Hometown CU (ND)
Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | ACCOUNT NAME |
|---|---|---|
| 1.91% | 5-year CD | 60 Month CD 2.35% - Synchrony Bank 60 Month CD |
| 1.00% | 1-year CD | 72 Month Step-Up CD - Year 1 1.40% - Synchrony Bank 12 Month CD |
| 0.50% | Savings | Share Savings Account |
Hometown CU (ND) is headquartered in KULM and is the 11th largest credit union in the state of North Dakota. It is also the 1,572nd largest credit union in the nation. It was established in 1949 and as of March of 2017, it had grown to 18 employees and 2,878 members at 3 locations. Hometown CU (ND)'s CD rates are 17% higher than the national average, and it boasts an A+ health rating.
Field of Membership Restrictions
Hometown Credit Union of North Dakota is open to every resident that lives within a 75-mile distance of the Kulm office and 50-miles of the Hazelton office in any direction. The full detailed list of exact cities and/or counties can be obtained through the credit union website for determining your precise eligibility status.
See current membership details
Data as of Q1 2017
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61648 |
| Year Chartered | 1949 |
| Employees | 18 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.55% |
| Return on Equity - YTD | 10.96% |
| Annual Interest Income | $1.2MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $104.6MM$102.2MM |
| Loans | Q1 2017vs Q1 2016 | $92.9MM$86.6MM |
| Deposits | Q1 2017vs Q1 2016 | $89.2MM$88.7MM |
| Equity Capital | Q1 2017vs Q1 2016 | $15.1MM$13.3MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $1.7MM$1.3MM |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $450.00K$602.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$15.00K |
Always verify rates and promotions with the bank or credit union. We are not Hometown CU (ND); we are a rate comparison website and cannot provide official rates or promotions.
Hometown CU (ND) Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.53% | - | - | IRA Share Savings Account | |
| 0.50% | - | - | Share Savings Account |
Hometown CU (ND) Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.25% | $200 | - | Share Draft Account |
Hometown CU (ND) CD Rates
Hometown CU (ND) IRA Rates
| Hometown CU (ND) Locations | ||
|---|---|---|
| Branch Office | 106 E Main St | Ashley, ND 58413 |
| Branch Office | 341 MAIN | HAZELTON, ND 58544 |
| Branch Office | 18 MAIN AVE S | KULM, ND 58456 |