The Richwood Banking Company

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LOCATIONS

Overview / Commentary

www.richwoodbank.com

740-943-2317

28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in RICHWOOD and is the 30^th largest bank in the state of Ohio. It is also the 880^th largest bank in the nation. It was established in 1867 and as of December of 2023, it had grown to 196 employees at 9 locations. The Richwood Banking Company has a B health rating.

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Health

Data as of Q4 2023

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Health Grade Components

Overall
FDIC Certificate #	12978
Year Established	1867
Employees	196
Primary Regulator	FED

Profit Margin
Return on Assets - YTD	0.79%
Return on Equity - YTD	13.38%
Annual Interest Income	$51.4MM

Assets and Liabilities
Assets	Q4 2023vs Q4 2022	$1.18B$1.11B
Loans	Q4 2023vs Q4 2022	$767.6MM$728MM
Deposits	Q4 2023vs Q4 2022	$919.3MM$998MM
Equity Capital	Q4 2023vs Q4 2022	$76.8MM$62.9MM
Loan Loss Allowance	Q4 2023vs Q4 2022	$8.1MM$5.8MM
Unbacked Noncurrent Loans	Q4 2023vs Q4 2022	$4.8MM$3.2MM
Real Estate Owned	Q4 2023vs Q4 2022	$0$0

Locations

The Richwood Banking Company Locations
Delaware Branch	1512 West William St.	Delaware, OH 43015
Marysville Branch	249 West Fifth Street	Marysville, OH 43040
Larue Branch	26 High Street	Larue, OH 43332
The Richwood Banking Company	28 N Franklin St	Richwood, OH 43344
Huntsville Branch	4848 Napoleon St.	Huntsville, OH 43324
Plain City Branch	601 West Main Street	Plain City, OH 43064
Limestone Office	2454 North Limestone Street	Springfield, OH 45503
West Main Branch	63 West Main Street	Springfield, OH 45502
Bellefontaine Branch	120 E Sandusky Ave.	Bellefontaine, OH 43311

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