2. Home Savings

Home Savings

Popular Accounts at this Bank

APYACCOUNT TYPEHOW THEY COMPARE
2.50%3-year CD
1.86% - National Average
2.40%18-month CD
1.59% - National Average
3.00%5-year CD
3.10% - Barclays 60 Month Online CDAdvertisement
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Overview / Commentary
www.homesavings.com
330-742-0500
275 West Federal Street
Youngstown, OH 44503

Home Savings is headquartered in Youngstown and is the 13th largest bank in the state of Ohio. It is also the 338th largest bank in the nation. It was established in 2000 and as of September of 2018, it had grown to 487 employees at 37 locations. Home Savings' savings rates are 3X the national average, and it has an A health rating.

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Reviews (1)

Somewhat ok bank, Good customer service but crappy fees

Posted by: TravisN | Sep 2, 2014

I was with Home Savings for quite a while and had a ok-ish experience with the bank. Their customer service at a branch location was pretty good, the tellers were nice and friendly. While email support was somewhat of a pain. I asked if they were working on an iPhone app and a developer replied saying No they were not and had no plans to, about 2 months after I left a iPhone app was released.

A big reason why I left was due to it being hard to check my balance on my phone and due to big fees. They had an ATM right outside their branch, one day I got some cash from it and got a fee from using my own branch's ATM. I got fees from Amazon, Target, Gas stations, and all places that took my credit card as a credit card instead of debit. They did partner with another ATM brand which was nice, it allowed me to get cash from their brand ATM's without a out of network fee, but some locations (Like Walmart) still cost a fee anyways.

Long story short, Great customer service at the branch location but a ton of fees.

1


Health
A

Data as of Q3 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35385
Year Established2000
Employees487
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.3%
Return on Equity - YTD12.93%
Annual Interest Income$80.0MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$2.78B$2.60B
LoansQ3 2018vs Q3 2017$2.24B$2.03B
DepositsQ3 2018vs Q3 2017$2.39B$1.97B
Equity CapitalQ3 2018vs Q3 2017$271.4MM$272.6MM
Loan Loss AllowanceQ3 2018vs Q3 2017$21.3MM$20.5MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$9.1MM$10.8MM
Real Estate OwnedQ3 2018vs Q3 2017$907.00K$1.1MM
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Savings Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$25k*-Companion High Yield Savings
OTHER TIERS: 0.10% → Up to $5k | 1.00% → $5k - $25k
0.05%--Health Statement Savings Account
0.05%*$5k*-Platinum Statement Savings
OTHER TIERS: 0.01% → Up to $5k
0.05%--Holiday Club Statement Savings
0.03%--Big Bucks Statement Savings
0.03%$50-Statement Savings
0.03%--Student Statement Savings

Home Savings Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Premier Money Market Account
OTHER TIERS: 0.30% → Up to $10k | 0.40% → $10k - $50k

Home Savings Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%--Premier Checking Plus - Private Banking
0.35%*$50k*-Premier Checking - Private Banking
OTHER TIERS: 0.10% → Up to $50k
0.03%*$25k*-Interest Checking
OTHER TIERS: 0.01% → $1k - $25k

Home Savings CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month CD
2.50%$500$225k36 Month CD New Money Special
2.40%$500$225k18 Month CD New Money Special
1.15%$500-72 Month CD
0.75%$500-48 Month CD
0.65%$500-36 Month CD
0.50%$500-30 Month CD
0.45%$500-24 Month CD
0.40%$500-12 Month CD
0.40%$500-18 Month CD
0.30%$100-24 Month Big Bucks Big Savers
0.30%$100-24 Month Home Buyers
0.20%$500-365 Day CD
0.10%$500-182 Day CD
0.05%$500-28 Day CD
0.05%$500-91 Day CD

Home Savings IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.00%$500-60 Month IRA
1.15%$500-72 Month IRA
0.65%$500-36 Month IRA
0.50%$500-30 Month IRA
0.45%$500-24 Month IRA
0.40%$500-12 Month IRA
0.40%--18 Month IRA (Variable Rate)
0.40%$500-18 Month IRA
Locations

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