Overview / Commentary
Hiawatha Bank and Trust Company is headquartered in Hiawatha and is the 237th largest bank in the state of Iowa. It is also the 4,777th largest bank in the nation. It was established in 1997 and as of September of 2019, it had grown to 10 employees at 1 location. Hiawatha Bank and Trust Company's savings rates are 52% higher than the national average, and it has a B+ health rating.
Health
B+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Hiawatha Bank and Trust Company has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 34488 |
| Year Established | 1997 |
| Employees | 10 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.18% |
| Return on Equity - YTD | 10.09% |
| Annual Interest Income | $1.9MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $52.5MM$57.8MM |
| Loans | Q3 2019vs Q3 2018 | $49.6MM$52.0MM |
| Deposits | Q3 2019vs Q3 2018 | $41.8MM$43.6MM |
| Equity Capital | Q3 2019vs Q3 2018 | $6.4MM$6.1MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $568.00K$575.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $21.00K$284.00K |
| Real Estate Owned | Q3 2019vs Q3 2018 | $91.00K$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Hiawatha Bank and Trust Company Savings Account Rates
Hiawatha Bank and Trust Company Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.35%* | $100k* | - | Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | 0.15% → $10k - $100k | |||||
| 0.15%* | $10k* | - | Business Money Market | ||
| OTHER TIERS: 0.10% → $2.5k - $10k | |||||
Hiawatha Bank and Trust Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $1k | - | Interest Checking |
Hiawatha Bank and Trust Company CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.21% | $1k | - | 60 Month CD | |
| 1.00% | $1k | - | 48 Month CD | |
| 0.80% | $1k | - | 36 Month CD | |
| 0.55% | $1k | - | 24 Month CD | |
| 0.40% | $1k | - | 12 Month CD | |
| 0.25% | $1k | - | 182 Day CD | |
| 0.15% | $1k | - | 91 Day CD |
Locations
| Hiawatha Bank and Trust Company Locations | ||
|---|---|---|
| Hiawatha Bank and Trust Company | 777 North Center Point Road | Hiawatha, IA 52233 |