Home Bank of California

Overview / Commentary
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in SAN DIEGO and is the 107th largest bank in the state of California. It is also the 2,767th largest bank in the nation. It was established in 1981 and as of June of 2023, it had grown to 27 employees at 1 location. Home Bank of California has an A+ health rating.

Related Posts

Home Bank of California Offers Rate-Leading Long-Term CDs - 4/10/2023

Home Bank of California (San Diego area) is currently offering rate-leading long-term CDs. $10k min deposit, with no stated balance cap. Also as IRA CDs ($500 min).

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Reviews (1)

Local Depositors Only

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Nice long term rate! However, Bank is for only local Depositors only!


Health Grade Components

FDIC Certificate #26271
Year Established1981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.62%
Return on Equity - YTD14.06%
Annual Interest Income$7.7MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$241.1MM$226.1MM
LoansQ2 2023vs Q2 2022$220.7MM$207.7MM
DepositsQ2 2023vs Q2 2022$180.7MM$158.9MM
Equity CapitalQ2 2023vs Q2 2022$28.0MM$26.5MM
Loan Loss AllowanceQ2 2023vs Q2 2022$2.1MM$2.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$0$0
Real Estate OwnedQ2 2023vs Q2 2022$0$0

Rates for Home Bank of California are currently being reviewed.


Home Bank of California Locations
Home Bank Of California4493 Ruffin RdSan Diego, CA 92123

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