Hometown Bank of Pennsylvania


Overview / Commentary
814-623-6093
638 East Pitt Street
Bedford, PA 15522

Hometown Bank of Pennsylvania is headquartered in Bedford and is the 110th largest bank in the state of Pennsylvania. It is also the 2,593rd largest bank in the nation. It was established in 2007 and as of June of 2021, it had grown to 60 employees at 5 locations. Hometown Bank of Pennsylvania has an A health rating.

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Reviews (1)

Terrible Bank With Terrible Cusotmer Service.

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This was my first bank I cashed my first paycheck here. I thought maybe they would be very reasonable about a few overdraft fees my paypal decided to keep charging that I can't stop. Paypal would take money out then give it back. Hometown let this happen at least 6 times to rack up fees up to $230. Remember paypal gave the money back so there is no money lost form Hometown. I talk to the assistant manager to get the fees waived and she blames me for abusing the account. Then the assistant manager proceeded to lie about what other banks do and it's rare that banks even waive one free. Which is two lies. If you do a google search you can see it's pretty common for some banks to waive 1 fee before the pandemic and during this pandemic quite a few big banks have been waiving overdraft fees. It's hard for me to believe the assistant bank manager would be uneducated on what other banks are currently doing with overdraft fees. Also the overdraft fees are $10 higher than Altoona first. I'm sure they have some lie or policy as to why it's higher. Avoid this bank like the plague. Now I know why my grandfather didn't like this bank.
Here's a list from Forbes of some big banks waiving overdraft fees.

Ally Bank: The bank is waiving overdraft fees and fees for excessive transactions.

Citizens Bank: The bank is waiving overdraft fees and service charge reversals.

First National Bank: The bank is refunding overdraft fees for consumer deposit accounts upon request.

First National Bank of Omaha: The bank is offering refunds on overdraft fees, late fees, non-sufficient funds fees and monthly maintenance fees.

KeyBank: The bank has relief programs that includes waived overdraft fees, among other benefits like waived penalties for early CD withdrawal and late fees.

PNC Bank: The bank is waiving or refunding several deposit account fees, including overdraft fees.

Santander: The bank is offering refunding of overdraft fees and late payment fees.



Health

Health Grade Components

Overall
FDIC Certificate #58470
Year Established2007
Employees60
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.55%
Return on Equity - YTD7.76%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ2 2021vs Q2 2020$279.4MM$248.6MM
LoansQ2 2021vs Q2 2020$193.1MM$181.2MM
DepositsQ2 2021vs Q2 2020$259.7MM$229.5MM
Equity CapitalQ2 2021vs Q2 2020$19.5MM$18.7MM
Loan Loss AllowanceQ2 2021vs Q2 2020$1.9MM$1.7MM
Unbacked Noncurrent LoansQ2 2021vs Q2 2020$375.00K$582.00K
Real Estate OwnedQ2 2021vs Q2 2020$0$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hometown Bank of Pennsylvania; we are a rate comparison website and cannot provide official rates or promotions.

Hometown Bank of Pennsylvania Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25-Statement Savings Plus
0.15%--IRA Savings
0.10%$100-Passbook Savings
0.10%$100-Statement Savings
0.10%--Club Accounts

Hometown Bank of Pennsylvania Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$25-Money Market

Hometown Bank of Pennsylvania Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$25-NOW Checking
0.05%$25-Senior Checking

Hometown Bank of Pennsylvania CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month CD
0.50%$1k-48 Month CD
0.45%$1k-36 Month CD
0.40%$1k-30 Month CD
0.35%$1k-24 Month CD
0.30%$1k-18 Month CD
0.25%$1k-12 Month CD
0.20%$500-12 Month Variable CD
0.15%$1k-7-91 days CD
0.15%$1k-6 Month CD

Hometown Bank of Pennsylvania IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%$1k-60 Month IRA
0.50%$1k-48 Month IRA
0.45%$1k-36 Month IRA
0.40%$1k-30 Month IRA
0.35%$1k-24 Month IRA
0.30%$1k-18 Month IRA
0.25%$1k-12 Month IRA
0.20%$500-12 Month Variable IRA
0.15%$1k-7-91 days IRA
0.15%$1k-6 Month IRA
Locations


Hometown Bank of Pennsylvania Locations
Everett Branch306 West Main StreetEverett, PA 15537
Hometown Bank Of Pennsylvania638 East Pitt StreetBedford, PA 15522
Claysburg Branch13174 Dunnings HwyClaysburg, PA 16625
Martinsburg Branch107 East Allegheny StreetMartinsburg, PA 16662
Hometown Bank Of Pa Woodbury Branch149 Main StreetWoodbury, PA 16695

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