Overview / Commentary
Hometown CU (ND) is headquartered in KULM and is the 8th largest credit union in the state of North Dakota. It is also the 1,398th largest credit union in the nation. It was established in 1949 and as of March of 2019, it had grown to 23 employees and 3,145 members at 4 locations. Hometown CU (ND) has a B+ health rating.
Field of Membership Restrictions
Hometown Credit Union of North Dakota is open to every resident that lives within a 75-mile distance of the Kulm office and 50-miles of the Hazelton office in any direction. The full detailed list of exact cities and/or counties can be obtained through the credit union website for determining your precise eligibility status.
See current membership details
Health
B+
Data as of Q1 2019
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 61648 |
| Year Chartered | 1949 |
| Employees | 23 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.35% |
| Return on Equity - YTD | 9.34% |
| Annual Interest Income | $1.6MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2019vs Q1 2018 | $130.0MM$112.8MM |
| Loans | Q1 2019vs Q1 2018 | $107.7MM$96.7MM |
| Deposits | Q1 2019vs Q1 2018 | $110.7MM$95.5MM |
| Equity Capital | Q1 2019vs Q1 2018 | $18.7MM$16.8MM |
| Loan Loss Allowance | Q1 2019vs Q1 2018 | $2.4MM$2.1MM |
| Unbacked Noncurrent Loans | Q1 2019vs Q1 2018 | $3.2MM$1.7MM |
| Real Estate Owned | Q1 2019vs Q1 2018 | $50.00K$50.00K |
Rates
Rates for Hometown CU (ND) are currently being reviewed.
Locations
| Hometown CU (ND) Locations | ||
|---|---|---|
| Branch Office | 106 E Main St | Ashley, ND 58413 |
| Branch Office | 341 MAIN | HAZELTON, ND 58544 |
| Branch Office | 18 MAIN AVE S | KULM, ND 58456 |
| Branch Office | 109 McDougall Dr Ste 5 | Lincoln, ND 58504-8139 |