Featured Savings Rates
Featured Accounts

Home Loan State Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%5-year CD5 Year CD
0.20%1-year CD1 Year Hybrid CD
0.15%SavingsRegular Savings

Overview / Commentary
800-576-6428
205 N. 4th Street
Grand Junction, CO 81501

Home Loan State Bank is headquartered in Grand Junction and is the 73rd largest bank in the state of Colorado. It is also the 4,429th largest bank in the nation. It was established in 1960 and as of September of 2016, it had grown to 24 employees at 2 locations. Home Loan State Bank has a B+ health rating.

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Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Home Loan State Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #90040
Year Established1960
Employees24
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.76%
Return on Equity - YTD8.85%
Annual Interest Income$2.5MM
Assets and Liabilities
AssetsQ3 2016vs Q3 2015$97.6MM$86.2MM
LoansQ3 2016vs Q3 2015$48.1MM$38.9MM
DepositsQ3 2016vs Q3 2015$85.9MM$72.6MM
Equity CapitalQ3 2016vs Q3 2015$8.0MM$7.5MM
Loan Loss AllowanceQ3 2016vs Q3 2015$563.00K$463.00K
Unbacked Noncurrent LoansQ3 2016vs Q3 2015$379.00K$1.4MM
Real Estate OwnedQ3 2016vs Q3 2015$182.00K$73.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Loan State Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.50%*$2,500*-Health Savings Account
OTHER TIERS: 0.15% $100 - $2,500
0.15%$100-Regular Savings

Home Loan State Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.35%*$100k*-Premier Asset Account
OTHER TIERS: 0.20% $100 - $20k | 0.25% $20k - $50k | 0.30% $50k - $100k
0.25%*$100k*-Money Market Account
OTHER TIERS: 0.10% $100 - $20k | 0.15% $20k - $100k

Home Loan State Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%*$5k*-Legacy Checking
OTHER TIERS: 0.10% $500 - $5k
0.10%*$5k*-Heritage Checking
OTHER TIERS: 0.05% $500 - $5k

Home Loan State Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.01%$10k-5 Year Legacy CD
0.90%$1k-5 Year CD
0.75%$10k-4 Year Legacy CD
0.65%$1k-4 Year CD
0.60%$10k-3 Year Legacy CD
0.50%$1k-3 Year CD
0.50%$10k-2 Year Legacy CD
0.40%$1k-2 Year CD
0.40%$100-2 Year Hybrid CD
0.30%$10k-1 Year Legacy CD
0.25%$10k-6 Month Legacy CD
0.20%$1k-1 Year CD
0.20%$100-1 Year Hybrid CD
0.15%$1k-6 Month CD
0.15%$100-6 Month Hybrid CD
Locations


Home Loan State Bank Locations
Home Loan State Bank205 N. 4th StreetGrand Junction, CO 81501
Montrose Branch340 South Townsend AvenueMontrose, CO 81401