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Hills Bank


Overview / Commentary
www.hillsbank.com
319-679-2291
131 Main St
Hills, IA 52235

Hills Bank is headquartered in Hills and is the 4th largest bank in the state of Iowa. It is also the 305th largest bank in the nation. It was established in 1904 and as of September of 2020, it had grown to 499 employees at 20 locations. Hills Bank has an A+ health rating.

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Reviews (3)

love this bank

Posted by: |

I have had a checking and savings account through Hills Bank, as well as a CD. My experience with the bank as been extremely positive. I first opening my no-fee checking account about 8 years ago. I have never experienced any problems with my checking account. Deposits go through instantly and transfers made from one account to another are also instant. Having a no-fee no minimum checking account is also a huge plus for me as I have been a high school and college student for most of my time with Hills Bank. I have also opened a savings account through Hills Bank. There is a $100 minimum on the savings account, but that is pretty normal. I had to close my savings account at one point (putting money into the stock market), and this was a painless process. I did it in person at a local branch, so I am not sure if it is available over the phone, though knowing their customer service, I am sure it is. I also had a CD through Hills Bank a couple years back, though it was because I opened a credit card through them. I only kept the CD open for about a year as it was only a requirement for me to open up a credit card (I had no credit at the time, so it served as a deposit on my credit card). When it was time to close it, I again went into a local office and had no issues doing so.

Many time I will go into my local branch to deposit checks or take out money just because the people who work there are so friendly. They also provide popcorn and cookies on certain days. The great customer experience and friendliness of the staff make the experience at Hills Bank even better. Overall, Hills Bank has been a great experience and I recommend it for anybody in the Eastern Iowa area.

2

Excellent Service

Posted by: |

I visited Hills Bank branch at University of Iowa Hospitals and Clinics yesterday.  I stopped because I did not have checkbook with me and I needed a check to pay my vehicle registration right after work--otherwise I would have been penalized.  I stopped and the lady (short dark hair) either just got back from lunch or was going to lunch but when she saw other person was busy with a client, she right away put down her bag and offered her assistance without batting an eye.  She was very pleasant and also very helpful.  That is what service excellence is all about.  I was very impressed! Way to go! 

4

Excellent Service- Still Has 'Small Town Feel'

Posted by: |

I have banked at Hills bank for 8 years, and my parents have banked there for decades, and we have had nothing but good experiences. The staff is always very friendly and competent and provides excellent, personal service. They have a good variety of services, competetive rates and are one of the few banks that still doesn't charge ATM fees. Whenever I have had a reason to call customer service, it's easy to get a live person on the phone right away (during business hours) and they have resolved my issue ASAP without hassle. Their internet banking is very reliable, secure and easy to use. I recently moved out of state, so I will be needing to open a local account in my new city, but I plan to keep my savings and investments with Hills Bank.

4


Health
A+

Data as of Q3 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #14650
Year Established1904
Employees499
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.15%
Return on Equity - YTD9.19%
Annual Interest Income$96.4MM
Assets and Liabilities
AssetsQ3 2020vs Q3 2019$3.78B$3.36B
LoansQ3 2020vs Q3 2019$2.76B$2.63B
DepositsQ3 2020vs Q3 2019$3.12B$2.70B
Equity CapitalQ3 2020vs Q3 2019$454.0MM$416.7MM
Loan Loss AllowanceQ3 2020vs Q3 2019$37.1MM$35.6MM
Unbacked Noncurrent LoansQ3 2020vs Q3 2019$20.2MM$11.0MM
Real Estate OwnedQ3 2020vs Q3 2019$41.00K$712.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hills Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hills Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*-Business Gold Savings
OTHER TIERS: 0.10% → $10k - $250k
0.15%*$250k*-Gold Savings
OTHER TIERS: 0.10% → $10k - $250k
0.10%--Free Savings
0.10%--GO! Savings
0.10%--Penny Savers Savings
0.10%--Business Savings
0.10%$500-Open Time Account Add-On IRA
0.10%--Employee Advantage Savings Account

Hills Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$250k*$500kGold Premier Money Market
OTHER TIERS: 0.10% → $15k - $250k
0.15%*$250k*-Business Gold Premier Money Market
OTHER TIERS: 0.10% → $15k - $250k
0.10%$1k-Money Market
0.10%$1k-Business Money Market
0.10%$1k-Employee Advantage Money Market

Hills Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kHigh Interest Checking
OTHER TIERS: 0.05% → $10k+
0.15%*$500k*-Business Interest Checking
OTHER TIERS: 0.05% → $2.5k - $50k | 0.10% → $50k - $500k
0.10%*$10k*-Gold Checking
OTHER TIERS: 0.05% → Up to $10k
0.10%*$50k*-Non-Profit Interest Checking
OTHER TIERS: 0.05% → Up to $50k
0.10%*$10k*-UI Employee Advantage Checking
OTHER TIERS: 0.05% → Up to $10k
0.10%*$10k*-Friends Club Checking
OTHER TIERS: 0.05% → Up to $10k
0.05%$1k-Employee Advantage Checking

Hills Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$500-60 Month Relationship CD
0.95%$500-Business 60 Month Relationship CD
0.85%$500-48 Month Relationship CD
0.85%$100-48 Month CollegeSaver Relationship CD
0.85%$500-39 Month Relationship CD Special
0.85%$500-Business 39 Month Relationship Special CD
0.85%$500-Business 48 Month Relationship CD
0.75%$500-60 Month CD
0.75%$500-Business 60 Month CD
0.70%$500-39 Month CD Special
0.70%$500-Business 39 Month CD Special
0.70%$500-36 Month Relationship CD
0.70%$500-Business 36 Month Relationship CD
0.65%$500-48 Month CD
0.65%$500-Business 48 Month CD
0.65%$100-48 Month CollegeSaver CD
0.60%$500-30 Month Relationship CD
0.60%$500-Business 30 Month Relationship CD
0.55%$500-Business 36 Month CD
0.55%$500-36 Month CD
0.55%$500-21 Month Relationship CD Special
0.55%$500-Business 21 Month Relationship Special CD
0.45%$500-30 Month CD
0.45%$500-Business 30 Month CD
0.45%$500-21 Month CD Special
0.45%$500-Business 21 Month CD Special
0.45%$500-24 Month Relationship CD
0.45%$100-24 Month CollegeSaver Relationship CD
0.45%$500-Business 24 Month Relationship CD
0.45%$500-Business 24 Month Add On Relationship CD
0.35%$500-24 Month CD
0.35%$500-Business 24 Month CD
0.35%$100-24 Month CollegeSaver CD
0.35%$500-Business 24 Month Add-On CD
0.35%$500-24 Month Add-on CD
0.35%$500-18 Month Relationship CD
0.35%$500-Business 18 Month Relationship CD
0.30%$500-12 Month Relationship CD
0.30%$500-Business 12 Month Relationship CD
0.25%$500-18 Month CD
0.25%$500-Business 18 Month CD
0.20%$500-12 Month CD
0.20%$500-Business 12 Month CD
0.10%$500-6 Month CD
0.10%$500-Business 6 Month CD
0.10%$500-6 Month Relationship CD
0.10%$500-Business 6 Month Relationship CD
0.05%$500-3 Month CD
0.05%$500-Business 3 Month CD
0.05%$500-3 Month Relationship CD
0.05%$500-Business 3 Month Relationship CD

Hills Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%$100-60 Month Add-On Relationship CESA IRA
0.95%$500-60 Month Add-On Relationship IRA
0.95%$100-60 Month Relationship CESA
0.95%$500-60 Month Relationship IRA
0.85%$100-39 Month Relationship CESA IRA Special
0.85%$500-39 Month Relationship IRA Special
0.85%$100-48 Month Add-On Relationship CESA IRA
0.85%$500-48 Month Add-On Relationship IRA
0.85%$100-48 Month Relationship CESA
0.85%$500-48 Month Relationship IRA
0.75%$500-60 Month IRA
0.75%$100-60 Month CESA
0.75%$100-60 Month Add-On CESA IRA
0.75%$500-60 Month Add-On IRA
0.70%$100-39 Month CESA IRA Special
0.70%$500-39 Month IRA Special
0.70%$100-36 Month Add-On Relationship CESA IRA
0.70%$500-36 Month Add-On Relationship IRA
0.70%$100-36 Month Relationship CESA
0.70%$500-36 Month Relationship IRA
0.65%$500-48 Month IRA
0.65%$100-48 Month CESA
0.65%$100-48 Month Add-On CESA IRA
0.65%$500-48 Month Add-On IRA
0.60%$100-30 Month Relationship CESA
0.60%$500-30 Month Relationship IRA
0.55%$500-36 Month IRA
0.55%$100-36 Month CESA
0.55%$100-36 Month Add-On CESA IRA
0.55%$500-36 Month Add-On IRA
0.55%$500-21 Month Relationship IRA Special
0.55%$500-21 Month Special Relationship CESA IRA
0.45%$500-30 Month IRA
0.45%$100-30 Month CESA
0.45%$500-21 Month IRA Special
0.45%$500-21 Month Special CESA IRA
0.45%$100-24 Month Add-On Relationship CESA IRA
0.45%$500-24 Month Add-On Relationship IRA
0.45%$100-24 Month Relationship CESA
0.45%$500-24 Month Relationship IRA
0.35%$500-24 Month IRA
0.35%$100-24 Month CESA
0.35%$100-24 Month Add-On CESA IRA
0.35%$500-24 Month Add-On IRA
0.35%$100-18 Month Relationship CESA
0.35%$500-18 Month Relationship IRA
0.35%$100-20 Month Add-On Relationship CESA IRA
0.35%$500-20 Month Add-On Relationship IRA
0.30%$100-12 Month Relationship CESA
0.30%$500-12 Month Relationship IRA
0.25%$500-18 Month IRA
0.25%$100-18 Month CESA
0.25%$100-20 Month Add-On CESA IRA
0.25%$500-20 Month Add-On IRA
0.20%$500-12 Month IRA
0.20%$100-12 Month CESA
0.10%$500-6 Month IRA
0.10%$100-6 Month CESA
0.10%$100-6 Month Relationship CESA
0.10%$500-6 Month Relationship IRA
0.05%$500-3 Month IRA
0.05%$100-3 Month CESA
0.05%$100-3 Month Relationship CESA
0.05%$500-3 Month Relationship IRA
Locations

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