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Overview / Commentary
86 Worcester St
North Grafton, MA 01536

Homefield Credit Union is headquartered in North Grafton and is the 47th largest credit union in the state of Massachusetts. It is also the 1,271st largest credit union in the nation. It was established in 1966 and as of December of 2016, it had grown to 32 employees and 9,741 members at 1 location. Homefield Credit Union has an A health rating.

Field of Membership Restrictions

Homefield Credit Union of Massachusetts is open to every resident that lives in Worchester and Middlesex Counties.
See current membership details

Reviews (1)

Danger! Warning! Do Not Use This Bank!

What a horrible experience I have had with this credit union. I opened my account with an older woman at the bank. Besides it taking almost 2 hours to open an account She neglected to tell me the fine print of opening an account with them. Then anything that gets opened will be held for up to 10 days to two weeks. Had I stayed with Bank of America none of my checks would have been held. Therefore I have no access to my money.


Health Grade Components

NCUA #68057
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.14%
Return on Equity - YTD1.52%
Annual Interest Income$4.2MM
Assets and Liabilities
AssetsQ4 2016vs Q4 2015$140.9MM$135.2MM
LoansQ4 2016vs Q4 2015$96.0MM$95.2MM
DepositsQ4 2016vs Q4 2015$101.6MM$95.7MM
Equity CapitalQ4 2016vs Q4 2015$13.1MM$12.9MM
Loan Loss AllowanceQ4 2016vs Q4 2015$542.00K$598.00K
Unbacked Noncurrent LoansQ4 2016vs Q4 2015$593.00K$564.00K
Real Estate OwnedQ4 2016vs Q4 2015$0$473.00K

Rates for Homefield Credit Union are currently being reviewed.


Homefield Credit Union Locations
Branch Office86 Worcester StNorth Grafton, MA 01536-1020