Heritage Valley Federal Credit Union
Overview / Commentary
Heritage Valley Federal Credit Union is headquartered in York and is the 72nd largest credit union in the state of Pennsylvania. It is also the 1,652nd largest credit union in the nation. It was established in 1935 and as of March of 2025, it had grown to 26 employees and 13,531 members at 3 locations. Heritage Valley Federal Credit Union has a B health rating.
Field of Membership Restrictions
Membership in Heritage Valley Federal Credit Union is open to those who live, work, worship, or attend school in the Pennsylvania counties of Adams, Cumberland, Dauphin, or York. Immediate family of a current Heritage Valley Federal Credit Union member are also eligible to join.
See current membership details
Health
B
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 303 |
| Year Chartered | 1935 |
| Employees | 26 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.18% |
| Return on Equity - YTD | -3.27% |
| Annual Interest Income | $1.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $123MM$117.6MM |
| Loans | Q1 2025vs Q1 2024 | $64MM$64.2MM |
| Deposits | Q1 2025vs Q1 2024 | $117.1MM$108.9MM |
| Equity Capital | Q1 2025vs Q1 2024 | $6.8MM$5.7MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $616K$732K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $1MM$785K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |