Home Loan State Bank

Overview / Commentary
205 N. 4th Street
Grand Junction, CO 81501

Home Loan State Bank is headquartered in Grand Junction and is the 46th largest bank in the state of Colorado. It is also the 3,223rd largest bank in the nation. It was established in 1960 and as of June of 2020, it had grown to 26 employees at 2 locations. Home Loan State Bank has an A health rating.


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

FDIC Certificate #90040
Year Established1960
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD11.07%
Annual Interest Income$2.7MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$174.7MM$127.4MM
LoansQ2 2020vs Q2 2019$98.7MM$71.0MM
DepositsQ2 2020vs Q2 2019$154.3MM$111.2MM
Equity CapitalQ2 2020vs Q2 2019$12.5MM$10.2MM
Loan Loss AllowanceQ2 2020vs Q2 2019$808.00K$788.00K
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$450.00K$446.00K
Real Estate OwnedQ2 2020vs Q2 2019$0$0
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Home Loan State Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Loan State Bank Savings Account Rates

0.50%*$2.5k*-Health Savings Account
OTHER TIERS: 0.10% $750 - $2.5k
0.15%$100-Regular Savings

Home Loan State Bank Money Market Rates

0.42%*$100k*-Premier Asset Account
OTHER TIERS: 0.22% $100 - $20k | 0.27% $20k - $50k | 0.32% $50k - $100k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% $100 - $2.5k | 0.20% $2.5k - $100k

Home Loan State Bank Checking Account Rates

0.12%*$10k*-Legacy Checking
OTHER TIERS: 0.05% $500 - $5k | 0.10% $5k - $10k
0.12%*$5k*-Heritage Checking
OTHER TIERS: 0.08% $500 - $5k

Home Loan State Bank CD Rates

1.00%$10k-5 Year Legacy CD
0.85%$1k-5 Year CD
0.65%$10k-4 Year Legacy CD
0.60%$1k-4 Year CD
0.55%$10k-3 Year Legacy CD
0.45%$1k-3 Year CD
0.45%$10k-2 Year Legacy CD
0.35%$1k-2 Year CD
0.30%$100-2 Year Hybrid CD
0.30%$10k-1 Year Legacy CD
0.25%$1k-1 Year CD
0.20%$100-1 Year Hybrid CD
0.20%$10k-6 Month Legacy CD
0.13%$1k-6 Month CD
0.10%$100-6 Month Hybrid CD

Home Loan State Bank Locations
Home Loan State Bank205 N. 4th StreetGrand Junction, CO 81501
Montrose Branch340 South Townsend AvenueMontrose, CO 81401

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.