Highpoint Community Bank

Overview / Commentary

www.highpointcommunitybank.com

269-945-2401

150 West Court Street
Hastings, MI 49058

Highpoint Community Bank is headquartered in HASTINGS and is the 32^nd largest bank in the state of Michigan. It is also the 1,693^rd largest bank in the nation. It was established in 1886 and as of June of 2024, it had grown to 85 employees at 7 locations. Highpoint Community Bank's savings rates are 11X the national average, and it has a B+ health rating.

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Health

B+

Data as of Q2 2024

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Health Grade Components

Overall
FDIC Certificate #	11407
Year Established	1886
Employees	85
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.07%
Return on Equity - YTD	16.01%
Annual Interest Income	$12.6MM

Assets and Liabilities
Assets	Q2 2024vs Q2 2023	$539.8MM$543.4MM
Loans	Q2 2024vs Q2 2023	$315.5MM$319.1MM
Deposits	Q2 2024vs Q2 2023	$492.1MM$493.8MM
Equity Capital	Q2 2024vs Q2 2023	$38.9MM$34.3MM
Loan Loss Allowance	Q2 2024vs Q2 2023	$3.1MM$3MM
Unbacked Noncurrent Loans	Q2 2024vs Q2 2023	$306K$221K
Real Estate Owned	Q2 2024vs Q2 2023	$0$0

Rates

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Savings
Checking
CD

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Highpoint Community Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
5.64%^*	$500k^*	-	High Yield Savings
OTHER TIERS: 0.10% → $0 - $10k \| 0.30% → $10k - $25k \| 1.25% → $25k - $100k \| 3.00% → $100k - $200k \| 3.25% → $200k - $500k
3.51%^*	$1m^*	-	Business High Yield Savings
OTHER TIERS: 0.10% → $0 - $10k \| 0.30% → $10k - $25k \| 1.25% → $25k - $100k \| 2.25% → $100k - $200k \| 3.00% → $200k - $500k \| 3.25% → $500k - $1m

Highpoint Community Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
4.00%^*	$0	$15k	Premier Checking – Premium Rate
OTHER TIERS: 0.02% → $15k+
0.60%^*	$250k^*	-	Premier Checking
OTHER TIERS: 0.05% → $0 - $15k \| 0.10% → $50k - $100k \| 0.25% → $100k - $250k

Highpoint Community Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
5.00%	$500	-	6 Month CD
4.75%	$500	-	90 Day CD
4.50%	$500	-	12 Month CD
4.00%	$500	-	18 Month CD
4.00%	$500	-	2 Year CD
3.60%	$500	-	3 Year CD
3.60%	$500	-	5 Year CD

Locations

Highpoint Community Bank Locations
Bellevue Branch	111 East Capital Avenue	Bellevue, MI 49021
Marshall Mi Branch	124 West Michigan Avenue	Marshall, MI 49068
The Hastings City Bank	150 W Court St	Hastings, MI 49058
Wayland Branch	156 West Superior Street	Wayland, MI 49348
Nashville Branch	310 North Main Street	Nashville, MI 49073
Middleville Branch	435 Arlington Street	Middleville, MI 49333
Caledonia Branch	9265 Cherry Valley Avenue, S.E.	Caledonia, MI 49316

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.