Homefield Credit Union

Overview / Commentary
86 Worcester St
North Grafton, MA 01536

Homefield Credit Union is headquartered in North Grafton and is the 47th largest credit union in the state of Massachusetts. It is also the 1,370th largest credit union in the nation. It was established in 1966 and as of March of 2021, it had grown to 29 employees and 8,322 members at 2 locations. Homefield Credit Union has a B+ health rating.

Field of Membership Restrictions

Homefield Credit Union of Massachusetts is open to every resident that lives in Worchester and Middlesex Counties.
See current membership details

Reviews (1)

Danger! Warning! Do Not Use This Bank!

What a horrible experience I have had with this credit union. I opened my account with an older woman at the bank. Besides it taking almost 2 hours to open an account She neglected to tell me the fine print of opening an account with them. Then anything that gets opened will be held for up to 10 days to two weeks. Had I stayed with Bank of America none of my checks would have been held. Therefore I have no access to my money.


Health Grade Components

NCUA #68057
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.78%
Return on Equity - YTD8.28%
Annual Interest Income$1.2MM
Assets and Liabilities
AssetsQ1 2021vs Q1 2020$165.5MM$160.2MM
LoansQ1 2021vs Q1 2020$124.1MM$105.6MM
DepositsQ1 2021vs Q1 2020$141.8MM$116.5MM
Equity CapitalQ1 2021vs Q1 2020$15.6MM$15.3MM
Loan Loss AllowanceQ1 2021vs Q1 2020$756.00K$541.00K
Unbacked Noncurrent LoansQ1 2021vs Q1 2020$1.9MM$862.00K
Real Estate OwnedQ1 2021vs Q1 2020$58.00K$52.00K
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Always verify rates and promotions with the bank or credit union. We are not Homefield Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Homefield Credit Union Savings Account Rates

0.75%*-$25kKasasa Saver
OTHER TIERS: 0.25% $25k+
0.45%*$50k*-IRA Statement Savings
OTHER TIERS: 0.25% $25 - $25k | 0.35% $25k - $50k
0.05%$5-Regular Share
0.01%$5-Club Account

Homefield Credit Union Money Market Rates

0.20%*$50k*-Premier Money Market
OTHER TIERS: 0.10% $2.5k - $25k | 0.15% $25k - $50k

Homefield Credit Union Checking Account Rates

2.00%*-$15kKasasa Cash
OTHER TIERS: 0.25% $15k+

Homefield Credit Union CD Rates

0.85%$1k-60 Month CD
0.75%$1k-48 Month CD
0.65%$1k-24 Month CD
0.65%$1k-36 Month CD
0.55%$1k-18 Month CD
0.45%$1k-12 Month CD
0.40%$1k-9 Month CD
0.35%$1k-6 Month CD
0.10%$1k-3 Month CD

Homefield Credit Union IRA Rates

0.85%$1k-60 Month IRA
0.75%$1k-48 Month IRA
0.65%$1k-24 Month IRA
0.65%$1k-36 Month IRA
0.55%$1k-18 Month IRA
0.45%$1k-12 Month IRA
0.40%$1k-9 Month IRA
0.35%$1k-6 Month IRA
0.10%$1k-3 Month IRA

Homefield Credit Union Locations
Branch Office86 Worcester StNorth Grafton, MA 01536-1020
Branch Office138 S Main StMilford, MA 01757-3272

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