HomeStreet Bank


Overview / Commentary
800-719-8080
601 Union St, # 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in SEATTLE and is the 4th largest bank in the state of Washington. It is also the 167th largest bank in the nation. It was established in 1986 and as of March of 2024, it had grown to 849 employees at 61 locations. HomeStreet Bank's money market rates are 5X the national average, and it has a B health rating.

Reviews (2)

Fantastic Local Bank

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Sold My Mortgage...

Posted by: |

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.



Health

Health Grade Components

Overall
FDIC Certificate #32489
Year Established1986
Employees849
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.12%
Return on Equity - YTD-1.56%
Annual Interest Income$102.6MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$9.45B$9.85B
LoansQ1 2024vs Q1 2023$7.43B$7.47B
DepositsQ1 2024vs Q1 2023$6.51B$7.07B
Equity CapitalQ1 2024vs Q1 2023$726.5MM$783.3MM
Loan Loss AllowanceQ1 2024vs Q1 2023$39.7MM$41.5MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$46.3MM$15.6MM
Real Estate OwnedQ1 2024vs Q1 2023$3.6MM$1.8MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$0-Business Savings
0.10%$0-Health Savings Account
0.10%$0-Holiday Club Savings
0.05%$100-IRA Savings
0.05%$0-Personal Savings
0.05%$0-Minor Savings

HomeStreet Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*$500k*-Business Money Market Special - New Money
OTHER TIERS: 0.35% $0 - $50k | 1.00% $50k - $100k | 1.50% $100k - $150k | 1.75% $150k - $250k | 2.00% $250k - $500k
2.30%*$500k*-Money Market Special - New Money
OTHER TIERS: 0.35% $0 - $50k | 1.00% $50k - $100k | 1.50% $100k - $150k | 1.75% $150k - $250k | 2.00% $250k - $500k
0.35%$0-Money Market
0.35%$0-Business Money Market

HomeStreet Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$1k-Business Advantage
0.10%$0-IOLTA
0.10%$0-IRETA
0.10%*$10k*-Interest Checking
OTHER TIERS: 0.05% $2.5k - $10k

HomeStreet Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500$240k7 Month Featured CD
5.00%$500$240k4 Month Featured CD
4.65%$500$240k11 Month Featured CD
4.65%$500$240k18 Month Featured CD
0.40%$500$240k5 Year Featured CD
0.40%$500$240k22 Month Featured CD
0.40%$500$240k 3 Year Featured CD
0.30%$90k-365 Day Jumbo CD
0.25%$90k-270 Day Jumbo CD
0.25%$500$240k15 Month Featured CD
0.20%$90k-30 Day Jumbo CD
0.20%$90k-60 Day Jumbo CD
0.20%$90k-180 Day Jumbo CD
0.20%$90k-90 Day Jumbo CD
0.20%$90k-120 Day Jumbo CD
0.20%$500$240k6 Month Custom CD
0.20%$500$240k9 Month Custom CD
0.20%$500$240k1 Year Custom CD
0.20%$500$240k1 1/2 Year Custom CD
0.20%$500$240k2 Year Custom CD
0.20%$500$240k3 Year Custom CD
0.20%$500$240k5 Year Custom CD
0.15%$500$240k3 Month Custom CD
0.10%$500$240k31 Day Custom CD

HomeStreet Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
5.00%$500$240k7 Month Featured IRA
5.00%$500$240k4 Month Featured IRA
4.65%$500$240k11 Month Featured IRA
4.65%$500$240k18 Month Featured IRA
0.40%$500$240k5 Year Featured IRA
0.40%$500$240k22 Month Featured IRA
0.40%$500$240k3 Year Featured IRA
0.30%$90k-365 Day Jumbo IRA
0.25%$90k-270 Day Jumbo IRA
0.25%$500$240k 15 Month Featured IRA
0.20%$90k-30 Day Jumbo IRA
0.20%$90k-60 Day Jumbo IRA
0.20%$90k-90 Day Jumbo IRA
0.20%$90k-120 Day Jumbo IRA
0.20%$90k-180 Day Jumbo IRA
0.20%$500$240k6 Month Custom IRA
0.20%$500$240k9 Month Custom IRA
0.20%$500$240k1 Year Custom IRA
0.20%$500$240k1 1/2 Year Custom IRA
0.20%$500$240k2 Year Custom IRA
0.20%$500$240k3 Year Custom IRA
0.20%$500$240k5 Year Custom IRA
0.15%$500$240k3 Month Custom IRA
0.10%$500$240k31 Day Custom IRA
Locations

Availability



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