HomeStreet Bank

Overview / Commentary

www.homestreet.com

800-719-8080

601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 5^th largest bank in the state of Washington. It is also the 189^th largest bank in the nation. It was established in 1986 and as of June of 2020, it had grown to 972 employees at 76 locations. HomeStreet Bank's money market rates are 25% higher than the national average, and it has an A health rating.

View all posts from:

2017
2016
2015
Earlier

1/26 - $100 Checking Bonus At Homestreet Bank - West Coast

11/18 - Black Friday $200 Checking Bonus At Homestreet Bank - West Coast
4/7 - HomeStreet Bank (West Coast) Has New Promo Money Market

7/3 - HomeStreet Bank (WA) Offers Three Checking Account Bonuses

Reviews (2)

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Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Comment

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

Comment

Health

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	32489
Year Established	1986
Employees	972
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.81%
Return on Equity - YTD	7.58%
Annual Interest Income	$127.5MM

Assets and Liabilities
Assets	Q2 2020vs Q2 2019	$7.30B$7.16B
Loans	Q2 2020vs Q2 2019	$5.67B$5.75B
Deposits	Q2 2020vs Q2 2019	$5.69B$5.79B
Equity Capital	Q2 2020vs Q2 2019	$750.3MM$748.9MM
Loan Loss Allowance	Q2 2020vs Q2 2019	$65.0MM$43.3MM
Unbacked Noncurrent Loans	Q2 2020vs Q2 2019	$20.1MM$9.4MM
Real Estate Owned	Q2 2020vs Q2 2019	$2.4MM$3.7MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^†	-	-	Health Savings Account
0.10%^†	-	-	Business Savings
0.10%^†	-	-	Holiday Club Savings
0.05%^†	$100	-	Statement Savings
0.05%^†	$100	-	IRA Savings
0.05%^†	$25	-	Individual Development Account Savings

HomeStreet Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
0.55%^*^†	$250k^*	-	Promotional Plus Money Market - New Money
OTHER TIERS: 0.20% → Up to $50k \| 0.25% → $50k - $100k \| 0.35% → $100k - $250k
0.40%^*^†	$100k^*	-	Business Cash Sweep Account
OTHER TIERS: 0.30% → Up to $100k
0.35%^*^†	$100k^*	-	Business Money Market Special
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k \| 0.25% → $50k - $100k
0.35%^*^†	$100k^*	-	Money Market Special
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k \| 0.25% → $50k - $100k
0.35%^*^†	$100k^*	-	Private Banking Money Market
OTHER TIERS: 0.10% → Up to $10k \| 0.15% → $10k - $50k \| 0.25% → $50k - $100k
0.15%^†	-	-	Money Market
0.15%^†	-	-	Indexed Money Market
0.15%^†	-	-	Business Money Market
0.15%^†	-	-	Business Partnership Money Market Account

HomeStreet Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.20%^*^†	$10k^*	-	Premium Select Checking
OTHER TIERS: 0.10% → $2.5k - $10k
0.20%^†	$1k	-	Business Advantage
0.20%^†	-	-	IOLTA (Lawyer's Trust Account)
0.10%^†	$100	-	Community Partnership
0.10%^†	-	-	IRETA (Real Estate Trust Account) WA Only
0.10%^†	$500	-	Non-Profit Partnership Plus
0.05%^†	$50	-	Bank On Checking

HomeStreet Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^†	$500	-	7 Month Featured CD
0.40%^†	$500	-	15 Month Featured CD
0.40%^†	$500	-	11 Month Featured CD
0.40%^†	$500	-	13 Month Featured CD
0.40%^†	$500	-	5 Year Featured CD
0.40%^†	$500	-	22 Month Featured CD
0.40%^†	$500	-	3 Year Featured CD
0.40%^†	$500	-	18 Month Featured CD
0.35%^†	$100	-	2 Year Set Your Own Goal CD
0.30%^†	$90k	-	365 Day Jumbo CD
0.25%^†	$90k	-	270 Day Jumbo CD
0.20%^†	$500	-	1 1/2 Year CD
0.20%^†	$500	-	3 Year CD
0.20%^†	$90k	-	30 Day Jumbo CD
0.20%^†	$90k	-	60 Day Jumbo CD
0.20%^†	$90k	-	180 Day Jumbo CD
0.20%^†	$90k	-	90 Day Jumbo CD
0.20%^†	$90k	-	120 Day Jumbo CD
0.20%^†	$500	-	6 Month CD
0.20%^†	$500	-	9 Month CD
0.20%^†	$500	-	1 Year CD
0.20%^†	$500	-	2 Year CD
0.20%^†	$500	-	5 Year CD
0.15%^†	$500	-	3 Month CD
0.10%^†	$500	-	31 Day CD

HomeStreet Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.45%^†	$500	-	7 Month Featured IRA
0.40%^†	$500	-	15 Month Featured IRA
0.40%^†	$500	-	5 Year Featured IRA
0.40%^†	$500	-	22 Month Featured IRA
0.40%^†	$500	-	3 Year Featured IRA
0.40%^†	$500	-	13 Month Featured IRA
0.40%^†	$500	-	11 Month Featured IRA
0.40%^†	$500	-	18 Month Featured IRA
0.30%^†	$90k	-	365 Day Jumbo IRA
0.25%^†	$90k	-	270 Day Jumbo IRA
0.20%^†	$90k	-	30 Day Jumbo IRA
0.20%^†	$90k	-	60 Day Jumbo IRA
0.20%^†	$90k	-	90 Day Jumbo IRA
0.20%^†	$90k	-	120 Day Jumbo IRA
0.20%^†	$90k	-	180 Day Jumbo IRA
0.20%^†	$500	-	6 Month IRA
0.20%^†	$500	-	9 Month IRA
0.20%^†	$500	-	1 Year IRA
0.20%^†	$500	-	1 1/2 Year IRA
0.20%^†	$500	-	2 Year IRA
0.20%^†	$500	-	3 Year IRA
0.20%^†	$500	-	5 Year IRA
0.15%^†	$500	-	3 Month IRA
0.10%^†	$500	-	31 Day IRA