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Home Bank of California

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Overview / Commentary

858-270-5881

4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 136^th largest bank in the state of California. It is also the 3,264^th largest bank in the nation. It was established in 1981 and as of December of 2018, it had grown to 19 employees at 1 location. Home Bank of California's savings rates are 3X the national average, and it boasts an A+ health rating.

Related Posts

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2017

2/13 - 1.66% APY 30-Month CD In San Diego
1/23 - 1.41% IRA Savings Account In San Diego

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Health

A+

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26271
Year Established	1981
Employees	19
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	3.05%
Return on Equity - YTD	20.75%
Annual Interest Income	$10.6MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$163.7MM$159.1MM
Loans	Q4 2018vs Q4 2017	$151.5MM$147.2MM
Deposits	Q4 2018vs Q4 2017	$121.4MM$119.8MM
Equity Capital	Q4 2018vs Q4 2017	$24.0MM$23.8MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.4MM$1.4MM
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$0$0
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
Checking
CD
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.82%^*	$250k^*	-	Business Super Money Fund
OTHER TIERS: 1.26% → $5k - $25k \| 1.41% → $25k - $75k \| 1.57% → $75k - $125k \| 1.77% → $125k - $250k
1.67%^*	$75k^*	-	Personal Super Money Fund
OTHER TIERS: 1.26% → $1k - $25k \| 1.36% → $25k - $50k \| 1.46% → $50k - $75k
0.10%	-	-	Statement Savings

Home Bank of California Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.76%	-	-	Better Business Interest Checking
0.45%	-	-	Personal Interest Checking

Home Bank of California CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%^*	$10k^*	-	60 Month CD
OTHER TIERS: 2.48% → $2.5k - $10k
2.79%^*	$10k^*	-	48-59 Month CD
OTHER TIERS: 2.28% → $2.5k - $10k
2.74%^*	$10k^*	-	36-47 Month CD
OTHER TIERS: 2.23% → $2.5k - $10k
2.69%^*	$10k^*	-	18-23 Month CD
OTHER TIERS: 2.18% → $2.5k - $10k
2.64%^*	$10k^*	-	24-35 Month CD
OTHER TIERS: 2.13% → $2.5k - $10k
2.38%^*	$10k^*	-	12-17 Month CD
OTHER TIERS: 1.87% → $2.5k - $10k
0.10%	$2.5k	-	3-5 Month CD
0.10%	$2.5k	-	6-8 Month CD
0.10%	$2.5k	-	9-11 Month CD
0.10%	$10k	-	1-2 Month CD

Home Bank of California IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
3.00%	$500	-	60 Month IRA
2.79%	$500	-	48-59 Month IRA
2.74%	$500	-	36-47 Month IRA
2.69%	$500	-	18-23 Month IRA
2.64%	$500	-	24-35 Month IRA

Locations

Home Bank of California Locations
Home Bank Of California	4493 Ruffin Road	San Diego, CA 92123

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