Hickory Point Bank

Overview / Commentary

www.hickorypointbank.com

217-872-6375

225 North Water Street
Decatur, IL 62523

Hickory Point Bank is headquartered in Decatur and is the 70^th largest bank in the state of Illinois. It is also the 1,268^th largest bank in the nation. It was established in 1979 and as of June of 2022, it had grown to 146 employees at 10 locations. Hickory Point Bank's money market rates are 2X the national average, and it has an A health rating.

Reviews (1)

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Hickory Point Bank Is A Great Bank!

Posted by: libby1388 | Dec 12, 2017

They always go the extra mile and make sure that customers are happy. I recommend Hickory Point Bank to anyone new to the area or just looking for a new bank. Their staff is wonderful!

Comment

Health

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	22874
Year Established	1979
Employees	146
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	8.61%
Annual Interest Income	$9.4MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$738.6MM$757.7MM
Loans	Q2 2022vs Q2 2021	$389.2MM$406.3MM
Deposits	Q2 2022vs Q2 2021	$668.7MM$625.0MM
Equity Capital	Q2 2022vs Q2 2021	$64.9MM$71.9MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$5.4MM$6.4MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$2.9MM$5.0MM
Real Estate Owned	Q2 2022vs Q2 2021	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Hickory Point Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hickory Point Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.07%^*	$10k^*	-	Health Savings Account
OTHER TIERS: 0.01% → Up to $500 \| 0.03% → $500 - $1k \| 0.05% → $1k - $10k
0.05%	$200	-	Savings Account

Hickory Point Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.10%	$100	-	Money Market IRA
1.00%	$20k	-	Premium Money Market
0.90%	$2.5k	-	Ultimate Money Market

Hickory Point Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.03%^*	$15k^*	-	Ambassador Club
OTHER TIERS: 0.01% → Up to $5k \| 0.02% → $5k - $15k
0.03%^*	$15k^*	-	Classic Plus Checking
OTHER TIERS: 0.01% → Up to $5k \| 0.02% → $5k - $15k

Hickory Point Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.35%	$1k	-	5 Year CD
1.25%	$1k	-	4 Year CD
1.15%	$1k	-	3 Year CD
1.05%	$1k	-	2 Year CD
0.95%	$1k	-	18 Month CD
0.85%	$1k	-	1 Year CD
0.75%	$1k	-	182 Day CD
0.35%	$1k	-	91 Day CD
0.25%	$1k	-	31 Day CD
0.10%	$25	-	36 Month Structured Savings
0.10%	$25	-	48 Month Structured Savings
0.10%	$25	-	60 Month Structured Savings
0.05%	$25	-	12 Month Structured Savings
0.05%	$25	-	24 Month Structured Savings

Hickory Point Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.45%	$500	-	5 Year IRA CD
1.35%	$500	-	3 Year IRA CD
1.25%	$500	-	2 Year IRA CD
1.15%	$500	-	18 Month IRA CD
1.00%	$500	-	1 Year IRA CD

Locations

Cities: Champaign, Decatur, Forsyth, Peoria Heights, Springfield, Varna

Champaign Branches
Champaign Park Avenue Branch	202 West Park Avenue	Champaign, IL 61820

Decatur Branches
Mt Zion Branch	1880 South Mt Zion Road	Decatur, IL 62521
Hickory Point Bank and Trust, FSB	225 N Water St	Decatur, IL 62523
Faries Branch	4666 E Faries Pkwy	Decatur, IL 62526
South Shores Branch	10 Southland Drive	Decatur, IL 62521
North Point Banking Center Branch	3101 North Water Street	Decatur, IL 62526

Forsyth Branches
Forsyth Branch	165 West Weaver Road	Forsyth, IL 62535

Peoria Heights Branches
Peoria Heights Branch	4440 North Prospect Suite A	Peoria Heights, IL 61616

Springfield Branches
Wabash Avenue Branch	3131 West Wabash Avenue	Springfield, IL 62704

Varna Branches
Varna Branch	510 Main Street	Varna, IL 61375

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