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Overview / Commentary
740-943-2317
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 42nd largest bank in the state of Ohio. It is also the 1,492nd largest bank in the nation. It was established in 1867 and as of December of 2016, it had grown to 109 employees at 6 locations. The Richwood Banking Company has an A health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #12978
Year Established1867
Employees109
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.91%
Return on Equity - YTD8.83%
Annual Interest Income$16.6MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$468.2MM$442.4MM
LoansQ4 2016vs Q4 2015$250.1MM$225.3MM
DepositsQ4 2016vs Q4 2015$408.4MM$390.4MM
Equity CapitalQ4 2016vs Q4 2015$45.8MM$45.3MM
Loan Loss AllowanceQ4 2016vs Q4 2015$1.5MM$1.7MM
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$1.4MM$355.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$0
Rates
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The Richwood Banking Company Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%*-$25kKasasa Saver
OTHER TIERS: 0.50% $25k+

The Richwood Banking Company Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%*-$10kKasasa Cash
OTHER TIERS: 0.50% $10k+
Locations


The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064