HFS Federal Credit Union is headquartered in HILO and is the 6th largest credit union in the state of Hawaii. It is also the 503rd largest credit union in the nation. It was established in 1937 and as of March of 2019, it had grown to 116 employees and 50,593 members at 6 locations. HFS Federal Credit Union's money market rates are 70% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live, work, worship, attend school, volunteer, or participate in associations headquartered on the Island of Hawaii.
See current membership details
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 1829 |
| Year Chartered | 1937 |
| Employees | 116 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.77% |
| Return on Equity - YTD | 7.53% |
| Annual Interest Income | $5.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $593.1MM$563.4MM |
| Loans | Q1 2019vs Q1 2018 | $222.1MM$207.4MM |
| Deposits | Q1 2019vs Q1 2018 | $528.4MM$503.6MM |
| Equity Capital | Q1 2019vs Q1 2018 | $60.1MM$55.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $3.4MM$3.0MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $3.3MM$2.6MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not HFS Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
HFS Federal Credit Union Savings Account Rates
HFS Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.75%* | $250k* | - | Money Manager Account | ||
| OTHER TIERS: 0.45% → $2.5k - $100k | 0.65% → $100k - $250k | |||||
HFS Federal Credit Union CD Rates
| HFS Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 74-5586 PALANI RD STE 5 KONA COAST SHOPPING CENTER | KAILUA KONA, HI 96740 |
| Branch Office | 632 KINOOLE ST | HILO, HI 96720-3828 |
| Branch Office | 111 E PUAINAKO ST | HILO, HI 96720 |
| Branch Office | 16-589 OLD VOLCANO RD | KEAAU, HI 96749-8103 |
| Branch Office | 65-1158 MAMALAHOA HWY WAIMEA CENTER SUITE 21 | KAMUELA, HI 96743 |
| Branch Office | 45-3600 MAMANE ST | HONOKAA, HI 96727-6971 |