Heritage Usa Federal Credit Union

Overview / Commentary
5507 W Wadley Ave
Midland, TX 79707

Heritage Usa Federal Credit Union is headquartered in Midland and is the 175th largest credit union in the state of Texas. It is also the 2,245th largest credit union in the nation. It was established in 1949 and as of September of 2019, it had grown to 17 employees and 5,838 members at 2 locations. Heritage Usa Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Must live, work, worship or attend school in Midland or Ector County.
See current membership details


No reviews have been left for this bank yet. Be the first to review.

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Heritage Usa Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #6434
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD1.48%
Return on Equity - YTD15.94%
Annual Interest Income$2.1MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$54.9MM$53.8MM
LoansQ3 2019vs Q3 2018$44.5MM$39.5MM
DepositsQ3 2019vs Q3 2018$49.2MM$48.9MM
Equity CapitalQ3 2019vs Q3 2018$5.1MM$4.2MM
Loan Loss AllowanceQ3 2019vs Q3 2018$366.00K$233.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$210.00K$337.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Heritage Usa Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Usa Federal Credit Union Savings Account Rates

0.30%*$25k*-IRA Accumulative & Rollover
OTHER TIERS: 0.25% $5 - $25k
0.05%$5-Share Savings Account

Heritage Usa Federal Credit Union Money Market Rates

0.13%*$25k*-Money Market Account
OTHER TIERS: 0.08% $2k - $25k

Heritage Usa Federal Credit Union CD Rates

0.30%$500$100k24 Month CD
0.25%$500$100k12 Month CD
0.20%$500$100k6 Month CD

Heritage Usa Federal Credit Union Locations
Branch Office2001 N Big Spring StMidland, TX 79705-8820
Branch Office5507 W Wadley AveMidland, TX 79707

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.