The Richwood Banking Company

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms apply. Member FDIC

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.richwoodbank.com

740-943-2317

28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in RICHWOOD and is the 29^th largest bank in the state of Ohio. It is also the 859^th largest bank in the nation. It was established in 1867 and as of March of 2025, it had grown to 197 employees at 9 locations. The Richwood Banking Company has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	12978
Year Established	1867
Employees	197
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.98%
Return on Equity - YTD	13.65%
Annual Interest Income	$14.8MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$1.25B$1.28B
Loans	Q1 2025vs Q1 2024	$809.3MM$766.1MM
Deposits	Q1 2025vs Q1 2024	$1.13B$1.11B
Equity Capital	Q1 2025vs Q1 2024	$92.4MM$77MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$7.9MM$8.2MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$2.7MM$4.9MM
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Skip to rates for:

Checking

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not The Richwood Banking Company; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Richwood Banking Company Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.35%^*	$0	$10k	Thrive Checking Account
OTHER TIERS: 0.10% → $10k+

Locations

The Richwood Banking Company Locations
Delaware Branch	1512 West William St.	Delaware, OH 43015
Marysville Branch	249 West Fifth Street	Marysville, OH 43040
Larue Branch	26 High Street	Larue, OH 43332
The Richwood Banking Company	28 N Franklin St	Richwood, OH 43344
Huntsville Branch	4848 Napoleon St.	Huntsville, OH 43324
Plain City Branch	601 West Main Street	Plain City, OH 43064
Limestone Office	2454 North Limestone Street	Springfield, OH 45503
West Main Branch	63 West Main Street	Springfield, OH 45502
Bellefontaine Branch	120 E Sandusky Ave.	Bellefontaine, OH 43311

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.