The Richwood Banking Company

Overview / Commentary
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 36th largest bank in the state of Ohio. It is also the 1,015th largest bank in the nation. It was established in 1867 and as of December of 2020, it had grown to 159 employees at 8 locations. The Richwood Banking Company has a B+ health rating.


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Health Grade Components

FDIC Certificate #12978
Year Established1867
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD7.06%
Annual Interest Income$34.2MM
Assets and Liabilities
AssetsQ4 2020vs Q4 2019$892.0MM$732.6MM
LoansQ4 2020vs Q4 2019$589.4MM$508.9MM
DepositsQ4 2020vs Q4 2019$794.1MM$635.0MM
Equity CapitalQ4 2020vs Q4 2019$86.0MM$80.1MM
Loan Loss AllowanceQ4 2020vs Q4 2019$7.2MM$3.1MM
Unbacked Noncurrent LoansQ4 2020vs Q4 2019$11.1MM$3.9MM
Real Estate OwnedQ4 2020vs Q4 2019$20.00K$20.00K
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The Richwood Banking Company Checking Account Rates

0.50%*-$10kThrive Checking Account
OTHER TIERS: 0.10% $10k+

The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064
Limestone Office2454 North Limestone StreetSpringfield, OH 45503
West Main Branch63 West Main StreetSpringfield, OH 45502

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