Overview / Commentary
740-943-2317
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 40th largest bank in the state of Ohio. It is also the 1,372nd largest bank in the nation. It was established in 1867 and as of June of 2018, it had grown to 120 employees at 6 locations. The Richwood Banking Company has a B+ health rating.

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Health
B+

Health Grade Components

Overall
FDIC Certificate #12978
Year Established1867
Employees120
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.75%
Return on Equity - YTD8.44%
Annual Interest Income$10.1MM
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$520.7MM$509.6MM
LoansQ2 2018vs Q2 2017$306.7MM$266.4MM
DepositsQ2 2018vs Q2 2017$472.8MM$457.3MM
Equity CapitalQ2 2018vs Q2 2017$45.7MM$50.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$1.8MM$1.6MM
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$2.3MM$928.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

The Richwood Banking Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.50% $25k+

The Richwood Banking Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.50% $10k+
Locations


The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064

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