2. Homestead Federal Credit Union

Homestead Federal Credit Union


Overview / Commentary
homesteadfcu.com
406-259-7052
302 N 11th ST
Billings, MT 59101

Homestead Federal Credit Union is headquartered in BILLINGS and is the 41st largest credit union in the state of Montana. It is also the 4,600th largest credit union in the nation. It was established in 1957 and as of March of 2019, it had grown to 3 employees and 644 members at 1 location. Homestead Federal Credit Union has a D health rating.

Field of Membership Restrictions

Membership in Homestead Federal Credit Union is open to employees and former employees of Northwest Truck and Trailer Sales, Inc., Carquest and of its subsidiaries, who work in the States of Montana, Wyoming, and South Dakota, Montana Chad’s, Big Sky Linen Supply, or Brown’s Auto Inc.
See current membership details

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Health
D

Data as of Q1 2019

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Homestead Federal Credit Union has a very low asset base, and a negative return on assets.

Health Grade Components

Overall
NCUA #24409
Year Chartered1957
Employees3
Primary Regulator
Profit Margin
Return on Assets - YTD-8.24%
Return on Equity - YTD-148.04%
Annual Interest Income$77.00K
Assets and Liabilities
AssetsQ1 2019vs Q1 2018$4.9MM$5.7MM
LoansQ1 2019vs Q1 2018$4.5MM$5.2MM
DepositsQ1 2019vs Q1 2018$4.6MM$5.3MM
Equity CapitalQ1 2019vs Q1 2018$281.00K$431.00K
Loan Loss AllowanceQ1 2019vs Q1 2018$165.00K$130.00K
Unbacked Noncurrent LoansQ1 2019vs Q1 2018$79.00K$90.00K
Real Estate OwnedQ1 2019vs Q1 2018$0$0
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Homestead Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--Holiday Club Account
0.10%*$2k*-Basic Share Savings Account
OTHER TIERS: 0.05% → $25 - $2k
Locations


Homestead Federal Credit Union Locations
Branch Office302 N 11th STBILLINGS, MT 59101

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