Holyoke Credit Union is headquartered in Holyoke and is the 39th largest credit union in the state of Massachusetts. It is also the 1,056th largest credit union in the nation. It was established in 1911 and as of June of 2019, it had grown to 38 employees and 21,118 members at 3 locations. Holyoke Credit Union's money market rates are 59% higher than the national average, and it has an A health rating.
Field of Membership Restrictions
Holyoke Credit Union membership is open to those who live or work in Hampshire or Hamden counties, in Massachusetts.
See current membership details
Holyoke Credit Union
I am a relatively new member with Holyoke Credit Union, out of Holyoke Massachusetts. I kind of indirectly fell into the bank. I went to purchase a motorcycle last year, and the sales representative indicated that Holyoke Credit Union would be the cheapest loan offer. I agreed and opened a savings account with them and took out a loan. So in the beginning I started with a savings account and motorcycle loan. Later on a few months later I opened a checking account with them because i found them easy to use. I have worked with an agent named Paul a few times out of Holyoke and he was very helpful. I will say that they do not have the best online features, really no different than what i expected for a small credit union but no where near being on par with something like Bank of America. Though still you can call and speak to a real person who will help you over the phone do things like transfer money and make payments. Almost exactly the same as would with an automated call to a larger bank. All in all i think they are fairly good as far as small banks are concerned.
Holyoke Credit Union
I have been a member at this credit union for five years now. During my time as a customer I have been extremely happy with the service I have received. The promotions, rates, and advantages of being a customer there have been comparable if not better than other options. I would highly recommend this business to anyone looking for a credit union and look forward to my partnership with them in the future.
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 67875 |
| Year Chartered | 1911 |
| Employees | 38 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.34% |
| Return on Equity - YTD | 3.5% |
| Annual Interest Income | $3.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $204.2MM$199.4MM |
| Loans | Q2 2019vs Q2 2018 | $129.0MM$135.3MM |
| Deposits | Q2 2019vs Q2 2018 | $151.3MM$149.6MM |
| Equity Capital | Q2 2019vs Q2 2018 | $19.6MM$17.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $930.00K$972.00K |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $400.00K$257.00K |
| Real Estate Owned | Q2 2019vs Q2 2018 | $0$0 |
Always verify rates and promotions with the bank or credit union. We are not Holyoke Credit Union; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Holyoke Credit Union Savings Account Rates
Holyoke Credit Union Money Market Rates
Holyoke Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.01% | - | - | NOW Checking Account |
Holyoke Credit Union CD Rates
Holyoke Credit Union IRA Rates
| Holyoke Credit Union Locations | ||
|---|---|---|
| Branch Office | 14 N Westfield St | Feeding Hills, MA 01030-1606 |
| Branch Office | 490 Westfield Rd | Holyoke, MA 01040-1600 |
| Branch Office | 333 Elm St | West Springfield, MA 01089-2795 |