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HomeStreet Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.homestreet.com
800-719-8080
601 Union St, # 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in SEATTLE and is the 4th largest bank in the state of Washington. It is also the 187th largest bank in the nation. It was established in 1986 and as of December of 2024, it had grown to 773 employees at 61 locations. HomeStreet Bank's money market rates are 5X the national average, and it has a C+ health rating.

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Health
C+

Data as of Q4 2024

Learn why bank health matters
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on equity can represent an instability risk beyond what their financial ratios indicate. HomeStreet Bank has a negative return on equity.

Health Grade Components

Overall
FDIC Certificate #32489
Year Established1986
Employees773
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-1.45%
Return on Equity - YTD-18.67%
Annual Interest Income$403.1MM
Assets and Liabilities
AssetsQ4 2024vs Q4 2023$8.12B$9.38B
LoansQ4 2024vs Q4 2023$6.22B$7.41B
DepositsQ4 2024vs Q4 2023$6.43B$6.78B
Equity CapitalQ4 2024vs Q4 2023$598.9MM$737.7MM
Loan Loss AllowanceQ4 2024vs Q4 2023$38.7MM$40.5MM
Unbacked Noncurrent LoansQ4 2024vs Q4 2023$51MM$35.7MM
Real Estate OwnedQ4 2024vs Q4 2023$3.3MM$4MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.54%
Our Rating
4.2  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
4.10%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Get up to a $300 Cash Bonus. FDIC Insured. See site for details.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.80%
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to 3.80% APY and up to $300 with direct deposit. Members can unlock our highest savings rate with direct deposit OR by depositing $5,000 or more every 30 days. Terms Apply. Member FDIC
Member FDIC
APY APY = Annual Percentage Yield Rates as of 4/29/2025
3.70%
Our Rating
4.3  / 5
American Express®
High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
Bonus Amount
up to $300
Our Rating
4.3  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†$0-Business Savings
0.10%†$0-Health Savings Account
0.10%†$0-Holiday Club Savings
0.05%†$0-Personal Savings
0.05%†$0-Minor Savings

HomeStreet Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*†$500k*-Business Money Market Special
OTHER TIERS: 0.35% → $0 - $50k | 1.00% → $50k - $100k | 1.50% → $100k - $150k | 1.75% → $150k - $250k | 2.00% → $250k - $500k
2.30%*†$500k*-Money Market Special
OTHER TIERS: 0.35% → $0 - $50k | 1.00% → $50k - $100k | 1.50% → $100k - $150k | 1.75% → $150k - $250k | 2.00% → $250k - $500k
0.35%†$0-Money Market
0.35%†$0-Business Money Market

HomeStreet Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†$1k-Business Advantage
0.10%†$0-IOLTA
0.10%†$0-IRETA
0.10%*†$10k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $10k

HomeStreet Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$500$240k7 Month Featured CD
4.00%†$500$240k4 Month Featured CD
4.00%†$500$240kBusiness 4 Month Featured CD
4.00%†$500$240kBusiness 7 Month Featured CD
3.50%†$500$240k11 Month Featured CD
3.50%†$500$240kBusiness 11 Month Featured CD
0.30%†$90k-365 Day Jumbo CD
0.25%†$90k-270 Day Jumbo CD
0.20%†$90k-30 Day Jumbo CD
0.20%†$90k-60 Day Jumbo CD
0.20%†$90k-180 Day Jumbo CD
0.20%†$90k-90 Day Jumbo CD
0.20%†$90k-120 Day Jumbo CD
0.20%†$500$240k15 Month Featured CD
0.20%†$500$240k5 Year Featured CD
0.20%†$500$240k22 Month Featured CD
0.20%†$500$240k 3 Year Featured CD
0.20%†$500$240k18 Month Featured CD
0.20%†$500$240k6 Month Custom CD
0.20%†$500$240k9 Month Custom CD
0.20%†$500$240k1 Year Custom CD
0.20%†$500$240k18 Month Custom CD
0.20%†$500$240k2 Year Custom CD
0.20%†$500$240k3 Year Custom CD
0.20%†$500$240k5 Year Custom CD
0.15%†$500$240k3 Month Custom CD
0.10%†$500$240k31 Day Custom CD

HomeStreet Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.00%†$500$240k7 Month Featured IRA
4.00%†$500$240k4 Month Featured IRA
3.50%†$500$240k11 Month Featured IRA
0.30%†$90k-365 Day Jumbo IRA
0.25%†$90k-270 Day Jumbo IRA
0.20%†$90k-30 Day Jumbo IRA
0.20%†$90k-60 Day Jumbo IRA
0.20%†$90k-90 Day Jumbo IRA
0.20%†$90k-120 Day Jumbo IRA
0.20%†$90k-180 Day Jumbo IRA
0.20%†$500$240k 15 Month Featured IRA
0.20%†$500$240k5 Year Featured IRA
0.20%†$500$240k22 Month Featured IRA
0.20%†$500$240k3 Year Featured IRA
0.20%†$500$240k18 Month Featured IRA
0.20%†$500$240k6 Month Custom IRA
0.20%†$500$240k9 Month Custom IRA
0.20%†$500$240k1 Year Custom IRA
0.20%†$500$240k18 Month Custom IRA
0.20%†$500$240k2 Year Custom IRA
0.20%†$500$240k3 Year Custom IRA
0.20%†$500$240k5 Year Custom IRA
0.15%†$500$240k3 Month Custom IRA
0.10%†$500$240k31 Day Custom IRA
0.05%†$0-IRA Savings
Locations

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