Holyoke Credit Union

Overview / Commentary
490 Westfield Rd
Holyoke, MA 01040

Holyoke Credit Union is headquartered in Holyoke and is the 41st largest credit union in the state of Massachusetts. It is also the 1,142nd largest credit union in the nation. It was established in 1911 and as of September of 2021, it had grown to 39 employees and 21,799 members at 3 locations. Holyoke Credit Union has an A health rating.

Field of Membership Restrictions

Holyoke Credit Union membership is open to those who live or work in Hampshire or Hamden counties, in Massachusetts.
See current membership details

Reviews (2)

Holyoke Credit Union

I am a relatively new member with Holyoke Credit Union, out of Holyoke Massachusetts. I kind of indirectly fell into the bank. I went to purchase a motorcycle last year, and the sales representative indicated that Holyoke Credit Union would be the cheapest loan offer. I agreed and opened a savings account with them and took out a loan. So in the beginning I started with a savings account and motorcycle loan. Later on a few months later I opened a checking account with them because i found them easy to use. I have worked with an agent named Paul a few times out of Holyoke and he was very helpful. I will say that they do not have the best online features, really no different than what i expected for a small credit union but no where near being on par with something like Bank of America. Though still you can call and speak to a real person who will help you over the phone do things like transfer money and make payments. Almost exactly the same as would with an automated call to a larger bank. All in all i think they are fairly good as far as small banks are concerned.

Holyoke Credit Union

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I have been a member at this credit union for five years now. During my time as a customer I have been extremely happy with the service I have received. The promotions, rates, and advantages of being a customer there have been comparable if not better than other options. I would highly recommend this business to anyone looking for a credit union and look forward to my partnership with them in the future.


Health Grade Components

NCUA #67875
Year Chartered1911
Primary Regulator
Profit Margin
Return on Assets - YTD0.63%
Return on Equity - YTD6.88%
Annual Interest Income$4.8MM
Assets and Liabilities
AssetsQ3 2021vs Q3 2020$232.5MM$217.6MM
LoansQ3 2021vs Q3 2020$103.5MM$118.3MM
DepositsQ3 2021vs Q3 2020$196.4MM$171.4MM
Equity CapitalQ3 2021vs Q3 2020$21.4MM$21.7MM
Loan Loss AllowanceQ3 2021vs Q3 2020$1.1MM$1.1MM
Unbacked Noncurrent LoansQ3 2021vs Q3 2020$518.00K$537.00K
Real Estate OwnedQ3 2021vs Q3 2020$0$0
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Always verify rates and promotions with the bank or credit union. We are not Holyoke Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Holyoke Credit Union Savings Account Rates

0.31%$1k-Limited Edition Savings Account
0.20%$10-Companion Deposit Account
0.01%--All Purpose Club Account
0.01%--Vacation Club Account
0.01%--Christmas Club Account
0.01%$100-Statement Savings Account

Holyoke Credit Union Money Market Rates

0.15%*$250k*-Elite Money Market Account
OTHER TIERS: 0.01% Up to $2k | 0.07% $2k - $50k | 0.11% $50k - $100k | 0.13% $100k - $250k
0.13%*$75k*-IRA Money Market Account
OTHER TIERS: 0.01% Up to $25k | 0.09% $25k - $75k
0.01%--Savers Money Market Account

Holyoke Credit Union Checking Account Rates

0.01%--NOW Checking Account

Holyoke Credit Union CD Rates

0.43%$1k-60 Month CD
0.35%$1k-48 Month CD
0.30%$1k-36 Month CD
0.25%$1k-30 Month CD
0.20%$1k-24 Month CD
0.15%$1k-18 Month CD
0.10%$1k-12 Month CD
0.05%$1k-6 Month CD
0.05%$1k-5 Month CD

Holyoke Credit Union IRA Rates

0.43%$1k-60 Month IRA
0.35%$1k-48 Month IRA
0.30%$1k-36 Month IRA
0.25%$1k-30 Month IRA
0.20%$1k-24 Month IRA
0.15%$1k-18 Month IRA
0.10%$1k-12 Month IRA
0.05%$1k-6 Month IRA
0.05%$1k-5 Month IRA

Holyoke Credit Union Locations
Branch Office14 N Westfield StFeeding Hills, MA 01030-1606
Branch Office490 Westfield RdHolyoke, MA 01040-1600
Branch Office333 Elm StWest Springfield, MA 01089-2795

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