Featured Savings Rates
Featured Accounts

Holyoke Credit Union

Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
1.80%5-year CD60 Month CD
0.90%1-year CD12 Month CD
0.01%SavingsStatement Savings Account

Overview / Commentary
413-532-7007
490 Westfield Rd
Holyoke, MA 01040-1600

Holyoke Credit Union is headquartered in Holyoke and is the 40th largest credit union in the state of Massachusetts. It is also the 1,057th largest credit union in the nation. It was established in 1911 and as of March of 2018, it had grown to 40 employees and 20,364 members at 3 locations. Holyoke Credit Union's money market rates are 36% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership is open to those who live or work in Hampshire or Hamden Counties in Massachusetts.
See current membership details

Reviews (2)

Holyoke Credit Union

I am a relatively new member with Holyoke Credit Union, out of Holyoke Massachusetts. I kind of indirectly fell into the bank. I went to purchase a motorcycle last year, and the sales representative indicated that Holyoke Credit Union would be the cheapest loan offer. I agreed and opened a savings account with them and took out a loan. So in the beginning I started with a savings account and motorcycle loan. Later on a few months later I opened a checking account with them because i found them easy to use. I have worked with an agent named Paul a few times out of Holyoke and he was very helpful. I will say that they do not have the best online features, really no different than what i expected for a small credit union but no where near being on par with something like Bank of America. Though still you can call and speak to a real person who will help you over the phone do things like transfer money and make payments. Almost exactly the same as would with an automated call to a larger bank. All in all i think they are fairly good as far as small banks are concerned.

Holyoke Credit Union

Posted by: DPF11 | Jan 26, 2015

I have been a member at this credit union for five years now. During my time as a customer I have been extremely happy with the service I have received. The promotions, rates, and advantages of being a customer there have been comparable if not better than other options. I would highly recommend this business to anyone looking for a credit union and look forward to my partnership with them in the future.



Health

Health Grade Components

Overall
NCUA #67875
Year Chartered1911
Employees40
Primary Regulator
Profit Margin
Return on Assets - YTD0.19%
Return on Equity - YTD2.11%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2018vs Q1 2017$199.8MM$184.5MM
LoansQ1 2018vs Q1 2017$134.7MM$121.1MM
DepositsQ1 2018vs Q1 2017$147.7MM$133.8MM
Equity CapitalQ1 2018vs Q1 2017$17.6MM$17.4MM
Loan Loss AllowanceQ1 2018vs Q1 2017$925.00K$928.00K
Unbacked Noncurrent LoansQ1 2018vs Q1 2017$259.00K$127.00K
Real Estate OwnedQ1 2018vs Q1 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Holyoke Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.65%--Companion Deposit Account
1.65%--Limited Edition Savings Account
0.01%--All Purpose Club Account
0.01%--Vacation Club Account
0.01%--Christmas Club Account
0.01%--Statement Savings Account

Holyoke Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$100k*-Elite Money Market Account
OTHER TIERS: 0.02% Up to $10k | 0.05% $10k - $50k | 0.55% $50k - $100k
0.25%*$75k*-IRA Money Market Account
OTHER TIERS: 0.05% Up to $25k | 0.10% $25k - $75k
0.25%*$100k*-Insured Money Market Account
OTHER TIERS: 0.03% $2k - $10k | 0.05% $10k - $50k | 0.10% $50k - $100k
0.02%--Savers Money Market Account

Holyoke Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%--NOW Checking Account

Holyoke Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$1k-60 Month CD
1.60%$1k-48 Month CD
1.50%$1k-36 Month CD
1.30%$1k-30 Month CD
1.25%$1k-24 Month CD
1.00%$1k-18 Month CD
0.90%$1k-12 Month CD
0.50%$1k-6 Month CD
0.40%$1k-5 Month CD

Holyoke Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.80%$1k-60 Month IRA
1.60%$1k-48 Month IRA
1.50%$1k-36 Month IRA
1.30%$1k-30 Month IRA
1.25%$1k-24 Month IRA
1.00%$1k-18 Month IRA
0.90%$1k-12 Month IRA
0.50%$1k-6 Month IRA
0.40%$1k-5 Month IRA
Locations


Holyoke Credit Union Locations
Branch Office14 N Westfield StFeeding Hills, MA 01030-1606
Branch Office490 Westfield RdHolyoke, MA 01040-1600
Branch Office333 Elm StWest Springfield, MA 01089-2795

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