Homeland Credit Union

Overview / Commentary
310 Caldwell St
Chillicothe, OH 45601

Homeland Credit Union is headquartered in Chillicothe and is the 16th largest credit union in the state of Ohio. It is also the 682nd largest credit union in the nation. It was established in 1932 and as of December of 2023, it had grown to 58 employees and 24,214 members at 5 locations. Homeland Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Homeland Credit Union offers membership to those who live, work, worship, or attend school in the Ohio counties of Fairfield, Fayette, Highland, Hocking, Jackson, Pickaway, Pike, Ross, or Vinton.
See current membership details

Reviews (1)

Great bank

I have been using this credit union for as long as I've had money and my needs have always been met by them. There are multiple locations in my area where I live and even more than two in the same city. The process of cashing in and out is very quick and I have never been there longer then 10 minutes, as well as no lines, maybe one or two people. The online site is awesome; I can easily transfer cash from accounts in seconds as well as transferring to family members with no hassle. You can also call and do it within seconds which is nice if you don't trust the online for some reason but their site is safe.


Health Grade Components

NCUA #61089
Year Chartered1932
Primary Regulator
Profit Margin
Return on Assets - YTD0.28%
Return on Equity - YTD2.99%
Annual Interest Income$19.6MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$571.9MM$513.2MM
LoansQ4 2023vs Q4 2022$181.3MM$172.2MM
DepositsQ4 2023vs Q4 2022$495.9MM$466.6MM
Equity CapitalQ4 2023vs Q4 2022$52.1MM$43.8MM
Loan Loss AllowanceQ4 2023vs Q4 2022$2MM$1.3MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$1.5MM$1.2MM
Real Estate OwnedQ4 2023vs Q4 2022$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Homeland Credit Union Savings Account Rates

2.29%*$100k*-Capital Reserve Account
OTHER TIERS: 1.67% $1k - $25k | 1.78% $25k - $50k | 1.88% $50k - $100k
1.10%--IRA Share Account
0.10%$5-Regular Savings Account
0.10%--Christmas Club Account

Homeland Credit Union CD Rates

4.86%$75k-4 Month Jumbo CD
4.76%$75k-6 Month Jumbo CD
4.76%$500-4 Month CD
4.76%$75k-13 Month Jumbo CD
4.66%$75k-12 Month Jumbo CD
4.65%$500-6 Month CD
4.65%$500-13 Month CD
4.64%$75k-18 Month Jumbo CD
4.56%$500-12 Month CD
4.54%$500-18 Month CD
4.53%$75k-24 Month Jumbo CD
4.46%$75k-35 Month Jumbo CD
4.45%$75k-30 Month Jumbo CD
4.43%$500-24 Month CD
4.38%$75k-48 Month Jumbo CD
4.36%$500-35 Month CD
4.35%$500-30 Month CD
4.30%$75k-60 Month Jumbo CD
4.28%$500-48 Month CD
4.20%$500-60 Month CD

Homeland Credit Union IRA Rates

4.86%$75k-4 Month Jumbo IRA Certificate
4.76%$75k-6 Month Jumbo IRA Certificate
4.76%$500-4 Month IRA Certificate
4.66%$75k-12 Month Jumbo IRA Certificate
4.65%$500-6 Month IRA Certificate
4.64%$75k-18 Month Jumbo IRA Certificate
4.56%$500-12 Month IRA Certificate
4.54%$500-18 Month IRA Certificate
4.53%$75k-24 Month Jumbo IRA Certificate
4.46%$75k-35 Month Jumbo IRA
4.45%$75k-30 Month Jumbo IRA Certificate
4.43%$500-24 Month IRA Certificate
4.38%$75k-48 Month Jumbo IRA Certificate
4.36%$500-35 Month IRA
4.35%$500-30 Months IRA Certificate
4.30%$75k-60 Month Jumbo IRA Certificate
4.28%$500-48 Month IRA Certificate
4.20%$500-60 Month IRA Certificate

Homeland Credit Union Locations
Branch Office310 Caldwell StChillicothe, OH 45601
Branch Office25 Consumer Center DrChillicothe, OH 45601-2676
Branch Office24061 US Highway 23 SCircleville, OH 43113
Branch Office1195 N 5th StGreenfield, OH 45123-1446
Branch Office801 W Emmitt AveWaverly, OH 45690

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