HomeStreet Bank

Overview / Commentary
601 Union St, # 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 5th largest bank in the state of Washington. It is also the 175th largest bank in the nation. It was established in 1986 and as of June of 2022, it had grown to 957 employees at 62 locations. HomeStreet Bank's money market rates are 5X the national average, and it has an A health rating.

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Reviews (2)

Fantastic Local Bank

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Sold My Mortgage...

Posted by: |

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.


Health Grade Components

FDIC Certificate #32489
Year Established1986
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.08%
Return on Equity - YTD11.04%
Annual Interest Income$129.4MM
Assets and Liabilities
AssetsQ2 2022vs Q2 2021$8.56B$7.12B
LoansQ2 2022vs Q2 2021$6.78B$5.61B
DepositsQ2 2022vs Q2 2021$6.21B$6.11B
Equity CapitalQ2 2022vs Q2 2021$748.6MM$772.5MM
Loan Loss AllowanceQ2 2022vs Q2 2021$37.4MM$59.9MM
Unbacked Noncurrent LoansQ2 2022vs Q2 2021$9.1MM$18.9MM
Real Estate OwnedQ2 2022vs Q2 2021$2.1MM$2.0MM
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

0.10%--Business Savings
0.10%--Health Savings Account
0.10%--Holiday Club Savings
0.05%$100-IRA Savings
0.05%--Personal Savings
0.05%--Minor Savings

HomeStreet Bank Money Market Rates

2.30%*$1m*-Business Money Market Special - New Money
OTHER TIERS: 0.35% Up to $50k | 1.00% $50k - $100k | 1.50% $100k - $150k | 1.75% $150k - $250k | 2.00% $250k - $1m
2.30%*$500k*-Money Market Special - New Money
OTHER TIERS: 0.35% Up to $50k | 1.00% $50k - $100k | 1.50% $100k - $150k | 1.75% $150k - $250k | 2.00% $250k - $500k
0.35%--Money Market
0.35%--Business Money Market

HomeStreet Bank Checking Account Rates

0.10%$1k-Business Advantage
0.10%*$10k*-Interest Checking
OTHER TIERS: 0.05% $2.5k - $10k

HomeStreet Bank CD Rates

4.13%$500$25k13 Month Featured CD
4.00%$500-7 Month Featured CD
4.00%$500$25k18 Month Featured CD
3.50%$500-4 Month Featured CD
0.40%$500$25k5 Year Featured CD
0.40%$500$25k22 Month Featured CD
0.40%$500$25k 3 Year Featured CD
0.35%$100-2 Year Home Purchase CD
0.35%$100-2 Year Set Your Own Goal CD
0.30%$90k-365 Day Jumbo CD
0.25%$90k-270 Day Jumbo CD
0.25%$500$25k15 Month Featured CD
0.25%$500$25k11 Month Featured CD
0.20%$90k-30 Day Jumbo CD
0.20%$90k-60 Day Jumbo CD
0.20%$90k-180 Day Jumbo CD
0.20%$90k-90 Day Jumbo CD
0.20%$90k-120 Day Jumbo CD
0.20%$500$240k6 Month Custom CD
0.20%$500$240k9 Month Custom CD
0.20%$500$240k1 Year Custom CD
0.20%$500$240k1 1/2 Year Custom CD
0.20%$500$240k2 Year Custom CD
0.20%$500$240k3 Year Custom CD
0.20%$500$240k5 Year Custom CD
0.15%$500$240k3 Month Custom CD
0.10%$500$240k31 Day Custom CD

HomeStreet Bank IRA Rates

4.13%$500$25k 13 Month Featured IRA
4.00%$500-7 Month Featured IRA
4.00%$500$25k18 Month Featured IRA
3.50%$500-4 Month Featured IRA
0.40%$500$25k5 Year Featured IRA
0.40%$500$25k22 Month Featured IRA
0.40%$500$25k3 Year Featured IRA
0.30%$90k-365 Day Jumbo IRA
0.25%$90k-270 Day Jumbo IRA
0.25%$500$25k 15 Month Featured IRA
0.25%$500$25k11 Month Featured IRA
0.20%$90k-30 Day Jumbo IRA
0.20%$90k-60 Day Jumbo IRA
0.20%$90k-90 Day Jumbo IRA
0.20%$90k-120 Day Jumbo IRA
0.20%$90k-180 Day Jumbo IRA
0.20%$500$240k6 Month Custom IRA
0.20%$500$240k9 Month Custom IRA
0.20%$500$240k1 Year Custom IRA
0.20%$500$240k1 1/2 Year Custom IRA
0.20%$500$240k2 Year Custom IRA
0.20%$500$240k3 Year Custom IRA
0.20%$500$240k5 Year Custom IRA
0.15%$500$240k3 Month Custom IRA
0.10%$500$240k31 Day Custom IRA


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