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4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 155th largest bank in the state of California. It is also the 3,439th largest bank in the nation. It was established in 1981 and as of September of 2017, it had grown to 19 employees at 1 location. Home Bank of California has an A+ health rating.

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Health Grade Components

FDIC Certificate #26271
Year Established1981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.88%
Return on Equity - YTD18.92%
Annual Interest Income$7.1MM
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$156.5MM$143.6MM
LoansQ3 2017vs Q3 2016$143.4MM$131.8MM
DepositsQ3 2017vs Q3 2016$119.4MM$102.1MM
Equity CapitalQ3 2017vs Q3 2016$24.1MM$23.0MM
Loan Loss AllowanceQ3 2017vs Q3 2016$1.4MM$1.3MM
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$0$0
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

0.15%*$1k*-Super Money Fund
OTHER TIERS: 0.10% Up to $1k
0.10%--Statement Savings

Home Bank of California Checking Account Rates

0.15%--Interest Checking

Home Bank of California CD Rates

2.27%*$10k*-60 Month CD
OTHER TIERS: 1.77% $2,500 - $10k
1.97%*$10k*-48-59 Month CD
OTHER TIERS: 1.46% $2,500 - $10k
1.87%*$10k*-36-47 Month CD
OTHER TIERS: 1.36% $2,500 - $10k
1.61%*$10k*-24-35 Month CD
OTHER TIERS: 1.11% $2,500 - $10k
1.11%*$10k*-18-23 Month CD
OTHER TIERS: 0.60% $2,500 - $10k
0.90%*$10k*-12-17 Month CD
OTHER TIERS: 0.40% $2,500 - $10k
0.10%$2,500-3-5 Month CD
0.10%$2,500-6-8 Month CD
0.10%$2,500-9-11 Month CD
0.09%$10k-1-2 Month CD

Home Bank of California IRA Rates

2.28%$500-60 Month IRA
1.97%$500-48-59 Month IRA
1.77%$500-36-47 Month IRA
1.41%$500-24-35 Month IRA
1.11%$500-18-23 Month IRA

Home Bank of California Locations
Home Bank Of California4493 Ruffin RoadSan Diego, CA 92123