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HFS Federal Credit Union

HFS Federal Credit Union


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Overview / Commentary
hfsfcu.org
808-930-1400
632 Kinoole St
Hilo, HI 96720-3894

HFS Federal Credit Union is headquartered in HILO and is the 6th largest credit union in the state of Hawaii. It is also the 484th largest credit union in the nation. It was established in 1937 and as of September of 2024, it had grown to 119 employees and 53,684 members at 6 locations. HFS Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in HFS Federal Credit Union is open to those who live, work, worship, attend school, volunteer, or participate in associations headquartered on the Island of Hawaii.
See current membership details

Reviews

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Health
A

Data as of Q3 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #1829
Year Chartered1937
Employees119
Primary Regulator
Profit Margin
Return on Assets - YTD0.68%
Return on Equity - YTD7.35%
Annual Interest Income$26.4MM
Assets and Liabilities
AssetsQ3 2024vs Q3 2023$901.7MM$844.5MM
LoansQ3 2024vs Q3 2023$415.3MM$359.1MM
DepositsQ3 2024vs Q3 2023$809.8MM$757.2MM
Equity CapitalQ3 2024vs Q3 2023$83.2MM$77.5MM
Loan Loss AllowanceQ3 2024vs Q3 2023$9.5MM$6.5MM
Unbacked Noncurrent LoansQ3 2024vs Q3 2023$4.1MM$3.8MM
Real Estate OwnedQ3 2024vs Q3 2023$0$0
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
3.80%
Our Rating
4.2  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.00%
Our Rating
4.6  / 5
SoFi Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 4.00% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.50%
Our Rating
3.5  / 5
Jenius Bank
Jenius Savings Account
See Offer
Sponsored Note: FDIC Insured. No fees or minimums. 24/7 U.S-based support.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.46%
Our Rating
4.0  / 5
Vio Bank
Cornerstone Money Market
See Offer
Sponsored Note: Interest is compounded daily, growing your money fast
Member FDIC
APY APY = Annual Percentage Yield Rates as of 1/13/2025
4.75%
Our Rating
4.2  / 5
BrioDirect
High-Yield Savings
See Offer
Sponsored Note: You must deposit at least $5,000 to open your account. Member FDIC
Rates
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Always verify rates and promotions with the bank or credit union. We are not HFS Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

HFS Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.37%$0-Individual Retirement Account
0.15%$100-Regular Share Account
0.15%$0-Special Share Account
0.15%$100-Business Savings Account
0.15%$100-Club Account
0.15%$0-Children's Savings

HFS Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.11%$2.5k-Money Manager Account

HFS Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.59%$2.5k-6 Month Share Certificate
4.33%$2.5k-12 Month Share Certificate
4.07%$2.5k-18 Month Share Certificate
3.82%$2.5k-24 Month Share Certificate
3.30%$2.5k-36 Month Share Certificate
3.30%$2.5k-48 Month Share Certificate
3.30%$2.5k-60 Month Share Certificate
Locations


HFS Federal Credit Union Locations
Branch Office74-5586 PALANI RD STE 5 KONA COAST SHOPPING CENTERKAILUA KONA, HI 96740
Branch Office632 KINOOLE STHILO, HI 96720-3828
Branch Office111 E PUAINAKO STHILO, HI 96720
Branch Office16-589 OLD VOLCANO RDKEAAU, HI 96749-8103
Branch Office65-1158 MAMALAHOA HWY WAIMEA CENTER SUITE 21KAMUELA, HI 96743
Branch Office45-3600 MAMANE STHONOKAA, HI 96727-6971

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