Advertising Disclosure

Home Bank of California

Overview | Eligibility Requirements | Receive alerts for this bank

View health report

CURRENT TOP RATE

Overview / Commentary

858-270-5881

4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 132^nd largest bank in the state of California. It is also the 3,079^th largest bank in the nation. It was established in 1981 and as of June of 2019, it had grown to 22 employees at 1 location. Home Bank of California's savings rates are 3X the national average, and it boasts an A+ health rating.

Related Posts

View all posts from:

2017

2/13 - 1.66% APY 30-Month CD In San Diego
1/23 - 1.41% IRA Savings Account In San Diego

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

A+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	26271
Year Established	1981
Employees	22
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.74%
Return on Equity - YTD	19.53%
Annual Interest Income	$5.5MM

Assets and Liabilities
Assets	Q2 2019vs Q2 2018	$179.2MM$166.3MM
Loans	Q2 2019vs Q2 2018	$160.6MM$151.3MM
Deposits	Q2 2019vs Q2 2018	$131.5MM$128.9MM
Equity Capital	Q2 2019vs Q2 2018	$24.1MM$24.1MM
Loan Loss Allowance	Q2 2019vs Q2 2018	$1.4MM$1.4MM
Unbacked Noncurrent Loans	Q2 2019vs Q2 2018	$0$0
Real Estate Owned	Q2 2019vs Q2 2018	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Home Bank of California; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.82%^*	$250k^*	-	Business Super Money Fund
OTHER TIERS: 1.26% → $5k - $25k \| 1.41% → $25k - $75k \| 1.56% → $75k - $125k \| 1.77% → $125k - $250k
1.66%^*	$75k^*	-	Personal Super Money Fund
OTHER TIERS: 1.26% → $1k - $25k \| 1.36% → $25k - $50k \| 1.46% → $50k - $75k
0.10%	-	-	Statement Savings

Home Bank of California Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.76%	-	-	Better Business Interest Checking
0.45%	-	-	Personal Interest Checking

Home Bank of California CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.92%^*	$10k^*	-	60 Month CD
OTHER TIERS: 1.46% → $2.5k - $10k
1.87%^*	$10k^*	-	48-59 Month CD
OTHER TIERS: 1.36% → $2.5k - $10k
1.82%^*	$10k^*	-	36-47 Month CD
OTHER TIERS: 1.31% → $2.5k - $10k
1.72%^*	$10k^*	-	24-35 Month CD
OTHER TIERS: 1.21% → $2.5k - $10k
1.61%^*	$10k^*	-	18-23 Month CD
OTHER TIERS: 1.11% → $2.5k - $10k
1.51%^*	$10k^*	-	12-17 Month CD
OTHER TIERS: 1.00% → $2.5k - $10k
0.10%	$2.5k	-	3-5 Month CD
0.10%	$2.5k	-	6-8 Month CD
0.10%	$2.5k	-	9-11 Month CD
0.10%	$10k	-	1-2 Month CD

Home Bank of California IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
1.92%	$500	-	60 Month IRA
1.87%	$500	-	48-59 Month IRA
1.82%	$500	-	36-47 Month IRA
1.72%	$500	-	24-35 Month IRA
1.61%	$500	-	18-23 Month IRA

Locations

Home Bank of California Locations
Home Bank Of California	4493 Ruffin Road	San Diego, CA 92123

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.