Highmark Federal Credit Union

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LOCATIONS

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.highmarkfcu.com

800-672-6365

725 5th St
Rapid City, SD 57701

Highmark Federal Credit Union is headquartered in Rapid City and is the 5^th largest credit union in the state of South Dakota. It is also the 1,120^th largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 62 employees and 13,526 members at 5 locations. Highmark Federal Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Highmark Credit Union is open to those who live, work, worship, or attend school in the South Dakota counties of Butte, Custer, Fall River, Harding, Lawrence, Meade. and Pennington, or the Wyoming counties of Campbell, Crook, Niobrara, or Weston.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	4122
Year Chartered	1940
Employees	62
Primary Regulator

Profit Margin
Return on Assets - YTD	0.59%
Return on Equity - YTD	9.99%
Annual Interest Income	$3.6MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$253.8MM$254.4MM
Loans	Q1 2025vs Q1 2024	$203.7MM$213.2MM
Deposits	Q1 2025vs Q1 2024	$232.6MM$233.8MM
Equity Capital	Q1 2025vs Q1 2024	$15MM$13.9MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$1.8MM$2.1MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.7MM$1.8MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Highmark Federal Credit Union are currently being reviewed.

Locations

Highmark Federal Credit Union Locations
Branch Office	309 W Jackson Blvd	Spearfish, SD 57783-2034
Branch Office	725 5th St	Rapid City, SD 57701
Branch Office	602 Mount Rushmore Rd	Custer, SD 57730
Branch Office	2717 S Douglas Hwy	Gillette, WY 82718-6417
Branch Office	1842 5th Ave	Belle Fourche, SD 57717

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