HomeStreet Bank

Popular Accounts at this Bank

APY	ACCOUNT TYPE	ACCOUNT NAME
1.20%	5-year CD	5 Year CD 2.50% - Ally Bank High Yield 5 Year CD
0.30%	1-year CD	365 Day Jumbo CD 2.10% - Goldman Sachs Bank USA High-yield 12 Month CD
0.20%	Savings	Individual Development Account Savings 1.55% - Synchrony Bank High Yield Savings

View all HomeStreet Bank rates »

Overview / Commentary

www.homestreet.com

800-719-8080

601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4^th largest bank in the state of Washington. It is also the 177^th largest bank in the nation. It was established in 1986 and as of December of 2017, it had grown to 2,419 employees at 79 locations. HomeStreet Bank's money market rates are 3X the national average, and it boasts an A+ health rating.

Reviews (2)

Write a Review

Featured Account Options

Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Comment

4

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

Comment

5

Health

A+

Data as of Q4 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	32489
Year Established	1986
Employees	2419
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.1%
Return on Equity - YTD	9.71%
Annual Interest Income	$239.4MM

Assets and Liabilities
Assets	Q4 2017vs Q4 2016	$6.70B$6.20B
Loans	Q4 2017vs Q4 2016	$5.12B$4.53B
Deposits	Q4 2017vs Q4 2016	$4.78B$4.45B
Equity Capital	Q4 2017vs Q4 2016	$776.6MM$703.1MM
Loan Loss Allowance	Q4 2017vs Q4 2016	$37.8MM$34.0MM
Unbacked Noncurrent Loans	Q4 2017vs Q4 2016	$13.0MM$18.5MM
Real Estate Owned	Q4 2017vs Q4 2016	$3.5MM$7.9MM

Rates

Skip to rates for:

Savings
Money Market
Checking
CD
IRA

Report an Issue

Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.25%^†	-	-	Holiday Club Savings
0.20%^†	$100	-	Statement Savings
0.20%^†	$100	-	IRA Savings
0.20%^†	-	-	Business Savings
0.20%^†	-	-	Health Savings Account
0.20%^†	$25	-	Individual Development Account Savings

HomeStreet Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.15%^†	-	-	Business Money Market Special (New Money)
1.15%^†	-	-	Money Market Special (New Money)
0.55%^†	-	-	Money Market
0.55%^†	-	-	Business Money Market
0.45%^†	-	-	Indexed Money Market
0.45%^†	-	-	Business Partnership Money Market Account
0.40%^*^†	$100k^*	-	Business Cash Sweep Account
OTHER TIERS: 0.30% → Up to $100k

HomeStreet Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.40%^*^†	$10k^*	-	Premium Select Checking
OTHER TIERS: 0.30% → $2,500 - $10k
0.25%^†	-	-	IOLTA (Lawyer's Trust Account)
0.25%^†	-	-	IRETA (Real Estate Trust Account) WA Only
0.20%^†	$1k	-	Business Advantage
0.20%^†	$100	-	Community Partnership
0.20%^†	$500	-	Non-Profit Partnership Plus
0.05%^†	$50	-	Bank On Checking

HomeStreet Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^†	$500	-	5 Year Featured CD (New Money)
1.60%^†	$500	-	3 Year Featured CD (New Money)
1.40%^†	$500	-	22 Month Featured CD (New Money)
1.25%^†	$500	-	13 Month Featured CD
1.20%^†	$500	-	5 Year CD
0.80%^†	$500	-	3 Year CD
0.65%^†	$500	-	2 Year CD
0.60%^†	$500	-	1 1/2 Year CD
0.55%^†	$500	-	1 Year CD
0.35%^†	$100	-	2 Year Home Purchase CD
0.35%^†	$100	-	2 Year Set Your Own Goal CD
0.35%^†	$500	-	6 Month CD
0.35%^†	$100	-	2 Year Special Purpose CD
0.30%^†	$500	-	3 Month CD
0.30%^†	$90k	-	365 Day Jumbo CD
0.25%^†	$90k	-	270 Day Jumbo CD
0.20%^†	$90k	-	30 Day Jumbo CD
0.20%^†	$90k	-	60 Day Jumbo CD
0.20%^†	$90k	-	180 Day Jumbo CD
0.20%^†	$90k	-	90 Day Jumbo CD
0.20%^†	$90k	-	120 Day Jumbo CD
0.20%^†	$500	-	9 Month CD
0.15%^†	$500	-	31 Day CD

HomeStreet Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.25%^†	$500	-	5 Year Featured IRA (New Money)
1.60%^†	$500	-	3 Year Featured IRA (New Money)
1.40%^†	$500	-	22 Month Featured IRA (New Money)
1.25%^†	$500	-	13 Month Featured IRA
1.20%^†	$500	-	5 Year IRA
0.80%^†	$500	-	3 Year IRA
0.65%^†	$500	-	2 Year IRA
0.60%^†	$500	-	1 1/2 Year IRA
0.55%^†	$500	-	1 Year IRA
0.35%^†	$500	-	6 Month IRA
0.30%^†	$500	-	3 Month IRA
0.20%^†	$500	-	9 Month IRA
0.15%^†	$500	-	31 Day IRA

Locations

Availability

Seattle Area

Seattle Area bank & credit union details

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact feedback@depositaccounts.com to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.