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Home Bank of California

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Overview / Commentary

858-270-5881

4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 127^th largest bank in the state of California. It is also the 3,013^th largest bank in the nation. It was established in 1981 and as of June of 2020, it had grown to 23 employees at 1 location. Home Bank of California has an A+ health rating.

Related Posts

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2017

2/13 - 1.66% APY 30-Month CD In San Diego
1/23 - 1.41% IRA Savings Account In San Diego

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Health

A+

Data as of Q2 2020

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Health Grade Components

Overall
FDIC Certificate #	26271
Year Established	1981
Employees	23
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.65%
Return on Equity - YTD	12.68%
Annual Interest Income	$5.6MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$198.4MM$179.2MM
Loans	Q2 2020vs Q2 2019	$171.0MM$160.6MM
Deposits	Q2 2020vs Q2 2019	$150.2MM$131.5MM
Equity Capital	Q2 2020vs Q2 2019	$24.0MM$24.1MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$1.7MM$1.4MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$0$0
Real Estate Owned	Q2 2020vs Q2 2019	$0$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%^*	$125k^*	-	Business Super Money Fund
OTHER TIERS: 0.10% → $5k - $25k \| 0.15% → $25k - $75k \| 0.25% → $75k - $125k
0.35%^*	$75k^*	-	Personal Super Money Fund
OTHER TIERS: 0.10% → $1k - $25k \| 0.15% → $25k - $50k \| 0.20% → $50k - $75k
0.10%	$50	-	Statement Savings

Home Bank of California Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$2.5k	-	Better Business Interest Checking
0.10%	$500	-	Personal Interest Checking

Home Bank of California CD Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%^*	$10k^*	-	60 Month CD
OTHER TIERS: 0.40% → $2.5k - $10k
0.60%^*	$10k^*	-	48-59 Month CD
OTHER TIERS: 0.35% → $2.5k - $10k
0.55%^*	$10k^*	-	36-47 Month CD
OTHER TIERS: 0.30% → $2.5k - $10k
0.45%^*	$10k^*	-	24-35 Month CD
OTHER TIERS: 0.20% → $2.5k - $10k
0.35%^*	$10k^*	-	18-23 Month CD
OTHER TIERS: 0.15% → $2.5k - $10k
0.25%^*	$10k^*	-	12-17 Month CD
OTHER TIERS: 0.15% → $2.5k - $10k
0.10%	$2.5k	-	3-5 Month CD
0.10%	$2.5k	-	6-8 Month CD
0.10%	$2.5k	-	9-11 Month CD

Home Bank of California IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.65%	$500	-	60 Month IRA
0.60%	$500	-	48-59 Month IRA
0.55%	$500	-	36-47 Month IRA
0.45%	$500	-	24-35 Month IRA
0.35%	$500	-	18-23 Month IRA

Locations

Home Bank of California Locations
Home Bank Of California	4493 Ruffin Road	San Diego, CA 92123

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