Overview / Commentary
The Richwood Banking Company is headquartered in Richwood and is the 33rd largest bank in the state of Ohio. It is also the 1,047th largest bank in the nation. It was established in 1867 and as of June of 2019, it had grown to 143 employees at 8 locations. The Richwood Banking Company has an A health rating.
Health
A
Data as of Q2 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12978 |
| Year Established | 1867 |
| Employees | 143 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.88% |
| Return on Equity - YTD | 8.65% |
| Annual Interest Income | $16.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2019vs Q2 2018 | $730.2MM$520.7MM |
| Loans | Q2 2019vs Q2 2018 | $500.5MM$306.7MM |
| Deposits | Q2 2019vs Q2 2018 | $632.5MM$472.8MM |
| Equity Capital | Q2 2019vs Q2 2018 | $76.6MM$45.7MM |
| Loan Loss Allowance | Q2 2019vs Q2 2018 | $2.5MM$1.8MM |
| Unbacked Noncurrent Loans | Q2 2019vs Q2 2018 | $5.5MM$2.3MM |
| Real Estate Owned | Q2 2019vs Q2 2018 | $20.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Richwood Banking Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | $25k | Kasasa Saver |
The Richwood Banking Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
Locations
| The Richwood Banking Company Locations | ||
|---|---|---|
| Delaware Branch | 1512 West William St. | Delaware, OH 43015 |
| Marysville Branch | 249 West Fifth Street | Marysville, OH 43040 |
| Larue Branch | 26 High Street | Larue, OH 43332 |
| The Richwood Banking Company | 28 North Franklin Street | Richwood, OH 43344 |
| Huntsville Branch | 4848 Napoleon St. | Huntsville, OH 43324 |
| Plain City Branch | 601 West Main Street | Plain City, OH 43064 |
| Limestone Office | 2454 North Limestone Street | Springfield, OH 45503 |
| West Main Branch | 63 West Main Street | Springfield, OH 45502 |