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Overview / Commentary
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 44th largest bank in the state of Ohio. It is also the 1,500th largest bank in the nation. It was established in 1867 and as of June of 2016, it had grown to 106 employees at 6 locations. The Richwood Banking Company has an A health rating.


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Health Grade Components

FDIC Certificate #12978
Year Established1867
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.92%
Return on Equity - YTD8.86%
Annual Interest Income$8.1MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$461.1MM$450.1MM
LoansQ2 2016vs Q2 2015$235.1MM$217.0MM
DepositsQ2 2016vs Q2 2015$408.8MM$407.0MM
Equity CapitalQ2 2016vs Q2 2015$49.0MM$42.3MM
Loan Loss AllowanceQ2 2016vs Q2 2015$1.7MM$1.6MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$867.00K$228.00K
Real Estate OwnedQ2 2016vs Q2 2015$0$0
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The Richwood Banking Company Savings Account Rates

1.00%*-$25kKasasa Saver
OTHER TIERS: 0.50% $25k+

The Richwood Banking Company Checking Account Rates

2.00%*-$10kKasasa Cash
OTHER TIERS: 0.50% $10k+
0.00%--Kasasa CashBack

The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064