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Hometown CU (ND)


Overview / Commentary
www.hcuonline.com
701-647-2448
17 South Main
Kulm, ND 58456

Hometown CU (ND) is headquartered in KULM and is the 8th largest credit union in the state of North Dakota. It is also the 1,367th largest credit union in the nation. It was established in 1949 and as of March of 2020, it had grown to 25 employees and 3,326 members at 4 locations. Hometown CU (ND) has an A health rating.

Field of Membership Restrictions

Hometown Credit Union in North Dakota is open to individuals who live within a 75-mile radius of the Kulm office and a 50-mile radius of the Hazelton office.
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Health
A

Data as of Q1 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #61648
Year Chartered1949
Employees25
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD7.99%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$139.3MM$130.0MM
LoansQ1 2020vs Q1 2019$116.1MM$107.7MM
DepositsQ1 2020vs Q1 2019$118.0MM$110.7MM
Equity CapitalQ1 2020vs Q1 2019$20.6MM$18.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$2.8MM$2.4MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$3.0MM$3.2MM
Real Estate OwnedQ1 2020vs Q1 2019$55.00K$50.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown CU (ND) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.50%--IRA Traditional Account
1.50%--IRA Roth Account
0.75%--Youth Share Savings
0.75%-$5kChristmas Club
0.50%*$100k*-Super Share Savings
OTHER TIERS: 0.30% → Up to $1k | 0.35% → $1k - $10k | 0.40% → $10k - $50k | 0.45% → $50k - $100k
0.40%--HSA Draft
0.30%$5-Share Savings Account

Hometown CU (ND) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.20%$5-Share Draft Account

Hometown CU (ND) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-72 Month CD
1.46%$1k-54 Month CD Special
1.41%$1k-65 Month CD
1.31%$1k-60 Month CD
1.26%$500-12 Month Youth CD
1.21%$1k-48 Month CD
1.16%$1k-42 Month CD
1.11%$1k-36 Month CD
1.11%$1k-15 Month CD Special
1.05%$1k-30 Month CD
1.00%$1k-24 Month CD
0.90%$1k-18 Month CD
0.90%$1k-21 Month CD
0.80%$1k-12 Month CD
0.70%$1k-9 Month CD
0.60%$1k-6 Month CD
0.50%$1k-3 Month CD

Hometown CU (ND) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.51%$1k-72 Month IRA
1.46%$1k-54 Month IRA Special
1.41%$1k-65 Month IRA
1.31%$1k-60 Month IRA
1.26%$500-12 Month Youth IRA
1.21%$1k-48 Month IRA
1.16%$1k-42 Month IRA
1.11%$1k-36 Month IRA
1.11%$1k-15 Month IRA Special
1.05%$1k-30 Month IRA
1.00%$1k-24 Month IRA
0.90%$1k-18 Month IRA
0.90%$1k-21 Month IRA
0.80%$1k-12 Month IRA
0.70%$1k-9 Month IRA
0.60%$1k-6 Month IRA
0.50%$1k-3 Month IRA
Locations


Hometown CU (ND) Locations
Branch Office106 E Main StAshley, ND 58413
Branch Office341 MAINHAZELTON, ND 58544
Branch Office18 MAIN AVE SKULM, ND 58456
Branch Office109 McDougall Dr Ste 5Lincoln, ND 58504-8139

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