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Overview / Commentary
740-943-2317
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 40th largest bank in the state of Ohio. It is also the 1,420th largest bank in the nation. It was established in 1867 and as of March of 2017, it had grown to 112 employees at 6 locations. The Richwood Banking Company has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #12978
Year Established1867
Employees112
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.89%
Return on Equity - YTD9.22%
Annual Interest Income$4.3MM
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$501.8MM$459.4MM
LoansQ1 2017vs Q1 2016$255.3MM$228.7MM
DepositsQ1 2017vs Q1 2016$452.5MM$410.2MM
Equity CapitalQ1 2017vs Q1 2016$47.5MM$47.0MM
Loan Loss AllowanceQ1 2017vs Q1 2016$1.5MM$1.7MM
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$732.00K$850.00K
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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The Richwood Banking Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.50% $25k+

The Richwood Banking Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.50% $10k+
Locations


The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064