Holyoke Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.holyokecu.com

413-341-0133

490 Westfield Rd
Holyoke, MA 01040

Holyoke Credit Union is headquartered in Holyoke and is the 37^th largest credit union in the state of Massachusetts. It is also the 1,046^th largest credit union in the nation. It was established in 1911 and as of March of 2025, it had grown to 35 employees and 20,410 members at 3 locations. Holyoke Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Holyoke Credit Union membership is open to those who live or work in Hampshire or Hamden Counties, Massachusetts.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	67875
Year Chartered	1911
Employees	35
Primary Regulator

Profit Margin
Return on Assets - YTD	0.37%
Return on Equity - YTD	6.77%
Annual Interest Income	$3.4MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$295.5MM$266.7MM
Loans	Q1 2025vs Q1 2024	$174.6MM$137.8MM
Deposits	Q1 2025vs Q1 2024	$233MM$223.7MM
Equity Capital	Q1 2025vs Q1 2024	$16.2MM$13.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$550K$646K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$624K$459K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
Money Market
Checking
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Holyoke Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
3.88%	$10	-	Companion Deposit Account
0.01%	$0	-	All Purpose Club Account
0.01%	$0	-	Vacation Club Account
0.01%	$0	-	Christmas Club Account
0.01%	$100	-	Statement Savings Account
0.01%	$1k	-	Limited Edition Savings Account
0.01%	$0	-	Business Savings

Holyoke Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^*	$75k^*	-	Select Money Market Account
OTHER TIERS: 0.10% → $0 - $2.5k \| 1.85% → $2.5k - $25k \| 2.20% → $25k - $75k
0.20%^*	$75k^*	-	IRA Money Market Account
OTHER TIERS: 0.10% → $0 - $25k \| 0.15% → $25k - $75k
0.07%^*	$20k^*	-	Business Money Market
OTHER TIERS: 0.01% → $0 - $20k
0.01%	$0	-	Savers Money Market Account

Holyoke Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.01%	$0	-	NOW Checking Account

Holyoke Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	$1k	-	36 Month CD
2.35%	$1k	-	48 Month CD
2.35%	$1k	-	60 Month CD
2.24%	$1k	-	30 Month CD
2.09%	$1k	-	24 Month CD
2.04%	$1k	-	18 Month CD
1.74%	$1k	-	12 Month CD
1.48%	$1k	-	6 Month CD
1.43%	$1k	-	5 Month CD

Holyoke Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.35%	$1k	-	36 Month IRA
2.35%	$1k	-	48 Month IRA
2.35%	$1k	-	60 Month IRA
2.24%	$1k	-	30 Month IRA
2.09%	$1k	-	24 Month IRA
2.04%	$1k	-	18 Month IRA
1.74%	$1k	-	12 Month IRA
1.48%	$1k	-	6 Month IRA
1.43%	$1k	-	5 Month IRA

Locations

Holyoke Credit Union Locations
Branch Office	14 N Westfield St	Feeding Hills, MA 01030-1606
Corporate Office	490 Westfield Rd	Holyoke, MA 01040-1600
Branch Office	333 Elm St	West Springfield, MA 01089-2795

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