Holyoke Credit Union
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 0.01% | Savings | Statement Savings Account 1.05% - Barclays Online Savings Account |
| 0.02% | Money Market | Savers Money Market Account 0.85% - Ally Bank Money Market Account |
| 0.01% | Checking | NOW Checking Account 0.13% - National Average |
Holyoke Credit Union is headquartered in Holyoke and is the 40th largest credit union in the state of Massachusetts. It is also the 1,065th largest credit union in the nation. It was established in 1911 and as of December of 2016, it had grown to 39 employees and 19,488 members at 3 locations. Holyoke Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Membership is open to those who live or work in Hampshire or Hamden Counties in Massachusetts.
See current membership details
Holyoke Credit Union
I have been a member at this credit union for five years now. During my time as a customer I have been extremely happy with the service I have received. The promotions, rates, and advantages of being a customer there have been comparable if not better than other options. I would highly recommend this business to anyone looking for a credit union and look forward to my partnership with them in the future.
Data as of Q4 2016
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67875 |
| Year Chartered | 1911 |
| Employees | 39 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.47% |
| Return on Equity - YTD | 4.92% |
| Annual Interest Income | $5.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2016vs Q4 2015 | $182.6MM$153.7MM |
| Loans | Q4 2016vs Q4 2015 | $121.2MM$96.9MM |
| Deposits | Q4 2016vs Q4 2015 | $127.7MM$104.9MM |
| Equity Capital | Q4 2016vs Q4 2015 | $17.3MM$16.7MM |
| Loan Loss Allowance | Q4 2016vs Q4 2015 | $956.00K$898.00K |
| Unbacked Noncurrent Loans | Q4 2016vs Q4 2015 | $24.00K$737.00K |
| Real Estate Owned | Q4 2016vs Q4 2015 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Holyoke Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Holyoke Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | All Purpose Club Account | |
| 0.01% | - | - | Vacation Club Account | |
| 0.01% | - | - | Christmas Club Account | |
| 0.01% | - | - | Statement Savings Account |
Holyoke Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.60%* | $100k* | - | Elite Money Market Account | ||
| OTHER TIERS: 0.03% → $2k - $10k | 0.05% → $10k - $50k | 0.55% → $50k - $100k | |||||
| 0.25%* | $75k* | - | IRA Money Market Account | ||
| OTHER TIERS: 0.05% → Up to $25k | 0.10% → $25k - $75k | |||||
| 0.25%* | $100k* | - | Insured Money Market Account | ||
| OTHER TIERS: 0.03% → $2k - $10k | 0.05% → $10k - $50k | 0.10% → $50k - $100k | |||||
| 0.02% | - | - | Savers Money Market Account | ||
Holyoke Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | NOW Checking Account |
Holyoke Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.60% | $50k | - | 60 Month Jumbo Relationship CD | |
| 1.50% | $1k | - | 60 Month Relationship CD | |
| 1.50% | $50k | - | 48 Month Jumbo Relationship CD | |
| 1.45% | $1k | - | 54 Month Relationship CD | |
| 1.40% | $1k | - | 48 Month Relationship CD | |
| 1.40% | $50k | - | 36 Month Jumbo Relationship CD | |
| 1.35% | $1k | - | 42 Month Relationship CD | |
| 1.30% | $1k | - | 36 Month Relationship CD | |
| 1.30% | $50k | - | 24 Month Jumbo Relationship CD | |
| 1.25% | $1k | - | 30 Month Relationship CD | |
| 1.20% | $1k | - | 24 Month Relationship CD | |
| 1.05% | $1k | - | 21 Month Relationship CD | |
| 1.00% | $1k | - | 18 Month Relationship CD | |
| 0.77% | $1k | - | 15 Month Relationship CD | |
| 0.75% | $1k | - | 12 Month Relationship CD | |
| 0.55% | $1k | - | 9 Month Relationship CD | |
| 0.50% | $1k | - | 6 Month Relationship CD | |
| 0.20% | $1k | - | 3 Month Relationship CD |
Holyoke Credit Union IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.50% | $1k | - | 60 Month Relationship IRA | |
| 1.45% | $1k | - | 54 Month Relationship IRA | |
| 1.40% | $1k | - | 48 Month Relationship IRA | |
| 1.35% | $1k | - | 42 Month Relationship IRA | |
| 1.30% | $1k | - | 36 Month Relationship IRA | |
| 1.25% | $1k | - | 30 Month Relationship IRA | |
| 1.20% | $1k | - | 24 Month Relationship IRA | |
| 1.05% | $1k | - | 21 Month Relationship IRA | |
| 1.00% | $1k | - | 18 Month Relationship IRA | |
| 0.77% | $1k | - | 15 Month Relationship IRA | |
| 0.75% | $1k | - | 12 Month Relationship IRA | |
| 0.55% | $1k | - | 9 Month Relationship IRA | |
| 0.50% | $1k | - | 6 Month Relationship IRA | |
| 0.20% | $1k | - | 3 Month Relationship IRA |
| Holyoke Credit Union Locations | ||
|---|---|---|
| Branch Office | 14 N Westfield St | Feeding Hills, MA 01030-1606 |
| Branch Office | 490 Westfield Rd | Holyoke, MA 01040-1600 |
| Branch Office | 333 Elm St | West Springfield, MA 01089-2795 |