Featured Savings Rates
Featured Accounts
Overview / Commentary
One Bank Plaza
Wheeling, WV 26003

WesBanco is a West Virginia-based bank that has been featured repeatedly on DepositAccounts.com in the past for checking account promotions. It offers personal and business banking products, as well as wealth management products and services.

WesBanco offers several different checking accounts, including a student account that is simple and easy to maintain and a premium account designed to maximize interest earning potential. The banks’ savings accounts come with monthly maintenance fees unless certain requirements are met. Savings account offerings function similarly to the bank’s money market accounts, but differ as far as initial deposit requirements and interest rate thresholds. Certificates of deposits (CDs) are available in term lengths ranging from 3 to 60 months and are offered in several ways. One CD allows for one higher rate switch if the rates increase during the life of the CD, while another CD allows both a switch to the higher rate and one penalty-free withdrawal. There are term restrictions and other potential requirements associated with the aforementioned CDs. WesBanco offers many similar products on its business banking side, as well as cash management and financing services.

WesBanco online banking is set up on a 3rd party domain and offers customers secure access to their accounts to perform account management activities like fund transfers, bill pay, and Microsoft Money financial management integration for budgeting purposes. The bank has also release a mobile app, making it easy and convenient for customers to access and manage their accounts remotely from their smartphone or tablet devices.

WesBanco was originally established in 1870 as the Wheeling Dollar Savings & Trust Company. In 2000, the bank transitioned to its current name and in 2008 it changed its institution class to an insured commercial bank with the FDIC. WesBanco is headquartered in Wheeling, West Virginia, and serves its customers through numerous branches located in the West Virginia-Ohio region.

Related Posts

Earn Up To $200 With WesBanco's Latest Checking Bonus - 5/5/2017

Wesbanco is currently offering up to $200 in new checking bonuses. Market area includes portions of Indiana, Kentucky, Ohio, Pennsylvania, and West Virginia.

View all posts from:

Reviews (2)

Wesbanco/ESB Bank

Posted by: danxiaoli | Jan 5, 2018

Wesbanco's customer service is tops. I have been a customer with ESB Bank since the late 80's for my personal and business banking. Before I banked at ESB Bank I was a customer (number) at PNC Bank. Wesbanco has continued the ESB Bank tradition of excellent customer service. Its nice to go to a bank where everyone knows your name and they are always eggar to help.

My Wesbanco Experience

Posted by: Henogic | Nov 29, 2017

I started banking with Wesbanco when they bought out the former small bank I used. My experience with them has been average. When the merge initially happened, the customer service was great. I was able to get my account set up easily on the phone. It did take a while to get a new debit card, but I was still able to use my old one, so that was no issue. I also recall a time when there was fraudulent activity on my card and they called me right away to confirm whether or not the purchase was made by me. It wasn't, and I was thankful for their quick service to insure my money was safe. My biggest issue I've had with Wesbanco surrounds the transfer of funds on weekend hours through the app. There have been several times where the system has been down or I have not been able to see the details of my account online or in the app. I recall a time where I was needing to transfer money over from one checking account to another in order to make a purchase on a Sunday, and when I requested the transfer in the app, nothing happened. It wasn't until Monday that the funds showed up in my account.


Health Grade Components

FDIC Certificate #803
Year Established1870
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.99%
Return on Equity - YTD6.85%
Annual Interest Income$332.9MM
Assets and Liabilities
AssetsQ4 2017vs Q4 2016$9.79B$9.76B
LoansQ4 2017vs Q4 2016$6.32B$6.23B
DepositsQ4 2017vs Q4 2016$7.04B$7.04B
Equity CapitalQ4 2017vs Q4 2016$1.43B$1.40B
Loan Loss AllowanceQ4 2017vs Q4 2016$45.3MM$43.7MM
Unbacked Noncurrent LoansQ4 2017vs Q4 2016$36.4MM$32.1MM
Real Estate OwnedQ4 2017vs Q4 2016$5.2MM$8.2MM

Sorry, we do not have rate data for WesBanco (WV).