HomeStreet Bank is headquartered in Seattle and is the 6th largest bank in the state of Washington. It is also the 209th largest bank in the nation. It was established in 1986 and as of December of 2021, it had grown to 966 employees at 63 locations. HomeStreet Bank has an A+ health rating.
I opened both checking and savings accounts with Homestreet bank when I was in my early 20's and was having some credit issues. I was having trouble finding a bank who would work with me, but when I spoke with Homestreet Bank and told them my situation they were willing to work with me and opened up both a checking or savings account. They paid a great interest rate on not only my holdings in savings, but also on my funds in my checking account. The people in my local branch were always very friendly and would greet me by name and ask me about my family. Thanks to Homestreet Bank I was able to correct my financial situation.
I wanted my mortgage to be with a local company, so I went with HomeStreet over other (cheaper) lenders. Two years in they've sold my loan to another company.
Now I'm locked in a long-term financial relationship with a bank in Virginia with a history of abusive mortgage servicing practices!
I've never had a more disappointing interaction with a bank and most certainly will not do business with HomeStreet ever again.
Overall | |
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FDIC Certificate # | 32489 |
Year Established | 1986 |
Employees | 966 |
Primary Regulator | FDIC |
Profit Margin | |
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Return on Assets - YTD | 1.65% |
Return on Equity - YTD | 15.36% |
Annual Interest Income | $250.4MM |
Assets and Liabilities | ||
---|---|---|
Assets | Q4 2021vs Q4 2020 | $7.16B$7.19B |
Loans | Q4 2021vs Q4 2020 | $5.68B$5.64B |
Deposits | Q4 2021vs Q4 2020 | $6.17B$5.85B |
Equity Capital | Q4 2021vs Q4 2020 | $779.9MM$780.5MM |
Loan Loss Allowance | Q4 2021vs Q4 2020 | $47.1MM$64.3MM |
Unbacked Noncurrent Loans | Q4 2021vs Q4 2020 | $11.9MM$18.7MM |
Real Estate Owned | Q4 2021vs Q4 2020 | $1.2MM$2.3MM |
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.10% | - | - | Business Savings | |
0.10% | - | - | Health Savings Account | |
0.10% | - | - | Holiday Club Savings | |
0.05% | $100 | - | IRA Savings | |
0.05% | - | - | Personal Savings | |
0.05% | - | - | Minor Savings |