Overview / Commentary
Heritage Valley Federal Credit Union is headquartered in York and is the 73rd largest credit union in the state of Pennsylvania. It is also the 1,770th largest credit union in the nation. It was established in 1935 and as of March of 2020, it had grown to 33 employees and 12,799 members at 3 locations. Heritage Valley Federal Credit Union's money market rates are 48% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship or attend school in York County, Pennsylvania and to immediate family of a current member.
See current membership details
Health
B+
Data as of Q1 2020
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Heritage Valley Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 303 |
| Year Chartered | 1935 |
| Employees | 33 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.2% |
| Return on Equity - YTD | -2.19% |
| Annual Interest Income | $917.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2020vs Q1 2019 | $89.4MM$86.9MM |
| Loans | Q1 2020vs Q1 2019 | $44.1MM$45.3MM |
| Deposits | Q1 2020vs Q1 2019 | $80.4MM$77.7MM |
| Equity Capital | Q1 2020vs Q1 2019 | $7.8MM$8.0MM |
| Loan Loss Allowance | Q1 2020vs Q1 2019 | $297.00K$309.00K |
| Unbacked Noncurrent Loans | Q1 2020vs Q1 2019 | $317.00K$340.00K |
| Real Estate Owned | Q1 2020vs Q1 2019 | $0$0 |