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  2. Home State Bank (IA)

Home State Bank (IA)

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.00%1-year CD1 Year CD
1.40% - Synchrony Bank 12 Month CDAdvertisement
0.15%SavingsRegular Savings
1.20% - Synchrony Bank High Yield SavingsAdvertisement
1.41%4-year CD4 Year CD
1.80% - Goldman Sachs Bank USA 4 Year CDAdvertisement
View all Home State Bank (IA) rates »

Overview / Commentary
www.hsbroyal.com
712-933-5511
Third And Main
Royal, IA 51357

Home State Bank (IA) is headquartered in Royal and is the 261st largest bank in the state of Iowa. It is also the 5,369th largest bank in the nation. It was established in 1915 and as of March of 2017, it had grown to 7 employees at 1 location. Home State Bank (IA)'s savings rates are 15% higher than the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2017

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Home State Bank (IA) has a low asset base.

Health Grade Components

Overall
FDIC Certificate #966
Year Established1915
Employees7
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.44%
Return on Equity - YTD5.12%
Annual Interest Income$441.00K
Assets and Liabilities
AssetsQ1 2017vs Q1 2016$46.8MM$47.1MM
LoansQ1 2017vs Q1 2016$27.6MM$27.3MM
DepositsQ1 2017vs Q1 2016$32.6MM$33.2MM
Equity CapitalQ1 2017vs Q1 2016$13.0MM$13.1MM
Loan Loss AllowanceQ1 2017vs Q1 2016$284.00K$221.00K
Unbacked Noncurrent LoansQ1 2017vs Q1 2016$1,000$0
Real Estate OwnedQ1 2017vs Q1 2016$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%*$250k*-Super Saver Account
OTHER TIERS: 0.15% → $500 - $10k | 0.25% → $10k - $50k | 0.40% → $50k - $100k | 0.50% → $100k - $250k
0.15%--Regular Savings

Home State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%--NOW Account

Home State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.41%$1k-4 Year CD
1.31%$1k-3 Year CD
1.21%$1k-2 Year CD
1.21%$1k-36 Month Invest Choice CD
1.00%$1k-1 Year CD
0.75%$1k-182 Day CD

Home State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--18 Month IRA
Locations


Home State Bank (IA) Locations
Home State BankThird and MainRoyal, IA 51357