Hershey Federal Credit Union

Overview / Commentary
232 Hershey Rd
Hummelstown, PA 17036

Hershey Federal Credit Union is headquartered in Hummelstown and is the 79th largest credit union in the state of Pennsylvania. It is also the 1,743rd largest credit union in the nation. It was established in 1949 and as of March of 2024, it had grown to 17 employees and 7,845 members at 3 locations. Hershey Federal Credit Union's money market rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Hershey Federal Credit Union offers membership to those who live work, worship, or attend school in the Pennsylvania counties of Dauphin or Lebanon Counties. Immediate family members of a current HFCU members are eligible to join.
See current membership details

Reviews (1)

Great For Average User

Posted by: |

The bank is great for the individual that needs to go the bank. The individuals at all the branches are very friendly and helpful when you walk in. Most times they remember you by name too. However, for the hours are a little tricky to make it in for some people, and the online banking site is less than optimal. All you can do is check your balances and sign up for bill payer. There is not the opportunity for other services either. Additionally, their website is hard to navigate to find information for on things such as their credit card, CDs, and other services the bank provides. Overall, the bank is great for an average user.


Health Grade Components

NCUA #6095
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD0.7%
Return on Equity - YTD8.54%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$110MM$101.6MM
LoansQ1 2024vs Q1 2023$90.5MM$89.2MM
DepositsQ1 2024vs Q1 2023$100.9MM$93.1MM
Equity CapitalQ1 2024vs Q1 2023$8.8MM$8MM
Loan Loss AllowanceQ1 2024vs Q1 2023$183K$125K
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$17K$124K
Real Estate OwnedQ1 2024vs Q1 2023$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hershey Federal Credit Union Savings Account Rates

0.10%$5-IRA Accumulation Share Account
0.05%$100-Regular Share Account
0.05%$100-Holiday Share Account
0.05%$100-Special Share Account

Hershey Federal Credit Union Money Market Rates

1.05%*$100k*-Money Market Account
OTHER TIERS: 0.25% $2.5k - $10k | 0.50% $10k - $25k | 0.75% $25k - $100k

Hershey Federal Credit Union CD Rates

4.80%$500-8 Month Share Certificate Special
3.00%$500-13 Month Share Certificate Special
2.00%$500-60 Month Share Certificate
1.80%$500-48 Month Share Certificate
1.70%$500-36 Month Share Certificate
1.60%$500-24 Month Share Certificate
1.50%$500-18 Month Share Certificate
1.25%$500-12 Month Share Certificate
1.00%$500-6 Month Share Certificate

Hershey Federal Credit Union IRA Rates

2.00%$500-60 Month IRA
1.80%$500-48 Month IRA
1.70%$500-36 Month IRA
1.60%$500-24 Month IRA
1.50%$500-18 Month IRA
1.25%$500-12 Month IRA

Hershey Federal Credit Union Locations
Branch Office232 Hershey RdHummelstown, PA 17036
Branch Office904 E Chocolate AveHershey, PA 17033
Branch Office710 E Main StAnnville, PA 17003

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