Hershey Federal Credit Union is headquartered in Hummelstown and is the 95th largest credit union in the state of Pennsylvania. It is also the 2,033rd largest credit union in the nation. It was established in 1949 and as of December of 2018, it had grown to 20 employees and 6,634 members at 3 locations. Hershey Federal Credit Union's CD rates are 11% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Hershey Federal Credit Union offers membership to those who work, worship, live or attend school in Dauphin or Lebanon Counties can become members. Also, any immediate family of current HFCU members are eligible to join.
See current membership details
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Great For Average User
The bank is great for the individual that needs to go the bank. The individuals at all the branches are very friendly and helpful when you walk in. Most times they remember you by name too. However, for the hours are a little tricky to make it in for some people, and the online banking site is less than optimal. All you can do is check your balances and sign up for bill payer. There is not the opportunity for other services either. Additionally, their website is hard to navigate to find information for on things such as their credit card, CDs, and other services the bank provides. Overall, the bank is great for an average user.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 6095 |
| Year Chartered | 1949 |
| Employees | 20 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 8.29% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $65.5MM$63.8MM |
| Loans | Q4 2018vs Q4 2017 | $45.8MM$43.5MM |
| Deposits | Q4 2018vs Q4 2017 | $59.8MM$58.6MM |
| Equity Capital | Q4 2018vs Q4 2017 | $5.5MM$5.0MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $111.00K$96.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $58.00K$241.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Hershey Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Hershey Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $5 | - | IRA Accumulation Share Account |
Hershey Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.40%* | $25k* | - | Money Market Account | ||
| OTHER TIERS: 0.30% → $2.5k - $25k | |||||
Hershey Federal Credit Union CD Rates
Hershey Federal Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.75% | $500 | - | 60 Month IRA | |
| 2.30% | $500 | - | 48 Month IRA | |
| 1.70% | $500 | - | 36 Month IRA | |
| 1.50% | $500 | - | 24 Month IRA | |
| 1.20% | $500 | - | 18 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA |
| Hershey Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 232 Hershey Rd | Hummelstown, PA 17036 |
| Branch Office | 904 E Chocolate Ave | Hershey, PA 17033 |
| Branch Office | 710 E Main St | Annville, PA 17003 |