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Holy Rosary Credit Union (NH)


Overview / Commentary
www.hrcu.org
603-332-6840
133 Brock St
Rochester, NH 03867

Holy Rosary Credit Union (NH) is headquartered in Rochester and is the 7th largest credit union in the state of New Hampshire. It is also the 818th largest credit union in the nation. It was established in 1962 and as of June of 2024, it had grown to 78 employees and 24,537 members at 4 locations. Holy Rosary Credit Union (NH)'s money market rates are 4X the national average, and it has a B+ health rating.

Field of Membership Restrictions

HRCU (formerly known as Holy Rosary Credit Union) offers membership to anyone who lives, works, worships, or attends school anywhere in New Hampshire or York County, Maine. Immediate family members of current HRCU members are also eligible to join.
See current membership details

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Reviews (2)

Customer 20+ Years

Posted by: |

Customer service experience questionable in certain situations especially when dealing message issues.
Could say more but won't.
Senior citizen and have had issues with HRCU from certain departments handling business of my accounts and how I've been treated.
At this point it's comes down to how much money you have with them. Seriously complementing taking my accounts elsewhere.

3

They Don't Treat You Like A Human

Posted by: |

I’ve had a car loan with HRCU for a few years with autopay set up, and have never had trouble making payments on time. In December we were moving funds around for the holidays and didn’t even realize a payment was missed. HRCU didn’t call me until the beginning of January to let me know about a missed payment, and as soon as they did I made both months payments that same day to get my account up to date. Come to find out though at the same exact time, they also hit my credit report, which I’ve been working to improve for over 10 years, with a 30-90+ day delinquency, that brought my credit score down 100 points. Then they told me on the phone over and over again that they won’t do anything to help me or reverse the delinquency, and the delinquency will be on my credit report for 7 years, all because of one late missed payment that I didn’t even realized I had missed and corrected immediately at the beginning of the next month as soon as they called me. If you’re looking for a bank to do business with, or just a place that will work with you and truly treat you fairly, don’t come anywhere near HRCU.

3


Health
B+

Data as of Q2 2024

Learn why bank health matters

Health Grade Components

Overall
NCUA #65088
Year Chartered1962
Employees78
Primary Regulator
Profit Margin
Return on Assets - YTD0.85%
Return on Equity - YTD10.22%
Annual Interest Income$9.2MM
Assets and Liabilities
AssetsQ2 2024vs Q2 2023$423.7MM$419.9MM
LoansQ2 2024vs Q2 2023$272.3MM$259.1MM
DepositsQ2 2024vs Q2 2023$385.1MM$386.6MM
Equity CapitalQ2 2024vs Q2 2023$35.3MM$29.7MM
Loan Loss AllowanceQ2 2024vs Q2 2023$1.5MM$1.3MM
Unbacked Noncurrent LoansQ2 2024vs Q2 2023$431K$550K
Real Estate OwnedQ2 2024vs Q2 2023$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Holy Rosary Credit Union (NH); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Holy Rosary Credit Union (NH) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*$5$1kHome Heating Club
OTHER TIERS: 0.05% → $1k+
2.00%*$5$1kElements of Savings
OTHER TIERS: 0.05% → $1k+
2.00%*$5$1kM3 Money Club
OTHER TIERS: 0.05% → $1k+
0.55%*$10k*-Health Savings Checking Account
OTHER TIERS: 0.10% → $5 - $2.5k | 0.30% → $2.5k - $10k
0.55%*$10k*-Business Health Savings Checking Account
OTHER TIERS: 0.30% → $2.5k - $10k
0.50%*$5$10kDREAM Club Share
OTHER TIERS: 0.05% → $10k+
0.35%*$100k*-IRA Share
OTHER TIERS: 0.15% → $500 - $25k | 0.25% → $25k - $50k | 0.30% → $50k - $100k
0.05%$5-Regular Shares
0.05%$5-Create-A-Club
0.05%$5-Christmas Club

Holy Rosary Credit Union (NH) Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%*$250k*-Personal Money Market
OTHER TIERS: 0.05% → $0 - $2.5k | 0.50% → $2.5k - $25k | 0.60% → $25k - $50k | 0.75% → $50k - $100k | 1.50% → $100k+
1.75%*$250k*-Business Money Market
OTHER TIERS: 0.60% → $25k - $50k | 0.75% → $50k - $100k | 1.50% → $100k - $250k

Holy Rosary Credit Union (NH) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$100-Regular Checking

Holy Rosary Credit Union (NH) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$500-8 Month CD Special
4.90%$500-Business 8 Month CD Special
3.50%$1k-3 Month CD Special
3.50%$1k-Business 3 Month CD Special
2.75%$500-60 Month CD
2.75%$500-Business 60 Month CD
2.50%$500-48 Month CD
2.50%$500-Business 48 Month CD
2.00%$500-36 Month CD
2.00%$500-Business 36 Month CD
1.75%$500-24 Month CD
1.75%$500-Business 24 Month CD
1.50%$500-18 Month CD
1.50%$500-Business 18 Month CD
1.35%$100$10k12 Month i$ave CD
1.35%$100$10kBusiness 12 Month i$ave CD
1.25%$500-12 Month CD
1.25%$500-Business 12 Month CD
1.10%$500-6 Month CD
1.10%$500-Business 6 Month CD

Holy Rosary Credit Union (NH) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.90%$500-Business 8 Month IRA Special
3.50%$1k-3 Month IRA Special
3.50%$1k-Business 3 Month IRA Special
3.50%$500-8 Month IRA Special
2.75%$500-60 Month IRA
2.75%$500-Business 60 Month IRA
2.50%$500-48 Month IRA
2.50%$500-Business 48 Month IRA
2.00%$500-36 Month IRA
2.00%$500-Business 36 Month IRA
1.75%$500-24 Month IRA
1.75%$500-Business 24 Month IRA
1.50%$500-18 Month IRA
1.50%$500-Business 18 Month IRA
1.25%$500-12 Month IRA
1.25%$500-Business 12 Month IRA
1.10%$500-6 Month IRA
1.10%$500-Business 6 Month IRA
Locations


Holy Rosary Credit Union (NH) Locations
Branch Office140 Wakefield StRochester, NH 03867
Branch Office341 NH Route 11Farmington, NH 03835-3842
Branch Office490 Central AveDover, NH 03820
Branch Office133 Brock StRochester, NH 03867

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