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One Bank Plaza
Wheeling, WV 26003

WesBanco is a West Virginia-based bank that has been featured repeatedly on DepositAccounts.com in the past for checking account promotions. It offers personal and business banking products, as well as wealth management products and services.

WesBanco offers several different checking accounts, including a student account that is simple and easy to maintain and a premium account designed to maximize interest earning potential. The banks’ savings accounts come with monthly maintenance fees unless certain requirements are met. Savings account offerings function similarly to the bank’s money market accounts, but differ as far as initial deposit requirements and interest rate thresholds. Certificates of deposits (CDs) are available in term lengths ranging from 3 to 60 months and are offered in several ways. One CD allows for one higher rate switch if the rates increase during the life of the CD, while another CD allows both a switch to the higher rate and one penalty-free withdrawal. There are term restrictions and other potential requirements associated with the aforementioned CDs. WesBanco offers many similar products on its business banking side, as well as cash management and financing services.

WesBanco online banking is set up on a 3rd party domain and offers customers secure access to their accounts to perform account management activities like fund transfers, bill pay, and Microsoft Money financial management integration for budgeting purposes. The bank has also release a mobile app, making it easy and convenient for customers to access and manage their accounts remotely from their smartphone or tablet devices.

WesBanco was originally established in 1870 as the Wheeling Dollar Savings & Trust Company. In 2000, the bank transitioned to its current name and in 2008 it changed its institution class to an insured commercial bank with the FDIC. WesBanco is headquartered in Wheeling, West Virginia, and serves its customers through numerous branches located in the West Virginia-Ohio region.

Related Posts

Earn Up To $200 With WesBanco's Latest Checking Bonus - 5/5/2017

Wesbanco is currently offering up to $200 in new checking bonuses. Market area includes portions of Indiana, Kentucky, Ohio, Pennsylvania, and West Virginia.

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Health Grade Components

FDIC Certificate #803
Year Established1870
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.09%
Return on Equity - YTD7.56%
Annual Interest Income$162.3MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$9.85B$8.38B
LoansQ2 2017vs Q2 2016$6.37B$5.14B
DepositsQ2 2017vs Q2 2016$7.07B$5.93B
Equity CapitalQ2 2017vs Q2 2016$1.43B$1.19B
Loan Loss AllowanceQ2 2017vs Q2 2016$44.9MM$43.3MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$37.3MM$32.1MM
Real Estate OwnedQ2 2017vs Q2 2016$6.7MM$4.4MM

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