Home Savings Bank, FSB is headquartered in LUDLOW and is the 120th largest bank in the state of Kentucky. It is also the 4,371st largest bank in the nation. It was established in 1941 and as of March of 2025, it had grown to 5 employees at 1 location. Home Savings Bank, FSB's CD rates are 51% higher than the national average, but it has a C health rating.
Overall | |
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FDIC Certificate # | 31723 |
Year Established | 1941 |
Employees | 5 |
Primary Regulator | OCC |
Profit Margin | |
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Return on Assets - YTD | -0.53% |
Return on Equity - YTD | -4.42% |
Annual Interest Income | $353K |
Assets and Liabilities | ||
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Assets | Q1 2025vs Q1 2024 | $28MM$27.7MM |
Loans | Q1 2025vs Q1 2024 | $22.3MM$20.9MM |
Deposits | Q1 2025vs Q1 2024 | $18.7MM$19MM |
Equity Capital | Q1 2025vs Q1 2024 | $3.3MM$3.4MM |
Loan Loss Allowance | Q1 2025vs Q1 2024 | $151K$150K |
Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $744K$297K |
Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.10% | $0 | - | Passbook Savings Account | |
0.10% | $0 | - | Statement Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
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0.15%* | $25k* | - | Gold Account | ||
OTHER TIERS: 0.05% → $1k - $10k | 0.10% → $10k - $25k | |||||
0.05% | $0 | - | NOW Checking Account |
Home Savings Bank, FSB Locations | ||
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Home Savings Bank, FSB | 202 Elm St | Ludlow, KY 41016 |