Holyoke Credit Union


Overview / Commentary
413-341-0133
490 Westfield Rd
Holyoke, MA 01040

Holyoke Credit Union is headquartered in Holyoke and is the 37th largest credit union in the state of Massachusetts. It is also the 1,046th largest credit union in the nation. It was established in 1911 and as of March of 2025, it had grown to 35 employees and 20,410 members at 3 locations. Holyoke Credit Union's money market rates are 6X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Holyoke Credit Union membership is open to those who live or work in Hampshire or Hamden Counties, Massachusetts.
See current membership details

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Health
B+

Health Grade Components

Overall
NCUA #67875
Year Chartered1911
Employees35
Primary Regulator
Profit Margin
Return on Assets - YTD0.37%
Return on Equity - YTD6.77%
Annual Interest Income$3.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$295.5MM$266.7MM
LoansQ1 2025vs Q1 2024$174.6MM$137.8MM
DepositsQ1 2025vs Q1 2024$233MM$223.7MM
Equity CapitalQ1 2025vs Q1 2024$16.2MM$13.1MM
Loan Loss AllowanceQ1 2025vs Q1 2024$550K$646K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$624K$459K
Real Estate OwnedQ1 2025vs Q1 2024$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Holyoke Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Holyoke Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.88%$10-Companion Deposit Account
0.01%$0-All Purpose Club Account
0.01%$0-Vacation Club Account
0.01%$0-Christmas Club Account
0.01%$100-Statement Savings Account
0.01%$1k-Limited Edition Savings Account
0.01%$0-Business Savings

Holyoke Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.50%*$75k*-Select Money Market Account
OTHER TIERS: 0.10% $0 - $2.5k | 1.85% $2.5k - $25k | 2.20% $25k - $75k
0.20%*$75k*-IRA Money Market Account
OTHER TIERS: 0.10% $0 - $25k | 0.15% $25k - $75k
0.07%*$20k*-Business Money Market
OTHER TIERS: 0.01% $0 - $20k
0.01%$0-Savers Money Market Account

Holyoke Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.01%$0-NOW Checking Account

Holyoke Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$1k-36 Month CD
2.35%$1k-48 Month CD
2.35%$1k-60 Month CD
2.24%$1k-30 Month CD
2.09%$1k-24 Month CD
2.04%$1k-18 Month CD
1.74%$1k-12 Month CD
1.48%$1k-6 Month CD
1.43%$1k-5 Month CD

Holyoke Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.35%$1k-36 Month IRA
2.35%$1k-48 Month IRA
2.35%$1k-60 Month IRA
2.24%$1k-30 Month IRA
2.09%$1k-24 Month IRA
2.04%$1k-18 Month IRA
1.74%$1k-12 Month IRA
1.48%$1k-6 Month IRA
1.43%$1k-5 Month IRA
Locations


Holyoke Credit Union Locations
Branch Office14 N Westfield StFeeding Hills, MA 01030-1606
Corporate Office490 Westfield RdHolyoke, MA 01040-1600
Branch Office333 Elm StWest Springfield, MA 01089-2795

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