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Home Bank of California

Overview / Commentary
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in San Diego and is the 135th largest bank in the state of California. It is also the 3,188th largest bank in the nation. It was established in 1981 and as of March of 2019, it had grown to 20 employees at 1 location. Home Bank of California's savings rates are 3X the national average, and it has an A health rating.

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Health Grade Components

FDIC Certificate #26271
Year Established1981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.78%
Return on Equity - YTD19.37%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$171.4MM$162.6MM
LoansQ1 2019vs Q1 2018$158.6MM$150.5MM
DepositsQ1 2019vs Q1 2018$119.7MM$120.3MM
Equity CapitalQ1 2019vs Q1 2018$24.1MM$23.8MM
Loan Loss AllowanceQ1 2019vs Q1 2018$1.4MM$1.4MM
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$0$0
Real Estate OwnedQ1 2019vs Q1 2018$0$0
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Always verify rates and promotions with the bank or credit union. We are not Home Bank of California; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Bank of California Savings Account Rates

1.82%*$250k*-Business Super Money Fund
OTHER TIERS: 1.26% $5k - $25k | 1.41% $25k - $75k | 1.57% $75k - $125k | 1.77% $125k - $250k
1.66%*$75k*-Personal Super Money Fund
OTHER TIERS: 1.26% $1k - $25k | 1.36% $25k - $50k | 1.46% $50k - $75k
0.10%--Statement Savings

Home Bank of California Checking Account Rates

0.76%--Better Business Interest Checking
0.45%--Personal Interest Checking

Home Bank of California CD Rates

2.48%*$10k*-60 Month CD
OTHER TIERS: 1.97% $2.5k - $10k
2.28%*$10k*-48-59 Month CD
OTHER TIERS: 1.77% $2.5k - $10k
2.23%*$10k*-36-47 Month CD
OTHER TIERS: 1.72% $2.5k - $10k
2.13%*$10k*-24-35 Month CD
OTHER TIERS: 1.62% $2.5k - $10k
2.02%*$10k*-18-23 Month CD
OTHER TIERS: 1.51% $2.5k - $10k
1.92%*$10k*-12-17 Month CD
OTHER TIERS: 1.41% $2.5k - $10k
0.10%$2.5k-3-5 Month CD
0.10%$2.5k-6-8 Month CD
0.10%$2.5k-9-11 Month CD
0.10%$10k-1-2 Month CD

Home Bank of California IRA Rates

2.48%$500-60 Month IRA
2.28%$500-48-59 Month IRA
2.23%$500-36-47 Month IRA
2.13%$500-24-35 Month IRA
2.02%$500-18-23 Month IRA

Home Bank of California Locations
Home Bank Of California4493 Ruffin RoadSan Diego, CA 92123

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