Home City Federal is offering a 3.00% APY on its 4-year and 5-year CD. Minimum deposit is $1,000. This yield is listed in the bank's rate page as of 10/05/2010.
I called the bank today, and I confirmed the 3.00% is still available. According to the CSR, the early withdrawal penalty is 6 months of interest.
A branch visit is required to open an account. The bank has two branches located in Springfield, Ohio which is about 25 miles northeast of Dayton.
The bank's overall health score is 3 out of 5 with a Texas Ratio of 32.42% (above average) based on 6/30/10 data. Please refer to our financial overview of Home City Federal Savings Bank for more details. The bank has been a FDIC member since 1935 (FDIC Certificate # 28554).
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