Hickory Point Bank

Overview / Commentary
225 North Water Street
Decatur, IL 62523

Hickory Point Bank is headquartered in Decatur and is the 73rd largest bank in the state of Illinois. It is also the 1,307th largest bank in the nation. It was established in 1979 and as of December of 2021, it had grown to 145 employees at 10 locations. Hickory Point Bank has an A health rating.

Reviews (1)

Hickory Point Bank Is A Great Bank!

Posted by: |

They always go the extra mile and make sure that customers are happy. I recommend Hickory Point Bank to anyone new to the area or just looking for a new bank. Their staff is wonderful!


Health Grade Components

FDIC Certificate #22874
Year Established1979
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.79%
Return on Equity - YTD8.4%
Annual Interest Income$18.7MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$714.5MM$737.7MM
LoansQ4 2021vs Q4 2020$370.8MM$436.0MM
DepositsQ4 2021vs Q4 2020$635.4MM$603.5MM
Equity CapitalQ4 2021vs Q4 2020$66.9MM$71.6MM
Loan Loss AllowanceQ4 2021vs Q4 2020$5.4MM$6.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$2.5MM$5.3MM
Real Estate OwnedQ4 2021vs Q4 2020$0$17.00K
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Always verify rates and promotions with the bank or credit union. We are not Hickory Point Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hickory Point Bank Savings Account Rates

0.07%*$10k*-Health Savings Account
OTHER TIERS: 0.01% Up to $500 | 0.03% $500 - $1k | 0.05% $1k - $10k
0.05%$200-Savings Account

Hickory Point Bank Money Market Rates

0.15%$20k-Premium Money Market
0.10%$2.5k-Ultimate Money Market
0.10%$100-Money Market IRA

Hickory Point Bank Checking Account Rates

0.03%*$15k*-Ambassador Club
OTHER TIERS: 0.01% Up to $5k | 0.02% $5k - $15k
0.03%*$15k*-Classic Plus Checking
OTHER TIERS: 0.01% Up to $5k | 0.02% $5k - $15k

Hickory Point Bank CD Rates

0.55%$1k-5 Year CD
0.45%$1k-4 Year CD
0.35%$1k-3 Year CD
0.25%$1k-2 Year CD
0.20%$1k-18 Month CD
0.15%$1k-1 Year CD
0.10%$1k-182 Day CD
0.10%$25-36 Month Structured Savings
0.10%$25-48 Month Structured Savings
0.10%$25-60 Month Structured Savings
0.07%$1k-91 Day CD
0.05%$1k-31 Day CD
0.05%$25-12 Month Structured Savings
0.05%$25-24 Month Structured Savings

Hickory Point Bank IRA Rates

0.55%$500-5 Year IRA CD
0.35%$500-3 Year IRA CD
0.25%$500-2 Year IRA CD
0.20%$500-18 Month IRA CD
0.15%$500-1 Year IRA CD

Cities: Champaign, Decatur, Forsyth, Peoria Heights, Springfield, Varna

Champaign Branches
Champaign Park Avenue Branch202 West Park AvenueChampaign, IL 61820

Decatur Branches
Mt Zion Branch1880 South Mt Zion RoadDecatur, IL 62521
Hickory Point Bank and Trust, FSB225 North Water StreetDecatur, IL 62523
Faries Branch4666 E Faries PkwyDecatur, IL 62526
South Shores Branch10 Southland DriveDecatur, IL 62521
North Point Banking Center Branch3101 North Water StreetDecatur, IL 62526

Forsyth Branches
Forsyth Branch165 West Weaver RoadForsyth, IL 62535

Peoria Heights Branches
Peoria Heights Branch4440 North Prospect Suite APeoria Heights, IL 61616

Springfield Branches
Wabash Avenue Branch3131 West Wabash AvenueSpringfield, IL 62704

Varna Branches
Varna Branch510 Main StreetVarna, IL 61375

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