Heritage Usa Federal Credit Union is headquartered in Midland and is the 150th largest credit union in the state of Texas. It is also the 1,862nd largest credit union in the nation. It was established in 1949 and as of June of 2024, it had grown to 28 employees and 6,429 members at 3 locations. Heritage Usa Federal Credit Union's CD rates are 17% higher than the national average, and it has a B+ health rating.
Heritage USA Community Federal Credit Union is open to those who live, work, worship, or attend school in Ector County or Midland County, Texas.
See current membership details
| Overall | |
|---|---|
| NCUA # | 6434 |
| Year Chartered | 1949 |
| Employees | 28 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.17% |
| Return on Equity - YTD | 10.47% |
| Annual Interest Income | $2.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2024vs Q2 2023 | $95.9MM$79.2MM |
| Loans | Q2 2024vs Q2 2023 | $76MM$63.2MM |
| Deposits | Q2 2024vs Q2 2023 | $83.3MM$69.3MM |
| Equity Capital | Q2 2024vs Q2 2023 | $10.5MM$9MM |
| Loan Loss Allowance | Q2 2024vs Q2 2023 | $737K$828K |
| Unbacked Noncurrent Loans | Q2 2024vs Q2 2023 | $1.3MM$888K |
| Real Estate Owned | Q2 2024vs Q2 2023 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heritage Usa Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.52%* | $25k* | - | IRA Accumulative & Rollover | ||
| OTHER TIERS: 2.29% → $5 - $25k | |||||
| 0.05% | $5 | - | Share Savings Account | ||
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.13%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.08% → $2k - $25k | |||||
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 5.15% | $500 | - | 19 Month CD | |
| 4.50% | $500 | $100k | 24 Month CD | |
| 1.05% | $500 | $100k | 12 Month CD | |
| 1.00% | $500 | $100k | 6 Month CD |
| Heritage Usa Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2001 N Big Spring St | Midland, TX 79705-8820 |
| Branch Office | 5507 W Wadley Ave | Midland, TX 79707 |
| Branch Office | 1923 S County Road 1083 | Midland, TX 79706 |