2. HomeStreet Bank

HomeStreet Bank


Overview / Commentary
www.homestreet.com
800-719-8080
601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4th largest bank in the state of Washington. It is also the 173rd largest bank in the nation. It was established in 1986 and as of June of 2019, it had grown to 1,193 employees at 76 locations. HomeStreet Bank's money market rates are 5X the national average, and it boasts an A+ health rating.

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Reviews (2)

Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

5

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

6


Health
A+

Data as of Q2 2019

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #32489
Year Established1986
Employees1193
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD-0.08%
Return on Equity - YTD-0.69%
Annual Interest Income$142.3MM
Assets and Liabilities
AssetsQ2 2019vs Q2 2018$7.16B$7.12B
LoansQ2 2019vs Q2 2018$5.75B$5.45B
DepositsQ2 2019vs Q2 2018$5.79B$5.14B
Equity CapitalQ2 2019vs Q2 2018$748.9MM$777.8MM
Loan Loss AllowanceQ2 2019vs Q2 2018$43.3MM$39.5MM
Unbacked Noncurrent LoansQ2 2019vs Q2 2018$9.4MM$8.3MM
Real Estate OwnedQ2 2019vs Q2 2018$3.7MM$1.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%†--Holiday Club Savings
0.20%†$100-Statement Savings
0.20%†$100-IRA Savings
0.20%†--Business Savings
0.20%†--Health Savings Account
0.20%†$25-Individual Development Account Savings

HomeStreet Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.25%*†$250k*-Promotional Plus Money Market (New Money)
OTHER TIERS: 1.60% → Up to $50k | 1.80% → $50k - $100k | 2.05% → $100k - $250k
1.70%*†$100k*-Business Money Market Special (New Money)
OTHER TIERS: 1.20% → Up to $10k | 1.45% → $10k - $50k | 1.60% → $50k - $100k
1.70%*†$100k*-Money Market Special
OTHER TIERS: 1.20% → Up to $10k | 1.45% → $10k - $50k | 1.60% → $50k - $100k
1.70%*†$100k*-Private Banking Money Market
OTHER TIERS: 1.20% → Up to $10k | 1.45% → $10k - $50k | 1.60% → $50k - $100k
0.55%†--Money Market
0.55%†--Business Money Market
0.45%†--Indexed Money Market
0.45%†--Business Partnership Money Market Account
0.40%*†$100k*-Business Cash Sweep Account
OTHER TIERS: 0.30% → Up to $100k

HomeStreet Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*†$10k*-Premium Select Checking
OTHER TIERS: 0.30% → $2.5k - $10k
0.40%†--IOLTA (Lawyer's Trust Account)
0.25%†--IRETA (Real Estate Trust Account) WA Only
0.20%†$1k-Business Advantage
0.20%†$100-Community Partnership
0.20%†$500-Non-Profit Partnership Plus
0.05%†$50-Bank On Checking

HomeStreet Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%†$500-5 Year Featured CD
2.40%†$500- 3 Year Featured CD
2.35%†$500-22 Month Featured CD
2.30%$500-18 Month Featured CD
2.25%†$500-15 Month Featured CD
2.20%†$500-13 Month Featured CD
2.10%†$500-Featured 11 Month CD
2.00%$25k-7 Month Featured CD - New Money
1.20%†$500-5 Year CD
0.80%†$500-3 Year CD
0.65%†$500-2 Year CD
0.60%†$500-1 1/2 Year CD
0.55%†$500-1 Year CD
0.35%†$100-2 Year Set Your Own Goal CD
0.35%†$500-6 Month CD
0.30%†$500-3 Month CD
0.30%†$90k-365 Day Jumbo CD
0.25%†$90k-270 Day Jumbo CD
0.20%†$90k-30 Day Jumbo CD
0.20%†$90k-60 Day Jumbo CD
0.20%†$90k-180 Day Jumbo CD
0.20%†$90k-90 Day Jumbo CD
0.20%†$90k-120 Day Jumbo CD
0.20%†$500-9 Month CD
0.15%†$500-31 Day CD

HomeStreet Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.40%†$500-5 Year Featured IRA
2.40%†$500-3 Year Featured IRA
2.35%†$500-22 Month Featured IRA
2.30%$500-18 Month Featured IRA
2.25%†$500- 15 Month Featured IRA
2.20%†$500- 13 Month Featured IRA
2.10%$500-11 Month Featured IRA
2.00%$25k-7 Month Featured IRA - New Money
1.20%†$500-5 Year IRA
0.80%†$500-3 Year IRA
0.65%†$500-2 Year IRA
0.60%†$500-1 1/2 Year IRA
0.55%†$500-1 Year IRA
0.35%†$500-6 Month IRA
0.30%†$500-3 Month IRA
0.20%†$500-9 Month IRA
0.15%†$500-31 Day IRA
Locations

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