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Home Bank of California


Overview / Commentary
www.hbc.bank
858-270-5881
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 121st largest bank in the state of California. It is also the 3,129th largest bank in the nation. It was established in 1981 and as of December of 2021, it had grown to 24 employees at 1 location. Home Bank of California has a B+ health rating.

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Good Rates On Long Term Cds - 2/18/2022

Requires $10,000 minimum opening deposit 24-35 Month 1.11% APY 36-47 Month 1.36% APY 48-59 Month 1.41% APY Same rates also available on IRA CDs with only $500 minimum deposit

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Health
B+

Data as of Q4 2021

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #26271
Year Established1981
Employees24
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.73%
Return on Equity - YTD21.16%
Annual Interest Income$12.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$196.4MM$201.9MM
LoansQ4 2021vs Q4 2020$181.9MM$182.2MM
DepositsQ4 2021vs Q4 2020$148.7MM$155.1MM
Equity CapitalQ4 2021vs Q4 2020$26.5MM$25.0MM
Loan Loss AllowanceQ4 2021vs Q4 2020$2.0MM$2.0MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$0$0
Real Estate OwnedQ4 2021vs Q4 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Home Bank of California; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.70%$5k$25kBusiness Relationship Super Money Fund
0.60%*$125k*-Business Super Money Fund
OTHER TIERS: 0.35% → $5k - $25k | 0.40% → $25k - $75k | 0.45% → $75k - $125k
0.45%*$75k*-Personal Super Money Fund
OTHER TIERS: 0.35% → $1k - $25k | 0.40% → $25k - $75k
0.05%$50-Statement Savings

Home Bank of California Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$2.5k-Better Business Interest Checking
0.05%$500-Personal Interest Checking

Home Bank of California CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%*$10k*-60 Month CD
OTHER TIERS: 0.90% → $2.5k - $10k
1.26%*$10k*-48-59 Month CD
OTHER TIERS: 0.75% → $2.5k - $10k
1.01%*$10k*-36-47 Month CD
OTHER TIERS: 0.50% → $2.5k - $10k
0.85%*$10k*-24-35 Month CD
OTHER TIERS: 0.35% → $2.5k - $10k
0.75%*$10k*-18-23 Month CD
OTHER TIERS: 0.25% → $2.5k - $10k
0.50%*$10k*-12-17 Month CD
OTHER TIERS: 0.15% → $2.5k - $10k
0.10%$2.5k-3-5 Month CD
0.10%$2.5k-6-8 Month CD
0.10%$2.5k-9-11 Month CD

Home Bank of California IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$500-60 Month IRA
1.26%$500-48-59 Month IRA
1.01%$500-36-47 Month IRA
0.85%$500-24-35 Month IRA
0.75%$500-18-23 Month IRA
Locations


Home Bank of California Locations
Home Bank Of California4493 Ruffin RoadSan Diego, CA 92123

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