Hershey Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.00%	5-year CD	60 Month Share Certificate 3.00% - American Express National Bank 60 Month CD
0.75%	1-year CD	12 Month Share Certificate 2.45% - Synchrony Bank 12 Month CD
0.10%	Savings	Special Share Account 1.80% - American Express National Bank High Yield Savings Account

View all Hershey Federal Credit Union rates »

Overview / Commentary

www.hersheyfcu.org

717-533-9174

232 Hershey Rd
Hummelstown, PA 17036

Hershey Federal Credit Union is headquartered in Hummelstown and is the 95^th largest credit union in the state of Pennsylvania. It is also the 2,029^th largest credit union in the nation. It was established in 1949 and as of June of 2018, it had grown to 19 employees and 6,655 members at 3 locations. Hershey Federal Credit Union has a B+ health rating.

Field of Membership Restrictions

Hershey Federal Credit Union offers membership to those who work, worship, live or attend school in Dauphin or Lebanon Counties can become members. Also, any immediate family of current HFCU members are eligible to join.
See current membership details

Great For Average User

Posted by: Jay | May 30, 2011

The bank is great for the individual that needs to go the bank. The individuals at all the branches are very friendly and helpful when you walk in. Most times they remember you by name too. However, for the hours are a little tricky to make it in for some people, and the online banking site is less than optimal. All you can do is check your balances and sign up for bill payer. There is not the opportunity for other services either. Additionally, their website is hard to navigate to find information for on things such as their credit card, CDs, and other services the bank provides. Overall, the bank is great for an average user.

Comment

1

Health

B+

Data as of Q2 2018

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hershey Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	6095
Year Chartered	1949
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	0.74%
Return on Equity - YTD	9.42%
Annual Interest Income	$1.1MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$67.0MM$65.5MM
Loans	Q2 2018vs Q2 2017	$45.4MM$43.7MM
Deposits	Q2 2018vs Q2 2017	$61.6MM$60.5MM
Equity Capital	Q2 2018vs Q2 2017	$5.3MM$4.8MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$110.00K$113.00K
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$46.00K$69.00K
Real Estate Owned	Q2 2018vs Q2 2017	$0$0

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.