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  2. HomeStreet Bank

HomeStreet Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
0.90%Money MarketPromotional Money Market (New Money)
0.90% - Ally Bank Money Market AccountAdvertisement
0.60%5-year CD5 Year CD
2.25% - Ally Bank High Yield 5 Year CDAdvertisement
0.30%1-year CD365 Day Jumbo CD
1.50% - Ally Bank No Penalty 11-Month CDAdvertisement
View all HomeStreet Bank rates »

Overview / Commentary
www.homestreet.com
800-719-8080
601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4th largest bank in the state of Washington. It is also the 176th largest bank in the nation. It was established in 1986 and as of June of 2017, it had grown to 2,518 employees at 79 locations. HomeStreet Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

$100 Checking Bonus At Homestreet Bank - West Coast - 1/26/2017

Not as good as HomeStreet’s Black Friday bonus, but it’s better than nothing: Get a $100 bonus when you set up direct deposit of $500 or more when you open a Seahawks checking account with HomeStreet Bank https://www.homestreet.com/seahawks-checking Sadly, no Super Bowl this year for the Seahawks

Black Friday $200 Checking Bonus At Homestreet Bank - West Coast - 11/18/2016

Visit a HomeStreet Bank branch on November 25-26, and complete the following requirements to qualify for a $200 bonus: 1 - Open  a new Choice, Select, SelectPlus or Premium Select Checking account. Minimum opening deposit of $100.00 is required. 2 - A direct deposit of $500 or more per month must be made to this account within 60 days of account opening. Your direct deposit needs to be an electronic deposit from your employer or pension or government benefits (such as Social Security). 3 - Enroll in Online Banking and sign up for eStatements within 60 days of account opening. 4 - Sign up for Mobile Banking within 60 days of account opening. Full details https://www.homestreet.com/black-friday-event

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Reviews (3)

Fantastic Local Bank

Posted by: AdamHoiles | Aug 21, 2015

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

4

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

4

Business Accounts

Posted by: pattybiever | Jun 20, 2013

I went to open a business checking account and business money market with a EIN, SS# card, drivers license, marriage license.  I didn't want to use my SS# in place of my EIN.  Since I don't have a actual business license through the state I live in my account opening was not possible.  Being a sole proprieter I don't want a business license because of the cost annually.  I'm trying to save money at this point.  I was turned down for opening accounts because "there is no proof that the EIN is attached to my person".  When you file for a EIN, one of the requirements is your SS# on the application.  I had the provisional EIN from when I filed for it  and the letter from the IRS showing proof of the assigned EIN with my name and address listed at the top.  This is the first time I have ever been denied opening any type of accounts!  How humiliating!  I have great credit and have had my own business for 16 years.  I told the bank I would take my business elsewhere.  Their loss!  I will never think of referring this bank to anyone I know or consider any doing any type of business with them ever. Bank somewhere you are appreciated and they want your business!

3


Health
A+

Data as of Q2 2017

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #32489
Year Established1986
Employees2518
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.73%
Return on Equity - YTD6.47%
Annual Interest Income$111.8MM
Assets and Liabilities
AssetsQ2 2017vs Q2 2016$6.54B$5.92B
LoansQ2 2017vs Q2 2016$4.94B$4.47B
DepositsQ2 2017vs Q2 2016$4.76B$4.28B
Equity CapitalQ2 2017vs Q2 2016$732.6MM$629.9MM
Loan Loss AllowanceQ2 2017vs Q2 2016$36.1MM$32.7MM
Unbacked Noncurrent LoansQ2 2017vs Q2 2016$14.6MM$12.9MM
Real Estate OwnedQ2 2017vs Q2 2016$7.2MM$13.2MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%†$100-Holiday Club Savings
0.20%†$100-Statement Savings
0.20%†$100-IRA Savings Account
0.20%†--Business Savings Account
0.20%†--Health Savings Account
0.20%†--Individual Development Account Savings

HomeStreet Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.90%†--Promotional Money Market (New Money)
0.90%†$1k-Promotional Business Money Market (New Money)
0.45%†--Money Market
0.45%†--Indexed Money Market
0.45%†--Business Money Market
0.45%†--Business Partnership Money Market Account
0.40%*†$100k*-Business Cash Sweep Account
OTHER TIERS: 0.30% → Up to $100k

HomeStreet Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*†$10k*-Premium Select Checking
OTHER TIERS: 0.30% → $2,500 - $10k
0.25%†--IOLTA (Lawyers Trust Account)
0.25%†--IRETA (Real Estate Trust Account) WA Only
0.20%†$1k-Business Advantage
0.20%†--Community Partnership
0.20%†$500-Non - Profit Partnership Plus
0.05%†$50-Bank On Checking

HomeStreet Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%†$500-Featured 60 Month CD
1.60%†$500-Featured 3 Year CD
1.40%†$500-Featured 22 Month CD
1.00%*†$25k*-Featured 13 Month CD
OTHER TIERS: 0.90% → $500 - $25k
0.60%†$500-3 Year CD
0.60%†$500-5 Year CD
0.40%†$500-2 Year CD
0.35%†$500-1 1/2 Year CD
0.35%†$100-2 Year Home Purchase
0.35%†$100-2 Year Set Your Own Goal
0.35%†$500-1 Year CD
0.35%†$500$240k2 Year Special Purpose CD
0.30%†$90k-365 Day Jumbo CD
0.25%†$90k-270 Day Jumbo CD
0.20%†$90k-30 Day Jumbo CD
0.20%†$90k-60 Day Jumbo CD
0.20%†$90k-180 Day Jumbo CD
0.20%†$90k-90 Day Jumbo CD
0.20%†$90k-120 Day Jumbo CD
0.20%†$500-9 Month CD
0.15%†$500-3 Month CD
0.15%†$500-31 Day CD
0.15%†$500-6 Month CD

HomeStreet Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%†$500-Featured 60 Month IRA
1.60%†$500-Featured 3 Year IRA
1.40%†$500-Featured 22 Month IRA
1.00%*†$25k*-Featured 13 Month IRA
OTHER TIERS: 0.90% → $500 - $25k
0.60%†$500-3 Year IRA
0.60%†$500-5 Year IRA
0.40%†$500-2 Year IRA
0.35%†$500-1 Year IRA
0.35%†$500-1 1/2 Year IRA
0.30%†$90k-365 Day Jumbo IRA
0.25%†$90k-270 Day Jumbo IRA
0.20%†$90k-30 Day Jumbo IRA
0.20%†$90k-60 Day Jumbo IRA
0.20%†$90k-90 Day Jumbo IRA
0.20%†$90k-120 Day Jumbo IRA
0.20%†$90k-180 Day Jumbo IRA
0.20%†$500-9 Month IRA
0.15%†$500-31 Day IRA
0.15%†$500-3 Month IRA
0.15%†$500-6 Month IRA
Locations

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