Overview / Commentary
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 141st largest bank in the state of California. It is also the 3,259th largest bank in the nation. It was established in 1981 and as of June of 2018, it had grown to 17 employees at 1 location. Home Bank of California's CD rates are 2X the national average, and it boasts an A+ health rating.

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Health Grade Components

FDIC Certificate #26271
Year Established1981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.87%
Return on Equity - YTD19.52%
Annual Interest Income$5.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$166.3MM$157.9MM
LoansQ2 2018vs Q2 2017$151.3MM$145.3MM
DepositsQ2 2018vs Q2 2017$128.9MM$119.3MM
Equity CapitalQ2 2018vs Q2 2017$24.1MM$23.9MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.4MM$1.4MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$0$0
Real Estate OwnedQ2 2018vs Q2 2017$0$0
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Always verify rates and promotions with the bank or credit union. We are not Home Bank of California; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

0.15%*$1k*-Super Money Fund
OTHER TIERS: 0.10% Up to $1k
0.10%--Statement Savings

Home Bank of California Checking Account Rates

0.15%--Interest Checking

Home Bank of California CD Rates

2.68%*$10k*-60 Month CD
OTHER TIERS: 2.17% $2.5k - $10k
2.53%*$10k*-48-59 Month CD
OTHER TIERS: 2.02% $2.5k - $10k
2.43%*$10k*-36-47 Month CD
OTHER TIERS: 1.92% $2.5k - $10k
2.33%*$10k*-24-35 Month CD
OTHER TIERS: 1.82% $2.5k - $10k
2.17%*$10k*-18-23 Month CD
OTHER TIERS: 1.66% $2.5k - $10k
2.07%*$10k*-12-17 Month CD
OTHER TIERS: 1.56% $2.5k - $10k
0.10%$2.5k-3-5 Month CD
0.10%$2.5k-6-8 Month CD
0.10%$2.5k-9-11 Month CD
0.10%$10k-1-2 Month CD

Home Bank of California IRA Rates

2.69%$500-60 Month IRA
2.53%$500-48-59 Month IRA
2.43%$500-36-47 Month IRA
2.33%$500-24-35 Month IRA
2.17%$500-18-23 Month IRA

Home Bank of California Locations
Home Bank Of California4493 Ruffin RoadSan Diego, CA 92123

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