Home Bank of California

Overview / Commentary
4493 Ruffin Road
San Diego, CA 92123

Home Bank of California is headquartered in SAN DIEGO and is the 106th largest bank in the state of California. It is also the 2,834th largest bank in the nation. It was established in 1981 and as of December of 2023, it had grown to 26 employees at 1 location. Home Bank of California has an A+ health rating.

Reviews (1)

Local Depositors Only

Posted by: |

Nice long term rate! However, Bank is for only local Depositors only!


Health Grade Components

FDIC Certificate #26271
Year Established1981
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.59%
Return on Equity - YTD13.52%
Annual Interest Income$15.7MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$231.5MM$239.8MM
LoansQ4 2023vs Q4 2022$210.6MM$221.2MM
DepositsQ4 2023vs Q4 2022$182.6MM$172.3MM
Equity CapitalQ4 2023vs Q4 2022$28.5MM$27.5MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2.1MM$2.1MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$0$0
Real Estate OwnedQ4 2023vs Q4 2022$0$0

Rates for Home Bank of California are currently being reviewed.


Home Bank of California Locations
Home Bank Of California4493 Ruffin RdSan Diego, CA 92123

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