Hickory Point Bank

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

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Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

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Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

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Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

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Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hickorypointbank.com

217-872-6375

225 North Water Street
Decatur, IL 62523

Hickory Point Bank is headquartered in DECATUR and is the 68^th largest bank in the state of Illinois. It is also the 1,309^th largest bank in the nation. It was established in 1979 and as of March of 2025, it had grown to 131 employees at 10 locations. Hickory Point Bank has a B+ health rating.

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Health

B+

Data as of Q1 2025

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Health Grade Components

Overall
FDIC Certificate #	22874
Year Established	1979
Employees	131
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.04%
Return on Equity - YTD	10.73%
Annual Interest Income	$8.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$751.3MM$776.8MM
Loans	Q1 2025vs Q1 2024	$467MM$484.6MM
Deposits	Q1 2025vs Q1 2024	$664.7MM$683.4MM
Equity Capital	Q1 2025vs Q1 2024	$73.8MM$69.8MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$5.4MM$5.5MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$3.3MM
Real Estate Owned	Q1 2025vs Q1 2024	$1.7MM$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Hickory Point Bank are currently being reviewed.

Locations

Cities: Champaign, Decatur, Forsyth, Peoria Heights, Springfield, Varna

Champaign Branches
Champaign Park Avenue Branch	202 West Park Avenue	Champaign, IL 61820

Decatur Branches
Mt Zion Branch	1880 South Mt Zion Road	Decatur, IL 62521
Hickory Point Bank and Trust, FSB	225 N Water St	Decatur, IL 62523
Faries Branch	4666 E Faries Pkwy	Decatur, IL 62526
South Shores Branch	10 Southland Drive	Decatur, IL 62521
North Point Banking Center Branch	3101 North Water Street	Decatur, IL 62526

Forsyth Branches
Forsyth Branch	165 West Weaver Road	Forsyth, IL 62535

Peoria Heights Branches
Peoria Heights Branch	4440 North Prospect Suite A	Peoria Heights, IL 61616

Springfield Branches
Wabash Avenue Branch	3131 West Wabash Avenue	Springfield, IL 62704

Varna Branches
Varna Branch	510 Main Street	Varna, IL 61375

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