Holy Rosary CU (NH)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 2.00% | 5-year CD | 60 Month Share Certificate 2.35% - Synchrony Bank 60 Month CD |
| 0.60% | 1-year CD | 12 Month Share Certificate 1.50% - Ally Bank No Penalty 11-Month CD |
| 0.05% | Savings | Regular Share 1.15% - CIT Bank Spring Savings |
Holy Rosary CU (NH) is headquartered in Rochester and is the 8th largest credit union in the state of New Hampshire. It is also the 857th largest credit union in the nation. It was established in 1962 and as of March of 2017, it had grown to 66 employees and 20,567 members at 4 locations. Holy Rosary CU (NH)'s money market rates are 14% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Holy Rosary Credit Union of New Hampshire is open to the residents, church members, registered students, and the people that maintain employment within the entire state of New Hampshire and the family members of the current credit union members.
See current membership details
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A Borrower's Bank
Banked here since I was 16. Customer serivce is poor on the whole. Accounts are totally fee-free, you basically have to bounce a check to pay for anything. Deposit rates are absolutely miserable.
This is a great bank to get loans from. I got my first credit card here as well as a small unsecured loan. Even though I had virtually no credit history, my APR on the card was %9 and %7.5 on the loan. They lend to anyone at very low rates.
Since I finished college and started making money I've pulled my funds from this bank and into places where I can earn interest. Still considering them for a mortgage though as their rates are competitive across the board.
Suggestions for HRCU: Everyone who lives in Dover/Rochester works in Portsmouth. You should have a branch there. Also, your website is really outdated.
Customer Service Nightmare
First, I want to start with the good. I opened a joint checking account with my parents when I was 16. When I ran out of money for school and was going to get kicked out, they gave me a $8000 loan even though I didn't have credit. I paid every dollar back and graduated.
At this point, I'm really, really frustrated with them. I do all my checking with another bank that gives me 4% rewards interest (compared to Holy Rosary's
s .2%). But every once in a while, I need to call them for something and its a nightmare. When I had to get a cash advance from their credit card, they gave me the wrong payoff amount and I ended up getting a collection notice for $2.75 . They made me pay a $3 fee to pay it off over the phone. When I asked for a credit limit increase, they ran a hard inquiry without my permission. I tried to get it reversed but I could only talk to this one person who was never there when I called. Finally I stopped using the card for a few years. I figured I should just run it once to keep it active, so I bought a 75 cent candy bar.
They flagged the transaction for fraud.
This Credit Union has been such a hassle that I will be closing my account, nostalgia aside. They just don't have the size, staff or technology to offer the service level that other banks do.
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65088 |
| Year Chartered | 1962 |
| Employees | 66 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.75% |
| Return on Equity - YTD | 8.31% |
| Annual Interest Income | $2.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $258.5MM$232.4MM |
| Loans | Q1 2017vs Q1 2016 | $182.5MM$165.4MM |
| Deposits | Q1 2017vs Q1 2016 | $234.1MM$213.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $23.0MM$20.9MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $608.00K$717.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $346.00K$585.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $116.00K$116.00K |
Always verify rates and promotions with the bank or credit union. We are not Holy Rosary CU (NH); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Holy Rosary CU (NH) Savings Account Rates
Holy Rosary CU (NH) Money Market Rates
Holy Rosary CU (NH) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | - | - | Regular Share Draft |
Holy Rosary CU (NH) CD Rates
Holy Rosary CU (NH) IRA Rates
| Holy Rosary CU (NH) Locations | ||
|---|---|---|
| Branch Office | 140 Wakefield St | Rochester, NH 03867 |
| Branch Office | 341 NH Route 11 | Farmington, NH 03835-3842 |
| Branch Office | 490 Central Ave | Dover, NH 03820 |
| Branch Office | 133 Brock St | Rochester, NH 03867 |