Featured Savings Rates
Featured Accounts

HomeStreet Bank

Popular Accounts at this Bank

APYACCOUNT TYPEACCOUNT NAME
1.00%Money MarketPromotional Money Market (New Money)
0.75%5-year CD5 Year CD
0.30%1-year CD365 Day Jumbo CD

Overview / Commentary
800-719-8080
601 Union St., Suite 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in Seattle and is the 4th largest bank in the state of Washington. It is also the 187th largest bank in the nation. It was established in 1986 and as of March of 2016, it had grown to 2,247 employees at 57 locations. HomeStreet Bank's money market rates are 2X the national average, and it boasts an A+ health rating.

Related Posts

HomeStreet Bank (West Coast) Has New Promo Money Market - 4/7/2016

HomeStreet Bank has a new Promo Money Market (1.00% APY, guaranteed through 12/31/2016). Market area includes California, Hawaii, Idaho, Oregon, and Washington.

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Reviews (3)

Fantastic Local Bank

I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.

Sold My Mortgage...

Posted by: mulescent | Oct 1, 2014

I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.

Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!

I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.

Business Accounts

I went to open a business checking account and business money market with a EIN, SS# card, drivers license, marriage license.  I didn't want to use my SS# in place of my EIN.  Since I don't have a actual business license through the state I live in my account opening was not possible.  Being a sole proprieter I don't want a business license because of the cost annually.  I'm trying to save money at this point.  I was turned down for opening accounts because "there is no proof that the EIN is attached to my person".  When you file for a EIN, one of the requirements is your SS# on the application.  I had the provisional EIN from when I filed for it  and the letter from the IRS showing proof of the assigned EIN with my name and address listed at the top.  This is the first time I have ever been denied opening any type of accounts!  How humiliating!  I have great credit and have had my own business for 16 years.  I told the bank I would take my business elsewhere.  Their loss!  I will never think of referring this bank to anyone I know or consider any doing any type of business with them ever. Bank somewhere you are appreciated and they want your business!



Health
A+

Health Grade Components

Overall
FDIC Certificate #32489
Year Established1986
Employees2247
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.62%
Return on Equity - YTD6%
Annual Interest Income$45.6MM
Assets and Liabilities
AssetsQ1 2016vs Q1 2015$5.39B$4.58B
LoansQ1 2016vs Q1 2015$4.22B$3.69B
DepositsQ1 2016vs Q1 2015$3.84B$3.36B
Equity CapitalQ1 2016vs Q1 2015$563.1MM$475.4MM
Loan Loss AllowanceQ1 2016vs Q1 2015$31.3MM$24.9MM
Unbacked Noncurrent LoansQ1 2016vs Q1 2015$13.2MM$20.3MM
Real Estate OwnedQ1 2016vs Q1 2015$12.2MM$15.7MM
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.25%$100-Holiday Club Savings
0.20%$100-Statement Savings
0.20%$100-IRA Savings Account
0.20%--Business Savings Account
0.20%--Health Savings Account

HomeStreet Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%--Promotional Money Market (New Money)
1.00%$1k-Promotional Business Money Market (New Money)
0.45%--Money Market
0.45%--Indexed Money Market
0.45%--Business Money Market
0.45%--Business Partnership Money Market Account
0.40%*$100k*-Business Cash Sweep Account
OTHER TIERS: 0.30% Up to $100k

HomeStreet Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.40%*$10k*-Premium Select Checking
OTHER TIERS: 0.30% $2,500 - $10k
0.25%--IOLTA (Lawyers Trust Account)
0.25%--IRETA (Real Estate Trust Account)
0.20%$1k-Business Advantage
0.20%--Community Partnership
0.20%$500-Non - Profit Partnership Plus
0.05%$50-Bank On Checking

HomeStreet Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.20%$500-Featured 24 Month Bump Up CD
0.75%$500-5 Year CD
0.75%$500-Featured 15 Month CD
0.60%$500-3 Year CD
0.40%$500-2 Year CD
0.35%$500-1 1/2 Year CD
0.35%$100-2 Year Home Purchase
0.35%$100-2 Year Set Your Own Goal
0.35%$500-1 Year CD
0.30%$90k-365 Day Jumbo CD
0.25%$90k-270 Day Jumbo CD
0.20%$90k-30 Day Jumbo CD
0.20%$90k-60 Day Jumbo CD
0.20%$90k-180 Day Jumbo CD
0.20%$90k-90 Day Jumbo CD
0.20%$90k-120 Day Jumbo CD
0.20%$500-9 Month CD
0.15%$500-3 Month CD
0.15%$500-31 Day CD
0.15%$500-6 Month CD

HomeStreet Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$500-5 Year IRA
0.60%$500-3 Year IRA
0.40%$500-2 Year IRA
0.35%$500-1 Year IRA
0.35%$500-1 1/2 Year IRA
0.30%$90k-365 Day Jumbo IRA
0.25%$90k-270 Day Jumbo IRA
0.20%$90k-30 Day Jumbo IRA
0.20%$90k-60 Day Jumbo IRA
0.20%$90k-90 Day Jumbo IRA
0.20%$90k-120 Day Jumbo IRA
0.20%$90k-180 Day Jumbo IRA
0.20%$500-9 Month IRA
0.15%$500-31 Day IRA
0.15%$500-3 Month IRA
0.15%$500-6 Month IRA
Locations

HomeStreet Bank has 48 locations. Click to view all HomeStreet Bank locations.