Overview / Commentary
Highway Federal Credit Union is headquartered in Hughestown and is the 153rd largest credit union in the state of Pennsylvania. It is also the 2,840th largest credit union in the nation. It was established in 1971 and as of March of 2025, it had grown to 7 employees and 2,470 members at 2 locations. Highway Federal Credit Union has a B+ health rating.
Field of Membership Restrictions
Membership is open to those who live, work, attend school or worship in Pittston or the surrounding area. Membership is also open to employees who work in Pittston for Circle Bolt and Nut, Former Convention Hall and Regency Catering Service, Perkins Family Restaurant & Bakery, County Optical Co. Inc., Wal Mart, Men’s Warehouse, and other select organizations.
See current membership details
Health
B+
Data as of Q1 2025
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Highway Federal Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20691 |
| Year Chartered | 1971 |
| Employees | 7 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.77% |
| Return on Equity - YTD | 15.3% |
| Annual Interest Income | $451K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $32MM$29.9MM |
| Loans | Q1 2025vs Q1 2024 | $12.5MM$12.5MM |
| Deposits | Q1 2025vs Q1 2024 | $26.6MM$24.6MM |
| Equity Capital | Q1 2025vs Q1 2024 | $5.7MM$5MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $194K$191K |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $121K$80K |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |