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Heritage Valley Federal Credit Union


Overview / Commentary
www.heritagevalleyfcu.org
877-214-1914
2400 Pleasant Valley Rd
York, PA 17402-9624

Heritage Valley Federal Credit Union is headquartered in York and is the 71st largest credit union in the state of Pennsylvania. It is also the 1,766th largest credit union in the nation. It was established in 1935 and as of September of 2019, it had grown to 32 employees and 12,684 members at 3 locations. Heritage Valley Federal Credit Union's money market rates are 82% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in York County, Pennsylvania and to immediate family of a current member.
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Health
B+

Data as of Q3 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Heritage Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #303
Year Chartered1935
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.18%
Return on Equity - YTD2.01%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$85.9MM$83.2MM
LoansQ3 2019vs Q3 2018$44.6MM$47.0MM
DepositsQ3 2019vs Q3 2018$76.4MM$73.9MM
Equity CapitalQ3 2019vs Q3 2018$7.6MM$8.0MM
Loan Loss AllowanceQ3 2019vs Q3 2018$299.00K$290.00K
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$260.00K$282.00K
Real Estate OwnedQ3 2019vs Q3 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Heritage Valley Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → Up to $5k | 0.20% → $5k - $10k
0.15%$50-Share Account
0.15%$50-Christmas Club Account
0.15%$50-Vacation Club Account
0.15%$50-IRA Shares Account
0.15%--Business Share Account

Heritage Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-Money Market Account
OTHER TIERS: 0.40% → $2.5k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k

Heritage Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kInterest Checking
OTHER TIERS: 0.25% → $10k+

Heritage Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$10k-60 Month Heritage Gold Certificate
2.30%$500-60 Month Regular Certificate
2.10%$10k-48 Month Heritage Gold Certificate
2.05%$500-48 Month Regular Certificate
1.90%$10k-36 Month Heritage Gold Certificate
1.85%$500-36 Month Regular Certificate
1.75%$500-30 Month Regular Certificate
1.75%$10k-30 Month Heritage Gold Certificate
1.55%$500-24 Month Regular Certificate
1.55%$10k-18 Month Heritage Gold Certificate
1.55%$10k-24 Month Heritage Gold Certificate
1.50%$500-18 Month Regular Certificate
1.50%$10k-12 Month Heritage Gold Certificate
1.45%$500-12 Month Regular Certificate
1.00%$10k-6 Month Heritage Gold Certificate
0.95%$500-6 Month Regular Certificate
0.90%$10k-90 Day Heritage Gold Certificate
0.85%$1k-90 Day Regular Certificate

Heritage Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$250-60 Month IRA Certificate
2.05%$250-48 Month IRA Certificate
1.85%$250-36 Month IRA Certificate
1.75%$250-30 Month IRA Certificate
1.55%$250-24 Month IRA Certificate
1.50%$250-18 Month IRA Certificate
1.45%$250-12 Month IRA Certificate
0.95%$250-6 Month IRA Certificate
0.85%$1k-90 Day IRA Certificate
Locations


Heritage Valley Federal Credit Union Locations
Branch Office2420 Cape Horn RdYork, PA 17402-7900
Branch Office777 Kings Mill RdYork, PA 17403
Branch Office2400 Pleasant Valley RdYork, PA 17402-9624

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