4 2023	$181.3MM$174.8MM
Loans	Q4 2024vs Q4 2023	$133.3MM$130.5MM
Deposits	Q4 2024vs Q4 2023	$165.5MM$154.9MM
Equity Capital	Q4 2024vs Q4 2023	$14.9MM$14.3MM
Loan Loss Allowance	Q4 2024vs Q4 2023	$698K$846K
Unbacked Noncurrent Loans	Q4 2024vs Q4 2023	$655K$659K
Real Estate Owned	Q4 2024vs Q4 2023	$68K$228K

TODAY'S FEATURED RATES

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.20%

Our Rating

3.6 / 5

Jenius Bank

Jenius Savings Account

See Offer

Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.

Member FDIC

4.10%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.

Member FDIC

4.35%

Our Rating

4.1 / 5

BrioDirect

High-Yield Savings

See Offer

Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC

Member FDIC

4.36%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

3.80%

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.60%

Our Rating

4.2 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

up to $300

Our Rating

4.3 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Heritage South Credit Union are currently being reviewed.

Locations

Heritage South Credit Union Locations
Branch Office	60 Gene E Stewart Blvd	Sylacauga, AL 35151
Branch Office	901 N Broadway Ave	Sylacauga, AL 35150
Branch Office	14 Faye S Perry drive	Childersburg, AL 35044
Branch Office	2825 Moody Pkwy	Moody, AL 35004-3102
Branch Office	3553 US Hwy 280	Alexander City, AL 35010
Branch Office	500 Madix Dr	Eclectic, AL 36024
Branch Office	20984 AL Highway 9	Goodwater, AL 35072-6620

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