Overview / Commentary
17 South Main
Kulm, ND 58456

Hometown CU (ND) is headquartered in KULM and is the 8th largest credit union in the state of North Dakota. It is also the 1,418th largest credit union in the nation. It was established in 1949 and as of September of 2018, it had grown to 23 employees and 3,117 members at 4 locations. Hometown CU (ND)'s savings rates are 2X the national average, and it has an A health rating.

Field of Membership Restrictions

Hometown Credit Union of North Dakota is open to every resident that lives within a 75-mile distance of the Kulm office and 50-miles of the Hazelton office in any direction. The full detailed list of exact cities and/or counties can be obtained through the credit union website for determining your precise eligibility status.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #61648
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD1.65%
Return on Equity - YTD11.19%
Annual Interest Income$4.4MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$124.3MM$115.6MM
LoansQ3 2018vs Q3 2017$110.4MM$103.2MM
DepositsQ3 2018vs Q3 2017$99.3MM$94.1MM
Equity CapitalQ3 2018vs Q3 2017$17.8MM$15.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$2.3MM$2.0MM
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$2.1MM$2.4MM
Real Estate OwnedQ3 2018vs Q3 2017$50.00K$50.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Hometown CU (ND); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown CU (ND) Savings Account Rates

3.04%--IRA Traditional Account
3.04%--IRA Roth Account
2.02%-$5kChristmas Club
1.26%*$100k*-Super Share Savings
OTHER TIERS: 0.50% Up to $1k | 0.75% $1k - $10k | 1.00% $10k - $100k
1.26%--Youth Share Savings
0.75%$5-Share Savings Account
0.75%--HSA Draft

Hometown CU (ND) Checking Account Rates

0.40%$5-Share Draft Account

Hometown CU (ND) CD Rates

3.39%$1k-65 Month CD Special
3.03%$1k-30 Month CD Special
2.83%$1k-72 Month CD
2.78%$1k-15 Month CD Special
2.73%$1k-60 Month CD
2.52%$1k-48 Month CD
2.52%$500-12 Month Youth CD
2.42%$1k-36 Month CD
2.26%$1k-6 Month CD Special
2.22%$1k-24 Month CD
2.12%$1k-21 Month CD
2.02%$1k-18 Month CD
1.91%$1k-12 Month CD
1.81%$1k-9 Month CD
1.51%$1k-3 Month CD

Hometown CU (ND) IRA Rates

3.39%$1k-65 Month IRA Special
2.83%$1k-72 Month IRA
2.78%$1k-15 Month IRA Special
2.73%$1k-60 Month IRA
2.52%$1k-48 Month IRA
2.52%$500-12 Month Youth IRA
2.42%$1k-36 Month IRA
2.26%$1k-6 Month IRA Special
2.22%$1k-24 Month IRA
2.12%$1k-21 Month IRA
2.02%$1k-18 Month IRA
1.91%$1k-12 Month IRA
1.81%$1k-9 Month IRA
1.51%$1k-3 Month IRA

Hometown CU (ND) Locations
Branch Office106 E Main StAshley, ND 58413
Branch Office341 MAINHAZELTON, ND 58544
Branch Office18 MAIN AVE SKULM, ND 58456
Branch Office109 McDougall Dr Ste 5Lincoln, ND 58504-8139

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.