Hershey Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hersheyfcu.org

717-533-9174

232 Hershey Rd
Hummelstown, PA 17036

Hershey Federal Credit Union is headquartered in Hummelstown and is the 74^th largest credit union in the state of Pennsylvania. It is also the 1,657^th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 21 employees and 9,352 members at 3 locations. Hershey Federal Credit Union's money market rates are 2X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Hershey Federal Credit Union offers membership to those who live work, worship, or attend school in the Pennsylvania counties of Dauphin or Lebanon Counties. Immediate family members of a current HFCU members are eligible to join.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	6095
Year Chartered	1949
Employees	21
Primary Regulator

Profit Margin
Return on Assets - YTD	0.57%
Return on Equity - YTD	6.45%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$122.9MM$110MM
Loans	Q1 2025vs Q1 2024	$102.4MM$90.5MM
Deposits	Q1 2025vs Q1 2024	$111.7MM$100.9MM
Equity Capital	Q1 2025vs Q1 2024	$10.7MM$8.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$265K$183K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$963K$17K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hershey Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$100	-	Regular Share Account
0.05%	$100	-	Holiday Share Account
0.05%	$100	-	Special Share Account

Hershey Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.05%^*	$100k^*	-	Money Market Account
OTHER TIERS: 0.25% → $2.5k - $10k \| 0.50% → $10k - $25k \| 0.75% → $25k - $100k

Hershey Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.10%	$500	-	8 Month Share Certificate Special
3.75%	$500	-	16 Month Share Certificate Special
3.50%	$500	-	13 Month Share Certificate Special
2.00%	$500	-	60 Month Share Certificate
1.80%	$500	-	48 Month Share Certificate
1.70%	$500	-	36 Month Share Certificate
1.60%	$500	-	24 Month Share Certificate
1.50%	$500	-	18 Month Share Certificate
1.25%	$500	-	12 Month Share Certificate
1.00%	$500	-	6 Month Share Certificate

Hershey Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.00%	$500	-	60 Month IRA
1.80%	$500	-	48 Month IRA
1.70%	$500	-	36 Month IRA
1.60%	$500	-	24 Month IRA
1.50%	$500	-	18 Month IRA
1.25%	$500	-	12 Month IRA
0.10%	$5	-	IRA Accumulation Share Account

Locations

Hershey Federal Credit Union Locations
Branch Office	232 Hershey Rd	Hummelstown, PA 17036
Branch Office	904 E Chocolate Ave	Hershey, PA 17033
Branch Office	710 E Main St	Annville, PA 17003

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