HomeStreet Bank

Overview / Commentary

www.homestreet.com

800-719-8080

601 Union St, # 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 5^th largest bank in the state of Washington. It is also the 175^th largest bank in the nation. It was established in 1986 and as of June of 2022, it had grown to 957 employees at 62 locations. HomeStreet Bank's money market rates are 5X the national average, and it has an A health rating.

View all posts from:

2017
2016
2015
Earlier

1/26 - $100 Checking Bonus At Homestreet Bank - West Coast

11/18 - Black Friday $200 Checking Bonus At Homestreet Bank - West Coast
4/7 - HomeStreet Bank (West Coast) Has New Promo Money Market

7/3 - HomeStreet Bank (WA) Offers Three Checking Account Bonuses

Reviews (2)

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Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Comment

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

Comment

Health

Data as of Q2 2022

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #	32489
Year Established	1986
Employees	957
Primary Regulator	FDIC

Profit Margin
Return on Assets - YTD	1.08%
Return on Equity - YTD	11.04%
Annual Interest Income	$129.4MM

Assets and Liabilities
Assets	Q2 2022vs Q2 2021	$8.56B$7.12B
Loans	Q2 2022vs Q2 2021	$6.78B$5.61B
Deposits	Q2 2022vs Q2 2021	$6.21B$6.11B
Equity Capital	Q2 2022vs Q2 2021	$748.6MM$772.5MM
Loan Loss Allowance	Q2 2022vs Q2 2021	$37.4MM$59.9MM
Unbacked Noncurrent Loans	Q2 2022vs Q2 2021	$9.1MM$18.9MM
Real Estate Owned	Q2 2022vs Q2 2021	$2.1MM$2.0MM

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^†	-	-	Business Savings
0.10%^†	-	-	Health Savings Account
0.10%^†	-	-	Holiday Club Savings
0.05%^†	$100	-	IRA Savings
0.05%^†	-	-	Personal Savings
0.05%^†	-	-	Minor Savings

HomeStreet Bank Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
2.30%^*^†	$5m^*	-	Business Money Market Special - New Money
OTHER TIERS: 0.10% → Up to $5m
2.30%^*^†	$1m^*	-	Money Market Special - New Money
OTHER TIERS: 0.10% → Up to $1m
0.20%^*^†	$250k^*	-	Promotional Plus Money Market - New Money
OTHER TIERS: 0.10% → Up to $100k \| 0.15% → $100k - $250k
0.10%^†	-	-	Money Market
0.10%^†	-	-	Business Money Market
0.10%^†	-	-	Insured Cash Sweep Account

HomeStreet Bank Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.10%^†	$1k	-	Business Advantage
0.10%^†	$100	-	Community Partnership
0.10%^†	-	-	IOLTA
0.10%^†	-	-	IRETA
0.10%^†	$500	-	Non-Profit Partnership Plus
0.10%^*^†	$10k^*	-	Interest Checking
OTHER TIERS: 0.05% → $2.5k - $10k

HomeStreet Bank CD Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^†	$500	$25k	18 Month Featured CD
2.25%^†	$500	$25k	13 Month Featured CD
2.00%^†	$500	-	7 Month Featured CD
0.40%^†	$500	$25k	5 Year Featured CD
0.40%^†	$500	$25k	22 Month Featured CD
0.40%^†	$500	$25k	3 Year Featured CD
0.35%^†	$100	-	2 Year Home Purchase CD
0.35%^†	$100	-	2 Year Set Your Own Goal CD
0.30%^†	$90k	-	365 Day Jumbo CD
0.25%^†	$90k	-	270 Day Jumbo CD
0.25%^†	$500	$25k	15 Month Featured CD
0.25%^†	$500	$25k	11 Month Featured CD
0.20%^†	$90k	-	30 Day Jumbo CD
0.20%^†	$90k	-	60 Day Jumbo CD
0.20%^†	$90k	-	180 Day Jumbo CD
0.20%^†	$90k	-	90 Day Jumbo CD
0.20%^†	$90k	-	120 Day Jumbo CD
0.20%^†	$500	$240k	6 Month Custom CD
0.20%^†	$500	$240k	9 Month Custom CD
0.20%^†	$500	$240k	1 Year Custom CD
0.20%^†	$500	$240k	1 1/2 Year Custom CD
0.20%^†	$500	$240k	2 Year Custom CD
0.20%^†	$500	$240k	3 Year Custom CD
0.20%^†	$500	$240k	5 Year Custom CD
0.15%^†	$500	$240k	3 Month Custom CD
0.10%^†	$500	$240k	31 Day Custom CD

HomeStreet Bank IRA Rates

APY	MIN	MAX	ACCOUNT NAME
2.50%^†	$500	$25k	18 Month Featured IRA
2.25%^†	$500	$25k	13 Month Featured IRA
2.00%^†	$500	-	7 Month Featured IRA
0.40%^†	$500	$25k	5 Year Featured IRA
0.40%^†	$500	$25k	22 Month Featured IRA
0.40%^†	$500	$25k	3 Year Featured IRA
0.30%^†	$90k	-	365 Day Jumbo IRA
0.25%^†	$90k	-	270 Day Jumbo IRA
0.25%^†	$500	$25k	15 Month Featured IRA
0.25%^†	$500	$25k	11 Month Featured IRA
0.20%^†	$90k	-	30 Day Jumbo IRA
0.20%^†	$90k	-	60 Day Jumbo IRA
0.20%^†	$90k	-	90 Day Jumbo IRA
0.20%^†	$90k	-	120 Day Jumbo IRA
0.20%^†	$90k	-	180 Day Jumbo IRA
0.20%^†	$500	$240k	6 Month Custom IRA
0.20%^†	$500	$240k	9 Month Custom IRA
0.20%^†	$500	$240k	1 Year Custom IRA
0.20%^†	$500	$240k	1 1/2 Year Custom IRA
0.20%^†	$500	$240k	2 Year Custom IRA
0.20%^†	$500	$240k	3 Year Custom IRA
0.20%^†	$500	$240k	5 Year Custom IRA
0.15%^†	$500	$240k	3 Month Custom IRA
0.10%^†	$500	$240k	31 Day Custom IRA