High Desert Community Credit Union

Overview / Commentary
321 S Main Ave
Aztec, NM 87410

High Desert Community Credit Union is headquartered in Aztec and is the 31st largest credit union in the state of New Mexico. It is also the 3,563rd largest credit union in the nation. It was established in 1956 and as of December of 2019, it had grown to 5 employees and 1,797 members at 1 location. High Desert Community Credit Union's savings rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in High Desert Community Credit Union is open to the employees of Bloomfield, Aztec, and Blanco school districts, City of Aztec, City of Bloomfield, Southside Domestic Water Association and the Aztec Museum.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. High Desert Community Credit Union has a low asset base.

Health Grade Components

NCUA #66185
Year Chartered1956
Primary Regulator
Profit Margin
Return on Assets - YTD0.95%
Return on Equity - YTD8.62%
Annual Interest Income$714.00K
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$15.8MM$15.2MM
LoansQ4 2019vs Q4 2018$11.7MM$11.1MM
DepositsQ4 2019vs Q4 2018$13.8MM$13.3MM
Equity CapitalQ4 2019vs Q4 2018$1.7MM$1.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$106.00K$108.00K
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$121.00K$126.00K
Real Estate OwnedQ4 2019vs Q4 2018$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

High Desert Community Credit Union Savings Account Rates

OTHER TIERS: 0.15% Up to $5k | 0.25% $5k - $10k | 0.50% $10k - $25k | 0.75% $25k - $50k | 1.00% $50k - $100k
1.00%--IRA Daily Share

High Desert Community Credit Union CD Rates

2.53%--36 Month Premium CD
2.53%--60 Month CD
2.02%--24 Month Premium CD
2.02%--48 Month CD
1.76%--12 Month Premium CD
1.76%--36 Month CD
1.51%--24 Month CD
1.26%--18 Month CD
1.00%--12 Month CD
0.50%--6 Month CD

High Desert Community Credit Union IRA Rates

2.02%--24 Month IRA CD
1.51%--12 Month IRA CD

High Desert Community Credit Union Locations
Branch Office321 S Main AveAztec, NM 87410-2124

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