The Richwood Banking Company

Overview / Commentary
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 34th largest bank in the state of Ohio. It is also the 975th largest bank in the nation. It was established in 1867 and as of June of 2022, it had grown to 184 employees at 9 locations. The Richwood Banking Company has a B health rating.


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Health Grade Components

FDIC Certificate #12978
Year Established1867
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.94%
Return on Equity - YTD12.38%
Annual Interest Income$18.2MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$1.00B$1.05B
LoansQ2 2022vs Q2 2021$598.5MM$607.8MM
DepositsQ2 2022vs Q2 2021$926.4MM$951.9MM
Equity CapitalQ2 2022vs Q2 2021$63.4MM$87.4MM
Loan Loss AllowanceQ2 2022vs Q2 2021$7.9MM$7.8MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$1.4MM$9.6MM
Real Estate OwnedQ2 2022vs Q2 2021$20.00K$20.00K
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The Richwood Banking Company Checking Account Rates

0.50%*-$10kThrive Checking Account
OTHER TIERS: 0.10% $10k+

The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 N Franklin StRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064
Limestone Office2454 North Limestone StreetSpringfield, OH 45503
West Main Branch63 West Main StreetSpringfield, OH 45502
Bellefontaine Branch120 E Sandusky Ave.Bellefontaine, OH 43311

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