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Home Bank of California


Overview / Commentary
www.hbc.bank
858-270-5881
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 129th largest bank in the state of California. It is also the 3,081st largest bank in the nation. It was established in 1981 and as of December of 2019, it had grown to 21 employees at 1 location. Home Bank of California's savings rates are 54% higher than the national average, and it boasts an A+ health rating.

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Health
A+

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26271
Year Established1981
Employees21
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.73%
Return on Equity - YTD19.63%
Annual Interest Income$11.3MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$177.4MM$163.7MM
LoansQ4 2019vs Q4 2018$161.6MM$151.5MM
DepositsQ4 2019vs Q4 2018$128.9MM$121.4MM
Equity CapitalQ4 2019vs Q4 2018$24.4MM$24.0MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.4MM$1.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$0$0
Real Estate OwnedQ4 2019vs Q4 2018$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Home Bank of California; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.95%*$250k*-Business Super Money Fund
OTHER TIERS: 0.40% → $5k - $25k | 0.55% → $25k - $75k | 0.70% → $75k - $125k | 0.90% → $125k - $250k
0.80%*$75k*-Personal Super Money Fund
OTHER TIERS: 0.40% → $1k - $25k | 0.50% → $25k - $50k | 0.60% → $50k - $75k
0.10%$50-Statement Savings

Home Bank of California Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$2.5k-Better Business Interest Checking
0.45%$500-Personal Interest Checking

Home Bank of California CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%*$10k*-60 Month CD
OTHER TIERS: 0.60% → $2.5k - $10k
0.85%*$10k*-48-59 Month CD
OTHER TIERS: 0.55% → $2.5k - $10k
0.80%*$10k*-36-47 Month CD
OTHER TIERS: 0.50% → $2.5k - $10k
0.70%*$10k*-24-35 Month CD
OTHER TIERS: 0.40% → $2.5k - $10k
0.60%*$10k*-18-23 Month CD
OTHER TIERS: 0.30% → $2.5k - $10k
0.50%*$10k*-12-17 Month CD
OTHER TIERS: 0.20% → $2.5k - $10k
0.10%$2.5k-3-5 Month CD
0.10%$2.5k-6-8 Month CD
0.10%$2.5k-9-11 Month CD

Home Bank of California IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%$500-60 Month IRA
0.85%$500-48-59 Month IRA
0.80%$500-36-47 Month IRA
0.70%$500-24-35 Month IRA
0.60%$500-18-23 Month IRA
Locations


Home Bank of California Locations
Home Bank Of California4493 Ruffin RoadSan Diego, CA 92123

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.