Hometown CU (ND)

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
2.52%	5-year CD	65 Month CD 3.00% - Barclays 60 Month Online CD
1.51%	1-year CD	12 Month CD 2.30% - Ally Bank High Yield 12-Month CD
0.65%	Savings	Share Savings Account 1.75% - American Express National Bank High Yield Savings Account

View all Hometown CU (ND) rates »

Overview / Commentary

www.hcuonline.com

701-647-2448

17 South Main
Kulm, ND 58456

Hometown CU (ND) is headquartered in KULM and is the 9^th largest credit union in the state of North Dakota. It is also the 1,512^th largest credit union in the nation. It was established in 1949 and as of March of 2018, it had grown to 22 employees and 3,041 members at 4 locations. Hometown CU (ND)'s CD rates are 68% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Hometown Credit Union of North Dakota is open to every resident that lives within a 75-mile distance of the Kulm office and 50-miles of the Hazelton office in any direction. The full detailed list of exact cities and/or counties can be obtained through the credit union website for determining your precise eligibility status.
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Health

A

Data as of Q1 2018

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Health Grade Components

Overall
NCUA #	61648
Year Chartered	1949
Employees	22
Primary Regulator

Profit Margin
Return on Assets - YTD	1.74%
Return on Equity - YTD	11.65%
Annual Interest Income	$1.4MM

Assets and Liabilities
Assets	Q1 2018vs Q1 2017	$112.8MM$104.6MM
Loans	Q1 2018vs Q1 2017	$96.7MM$92.9MM
Deposits	Q1 2018vs Q1 2017	$95.5MM$89.2MM
Equity Capital	Q1 2018vs Q1 2017	$16.8MM$15.1MM
Loan Loss Allowance	Q1 2018vs Q1 2017	$2.1MM$1.7MM
Unbacked Noncurrent Loans	Q1 2018vs Q1 2017	$1.7MM$450.00K
Real Estate Owned	Q1 2018vs Q1 2017	$50.00K$0

Rates

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Checking
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown CU (ND) Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
2.52%	-	-	IRA Share Savings Account
2.02%	-	$5k	Christmas Club
1.26%	-	-	Youth Share Savings
0.85%^*	$2k^*	-	Super Share Savings
OTHER TIERS: 0.60% → Up to $2k
0.65%	-	-	Share Savings Account
0.60%	-	-	HSA Draft

Hometown CU (ND) Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	-	-	Share Draft Account

Hometown CU (ND) CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$1k	-	60 months Step-Up CD Special (First Year)
2.72%	$1k	-	72 Month CD
2.52%	$1k	-	65 Month CD
2.52%	$500	-	12 Month Youth CD
2.42%	$1k	-	30 Month CD Special
2.32%	$1k	-	48 Month CD
2.12%	$1k	-	36 Month CD
2.01%	$1k	-	6 Month CD Special
1.91%	$1k	-	24 Month CD
1.81%	$1k	-	21 Month CD
1.71%	$1k	-	18 Month CD
1.61%	$1k	-	15 Month CD
1.51%	$1k	-	12 Month CD
1.31%	$1k	-	9 Month CD
1.00%	$1k	-	3 Month CD

Hometown CU (ND) IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.10%	$1k	-	60 months Step-Up IRA Special (First Year)
2.72%	$1k	-	72 Month IRA
2.52%	$1k	-	65 Month IRA
2.52%	$500	-	12 Month Youth IRA
2.42%	$1k	-	30 Month IRA Special
2.32%	$1k	-	48 Month IRA
2.12%	$1k	-	36 Month IRA
2.01%	$1k	-	6 Month IRA Special
1.91%	$1k	-	24 Month IRA
1.81%	$1k	-	21 Month IRA
1.71%	$1k	-	18 Month IRA
1.61%	$1k	-	15 Month IRA
1.51%	$1k	-	12 Month IRA
1.31%	$1k	-	9 Month IRA
1.00%	$1k	-	3 Month IRA

Locations

Hometown CU (ND) Locations
Branch Office	106 E Main St	Ashley, ND 58413
Branch Office	341 MAIN	HAZELTON, ND 58544
Branch Office	18 MAIN AVE S	KULM, ND 58456
Branch Office	109 McDougall Dr Ste 5	Lincoln, ND 58504-8139

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