Holyoke Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.80% | 5-year CD | 60 Month CD 3.00% - Barclays 60 Month Online CD |
| 0.90% | 1-year CD | 12 Month CD 2.30% - Ally Bank High Yield 12-Month CD |
| 0.01% | Savings | Statement Savings Account 1.75% - Ally Bank Online Savings Account |
Holyoke Credit Union is headquartered in Holyoke and is the 40th largest credit union in the state of Massachusetts. It is also the 1,057th largest credit union in the nation. It was established in 1911 and as of March of 2018, it had grown to 40 employees and 20,364 members at 3 locations. Holyoke Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Hampshire or Hamden Counties in Massachusetts.
See current membership details
Holyoke Credit Union
I am a relatively new member with Holyoke Credit Union, out of Holyoke Massachusetts. I kind of indirectly fell into the bank. I went to purchase a motorcycle last year, and the sales representative indicated that Holyoke Credit Union would be the cheapest loan offer. I agreed and opened a savings account with them and took out a loan. So in the beginning I started with a savings account and motorcycle loan. Later on a few months later I opened a checking account with them because i found them easy to use. I have worked with an agent named Paul a few times out of Holyoke and he was very helpful. I will say that they do not have the best online features, really no different than what i expected for a small credit union but no where near being on par with something like Bank of America. Though still you can call and speak to a real person who will help you over the phone do things like transfer money and make payments. Almost exactly the same as would with an automated call to a larger bank. All in all i think they are fairly good as far as small banks are concerned.
Holyoke Credit Union
I have been a member at this credit union for five years now. During my time as a customer I have been extremely happy with the service I have received. The promotions, rates, and advantages of being a customer there have been comparable if not better than other options. I would highly recommend this business to anyone looking for a credit union and look forward to my partnership with them in the future.
Data as of Q1 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67875 |
| Year Chartered | 1911 |
| Employees | 40 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.19% |
| Return on Equity - YTD | 2.11% |
| Annual Interest Income | $1.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2018vs Q1 2017 | $199.8MM$184.5MM |
| Loans | Q1 2018vs Q1 2017 | $134.7MM$121.1MM |
| Deposits | Q1 2018vs Q1 2017 | $147.7MM$133.8MM |
| Equity Capital | Q1 2018vs Q1 2017 | $17.6MM$17.4MM |
| Loan Loss Allowance | Q1 2018vs Q1 2017 | $925.00K$928.00K |
| Unbacked Noncurrent Loans | Q1 2018vs Q1 2017 | $259.00K$127.00K |
| Real Estate Owned | Q1 2018vs Q1 2017 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Holyoke Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Holyoke Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.65% | - | - | Companion Deposit Account | |
| 1.65% | - | - | Limited Edition Savings Account | |
| 0.01% | - | - | All Purpose Club Account | |
| 0.01% | - | - | Vacation Club Account | |
| 0.01% | - | - | Christmas Club Account | |
| 0.01% | - | - | Statement Savings Account |
Holyoke Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | Elite Money Market Account | ||
| OTHER TIERS: 0.02% → Up to $10k | 0.05% → $10k - $50k | 0.55% → $50k - $100k | |||||
| 0.25%* | $75k* | - | IRA Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $75k | |||||
| 0.25%* | $100k* | - | Insured Money Market Account | ||
| OTHER TIERS: 0.03% → $2k - $10k | 0.05% → $10k - $50k | 0.10% → $50k - $100k | |||||
| 0.02% | - | - | Savers Money Market Account | ||
Holyoke Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | NOW Checking Account |
Holyoke Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80% | $1k | - | 60 Month CD | |
| 1.60% | $1k | - | 48 Month CD | |
| 1.50% | $1k | - | 36 Month CD | |
| 1.30% | $1k | - | 30 Month CD | |
| 1.25% | $1k | - | 24 Month CD | |
| 1.00% | $1k | - | 18 Month CD | |
| 0.90% | $1k | - | 12 Month CD | |
| 0.50% | $1k | - | 6 Month CD | |
| 0.40% | $1k | - | 5 Month CD |
Holyoke Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.80% | $1k | - | 60 Month IRA | |
| 1.60% | $1k | - | 48 Month IRA | |
| 1.50% | $1k | - | 36 Month IRA | |
| 1.30% | $1k | - | 30 Month IRA | |
| 1.25% | $1k | - | 24 Month IRA | |
| 1.00% | $1k | - | 18 Month IRA | |
| 0.90% | $1k | - | 12 Month IRA | |
| 0.50% | $1k | - | 6 Month IRA | |
| 0.40% | $1k | - | 5 Month IRA |
| Holyoke Credit Union Locations | ||
|---|---|---|
| Branch Office | 14 N Westfield St | Feeding Hills, MA 01030-1606 |
| Branch Office | 490 Westfield Rd | Holyoke, MA 01040-1600 |
| Branch Office | 333 Elm St | West Springfield, MA 01089-2795 |