Homeland Credit Union is headquartered in Chillicothe and is the 15th largest credit union in the state of Ohio. It is also the 691st largest credit union in the nation. It was established in 1932 and as of June of 2022, it had grown to 58 employees and 23,322 members at 5 locations. Homeland Credit Union has an A health rating.
Field of Membership Restrictions
Homeland Credit Union offers membership to those who live, work, worship, or attend school in the Ohio counties of Fairfield, Fayette, Highland, Hocking, Jackson, Pickaway, Pike, Ross, or Vinton.
See current membership details
Great bank
I have been using this credit union for as long as I've had money and my needs have always been met by them. There are multiple locations in my area where I live and even more than two in the same city. The process of cashing in and out is very quick and I have never been there longer then 10 minutes, as well as no lines, maybe one or two people. The online site is awesome; I can easily transfer cash from accounts in seconds as well as transferring to family members with no hassle. You can also call and do it within seconds which is nice if you don't trust the online for some reason but their site is safe.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 61089 |
| Year Chartered | 1932 |
| Employees | 58 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.28% |
| Return on Equity - YTD | 2.97% |
| Annual Interest Income | $6.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q2 2022vs Q2 2021 | $534.3MM$539.9MM |
| Loans | Q2 2022vs Q2 2021 | $165.2MM$166.7MM |
| Deposits | Q2 2022vs Q2 2021 | $480.3MM$455.3MM |
| Equity Capital | Q2 2022vs Q2 2021 | $51.9MM$82.3MM |
| Loan Loss Allowance | Q2 2022vs Q2 2021 | $1.3MM$1.5MM |
| Unbacked Noncurrent Loans | Q2 2022vs Q2 2021 | $1.1MM$682.00K |
| Real Estate Owned | Q2 2022vs Q2 2021 | $0$0 |