Gulf Coast Federal Credit Union
Gulf Coast Federal Credit Union is headquartered in Corpus Christi and is the 84th largest credit union in the state of Texas. It is also the 1,023rd largest credit union in the nation. It was established in 1940 and as of March of 2025, it had grown to 88 employees and 18,854 members at 6 locations. Gulf Coast Federal Credit Union has a C+ health rating.
Field of Membership Restrictions
Gulf Coast Federal Credit Union is open to those who live, work, worship, or attend school in Nueces, San Patricio, or Jim Wells County.
See current membership details
Current Rates
DA does not show the current rates. Here is the response from CS today:
Hello, here are the current June rates. July's rates may or may not change. TERM SHARE ACCOUNTS (C.D.'S) 6 Month Term DIVIDEND RATE 4.65% APY*4.75% 12 Month Term DIVIDEND RATE 3.93% APY*4.00% 18 Month Term DIVIDEND RATE 3.83% APY*3.90% 24 Month Term DIVIDEND RATE 3.69% APY*3.75% Thank you. Sara, Digital Services.
NOT enough to keep me around!
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 4060 |
| Year Chartered | 1940 |
| Employees | 88 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | -0.21% |
| Return on Equity - YTD | -2.61% |
| Annual Interest Income | $4.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $309.5MM$333MM |
| Loans | Q1 2025vs Q1 2024 | $260.7MM$278.4MM |
| Deposits | Q1 2025vs Q1 2024 | $284.3MM$302.4MM |
| Equity Capital | Q1 2025vs Q1 2024 | $24MM$28MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $3.7MM$2MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $4.3MM$4.5MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |