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Overview / Commentary
302 N 11th ST
Billings, MT 59101

Homestead Federal Credit Union is headquartered in BILLINGS and is the 41st largest credit union in the state of Montana. It is also the 4,682nd largest credit union in the nation. It was established in 1957 and as of September of 2017, it had grown to 3 employees and 648 members at 1 location. Homestead Federal Credit Union has a C+ health rating.

Field of Membership Restrictions

Membership in Homestead Federal Credit Union is open to employees and former employees of Northwest Truck and Trailer Sales, Inc., Carquest and of its subsidiaries, who work in the States of Montana, Wyoming, and South Dakota, Montana Chad’s, Big Sky Linen Supply, or Brown’s Auto Inc.
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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Homestead Federal Credit Union has a very low asset base.

Health Grade Components

NCUA #24409
Year Chartered1957
Primary Regulator
Profit Margin
Return on Assets - YTD-1.77%
Return on Equity - YTD-18.63%
Annual Interest Income$245.00K
Assets and Liabilities
AssetsQ3 2017vs Q3 2016$5.6MM$4.4MM
LoansQ3 2017vs Q3 2016$5.2MM$4.2MM
DepositsQ3 2017vs Q3 2016$5.1MM$3.8MM
Equity CapitalQ3 2017vs Q3 2016$501.00K$595.00K
Loan Loss AllowanceQ3 2017vs Q3 2016$86.00K$31.00K
Unbacked Noncurrent LoansQ3 2017vs Q3 2016$77.00K$63.00K
Real Estate OwnedQ3 2017vs Q3 2016$0$0
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Homestead Federal Credit Union Savings Account Rates

1.25%--Holiday Club Account
0.10%*$2k*-Basic Share Savings Account
OTHER TIERS: 0.05% $25 - $2k

Homestead Federal Credit Union Locations
Branch Office302 N 11th STBILLINGS, MT 59101