Overview / Commentary
Hometown CU (ND) is headquartered in KULM and is the 8th largest credit union in the state of North Dakota. It is also the 1,375th largest credit union in the nation. It was established in 1949 and as of December of 2019, it had grown to 24 employees and 3,322 members at 4 locations. Hometown CU (ND) has an A+ health rating.
Field of Membership Restrictions
Hometown Credit Union of North Dakota is open to every resident that lives within a 75-mile distance of the Kulm office and 50-miles of the Hazelton office in any direction. The full detailed list of exact cities and/or counties can be obtained through the credit union website for determining your precise eligibility status.
See current membership details
Health
A+
Data as of Q4 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61648 |
| Year Chartered | 1949 |
| Employees | 24 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.39% |
| Return on Equity - YTD | 9.36% |
| Annual Interest Income | $7.3MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2019vs Q4 2018 | $134.2MM$128.8MM |
| Loans | Q4 2019vs Q4 2018 | $117.0MM$110.6MM |
| Deposits | Q4 2019vs Q4 2018 | $112.9MM$106.1MM |
| Equity Capital | Q4 2019vs Q4 2018 | $20.2MM$18.3MM |
| Loan Loss Allowance | Q4 2019vs Q4 2018 | $2.7MM$2.3MM |
| Unbacked Noncurrent Loans | Q4 2019vs Q4 2018 | $1.8MM$3.6MM |
| Real Estate Owned | Q4 2019vs Q4 2018 | $0$50.00K |