Heritage Usa Federal Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.25% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 0.05% | Savings | 0.27% - National Average |
| 0.30% | 2-year CD | 1.68% - National Average |
Heritage Usa Federal Credit Union is headquartered in Midland and is the 174th largest credit union in the state of Texas. It is also the 2,227th largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 18 employees and 5,995 members at 2 locations. Heritage Usa Federal Credit Union has a B health rating.
Field of Membership Restrictions
Must live, work, worship or attend school in Midland or Ector County.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6434 |
| Year Chartered | 1949 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.5% |
| Return on Equity - YTD | 18.36% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $55.1MM$50.4MM |
| Loans | Q4 2018vs Q4 2017 | $41.9MM$34.5MM |
| Deposits | Q4 2018vs Q4 2017 | $50.2MM$46.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $4.5MM$3.7MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $241.00K$255.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $333.00K$45.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Heritage Usa Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Heritage Usa Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $25k* | - | IRA Accumulative & Rollover | ||
| OTHER TIERS: 0.25% → $5 - $25k | |||||
| 0.05% | $5 | - | Share Savings Account | ||
Heritage Usa Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.13%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.08% → $2k - $25k | |||||
Heritage Usa Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $500 | $100k | 24 Month CD | |
| 0.25% | $500 | $100k | 12 Month CD | |
| 0.20% | $500 | $100k | 6 Month CD |
| Heritage Usa Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 2001 N Big Spring St | Midland, TX 79705-8820 |
| Branch Office | 5507 W Wadley Ave | Midland, TX 79707 |