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HomeStreet Bank


TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Overview / Commentary
www.homestreet.com
800-719-8080
601 Union St, # 2000
Seattle, WA 98101

HomeStreet Bank is headquartered in SEATTLE and is the 4th largest bank in the state of Washington. It is also the 196th largest bank in the nation. It was established in 1986 and as of March of 2025, it had grown to 753 employees at 61 locations. HomeStreet Bank's money market rates are 5X the national average, and it has a B+ health rating.

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Health
B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
FDIC Certificate #32489
Year Established1986
Employees753
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.71%
Annual Interest Income$85.4MM
Assets and Liabilities
AssetsQ1 2025vs Q1 2024$7.8B$9.45B
LoansQ1 2025vs Q1 2024$6.07B$7.43B
DepositsQ1 2025vs Q1 2024$6.11B$6.51B
Equity CapitalQ1 2025vs Q1 2024$608.5MM$726.5MM
Loan Loss AllowanceQ1 2025vs Q1 2024$39.6MM$39.7MM
Unbacked Noncurrent LoansQ1 2025vs Q1 2024$51.9MM$46.3MM
Real Estate OwnedQ1 2025vs Q1 2024$3.2MM$3.6MM
TODAY'S FEATURED RATES
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.00%
Our Rating
4.2  / 5
CIT Bank
Platinum Savings
See Offer
Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.80%
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.60%
Our Rating
4.3  / 5
American Express
American Express® High Yield Savings Account
See Offer
Sponsored Note: Interest compounds daily, deposited monthly
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
3.50%
Our Rating
4.4  / 5
Capital One
360 Performance Savings
See Offer
Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.
Member FDIC
APY APY = Annual Percentage Yield Rates as of 7/12/2025
4.44%
Our Rating
4.3  / 5
Peak Bank
Envision High Yield Savings
See Offer
Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.
Member FDIC
Bonus Amount
up to $300
Our Rating
4.2  / 5
SoFi® Bank, N.A.
SoFi Checking and Savings
See Offer
Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!
Rates
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Always verify rates and promotions with the bank or credit union. We are not HomeStreet Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

† The rates for some products vary by region. In these cases we have listed the rates for the region closest to the bank's headquarters.

HomeStreet Bank Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†$0-Business Savings
0.10%†$0-Health Savings Account
0.10%†$0-Holiday Club Savings
0.05%†$0-Personal Savings
0.05%†$0-Minor Savings

HomeStreet Bank Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.30%*†$500k*-Business Money Market Special
OTHER TIERS: 0.35% → $0 - $50k | 1.00% → $50k - $100k | 1.50% → $100k - $150k | 1.75% → $150k - $250k | 2.00% → $250k - $500k
2.30%*†$500k*-Money Market Special
OTHER TIERS: 0.35% → $0 - $50k | 1.00% → $50k - $100k | 1.50% → $100k - $150k | 1.75% → $150k - $250k | 2.00% → $250k - $500k
0.35%†$0-Money Market
0.35%†$0-Business Money Market

HomeStreet Bank Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%†$1k-Business Advantage
0.10%†$0-IOLTA
0.10%†$0-IRETA
0.10%*†$10k*-Interest Checking
OTHER TIERS: 0.05% → $2.5k - $10k

HomeStreet Bank CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%†$500$240k7 Month Featured CD
4.05%†$500$240k4 Month Featured CD
4.05%†$500$240kBusiness 4 Month Featured CD
4.05%†$500$240kBusiness 7 Month Featured CD
3.50%†$500$240k11 Month Featured CD
3.50%†$500$240kBusiness 11 Month Featured CD
0.30%†$90k-365 Day Jumbo CD
0.25%†$90k-270 Day Jumbo CD
0.20%†$90k-30 Day Jumbo CD
0.20%†$90k-60 Day Jumbo CD
0.20%†$90k-180 Day Jumbo CD
0.20%†$90k-90 Day Jumbo CD
0.20%†$90k-120 Day Jumbo CD
0.20%†$500$240k6 Month Custom CD
0.20%†$500$240k9 Month Custom CD
0.20%†$500$240k1 Year Custom CD
0.20%†$500$240k18 Month Custom CD
0.20%†$500$240k2 Year Custom CD
0.20%†$500$240k3 Year Custom CD
0.20%†$500$240k5 Year Custom CD
0.15%†$500$240k3 Month Custom CD
0.10%†$500$240k31 Day Custom CD

HomeStreet Bank IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
4.05%†$500$240k7 Month Featured IRA
4.05%†$500$240k4 Month Featured IRA
3.50%†$500$240k11 Month Featured IRA
0.20%†$500$240k6 Month Custom IRA
0.20%†$500$240k9 Month Custom IRA
0.20%†$500$240k1 Year Custom IRA
0.20%†$500$240k18 Month Custom IRA
0.20%†$500$240k2 Year Custom IRA
0.20%†$500$240k3 Year Custom IRA
0.20%†$500$240k5 Year Custom IRA
0.15%†$500$240k3 Month Custom IRA
0.10%†$500$240k31 Day Custom IRA
0.05%†$0-IRA Savings
Locations

Availability



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