High Desert Community Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.53% | 5-year CD | 3.10% - Barclays 60 Month Online CD |
| 1.00% | 1-year CD | 2.75% - Barclays 12 Month Online CD |
| 1.00% | Savings | 0.27% - National Average |
High Desert Community Credit Union is headquartered in Aztec and is the 31st largest credit union in the state of New Mexico. It is also the 3,639th largest credit union in the nation. It was established in 1956 and as of December of 2018, it had grown to 5 employees and 2,043 members at 2 locations. High Desert Community Credit Union's savings rates are 3X the national average, and it has a B health rating.
Field of Membership Restrictions
Membership in High Desert Community Credit Union is open to the employees of Bloomfield, Aztec, and Blanco school districts, City of Aztec, City of Bloomfield, Southside Domestic Water Association and the Aztec Museum.
See current membership details
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 66185 |
| Year Chartered | 1956 |
| Employees | 5 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.04% |
| Return on Equity - YTD | 9.9% |
| Annual Interest Income | $675.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $15.2MM$13.0MM |
| Loans | Q4 2018vs Q4 2017 | $11.1MM$11.6MM |
| Deposits | Q4 2018vs Q4 2017 | $13.3MM$11.3MM |
| Equity Capital | Q4 2018vs Q4 2017 | $1.6MM$1.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $108.00K$96.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $126.00K$92.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not High Desert Community Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
High Desert Community Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.56%* | $100k* | - | Shares | ||
| OTHER TIERS: 0.15% → Up to $5k | 0.25% → $5k - $10k | 0.50% → $10k - $25k | 0.75% → $25k - $50k | 1.00% → $50k - $100k | |||||
| 1.00% | - | - | IRA Daily Share | ||
High Desert Community Credit Union CD Rates
High Desert Community Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.02% | - | - | 24 Month IRA CD | |
| 1.51% | - | - | 12 Month IRA CD |
| High Desert Community Credit Union Locations | ||
|---|---|---|
| Branch Office | 302 S Ash St | Aztec, NM 87410 |
| Branch Office | 700 E 4th St | Raton, NM 87740-2719 |