Featured Savings Rates
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HomeStreet Bank

Popular Accounts at this Bank

1.00%Money MarketPromotional Money Market (New Money)
0.75%5-year CD5 Year CD
0.30%1-year CD365 Day Jumbo CD

Overview / Commentary
601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4th largest bank in the state of Washington. It is also the 182nd largest bank in the nation. It was established in 1986 and as of June of 2016, it had grown to 2,317 employees at 61 locations. HomeStreet Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

HomeStreet Bank (West Coast) Has New Promo Money Market - 4/7/2016

HomeStreet Bank has a new Promo Money Market (1.00% APY, guaranteed through 12/31/2016). Market area includes California, Hawaii, Idaho, Oregon, and Washington.

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Reviews (3)

Fantastic Local Bank

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

Business Accounts

I went to open a business checking account and business money market with a EIN, SS# card, drivers license, marriage license.  I didn't want to use my SS# in place of my EIN.  Since I don't have a actual business license through the state I live in my account opening was not possible.  Being a sole proprieter I don't want a business license because of the cost annually.  I'm trying to save money at this point.  I was turned down for opening accounts because "there is no proof that the EIN is attached to my person".  When you file for a EIN, one of the requirements is your SS# on the application.  I had the provisional EIN from when I filed for it  and the letter from the IRS showing proof of the assigned EIN with my name and address listed at the top.  This is the first time I have ever been denied opening any type of accounts!  How humiliating!  I have great credit and have had my own business for 16 years.  I told the bank I would take my business elsewhere.  Their loss!  I will never think of referring this bank to anyone I know or consider any doing any type of business with them ever. Bank somewhere you are appreciated and they want your business!


Health Grade Components

FDIC Certificate #32489
Year Established1986
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.12%
Return on Equity - YTD10.74%
Annual Interest Income$96.7MM
Assets and Liabilities
AssetsQ2 2016vs Q2 2015$5.92B$4.84B
LoansQ2 2016vs Q2 2015$4.47B$3.87B
DepositsQ2 2016vs Q2 2015$4.28B$3.34B
Equity CapitalQ2 2016vs Q2 2015$629.9MM$483.1MM
Loan Loss AllowanceQ2 2016vs Q2 2015$32.7MM$25.8MM
Unbacked Noncurrent LoansQ2 2016vs Q2 2015$12.9MM$19.9MM
Real Estate OwnedQ2 2016vs Q2 2015$13.2MM$17.0MM
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

0.25%$100-Holiday Club Savings
0.20%$100-Statement Savings
0.20%$100-IRA Savings Account
0.20%--Business Savings Account
0.20%--Health Savings Account

HomeStreet Bank Money Market Rates

1.00%--Promotional Money Market (New Money)
1.00%$1k-Promotional Business Money Market (New Money)
0.45%--Money Market
0.45%--Indexed Money Market
0.45%--Business Money Market
0.45%--Business Partnership Money Market Account
0.40%*$100k*-Business Cash Sweep Account
OTHER TIERS: 0.30% Up to $100k

HomeStreet Bank Checking Account Rates

0.40%*$10k*-Premium Select Checking
OTHER TIERS: 0.30% $2,500 - $10k
0.25%--IOLTA (Lawyers Trust Account)
0.25%--IRETA (Real Estate Trust Account)
0.20%$1k-Business Advantage
0.20%--Community Partnership
0.20%$500-Non - Profit Partnership Plus
0.05%$50-Bank On Checking

HomeStreet Bank CD Rates

1.20%$500-Featured 24 Month Bump Up CD
0.75%$500-5 Year CD
0.75%$500-Featured 15 Month CD
0.60%$500-3 Year CD
0.40%$500-2 Year CD
0.35%$500-1 1/2 Year CD
0.35%$100-2 Year Home Purchase
0.35%$100-2 Year Set Your Own Goal
0.35%$500-1 Year CD
0.30%$90k-365 Day Jumbo CD
0.25%$90k-270 Day Jumbo CD
0.20%$90k-30 Day Jumbo CD
0.20%$90k-60 Day Jumbo CD
0.20%$90k-180 Day Jumbo CD
0.20%$90k-90 Day Jumbo CD
0.20%$90k-120 Day Jumbo CD
0.20%$500-9 Month CD
0.15%$500-3 Month CD
0.15%$500-31 Day CD
0.15%$500-6 Month CD

HomeStreet Bank IRA Rates

0.75%$500-5 Year IRA
0.60%$500-3 Year IRA
0.40%$500-2 Year IRA
0.35%$500-1 Year IRA
0.35%$500-1 1/2 Year IRA
0.30%$90k-365 Day Jumbo IRA
0.25%$90k-270 Day Jumbo IRA
0.20%$90k-30 Day Jumbo IRA
0.20%$90k-60 Day Jumbo IRA
0.20%$90k-90 Day Jumbo IRA
0.20%$90k-120 Day Jumbo IRA
0.20%$90k-180 Day Jumbo IRA
0.20%$500-9 Month IRA
0.15%$500-31 Day IRA
0.15%$500-3 Month IRA
0.15%$500-6 Month IRA

HomeStreet Bank has 52 locations. Click to view all HomeStreet Bank locations.