The Richwood Banking Company

Overview / Commentary
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 32nd largest bank in the state of Ohio. It is also the 926th largest bank in the nation. It was established in 1867 and as of March of 2021, it had grown to 159 employees at 8 locations. The Richwood Banking Company has a B health rating.


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Health Grade Components

FDIC Certificate #12978
Year Established1867
Primary RegulatorFED
Profit Margin
Return on Assets - YTD1.07%
Return on Equity - YTD12.37%
Annual Interest Income$8.8MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$1.05B$740.2MM
LoansQ1 2021vs Q1 2020$598.1MM$530.3MM
DepositsQ1 2021vs Q1 2020$959.5MM$640.3MM
Equity CapitalQ1 2021vs Q1 2020$82.2MM$82.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$7.6MM$4.5MM
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$11.2MM$5.0MM
Real Estate OwnedQ1 2021vs Q1 2020$20.00K$20.00K
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The Richwood Banking Company Checking Account Rates

0.50%*-$10kThrive Checking Account
OTHER TIERS: 0.10% $10k+

The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064
Limestone Office2454 North Limestone StreetSpringfield, OH 45503
West Main Branch63 West Main StreetSpringfield, OH 45502
Bellefontaine Branch120 E Sandusky Ave.Bellefontaine, OH 43311

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