Highway Crossroads Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

mycrossroadscu.com

573-472-5373

741 York Drive
Sikeston, MO 63801

Highway Crossroads Credit Union is headquartered in Sikeston and is the 57^th largest credit union in the state of Missouri. It is also the 3,062^nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 4 employees and 2,435 members at 1 location. Highway Crossroads Credit Union has a B health rating.

Field of Membership Restrictions

Membership in Highway Crossroads Credit Union is open to those who live or work in the Missouri counties of Cape Girardeau, Mississippi, New Madrid, Scott, or Stoddard. Employees/retirees of the Missouri Department of Transportation - Southeast District, and the Missouri State Highway Patrol - Troop E also qualify for membership. Immediate family of existing credit union members are also eligible.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Highway Crossroads Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	60167
Year Chartered	1953
Employees	4
Primary Regulator

Profit Margin
Return on Assets - YTD	0.95%
Return on Equity - YTD	6.18%
Annual Interest Income	$399K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$24.6MM$23.9MM
Loans	Q1 2025vs Q1 2024	$19.7MM$19.8MM
Deposits	Q1 2025vs Q1 2024	$20.6MM$20MM
Equity Capital	Q1 2025vs Q1 2024	$3.7MM$3.5MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$223K$138K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$196K$132K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Highway Crossroads Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%	$0	-	Christmas Club
0.50%	$0	$1000k	Share Account
0.50%	$0	-	Little Tikes Youth Account
0.50%	$0	-	Kids Klub Youth Account
0.50%	$0	-	Savvy Savers Youth Account

Highway Crossroads Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	Share Draft

Locations

Highway Crossroads Credit Union Locations
Corporate Office	741 York Dr	Sikeston, MO 63801

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