HomeStreet Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	5-year CD	5 Year CD 2.03% - National Average
0.30%	1-year CD	365 Day Jumbo CD 2.45% - Synchrony Bank 12 Month CD
0.20%	Savings	Individual Development Account Savings 1.80% - American Express National Bank High Yield Savings Account

View all HomeStreet Bank rates »

Overview / Commentary

www.homestreet.com

800-719-8080

601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4^th largest bank in the state of Washington. It is also the 172^nd largest bank in the nation. It was established in 1986 and as of June of 2018, it had grown to 2,253 employees at 86 locations. HomeStreet Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

Reviews (2)

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Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Comment

4

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

Comment

5

Health

A+

Data as of Q2 2018

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	32489
Year Established	1986
Employees	2253
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	0.51%
Return on Equity - YTD	4.58%
Annual Interest Income	$130.4MM

Assets and Liabilities
Assets	Q2 2018vs Q2 2017	$7.12B$6.54B
Loans	Q2 2018vs Q2 2017	$5.45B$4.94B
Deposits	Q2 2018vs Q2 2017	$5.14B$4.76B
Equity Capital	Q2 2018vs Q2 2017	$777.8MM$732.6MM
Loan Loss Allowance	Q2 2018vs Q2 2017	$39.5MM$36.1MM
Unbacked Noncurrent Loans	Q2 2018vs Q2 2017	$8.3MM$14.6MM
Real Estate Owned	Q2 2018vs Q2 2017	$1.7MM$7.2MM

Rates

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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^†	-	-	Holiday Club Savings
0.20%^†	$100	-	Statement Savings
0.20%^†	$100	-	IRA Savings
0.20%^†	-	-	Business Savings
0.20%^†	-	-	Health Savings Account
0.20%^†	$25	-	Individual Development Account Savings

HomeStreet Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^†	-	-	Business Money Market Special (New Money)
1.15%^†	-	-	Money Market Special (New Money)
0.55%^†	-	-	Money Market
0.55%^†	-	-	Business Money Market
0.45%^†	-	-	Indexed Money Market
0.45%^†	-	-	Business Partnership Money Market Account
0.40%^*^†	$100k^*	-	Business Cash Sweep Account
OTHER TIERS: 0.30% → Up to $100k

HomeStreet Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*^†	$10k^*	-	Premium Select Checking
OTHER TIERS: 0.30% → $2.5k - $10k
0.25%^†	-	-	IOLTA (Lawyer's Trust Account)
0.25%^†	-	-	IRETA (Real Estate Trust Account) WA Only
0.20%^†	$1k	-	Business Advantage
0.20%^†	$100	-	Community Partnership
0.20%^†	$500	-	Non-Profit Partnership Plus
0.05%^†	$50	-	Bank On Checking

HomeStreet Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^†	$500	-	5 Year Featured CD (New Money)
2.10%^†	$500	-	3 Year Featured CD (New Money)
2.00%^†	$500	-	22 Month Featured CD (New Money)
1.25%^†	$500	-	13 Month Featured CD
1.20%^†	$500	-	5 Year CD
0.80%^†	$500	-	3 Year CD
0.65%^†	$500	-	2 Year CD
0.60%^†	$500	-	1 1/2 Year CD
0.55%^†	$500	-	1 Year CD
0.35%^†	$100	-	2 Year Home Purchase CD
0.35%^†	$100	-	2 Year Set Your Own Goal CD
0.35%^†	$500	-	6 Month CD
0.35%^†	$100	-	2 Year Special Purpose CD
0.30%^†	$500	-	3 Month CD
0.30%^†	$90k	-	365 Day Jumbo CD
0.25%^†	$90k	-	270 Day Jumbo CD
0.20%^†	$90k	-	30 Day Jumbo CD
0.20%^†	$90k	-	60 Day Jumbo CD
0.20%^†	$90k	-	180 Day Jumbo CD
0.20%^†	$90k	-	90 Day Jumbo CD
0.20%^†	$90k	-	120 Day Jumbo CD
0.20%^†	$500	-	9 Month CD
0.15%^†	$500	-	31 Day CD

HomeStreet Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^†	$500	-	5 Year Featured IRA (New Money)
2.10%^†	$500	-	3 Year Featured IRA (New Money)
2.00%^†	$500	-	22 Month Featured IRA (New Money)
1.25%^†	$500	-	13 Month Featured IRA
1.20%^†	$500	-	5 Year IRA
0.80%^†	$500	-	3 Year IRA
0.65%^†	$500	-	2 Year IRA
0.60%^†	$500	-	1 1/2 Year IRA
0.55%^†	$500	-	1 Year IRA
0.35%^†	$500	-	6 Month IRA
0.30%^†	$500	-	3 Month IRA
0.20%^†	$500	-	9 Month IRA
0.15%^†	$500	-	31 Day IRA

Locations

Availability

Seattle Area

Seattle Area bank & credit union details

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