2. Heritage Valley Federal Credit Union

Heritage Valley Federal Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEHOW THEY COMPARE
2.25%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
1.05%1-year CD
2.75% - Barclays 12 Month Online CDAdvertisement
0.15%Savings
0.27% - National Average
View all Heritage Valley Federal Credit Union rates »

Overview / Commentary
www.heritagevalleyfcu.org
877-214-1914
2400 Pleasant Valley Rd
York, PA 17402-9624

Heritage Valley Federal Credit Union is headquartered in York and is the 73rd largest credit union in the state of Pennsylvania. It is also the 1,770th largest credit union in the nation. It was established in 1935 and as of December of 2018, it had grown to 32 employees and 12,486 members at 3 locations. Heritage Valley Federal Credit Union's money market rates are 82% higher than the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership is open to those who live, work, worship or attend school in York County, Pennsylvania and to immediate family of a current member.
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Health
B+

Data as of Q4 2018

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Heritage Valley Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #303
Year Chartered1935
Employees32
Primary Regulator
Profit Margin
Return on Assets - YTD0.4%
Return on Equity - YTD4.17%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ4 2018vs Q4 2017$84.3MM$83.5MM
LoansQ4 2018vs Q4 2017$46.5MM$44.7MM
DepositsQ4 2018vs Q4 2017$75.0MM$74.8MM
Equity CapitalQ4 2018vs Q4 2017$8.0MM$7.6MM
Loan Loss AllowanceQ4 2018vs Q4 2017$320.00K$319.00K
Unbacked Noncurrent LoansQ4 2018vs Q4 2017$410.00K$311.00K
Real Estate OwnedQ4 2018vs Q4 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Heritage Valley Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%*$10k*-Health Savings Account (HSA)
OTHER TIERS: 0.15% → Up to $5k | 0.20% → $5k - $10k
0.15%$50-Share Account
0.15%$50-Christmas Club Account
0.15%$50-Vacation Club Account
0.15%$50-IRA Shares Account

Heritage Valley Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.80%*$100k*-Money Market Account
OTHER TIERS: 0.40% → $2.5k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $100k

Heritage Valley Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$10kInterest Checking
OTHER TIERS: 0.25% → $10k+

Heritage Valley Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$10k-60 Month Heritage Gold Certificate
2.25%$500-60 Month Regular Certificate
2.05%$10k-48 Month Heritage Gold Certificate
2.00%$500-48 Month Regular Certificate
1.90%$10k-36 Month Heritage Gold Certificate
1.85%$500-36 Month Regular Certificate
1.80%$10k-30 Month Heritage Gold Certificate
1.75%$500-30 Month Regular Certificate
1.75%$500$100k13 Month CD Special
1.55%$10k-24 Month Heritage Gold Certificate
1.50%$500-24 Month Regular Certificate
1.30%$10k-18 Month Heritage Gold Certificate
1.25%$500-18 Month Regular Certificate
1.10%$10k-12 Month Heritage Gold Certificate
1.05%$500-12 Month Regular Certificate
1.00%$500$100k7 Month CD Special
0.85%$500-6 Month Regular Certificate
0.85%$10k-6 Month Heritage Gold Certificate
0.75%$1k-90 Day Regular Certificate
0.75%$10k-90 Day Heritage Gold Certificate

Heritage Valley Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%$10k-60 Month Heritage Gold Certificate
2.25%$250-60 Month IRA Certificate
2.05%$10k-48 Month Heritage Gold Certificate
2.00%$250-48 Month IRA Certificate
1.90%$10k-36 Month Heritage Gold Certificate
1.85%$250-36 Month IRA Certificate
1.80%$10k-30 Month Heritage Gold Certificate
1.75%$250-30 Month IRA Certificate
1.55%$10k-24 Month Heritage Gold Certificate
1.50%$250-24 Month IRA Certificate
1.30%$10k-18 Month Heritage Gold Certificate
1.25%$250-18 Month IRA Certificate
1.10%$10k-12 Month Heritage Gold Certificate
1.05%$250-12 Month IRA Certificate
0.85%$250-6 Month IRA Certificate
0.85%$10k-6 Month Heritage Gold Certificate
0.75%$10k-90 Day Heritage Gold Certificate
0.75%$1k-90 Day IRA Certificate
Locations


Heritage Valley Federal Credit Union Locations
Branch Office2420 Cape Horn RdYork, PA 17402-7900
Branch Office777 Kings Mill RdYork, PA 17403
Branch Office2400 Pleasant Valley RdYork, PA 17402-9624

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