Home Bank of California

Overview / Commentary
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 127th largest bank in the state of California. It is also the 3,013th largest bank in the nation. It was established in 1981 and as of June of 2020, it had grown to 23 employees at 1 location. Home Bank of California's savings rates are 35% higher than the national average, and it boasts an A+ health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #26271
Year Established1981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD12.68%
Annual Interest Income$5.6MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$198.4MM$179.2MM
LoansQ2 2020vs Q2 2019$171.0MM$160.6MM
DepositsQ2 2020vs Q2 2019$150.2MM$131.5MM
Equity CapitalQ2 2020vs Q2 2019$24.0MM$24.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$1.7MM$1.4MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$0$0
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Home Bank of California; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

0.85%*$250k*-Business Super Money Fund
OTHER TIERS: 0.30% $5k - $25k | 0.45% $25k - $75k | 0.60% $75k - $125k | 0.80% $125k - $250k
0.70%*$75k*-Personal Super Money Fund
OTHER TIERS: 0.30% $1k - $25k | 0.40% $25k - $50k | 0.50% $50k - $75k
0.10%$50-Statement Savings

Home Bank of California Checking Account Rates

0.50%$2.5k-Better Business Interest Checking
0.20%$500-Personal Interest Checking

Home Bank of California CD Rates

0.80%*$10k*-60 Month CD
OTHER TIERS: 0.55% $2.5k - $10k
0.75%*$10k*-48-59 Month CD
OTHER TIERS: 0.50% $2.5k - $10k
0.70%*$10k*-36-47 Month CD
OTHER TIERS: 0.45% $2.5k - $10k
0.60%*$10k*-24-35 Month CD
OTHER TIERS: 0.35% $2.5k - $10k
0.50%*$10k*-18-23 Month CD
OTHER TIERS: 0.25% $2.5k - $10k
0.40%*$10k*-12-17 Month CD
OTHER TIERS: 0.20% $2.5k - $10k
0.10%$2.5k-3-5 Month CD
0.10%$2.5k-6-8 Month CD
0.10%$2.5k-9-11 Month CD

Home Bank of California IRA Rates

0.80%$500-60 Month IRA
0.75%$500-48-59 Month IRA
0.70%$500-36-47 Month IRA
0.60%$500-24-35 Month IRA
0.50%$500-18-23 Month IRA

Home Bank of California Locations
Home Bank Of California4493 Ruffin RoadSan Diego, CA 92123

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.