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Home Savings

Deposits held and insured by First Federal Bank of the Midwest

Overview / Commentary
www.homesavings.com
330-742-0500
275 West Federal Street
Youngstown, OH 44503
Deposits held and insured by First Federal Bank of the Midwest

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Reviews (1)

Somewhat ok bank, Good customer service but crappy fees

Posted by: |

I was with Home Savings for quite a while and had a ok-ish experience with the bank. Their customer service at a branch location was pretty good, the tellers were nice and friendly. While email support was somewhat of a pain. I asked if they were working on an iPhone app and a developer replied saying No they were not and had no plans to, about 2 months after I left a iPhone app was released.

A big reason why I left was due to it being hard to check my balance on my phone and due to big fees. They had an ATM right outside their branch, one day I got some cash from it and got a fee from using my own branch's ATM. I got fees from Amazon, Target, Gas stations, and all places that took my credit card as a credit card instead of debit. They did partner with another ATM brand which was nice, it allowed me to get cash from their brand ATM's without a out of network fee, but some locations (Like Walmart) still cost a fee anyways.

Long story short, Great customer service at the branch location but a ton of fees.

2


Health
A

Data as of Q3 2019

Data displayed below is for insuring bank: First Federal Bank of the Midwest
Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #35385
Year Established2000
Employees489
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.33%
Return on Equity - YTD13.14%
Annual Interest Income$88.3MM
Assets and Liabilities
AssetsQ3 2019vs Q3 2018$2.90B$2.78B
LoansQ3 2019vs Q3 2018$2.37B$2.24B
DepositsQ3 2019vs Q3 2018$2.16B$2.39B
Equity CapitalQ3 2019vs Q3 2018$293.1MM$271.4MM
Loan Loss AllowanceQ3 2019vs Q3 2018$19.9MM$21.3MM
Unbacked Noncurrent LoansQ3 2019vs Q3 2018$10.3MM$9.1MM
Real Estate OwnedQ3 2019vs Q3 2018$866.00K$907.00K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Home Savings; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home Savings Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%*$25k*-Companion High Yield Savings
OTHER TIERS: 0.10% → Up to $5k | 1.00% → $5k - $25k
0.05%--Health Statement Savings Account
0.05%*$5k*-Platinum Statement Savings
OTHER TIERS: 0.01% → Up to $5k
0.05%--Holiday Club Statement Savings
0.03%--Big Bucks Statement Savings
0.03%$50-Statement Savings
0.03%--Student Statement Savings

Home Savings Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.45%*$50k*-Premier Money Market Account
OTHER TIERS: 0.30% → Up to $10k | 0.40% → $10k - $50k

Home Savings Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.03%*$25k*-Interest Checking
OTHER TIERS: 0.01% → $1k - $25k

Home Savings CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month CD
1.15%$500-72 Month CD
0.75%$500-48 Month CD
0.65%$500-36 Month CD
0.50%$500-30 Month CD
0.45%$500-24 Month CD
0.40%$500-12 Month CD
0.40%$500-18 Month CD
0.30%$100-24 Month Big Bucks Big Savers
0.30%$100-24 Month Home Buyers
0.20%$500-365 Day CD
0.10%$500-182 Day CD
0.05%$500-28 Day CD
0.05%$500-91 Day CD

Home Savings IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.75%$500-60 Month IRA
1.15%$500-72 Month IRA
0.65%$500-36 Month IRA
0.50%$500-30 Month IRA
0.45%$500-24 Month IRA
0.40%$500-12 Month IRA
0.40%--18 Month IRA (Variable Rate)
0.40%$500-18 Month IRA
Locations

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The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.