Hills Bank


Overview / Commentary
319-679-2291
131 Main St
Hills, IA 52235

Hills Bank is headquartered in HILLS and is the 4th largest bank in the state of Iowa. It is also the 304th largest bank in the nation. It was established in 1904 and as of March of 2024, it had grown to 475 employees at 20 locations. Hills Bank's money market rates are 8X the national average, and it has a B+ health rating.

Reviews (1)

Awful Customer Service

The “males” who work as a representative on the phone and bank do not know how to treat their customers right nor do they know how to do their job professionally, especially to the guy I spoke with yesterday. Whenever I speak with a female representative they make me feel valued as a customer and are professional but I cannot say the same for the males. That is one of the reasons I hang up every time I get a male on the phone and call until I get a female. Very upset with hills bank and it’s employees. Switching banks and I would not recommend this branch to anyone.



Health
B+

Health Grade Components

Overall
FDIC Certificate #14650
Year Established1904
Employees475
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.11%
Return on Equity - YTD9.41%
Annual Interest Income$48.7MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$4.39B$4.18B
LoansQ1 2024vs Q1 2023$3.4B$3.16B
DepositsQ1 2024vs Q1 2023$3.36B$3.45B
Equity CapitalQ1 2024vs Q1 2023$512MM$487.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$49.8MM$41.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$30.3MM$7MM
Real Estate OwnedQ1 2024vs Q1 2023$112K$126K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hills Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hills Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$500k*-Business Gold Savings
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
0.40%*$500k*-Gold Savings
OTHER TIERS: 0.10% $10k - $25k | 0.15% $25k - $50k | 0.25% $50k - $100k | 0.30% $100k - $250k | 0.35% $250k - $500k
0.10%$0-Free Savings
0.10%$0-GO! Savings
0.10%$0-Penny Savers Savings
0.10%$500-Open Time Account Add-On IRA
0.10%$0-Employee Advantage Savings Account
0.10%*$50k*-Intrafi Cash Service
OTHER TIERS: 0.05% $0 - $50k
0.05%$0-Business Savings

Hills Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.50%*$1m*-Business Purpose Money Market Special - New Money
OTHER TIERS: 2.25% $15k - $100k | 2.75% $100k - $250k | 3.00% $250k - $500k | 3.20% $500k - $1m
3.50%*$1m*-Purpose Money Market Special - New Money
OTHER TIERS: 2.25% $25k - $100k | 2.75% $100k - $250k | 3.00% $250k - $500k | 3.20% $500k - $1m
2.27%*$1m*-Business Community Money Market Special - New Money
OTHER TIERS: 1.51% $15k - $100k | 1.66% $100k - $250k | 1.81% $250k - $500k | 2.07% $500k - $1m
2.27%*$1m*-Community Money Market Special - New Money
OTHER TIERS: 1.51% $15k - $100k | 1.66% $100k - $250k | 1.81% $250k - $500k | 2.07% $500k - $1m
1.10%*$1m*-Gold Premier Money Market
OTHER TIERS: 0.45% $15k - $100k | 0.75% $100k - $250k | 0.85% $250k - $500k | 1.00% $500k - $1m
1.10%*$1m*-Business Gold Premier Money Market
OTHER TIERS: 0.45% $15k - $100k | 0.75% $100k - $250k | 0.85% $250k - $500k | 1.00% $500k - $1m
0.35%*$75k*-Money Market
OTHER TIERS: 0.10% $1k - $2.5k | 0.15% $2.5k - $10k | 0.25% $10k - $75k
0.35%*$75k*-Business Money Market
OTHER TIERS: 0.10% $1k - $2.5k | 0.15% $2.5k - $10k | 0.25% $10k - $75k
0.10%$1k-Employee Advantage Money Market

Hills Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$0$10kHigh Interest Checking
OTHER TIERS: 0.05% $10k+
0.10%*$1k*-Gold Checking
OTHER TIERS: 0.05% $0 - $1k
0.10%*$50k*-Non-Profit Interest Checking
OTHER TIERS: 0.05% $0 - $50k
0.10%*$50k*-Business Interest Checking
OTHER TIERS: 0.05% $2.5k - $50k
0.10%*$10k*-UI Employee Advantage Checking
OTHER TIERS: 0.05% $0 - $10k
0.10%*$1k*-Friends Club Checking
OTHER TIERS: 0.05% $0 - $1k
0.05%$1k-Employee Advantage Checking

Hills Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.79%$500-6 Month Relationship CD Special
4.79%$500-Business 6 Month Relationship CD Special
4.53%$500-6 Month CD Special
4.40%$500-11 Month Relationship CD Special
4.40%$500-Business 11 Month Relationship CD Special
4.14%$500-11 Month CD Special
4.14%$500-Business 11 Month CD Special
1.30%$100-48 Month CollegeSaver Relationship CD
1.15%$100-24 Month CollegeSaver Relationship CD
1.14%$100-48 Month CollegeSaver CD
1.00%$100-24 Month CollegeSaver CD
0.80%$500-60 Month CD
0.80%$500-Business 60 Month CD
0.70%$500-48 Month CD
0.70%$500-Business 48 Month CD
0.65%$500-Business 36 Month CD
0.65%$500-36 Month CD
0.60%$500-30 Month CD
0.60%$500-Business 30 Month CD
0.55%$500-24 Month CD
0.55%$500-Business 24 Month CD
0.55%$500-Business 24 Month Add-On CD
0.55%$500-24 Month Add-on CD
0.50%$500-18 Month CD
0.50%$500-Business 18 Month CD
0.40%$500-12 Month CD
0.40%$500-Business 12 Month CD
0.40%$500-Business 6 Month CD Special
0.30%$500-6 Month CD
0.30%$500-Business 6 Month CD
0.20%$500-3 Month CD
0.20%$500-Business 3 Month CD

Hills Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.79%$500-6 Month Relationship IRA Special
4.40%$500-11 Month Relationship IRA Special
4.14%$500-11 Month IRA Special
0.80%$500-60 Month IRA
0.80%$500-60 Month Add-On IRA
0.70%$500-48 Month IRA
0.70%$500-48 Month Add-On IRA
0.65%$500-36 Month IRA
0.65%$500-36 Month Add-On IRA
0.60%$500-30 Month IRA
0.55%$500-24 Month IRA
0.55%$500-24 Month Add-On IRA
0.50%$500-18 Month IRA
0.50%$500-20 Month Add-On IRA
0.40%$500-12 Month IRA
0.40%$500-6 Month IRA Special
0.30%$500-6 Month IRA
0.20%$500-3 Month IRA
Locations

Availability



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