Home State Bank (IA)

Overview / Commentary

www.hsbroyal.com

712-933-5511

202 3rd Avenue
Royal, IA 51357

Home State Bank (IA) is headquartered in Royal and is the 235^th largest bank in the state of Iowa. It is also the 4,629^th largest bank in the nation. It was established in 1915 and as of September of 2021, it had grown to 5 employees at 1 location. Home State Bank (IA) has a B+ health rating.

Reviews

Write a Review

No reviews have been left for this bank yet. Be the first to review.

Health

B+

Data as of Q3 2021

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Home State Bank (IA) has a low asset base.

Health Grade Components

Overall
FDIC Certificate #	966
Year Established	1915
Employees	5
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	2.79%
Return on Equity - YTD	9.59%
Annual Interest Income	$1.2MM

Assets and Liabilities
Assets	Q3 2021vs Q3 2020	$50.0MM$43.9MM
Loans	Q3 2021vs Q3 2020	$22.4MM$24.1MM
Deposits	Q3 2021vs Q3 2020	$35.4MM$29.6MM
Equity Capital	Q3 2021vs Q3 2020	$14.6MM$14.2MM
Loan Loss Allowance	Q3 2021vs Q3 2020	$358.00K$734.00K
Unbacked Noncurrent Loans	Q3 2021vs Q3 2020	$0$14.00K
Real Estate Owned	Q3 2021vs Q3 2020	$0$0

Rates

Skip to rates for:

Savings
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Home State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home State Bank (IA) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.15%^*	$250k^*	-	Super Saver Account
OTHER TIERS: 0.05% → Up to $100k \| 0.10% → $100k - $250k
0.15%^*	$250k^*	-	Business Super Saver Account
OTHER TIERS: 0.05% → Up to $100k \| 0.10% → $100k - $250k
0.05%	-	-	Regular Savings
0.05%	-	-	Business Regular Savings

Home State Bank (IA) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.05%	-	-	NOW Account
0.05%	-	-	Business Interest Checking Account

Home State Bank (IA) CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%	$1k	-	4 Year CD
0.50%	$1k	-	3 Year CD
0.40%	$1k	-	2 Year CD
0.40%	$1k	-	36 Month Invest Choice CD
0.30%	$1k	-	1 Year CD
0.20%	$1k	-	182 Day CD

Home State Bank (IA) IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	-	-	18 Month IRA

Locations

Home State Bank (IA) Locations
Home State Bank	Third and Main	Royal, IA 51357

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.