The Richwood Banking Company

Overview / Commentary
28 North Franklin Street
Richwood, OH 43344

The Richwood Banking Company is headquartered in Richwood and is the 34th largest bank in the state of Ohio. It is also the 1,062nd largest bank in the nation. It was established in 1867 and as of June of 2020, it had grown to 148 employees at 8 locations. The Richwood Banking Company has an A health rating.


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Health Grade Components

FDIC Certificate #12978
Year Established1867
Primary RegulatorFED
Profit Margin
Return on Assets - YTD0.64%
Return on Equity - YTD5.98%
Annual Interest Income$16.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$830.4MM$730.2MM
LoansQ2 2020vs Q2 2019$593.5MM$500.5MM
DepositsQ2 2020vs Q2 2019$707.0MM$632.5MM
Equity CapitalQ2 2020vs Q2 2019$84.1MM$76.6MM
Loan Loss AllowanceQ2 2020vs Q2 2019$5.0MM$2.5MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$4.3MM$5.5MM
Real Estate OwnedQ2 2020vs Q2 2019$20.00K$20.00K

Rates for The Richwood Banking Company are currently being reviewed.


The Richwood Banking Company Locations
Delaware Branch1512 West William St.Delaware, OH 43015
Marysville Branch249 West Fifth StreetMarysville, OH 43040
Larue Branch26 High StreetLarue, OH 43332
The Richwood Banking Company28 North Franklin StreetRichwood, OH 43344
Huntsville Branch4848 Napoleon St.Huntsville, OH 43324
Plain City Branch601 West Main StreetPlain City, OH 43064
Limestone Office2454 North Limestone StreetSpringfield, OH 45503
West Main Branch63 West Main StreetSpringfield, OH 45502

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