Holy Rosary CU (NH)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month Share Certificate 1.85% - Synchrony Bank 60 Month CD |
| 0.40% | 1-year CD | 12 Month Share Certificate 1.05% - Ally Bank High Yield 12-Month CD |
| 0.05% | Savings | Regular Share 1.00% - Ally Bank Online Savings Account |
Holy Rosary CU (NH) is headquartered in Rochester and is the 8th largest credit union in the state of New Hampshire. It is also the 866th largest credit union in the nation. It was established in 1962 and as of June of 2016, it had grown to 64 employees and 20,190 members at 4 locations. Holy Rosary CU (NH)'s money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Holy Rosary Credit Union of New Hampshire is open to the residents, church members, registered students, and the people that maintain employment within the entire state of New Hampshire and the family members of the current credit union members.
See current membership details
Related Posts
A Borrower's Bank
Banked here since I was 16. Customer serivce is poor on the whole. Accounts are totally fee-free, you basically have to bounce a check to pay for anything. Deposit rates are absolutely miserable.
This is a great bank to get loans from. I got my first credit card here as well as a small unsecured loan. Even though I had virtually no credit history, my APR on the card was %9 and %7.5 on the loan. They lend to anyone at very low rates.
Since I finished college and started making money I've pulled my funds from this bank and into places where I can earn interest. Still considering them for a mortgage though as their rates are competitive across the board.
Suggestions for HRCU: Everyone who lives in Dover/Rochester works in Portsmouth. You should have a branch there. Also, your website is really outdated.
Customer Service Nightmare
First, I want to start with the good. I opened a joint checking account with my parents when I was 16. When I ran out of money for school and was going to get kicked out, they gave me a $8000 loan even though I didn't have credit. I paid every dollar back and graduated.
At this point, I'm really, really frustrated with them. I do all my checking with another bank that gives me 4% rewards interest (compared to Holy Rosary's
s .2%). But every once in a while, I need to call them for something and its a nightmare. When I had to get a cash advance from their credit card, they gave me the wrong payoff amount and I ended up getting a collection notice for $2.75 . They made me pay a $3 fee to pay it off over the phone. When I asked for a credit limit increase, they ran a hard inquiry without my permission. I tried to get it reversed but I could only talk to this one person who was never there when I called. Finally I stopped using the card for a few years. I figured I should just run it once to keep it active, so I bought a 75 cent candy bar.
They flagged the transaction for fraud.
This Credit Union has been such a hassle that I will be closing my account, nostalgia aside. They just don't have the size, staff or technology to offer the service level that other banks do.
Data as of Q2 2016
Learn more about bank healthHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65088 |
| Year Chartered | 1962 |
| Employees | 64 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.82% |
| Return on Equity - YTD | 9.01% |
| Annual Interest Income | $4.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2016vs Q2 2015 | $241.6MM$215.5MM |
| Loans | Q2 2016vs Q2 2015 | $171.9MM$155.6MM |
| Deposits | Q2 2016vs Q2 2015 | $217.0MM$196.0MM |
| Equity Capital | Q2 2016vs Q2 2015 | $21.4MM$19.5MM |
| Loan Loss Allowance | Q2 2016vs Q2 2015 | $664.00K$827.00K |
| Unbacked Noncurrent Loans | Q2 2016vs Q2 2015 | $742.00K$415.00K |
| Real Estate Owned | Q2 2016vs Q2 2015 | $116.00K$100.00K |
Always verify rates and promotions with the bank or credit union. We are not Holy Rosary CU (NH); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Holy Rosary CU (NH) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $10k* | - | HSA Share Draft | ||
| OTHER TIERS: 1.00% → Up to $2,500 | 1.50% → $2,500 - $10k | |||||
| 2.00%* | - | $1k | Home Heating Club | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 2.00%* | - | $1k | Elements of Savings | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 2.00%* | - | $1k | M3 Money Club | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 0.50% | $500 | - | IRA Share | ||
| 0.50% | $500 | - | Roth IRA Share | ||
| 0.50% | $500 | - | Educational IRA Share | ||
| 0.05% | - | - | Regular Share | ||
| 0.05% | - | - | Create-A-Club | ||
| 0.05% | - | - | Christmas Club | ||
Holy Rosary CU (NH) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.50%* | $100k* | - | Money Market Account | ||
| OTHER TIERS: 0.10% → $2,500 - $10k | 0.20% → $10k - $25k | 0.30% → $25k - $50k | 0.40% → $50k - $100k | |||||
| 0.50%* | $100k* | - | Business Money Market Account | ||
| OTHER TIERS: 0.30% → $25k - $50k | 0.40% → $50k - $100k | |||||
Holy Rosary CU (NH) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Share Draft |
Holy Rosary CU (NH) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 60 Month Share Certificate | |
| 1.55% | $500 | - | 48 Month Share Certificate | |
| 1.30% | $500 | - | 36 Month Share Certificate | |
| 1.30% | $500 | - | 30 Month Share Certificate | |
| 1.10% | $500 | - | 14 Month Share Certificate | |
| 0.90% | $500 | - | 24 Month Share Certificate | |
| 0.55% | $500 | - | 18 Month Share Certificate | |
| 0.50% | $100 | $10k | 12 Month i$ave Certificate | |
| 0.40% | $500 | - | 12 Month Share Certificate | |
| 0.30% | $500 | - | 6 Month Share Certificate |
Holy Rosary CU (NH) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | $500 | - | 60 Month IRA Certificate | |
| 1.55% | $500 | - | 48 Month IRA Certificate | |
| 1.30% | $500 | - | 36 Month IRA Certificate | |
| 1.30% | $500 | - | 30 Month IRA Certificate | |
| 1.10% | $500 | - | 14 Month IRA Certificate | |
| 0.90% | $500 | - | 24 Month IRA Certificate | |
| 0.55% | $500 | - | 18 Month IRA Certificate | |
| 0.40% | $500 | - | 12 Month IRA Certificate | |
| 0.30% | $500 | - | 6 Month IRA Certificate |
| Holy Rosary CU (NH) Locations | ||
|---|---|---|
| Branch Office | 140 Wakefield St | Rochester, NH 03867 |
| Branch Office | 341 NH Route 11 | Farmington, NH 03835-3842 |
| Branch Office | 490 Central Ave | Dover, NH 03820 |
| Branch Office | 133 Brock St | Rochester, NH 03867 |