|APY||ACCOUNT TYPE||ACCOUNT NAME|
|0.60%||3-year CD||3 Year CD|
1.60% - Ally Bank High Yield 3 Year CD
|0.35%||2-year CD||2 Year Home Purchase|
|0.35%||2-year CD||2 Year Set Your Own Goal|
HomeStreet Bank is headquartered in Seattle and is the 4th largest bank in the state of Washington. It is also the 179th largest bank in the nation. It was established in 1986 and as of September of 2016, it had grown to 2,411 employees at 64 locations. HomeStreet Bank has an A health rating.
I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.
I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.
Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!
I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.
I went to open a business checking account and business money market with a EIN, SS# card, drivers license, marriage license. I didn't want to use my SS# in place of my EIN. Since I don't have a actual business license through the state I live in my account opening was not possible. Being a sole proprieter I don't want a business license because of the cost annually. I'm trying to save money at this point. I was turned down for opening accounts because "there is no proof that the EIN is attached to my person". When you file for a EIN, one of the requirements is your SS# on the application. I had the provisional EIN from when I filed for it and the letter from the IRS showing proof of the assigned EIN with my name and address listed at the top. This is the first time I have ever been denied opening any type of accounts! How humiliating! I have great credit and have had my own business for 16 years. I told the bank I would take my business elsewhere. Their loss! I will never think of referring this bank to anyone I know or consider any doing any type of business with them ever. Bank somewhere you are appreciated and they want your business!
|FDIC Certificate #||32489|
|Return on Assets - YTD||1.37%|
|Return on Equity - YTD||13.07%|
|Annual Interest Income||$154.1MM|
|Assets and Liabilities|
|Assets||Q3 2016vs Q3 2015||$6.19B$4.96B|
|Loans||Q3 2016vs Q3 2015||$4.66B$3.90B|
|Deposits||Q3 2016vs Q3 2015||$4.52B$3.32B|
|Equity Capital||Q3 2016vs Q3 2015||$661.0MM$499.0MM|
|Loan Loss Allowance||Q3 2016vs Q3 2015||$34.0MM$26.9MM|
|Unbacked Noncurrent Loans||Q3 2016vs Q3 2015||$23.8MM$17.7MM|
|Real Estate Owned||Q3 2016vs Q3 2015||$8.0MM$13.2MM|
This section lists recent deals, promotions and rate changes submitted by our community within the past 90 days. Always verify official rates and promotions with the bank or credit union.
Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.
* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
|APY||MIN||MAX||ACCOUNT NAME||VIEW DETAILS|
|0.60%||$500||-||3 Year CD|
|0.35%||$500||-||1 1/2 Year CD|
|0.35%||$100||-||2 Year Home Purchase|
|0.35%||$100||-||2 Year Set Your Own Goal|
|0.25%||$90k||-||270 Day Jumbo CD|
|0.20%||$90k||-||30 Day Jumbo CD|
|0.20%||$90k||-||60 Day Jumbo CD|
|0.20%||$90k||-||180 Day Jumbo CD|
|0.20%||$90k||-||90 Day Jumbo CD|
|0.15%||$500||-||3 Month CD|
|0.15%||$500||-||31 Day CD|