Overview / Commentary
The Richwood Banking Company is headquartered in Richwood and is the 34th largest bank in the state of Ohio. It is also the 1,073rd largest bank in the nation. It was established in 1867 and as of December of 2018, it had grown to 135 employees at 8 locations. The Richwood Banking Company has an A health rating.
Health
A
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 12978 |
| Year Established | 1867 |
| Employees | 135 |
| Primary Regulator | FED |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.7% |
| Return on Equity - YTD | 7.65% |
| Annual Interest Income | $21.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $706.4MM$502.2MM |
| Loans | Q4 2018vs Q4 2017 | $476.4MM$295.8MM |
| Deposits | Q4 2018vs Q4 2017 | $609.5MM$453.2MM |
| Equity Capital | Q4 2018vs Q4 2017 | $69.6MM$46.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $2.1MM$1.6MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $2.1MM$771.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $20.00K$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The Richwood Banking Company Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 1.00% | - | $25k | Kasasa Saver |
The Richwood Banking Company Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 2.00%* | - | $10k | Kasasa Cash | ||
| OTHER TIERS: 0.50% → $10k+ | |||||
Locations
| The Richwood Banking Company Locations | ||
|---|---|---|
| Delaware Branch | 1512 West William St. | Delaware, OH 43015 |
| Marysville Branch | 249 West Fifth Street | Marysville, OH 43040 |
| Larue Branch | 26 High Street | Larue, OH 43332 |
| The Richwood Banking Company | 28 North Franklin Street | Richwood, OH 43344 |
| Huntsville Branch | 4848 Napoleon St. | Huntsville, OH 43324 |
| Plain City Branch | 601 West Main Street | Plain City, OH 43064 |
| Limestone Office | 2454 North Limestone Street | Springfield, OH 45503 |
| West Main Branch | 63 West Main Street | Springfield, OH 45502 |