Home Savings
Popular Accounts at this Bank
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 2.50% | 3-year CD | 2.75% - Discover Bank 3 Year CD |
| 2.40% | 18-month CD | 2.65% - Discover Bank 18 Month CD |
| 3.00% | 5-year CD |
Home Savings is headquartered in Youngstown and is the 11th largest bank in the state of Ohio. It is also the 341st largest bank in the nation. It was established in 2000 and as of December of 2018, it had grown to 487 employees at 37 locations. Home Savings' savings rates are 3X the national average, and it has an A health rating.
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Somewhat ok bank, Good customer service but crappy fees
I was with Home Savings for quite a while and had a ok-ish experience with the bank. Their customer service at a branch location was pretty good, the tellers were nice and friendly. While email support was somewhat of a pain. I asked if they were working on an iPhone app and a developer replied saying No they were not and had no plans to, about 2 months after I left a iPhone app was released.
A big reason why I left was due to it being hard to check my balance on my phone and due to big fees. They had an ATM right outside their branch, one day I got some cash from it and got a fee from using my own branch's ATM. I got fees from Amazon, Target, Gas stations, and all places that took my credit card as a credit card instead of debit. They did partner with another ATM brand which was nice, it allowed me to get cash from their brand ATM's without a out of network fee, but some locations (Like Walmart) still cost a fee anyways.
Long story short, Great customer service at the branch location but a ton of fees.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 35385 |
| Year Established | 2000 |
| Employees | 487 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.31% |
| Return on Equity - YTD | 12.99% |
| Annual Interest Income | $110.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $2.80B$2.64B |
| Loans | Q4 2018vs Q4 2017 | $2.27B$2.08B |
| Deposits | Q4 2018vs Q4 2017 | $2.26B$1.99B |
| Equity Capital | Q4 2018vs Q4 2017 | $281.0MM$275.9MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $20.4MM$21.2MM |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $6.5MM$12.0MM |
| Real Estate Owned | Q4 2018vs Q4 2017 | $1.0MM$1.0MM |
Always verify rates and promotions with the bank or credit union. We are not Home Savings; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Home Savings Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 1.50%* | $25k* | - | Companion High Yield Savings | ||
| OTHER TIERS: 0.10% → Up to $5k | 1.00% → $5k - $25k | |||||
| 0.05% | - | - | Health Statement Savings Account | ||
| 0.05%* | $5k* | - | Platinum Statement Savings | ||
| OTHER TIERS: 0.01% → Up to $5k | |||||
| 0.05% | - | - | Holiday Club Statement Savings | ||
| 0.03% | - | - | Big Bucks Statement Savings | ||
| 0.03% | $50 | - | Statement Savings | ||
| 0.03% | - | - | Student Statement Savings | ||
Home Savings Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45%* | $50k* | - | Premier Money Market Account | ||
| OTHER TIERS: 0.30% → Up to $10k | 0.40% → $10k - $50k | |||||
Home Savings Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.45% | - | - | Premier Checking Plus - Private Banking | ||
| 0.35%* | $50k* | - | Premier Checking - Private Banking | ||
| OTHER TIERS: 0.10% → Up to $50k | |||||
| 0.03%* | $25k* | - | Interest Checking | ||
| OTHER TIERS: 0.01% → $1k - $25k | |||||
Home Savings CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month CD | |
| 2.50% | $500 | $225k | 36 Month CD New Money Special | |
| 2.40% | $500 | $225k | 18 Month CD New Money Special | |
| 1.15% | $500 | - | 72 Month CD | |
| 0.75% | $500 | - | 48 Month CD | |
| 0.65% | $500 | - | 36 Month CD | |
| 0.50% | $500 | - | 30 Month CD | |
| 0.45% | $500 | - | 24 Month CD | |
| 0.40% | $500 | - | 12 Month CD | |
| 0.40% | $500 | - | 18 Month CD | |
| 0.30% | $100 | - | 24 Month Big Bucks Big Savers | |
| 0.30% | $100 | - | 24 Month Home Buyers | |
| 0.20% | $500 | - | 365 Day CD | |
| 0.10% | $500 | - | 182 Day CD | |
| 0.05% | $500 | - | 28 Day CD | |
| 0.05% | $500 | - | 91 Day CD |
Home Savings IRA Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 3.00% | $500 | - | 60 Month IRA | |
| 1.15% | $500 | - | 72 Month IRA | |
| 0.65% | $500 | - | 36 Month IRA | |
| 0.50% | $500 | - | 30 Month IRA | |
| 0.45% | $500 | - | 24 Month IRA | |
| 0.40% | $500 | - | 12 Month IRA | |
| 0.40% | - | - | 18 Month IRA (Variable Rate) | |
| 0.40% | $500 | - | 18 Month IRA |
