HomeStreet Bank

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Featured 24 Month Bump Up CD

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Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.00%	Money Market	Promotional Money Market (New Money) 0.85% - Ally Bank Money Market Account
0.75%	5-year CD	5 Year CD 1.85% - Synchrony Bank 60 Month CD
0.30%	1-year CD	365 Day Jumbo CD 1.05% - Ally Bank High Yield 12-Month CD

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Overview / Commentary

www.homestreet.com

800-719-8080

601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4^th largest bank in the state of Washington. It is also the 182^nd largest bank in the nation. It was established in 1986 and as of June of 2016, it had grown to 2,317 employees at 61 locations. HomeStreet Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

Reviews (3)

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Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

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3

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

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2

Business Accounts

Posted by: pattybiever | Jun 20, 2013

I went to open a business checking account and business money market with a EIN, SS# card, drivers license, marriage license. I didn't want to use my SS# in place of my EIN. Since I don't have a actual business license through the state I live in my account opening was not possible. Being a sole proprieter I don't want a business license because of the cost annually. I'm trying to save money at this point. I was turned down for opening accounts because "there is no proof that the EIN is attached to my person". When you file for a EIN, one of the requirements is your SS# on the application. I had the provisional EIN from when I filed for it and the letter from the IRS showing proof of the assigned EIN with my name and address listed at the top. This is the first time I have ever been denied opening any type of accounts! How humiliating! I have great credit and have had my own business for 16 years. I told the bank I would take my business elsewhere. Their loss! I will never think of referring this bank to anyone I know or consider any doing any type of business with them ever. Bank somewhere you are appreciated and they want your business!

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3

Health

A+

Data as of Q2 2016

Learn more about bank health

Health Grade Components

Overall
FDIC Certificate #	32489
Year Established	1986
Employees	2317
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.12%
Return on Equity - YTD	10.74%
Annual Interest Income	$96.7MM

Assets and Liabilities
Assets	Q2 2016vs Q2 2015	$5.92B$4.84B
Loans	Q2 2016vs Q2 2015	$4.47B$3.87B
Deposits	Q2 2016vs Q2 2015	$4.28B$3.34B
Equity Capital	Q2 2016vs Q2 2015	$629.9MM$483.1MM
Loan Loss Allowance	Q2 2016vs Q2 2015	$32.7MM$25.8MM
Unbacked Noncurrent Loans	Q2 2016vs Q2 2015	$12.9MM$19.9MM
Real Estate Owned	Q2 2016vs Q2 2015	$13.2MM$17.0MM

Rates

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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^†	$100	-	Holiday Club Savings
0.20%^†	$100	-	Statement Savings
0.20%^†	$100	-	IRA Savings Account
0.20%^†	-	-	Business Savings Account
0.20%^†	-	-	Health Savings Account

HomeStreet Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.00%^†	-	-	Promotional Money Market (New Money)
1.00%^†	$1k	-	Promotional Business Money Market (New Money)
0.45%^†	-	-	Money Market
0.45%^†	-	-	Indexed Money Market
0.45%^†	-	-	Business Money Market
0.45%^†	-	-	Business Partnership Money Market Account
0.40%^*^†	$100k^*	-	Business Cash Sweep Account
OTHER TIERS: 0.30% → Up to $100k

HomeStreet Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*^†	$10k^*	-	Premium Select Checking
OTHER TIERS: 0.30% → $2,500 - $10k
0.25%^†	-	-	IOLTA (Lawyers Trust Account)
0.25%^†	-	-	IRETA (Real Estate Trust Account)
0.20%^†	$1k	-	Business Advantage
0.20%^†	-	-	Community Partnership
0.20%^†	$500	-	Non - Profit Partnership Plus
0.05%^†	$50	-	Bank On Checking

HomeStreet Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
1.20%^†	$500	-	Featured 24 Month Bump Up CD
0.75%^†	$500	-	5 Year CD
0.75%^†	$500	-	Featured 15 Month CD
0.60%^†	$500	-	3 Year CD
0.40%^†	$500	-	2 Year CD
0.35%^†	$500	-	1 1/2 Year CD
0.35%^†	$100	-	2 Year Home Purchase
0.35%^†	$100	-	2 Year Set Your Own Goal
0.35%^†	$500	-	1 Year CD
0.30%^†	$90k	-	365 Day Jumbo CD
0.25%^†	$90k	-	270 Day Jumbo CD
0.20%^†	$90k	-	30 Day Jumbo CD
0.20%^†	$90k	-	60 Day Jumbo CD
0.20%^†	$90k	-	180 Day Jumbo CD
0.20%^†	$90k	-	90 Day Jumbo CD
0.20%^†	$90k	-	120 Day Jumbo CD
0.20%^†	$500	-	9 Month CD
0.15%^†	$500	-	3 Month CD
0.15%^†	$500	-	31 Day CD
0.15%^†	$500	-	6 Month CD

HomeStreet Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%^†	$500	-	5 Year IRA
0.60%^†	$500	-	3 Year IRA
0.40%^†	$500	-	2 Year IRA
0.35%^†	$500	-	1 Year IRA
0.35%^†	$500	-	1 1/2 Year IRA
0.30%^†	$90k	-	365 Day Jumbo IRA
0.25%^†	$90k	-	270 Day Jumbo IRA
0.20%^†	$90k	-	30 Day Jumbo IRA
0.20%^†	$90k	-	60 Day Jumbo IRA
0.20%^†	$90k	-	90 Day Jumbo IRA
0.20%^†	$90k	-	120 Day Jumbo IRA
0.20%^†	$90k	-	180 Day Jumbo IRA
0.20%^†	$500	-	9 Month IRA
0.15%^†	$500	-	31 Day IRA
0.15%^†	$500	-	3 Month IRA
0.15%^†	$500	-	6 Month IRA

Locations

HomeStreet Bank has 50 locations. Click to view all HomeStreet Bank locations.