Holy Rosary Credit Union (NH)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 3.00% | 3-year CD | 1.87% - National Average |
| 3.00% | 3-year IRA | 1.87% - National Average |
| 2.35% | 5-year CD | 2.27% - National Average |
Holy Rosary Credit Union (NH) is headquartered in Rochester and is the 7th largest credit union in the state of New Hampshire. It is also the 841st largest credit union in the nation. It was established in 1962 and as of December of 2018, it had grown to 79 employees and 21,544 members at 5 locations. Holy Rosary Credit Union (NH)'s money market rates are 2X the national average, and it has an A health rating.
Field of Membership Restrictions
HRCU (formerly known as Holy Rosary Credit Union) offers membership to anyone who lives, works, worships, or attends school anywhere in New Hampshire. Immediate family members of current HRCU members are also eligible to join.
See current membership details
Related Posts
A Borrower's Bank
Banked here since I was 16. Customer serivce is poor on the whole. Accounts are totally fee-free, you basically have to bounce a check to pay for anything. Deposit rates are absolutely miserable.
This is a great bank to get loans from. I got my first credit card here as well as a small unsecured loan. Even though I had virtually no credit history, my APR on the card was %9 and %7.5 on the loan. They lend to anyone at very low rates.
Since I finished college and started making money I've pulled my funds from this bank and into places where I can earn interest. Still considering them for a mortgage though as their rates are competitive across the board.
Suggestions for HRCU: Everyone who lives in Dover/Rochester works in Portsmouth. You should have a branch there. Also, your website is really outdated.
Customer Service Nightmare
First, I want to start with the good. I opened a joint checking account with my parents when I was 16. When I ran out of money for school and was going to get kicked out, they gave me a $8000 loan even though I didn't have credit. I paid every dollar back and graduated.
At this point, I'm really, really frustrated with them. I do all my checking with another bank that gives me 4% rewards interest (compared to Holy Rosary's
s .2%). But every once in a while, I need to call them for something and its a nightmare. When I had to get a cash advance from their credit card, they gave me the wrong payoff amount and I ended up getting a collection notice for $2.75 . They made me pay a $3 fee to pay it off over the phone. When I asked for a credit limit increase, they ran a hard inquiry without my permission. I tried to get it reversed but I could only talk to this one person who was never there when I called. Finally I stopped using the card for a few years. I figured I should just run it once to keep it active, so I bought a 75 cent candy bar.
They flagged the transaction for fraud.
This Credit Union has been such a hassle that I will be closing my account, nostalgia aside. They just don't have the size, staff or technology to offer the service level that other banks do.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 65088 |
| Year Chartered | 1962 |
| Employees | 79 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.59% |
| Return on Equity - YTD | 6.4% |
| Annual Interest Income | $10.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $282.9MM$266.2MM |
| Loans | Q4 2018vs Q4 2017 | $210.3MM$192.4MM |
| Deposits | Q4 2018vs Q4 2017 | $252.4MM$240.0MM |
| Equity Capital | Q4 2018vs Q4 2017 | $25.9MM$24.3MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $1.0MM$752.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $527.00K$612.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $100.00K$100.00K |
Always verify rates and promotions with the bank or credit union. We are not Holy Rosary Credit Union (NH); we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Holy Rosary Credit Union (NH) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | $10k* | - | Health Savings Checking Account | ||
| OTHER TIERS: 1.00% → $5 - $2.5k | 1.50% → $2.5k - $10k | |||||
| 2.00%* | $5 | $1k | Home Heating Club | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 2.00%* | $5 | $1k | Elements of Savings | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 2.00%* | $5 | $1k | M3 Money Club | ||
| OTHER TIERS: 0.05% → $1k+ | |||||
| 0.50% | $500 | - | IRA Share | ||
| 0.05% | $5 | - | Regular Shares | ||
| 0.05% | $5 | - | Create-A-Club | ||
| 0.05% | $5 | - | Christmas Club | ||
Holy Rosary Credit Union (NH) Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | $100k* | - | Personal Money Market | ||
| OTHER TIERS: 0.60% → $2.5k - $10k | 0.70% → $10k - $25k | 0.80% → $25k - $50k | 0.90% → $50k - $100k | |||||
| 1.00%* | $100k* | - | Business Money Market | ||
| OTHER TIERS: 0.80% → $25k - $50k | 0.90% → $50k - $100k | |||||
Holy Rosary Credit Union (NH) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.10% | $100 | - | Regular Checking |
Holy Rosary Credit Union (NH) CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 30 Month CD Special | |
| 2.65% | $500 | - | 14 Month CD Special | |
| 2.35% | $500 | - | 60 Month CD | |
| 1.80% | $500 | - | 48 Month CD | |
| 1.65% | $500 | - | 36 Month CD | |
| 1.40% | $500 | - | 24 Month CD | |
| 1.30% | $500 | - | 18 Month CD | |
| 1.10% | $100 | $10k | 12 Month i$ave CD | |
| 1.00% | $500 | - | 12 Month CD | |
| 0.50% | $500 | - | 6 Month CD |
Holy Rosary Credit Union (NH) IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 30 Month IRA Special | |
| 2.65% | $500 | - | 14 Month IRA Special | |
| 2.35% | $500 | - | 60 Month IRA | |
| 1.80% | $500 | - | 48 Month IRA | |
| 1.65% | $500 | - | 36 Month IRA | |
| 1.40% | $500 | - | 24 Month IRA | |
| 1.30% | $500 | - | 18 Month IRA | |
| 1.00% | $500 | - | 12 Month IRA | |
| 0.50% | $500 | - | 6 Month IRA |
| Holy Rosary Credit Union (NH) Locations | ||
|---|---|---|
| Branch Office | 140 Wakefield St | Rochester, NH 03867 |
| Branch Office | 341 NH Route 11 | Farmington, NH 03835-3842 |
| Branch Office | 490 Central Ave | Dover, NH 03820 |
| Branch Office | 133 Brock St | Rochester, NH 03867 |
| Branch Office | 50 Point Pl Unit 19 | Dover, NH 03820-4741 |