The Richwood Banking Company
Overview / Commentary
The Richwood Banking Company is headquartered in Richwood and is the 40th largest bank in the state of Ohio. It is also the 1,422nd largest bank in the nation. It was established in 1867 and as of December of 2017, it had grown to 119 employees at 6 locations. The Richwood Banking Company has an A health rating.
Health
A
Data as of Q4 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12978 |
| Year Established | 1867 |
| Employees | 119 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.84% |
| Return on Equity - YTD | 8.85% |
| Annual Interest Income | $18.7MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2017vs Q4 2016 | $502.2MM$468.2MM |
| Loans | Q4 2017vs Q4 2016 | $295.8MM$250.1MM |
| Deposits | Q4 2017vs Q4 2016 | $453.2MM$408.4MM |
| Equity Capital | Q4 2017vs Q4 2016 | $46.4MM$45.8MM |
| Loan Loss Allowance | Q4 2017vs Q4 2016 | $1.6MM$1.5MM |
| Unbacked Noncurrent Loans | Q4 2017vs Q4 2016 | $771.00K$1.4MM |
| Real Estate Owned | Q4 2017vs Q4 2016 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Richwood Banking Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.00%* | - | $25k | Kasasa Saver | ||
| OTHER TIERS: 0.50% → $25k+ | |||||
The Richwood Banking Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
Locations
| The Richwood Banking Company Locations | ||
|---|---|---|
| Delaware Branch | 1512 West William St. | Delaware, OH 43015 |
| Marysville Branch | 249 West Fifth Street | Marysville, OH 43040 |
| Larue Branch | 26 High Street | Larue, OH 43332 |
| The Richwood Banking Company | 28 North Franklin Street | Richwood, OH 43344 |
| Huntsville Branch | 4848 Napoleon St. | Huntsville, OH 43324 |
| Plain City Branch | 601 West Main Street | Plain City, OH 43064 |