Hoboken School Employees Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hsefcu.coop

201-659-0126

522 Adams St
Hoboken, NJ 07030

Hoboken School Employees Federal Credit Union is headquartered in HOBOKEN and is the 37^th largest credit union in the state of New Jersey. It is also the 2,139^th largest credit union in the nation. It was established in 1937 and as of March of 2025, it had grown to 3 employees and 1,537 members at 1 location. Hoboken School Employees Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Must be an employee of Hoboken Board of Education or Hoboken Parking Authority or be a member of Hoboken Elks Lodge #74.
See current membership details

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hoboken School Employees Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	2155
Year Chartered	1937
Employees	3
Primary Regulator

Profit Margin
Return on Assets - YTD	0.12%
Return on Equity - YTD	0.53%
Annual Interest Income	$683K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$71.2MM$69.7MM
Loans	Q1 2025vs Q1 2024	$25.3MM$26.9MM
Deposits	Q1 2025vs Q1 2024	$55.5MM$54.1MM
Equity Capital	Q1 2025vs Q1 2024	$15.3MM$15.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$59K$86K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$94K$134K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Checking
CD
IRA

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Hoboken School Employees Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	Regular Shares
0.50%	$0	-	Club Accounts

Hoboken School Employees Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%	$0	-	Checking

Hoboken School Employees Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.16%	$5k	-	6 Month Share Certificate
4.06%	$5k	-	12 Month Share Certificate
3.80%	$5k	-	24 Month Share Certificate
3.80%	$5k	-	36 Month Share Certificate
3.80%	$5k	-	48 Month Share Certificate
3.80%	$5k	-	60 Month Share Certificate

Hoboken School Employees Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
4.16%	$0	-	IRA Savings

Locations

Hoboken School Employees Federal Credit Union Locations
Branch Office	522 ADAMS ST	HOBOKEN, NJ 07030-2002

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