Holyoke Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
1.45%	5-year CD	54 Month CD 2.35% - Synchrony Bank 60 Month CD
0.75%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.01%	Savings	Statement Savings Account 1.20% - Synchrony Bank High Yield Savings

View all Holyoke Credit Union rates »

Overview / Commentary

www.holyokecu.com

413-532-7007

490 Westfield Rd
Holyoke, MA 01040-1600

Holyoke Credit Union is headquartered in Holyoke and is the 40^th largest credit union in the state of Massachusetts. It is also the 1,080^th largest credit union in the nation. It was established in 1911 and as of March of 2017, it had grown to 37 employees and 19,385 members at 3 locations. Holyoke Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Hampshire or Hamden Counties in Massachusetts.
See current membership details

Reviews (1)

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Holyoke Credit Union

Posted by: DPF11 | Jan 26, 2015

I have been a member at this credit union for five years now. During my time as a customer I have been extremely happy with the service I have received. The promotions, rates, and advantages of being a customer there have been comparable if not better than other options. I would highly recommend this business to anyone looking for a credit union and look forward to my partnership with them in the future.

Comment

1

Health

A

Data as of Q1 2017

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67875
Year Chartered	1911
Employees	37
Primary Regulator

Profit Margin
Return on Assets - YTD	0.35%
Return on Equity - YTD	3.72%
Annual Interest Income	$1.5MM

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$184.5MM$163.9MM
Loans	Q1 2017vs Q1 2016	$121.1MM$102.3MM
Deposits	Q1 2017vs Q1 2016	$133.8MM$115.8MM
Equity Capital	Q1 2017vs Q1 2016	$17.4MM$16.9MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$928.00K$884.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$127.00K$752.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Savings
Money Market
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Holyoke Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.01%	-	-	All Purpose Club Account
0.01%	-	-	Vacation Club Account
0.01%	-	-	Christmas Club Account
0.01%	-	-	Statement Savings Account

Holyoke Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.60%^*	$100k^*	-	Elite Money Market Account
OTHER TIERS: 0.03% → $2k - $10k \| 0.05% → $10k - $50k \| 0.55% → $50k - $100k
0.25%^*	$75k^*	-	IRA Money Market Account
OTHER TIERS: 0.05% → Up to $25k \| 0.10% → $25k - $75k
0.25%^*	$100k^*	-	Insured Money Market Account
OTHER TIERS: 0.03% → $2k - $10k \| 0.05% → $10k - $50k \| 0.10% → $50k - $100k
0.02%	-	-	Savers Money Market Account

Holyoke Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	-	-	NOW Checking Account

Holyoke Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.60%	$50k	-	60 Month Jumbo CD
1.50%	$1k	-	60 Month CD
1.50%	$50k	-	48 Month Jumbo CD
1.45%	$1k	-	54 Month CD
1.40%	$1k	-	48 Month CD
1.40%	$50k	-	36 Month Jumbo CD
1.35%	$1k	-	42 Month CD
1.30%	$1k	-	36 Month CD
1.30%	$50k	-	24 Month Jumbo CD
1.25%	$1k	-	30 Month CD
1.20%	$1k	-	24 Month CD
1.05%	$1k	-	21 Month CD
1.00%	$1k	-	18 Month CD
0.77%	$1k	-	15 Month CD
0.75%	$1k	-	12 Month CD
0.55%	$1k	-	9 Month CD
0.50%	$1k	-	6 Month CD
0.20%	$1k	-	3 Month CD

Holyoke Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.50%	$1k	-	60 Month IRA
1.45%	$1k	-	54 Month IRA
1.40%	$1k	-	48 Month IRA
1.35%	$1k	-	42 Month IRA
1.30%	$1k	-	36 Month IRA
1.25%	$1k	-	30 Month IRA
1.20%	$1k	-	24 Month IRA
1.05%	$1k	-	21 Month IRA
1.00%	$1k	-	18 Month IRA
0.77%	$1k	-	15 Month IRA
0.75%	$1k	-	12 Month IRA
0.55%	$1k	-	9 Month IRA
0.50%	$1k	-	6 Month IRA
0.20%	$1k	-	3 Month IRA

Locations

Holyoke Credit Union Locations
Branch Office	14 N Westfield St	Feeding Hills, MA 01030-1606
Branch Office	490 Westfield Rd	Holyoke, MA 01040-1600
Branch Office	333 Elm St	West Springfield, MA 01089-2795