Hershey Federal Credit Union


Overview / Commentary
717-533-9174
232 Hershey Rd
Hummelstown, PA 17036

Hershey Federal Credit Union is headquartered in Hummelstown and is the 87th largest credit union in the state of Pennsylvania. It is also the 1,848th largest credit union in the nation. It was established in 1949 and as of June of 2022, it had grown to 18 employees and 7,728 members at 3 locations. Hershey Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Hershey Federal Credit Union offers membership to those who work, worship, live or attend school in Dauphin or Lebanon Counties can become members. Also, any immediate family of current HFCU members are eligible to join.
See current membership details

Reviews (1)

Great For Average User

Posted by: |

The bank is great for the individual that needs to go the bank. The individuals at all the branches are very friendly and helpful when you walk in. Most times they remember you by name too. However, for the hours are a little tricky to make it in for some people, and the online banking site is less than optimal. All you can do is check your balances and sign up for bill payer. There is not the opportunity for other services either. Additionally, their website is hard to navigate to find information for on things such as their credit card, CDs, and other services the bank provides. Overall, the bank is great for an average user.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hershey Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #6095
Year Chartered1949
Employees18
Primary Regulator
Profit Margin
Return on Assets - YTD1.24%
Return on Equity - YTD16.66%
Annual Interest Income$1.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$98.5MM$91.3MM
LoansQ2 2022vs Q2 2021$83.0MM$70.9MM
DepositsQ2 2022vs Q2 2021$90.6MM$84.3MM
Equity CapitalQ2 2022vs Q2 2021$7.3MM$6.3MM
Loan Loss AllowanceQ2 2022vs Q2 2021$85.00K$85.00K
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$144.00K$0
Real Estate OwnedQ2 2022vs Q2 2021$0$0
Rates

Rates for Hershey Federal Credit Union are currently being reviewed.

Locations


Hershey Federal Credit Union Locations
Branch Office232 Hershey RdHummelstown, PA 17036
Branch Office904 E Chocolate AveHershey, PA 17033
Branch Office710 E Main StAnnville, PA 17003

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