HFS Federal Credit Union Reviews and Rates

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Member FDIC

up to $300

Our Rating

4.2 / 5

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Overview / Commentary

hfsfcu.org

808-930-1400

632 Kinoole St
Hilo, HI 96720-3894

HFS Federal Credit Union is headquartered in HILO and is the 5^th largest credit union in the state of Hawaii. It is also the 465^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 122 employees and 54,297 members at 6 locations. HFS Federal Credit Union has an A health rating.

Field of Membership Restrictions

Membership in HFS Federal Credit Union is open to those who live, work, worship, attend school, volunteer, or participate in associations headquartered on the Island of Hawaii.
See current membership details

Reviews

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Health

Data as of Q1 2025

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Health Grade Components

Overall
NCUA #	1829
Year Chartered	1937
Employees	122
Primary Regulator

Profit Margin
Return on Assets - YTD	0.91%
Return on Equity - YTD	9.8%
Annual Interest Income	$9.7MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$974.8MM$880.2MM
Loans	Q1 2025vs Q1 2024	$436.7MM$390.9MM
Deposits	Q1 2025vs Q1 2024	$877.4MM$789MM
Equity Capital	Q1 2025vs Q1 2024	$88MM$80.2MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$8.9MM$7.8MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$3.1MM$3.7MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Sorry, we do not have rate data for HFS Federal Credit Union.

Locations

HFS Federal Credit Union Locations
Branch Office	74-5586 PALANI RD STE 5 KONA COAST SHOPPING CENTER	KAILUA KONA, HI 96740
Branch Office	632 KINOOLE ST	HILO, HI 96720-3828
Branch Office	111 E PUAINAKO ST	HILO, HI 96720
Branch Office	16-589 OLD VOLCANO RD	KEAAU, HI 96749-8103
Branch Office	65-1158 MAMALAHOA HWY WAIMEA CENTER SUITE 21	KAMUELA, HI 96743
Branch Office	45-3600 MAMANE ST	HONOKAA, HI 96727-6971

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