Home National Bank

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.homenatlbank.com

740-949-2210

502 Elm Street
Racine, OH 45771

Home National Bank is headquartered in RACINE and is the 138^th largest bank in the state of Ohio. It is also the 3,870^th largest bank in the nation. It was established in 1910 and as of March of 2025, it had grown to 22 employees at 3 locations. Home National Bank's CD rates are 74% higher than the national average, and it has a B health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Home National Bank has a relatively low asset base.

Health Grade Components

Overall
FDIC Certificate #	6680
Year Established	1910
Employees	22
Primary Regulator	OCC

Profit Margin
Return on Assets - YTD	0.6%
Return on Equity - YTD	6.9%
Annual Interest Income	$1.3MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$92MM$82.2MM
Loans	Q1 2025vs Q1 2024	$55MM$51.7MM
Deposits	Q1 2025vs Q1 2024	$80.1MM$70.9MM
Equity Capital	Q1 2025vs Q1 2024	$8MM$7.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$906K$956K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$1.3MM$864K
Real Estate Owned	Q1 2025vs Q1 2024	$50K$167K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home National Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.92%^*	$100k^*	-	60 Month CD - Monthly
OTHER TIERS: 1.85% → $500 - $100k
1.83%^*	$100k^*	-	36-47 Month CD - Monthly
OTHER TIERS: 1.75% → $500 - $100k
1.83%^*	$100k^*	-	48-59 Month CD - Monthly
OTHER TIERS: 1.75% → $500 - $100k
1.57%^*	$100k^*	-	12-23 Month CD - Monthly
OTHER TIERS: 1.50% → $500 - $100k
1.57%^*	$100k^*	-	24-35 Month CD - Monthly
OTHER TIERS: 1.50% → $500 - $100k
1.25%	$500	$100k	6-11 Month CD - Monthly
0.75%	$500	$100k	1-5 Month CD - Monthly

Home National Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
1.92%^*	$100k^*	-	60 Month IRA - Monthly
OTHER TIERS: 1.85% → $500 - $100k
1.83%^*	$100k^*	-	36-47 Month IRA - Monthly
OTHER TIERS: 1.75% → $500 - $100k
1.83%^*	$100k^*	-	48-59 Month IRA - Monthly
OTHER TIERS: 1.75% → $500 - $100k
1.57%^*	$100k^*	-	12-23 Month IRA - Monthly
OTHER TIERS: 1.50% → $500 - $100k
1.57%^*	$100k^*	-	24-35 Month IRA - Monthly
OTHER TIERS: 1.50% → $500 - $100k
1.25%	$500	-	6-11 Month IRA - Monthly
0.75%	$500	-	1-5 Month IRA - Monthly

Locations

Home National Bank Locations
Home National Bank	209 Third Street	Racine, OH 45771
Syracuse Branch	2405 3rd Street	Syracuse, OH 45779
Middleport Branch	97 N 2nd Ave	Middleport, OH 45760

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