Home Loan State Bank


Overview / Commentary
970-243-6600
205 N. 4th Street
Grand Junction, CO 81501

Home Loan State Bank is headquartered in GRAND JUNCTION and is the 46th largest bank in the state of Colorado. It is also the 3,101st largest bank in the nation. It was established in 1960 and as of March of 2025, it had grown to 27 employees at 2 locations. Home Loan State Bank has a C health rating.

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Health

Health Grade Components

Overall
FDIC Certificate #90040
Year Established1960
Employees27
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.46%
Return on Equity - YTD7.37%
Annual Interest Income$2.3MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$192.9MM$189MM
LoansQ1 2025vs Q1 2024$78.3MM$81MM
DepositsQ1 2025vs Q1 2024$177.1MM$173.5MM
Equity CapitalQ1 2025vs Q1 2024$12.9MM$12MM
Loan Loss AllowanceQ1 2025vs Q1 2024$1.6MM$834K
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$4.1MM$0
Real Estate OwnedQ1 2025vs Q1 2024$0$230K
Rates

Rates for Home Loan State Bank are currently being reviewed.

Locations


Home Loan State Bank Locations
Home Loan State Bank205 N 4th StGrand Junction, CO 81501
Montrose Branch340 South Townsend AvenueMontrose, CO 81401

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