Home State Bank (IA)


Overview / Commentary
712-933-5511
Third And Main
Royal, IA 51357

Home State Bank (IA) is headquartered in Royal and is the 246th largest bank in the state of Iowa. It is also the 4,904th largest bank in the nation. It was established in 1915 and as of June of 2019, it had grown to 5 employees at 1 location. Home State Bank (IA)'s CD rates are 84% higher than the national average, and it has a B+ health rating.

Reviews

No reviews have been left for this bank yet. Be the first to review.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. Home State Bank (IA) has a low asset base.

Health Grade Components

Overall
FDIC Certificate #966
Year Established1915
Employees5
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD2.29%
Return on Equity - YTD7.91%
Annual Interest Income$1.0MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$46.6MM$45.2MM
LoansQ2 2019vs Q2 2018$27.0MM$26.8MM
DepositsQ2 2019vs Q2 2018$32.9MM$29.9MM
Equity CapitalQ2 2019vs Q2 2018$13.7MM$12.4MM
Loan Loss AllowanceQ2 2019vs Q2 2018$734.00K$1.2MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$0$0
Real Estate OwnedQ2 2019vs Q2 2018$0$0
Rates
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Home State Bank (IA); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Home State Bank (IA) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.85%*$250k*-Super Saver Account
OTHER TIERS: 0.25% Up to $10k | 0.35% $10k - $50k | 0.55% $50k - $100k | 0.70% $100k - $250k
0.25%--Regular Savings

Home State Bank (IA) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%--NOW Account

Home State Bank (IA) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.12%$1k-4 Year CD
2.02%$1k-3 Year CD
1.91%$1k-36 Month Invest Choice CD
1.86%$1k-2 Year CD
1.66%$1k-1 Year CD
1.40%$1k-182 Day CD

Home State Bank (IA) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.86%--18 Month IRA
Locations


Home State Bank (IA) Locations
Home State BankThird and MainRoyal, IA 51357

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.