Hometown CU (ND)

Overview / Commentary
17 South Main
Kulm, ND 58456

Hometown CU (ND) is headquartered in KULM and is the 8th largest credit union in the state of North Dakota. It is also the 1,367th largest credit union in the nation. It was established in 1949 and as of March of 2020, it had grown to 25 employees and 3,326 members at 4 locations. Hometown CU (ND) has an A health rating.

Field of Membership Restrictions

Hometown Credit Union in North Dakota is open to individuals who live within a 75-mile radius of the Kulm office and a 50-mile radius of the Hazelton office.
See current membership details


No reviews have been left for this bank yet. Be the first to review.


Health Grade Components

NCUA #61648
Year Chartered1949
Primary Regulator
Profit Margin
Return on Assets - YTD1.2%
Return on Equity - YTD7.99%
Annual Interest Income$1.7MM
Assets and Liabilities
AssetsQ1 2020vs Q1 2019$139.3MM$130.0MM
LoansQ1 2020vs Q1 2019$116.1MM$107.7MM
DepositsQ1 2020vs Q1 2019$118.0MM$110.7MM
Equity CapitalQ1 2020vs Q1 2019$20.6MM$18.7MM
Loan Loss AllowanceQ1 2020vs Q1 2019$2.8MM$2.4MM
Unbacked Noncurrent LoansQ1 2020vs Q1 2019$3.0MM$3.2MM
Real Estate OwnedQ1 2020vs Q1 2019$55.00K$50.00K
Skip to rates for:
Report an Issue

Always verify rates and promotions with the bank or credit union. We are not Hometown CU (ND); we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown CU (ND) Savings Account Rates

1.50%--IRA Traditional Account
1.50%--IRA Roth Account
0.75%--Youth Share Savings
0.75%-$5kChristmas Club
0.50%*$100k*-Super Share Savings
OTHER TIERS: 0.30% Up to $1k | 0.35% $1k - $10k | 0.40% $10k - $50k | 0.45% $50k - $100k
0.40%--HSA Draft
0.30%$5-Share Savings Account

Hometown CU (ND) Checking Account Rates

0.20%$5-Share Draft Account

Hometown CU (ND) CD Rates

1.51%$1k-72 Month CD
1.46%$1k-54 Month CD Special
1.41%$1k-65 Month CD
1.31%$1k-60 Month CD
1.26%$500-12 Month Youth CD
1.21%$1k-48 Month CD
1.16%$1k-42 Month CD
1.11%$1k-36 Month CD
1.11%$1k-15 Month CD Special
1.05%$1k-30 Month CD
1.00%$1k-24 Month CD
0.90%$1k-18 Month CD
0.90%$1k-21 Month CD
0.80%$1k-12 Month CD
0.70%$1k-9 Month CD
0.60%$1k-6 Month CD
0.50%$1k-3 Month CD

Hometown CU (ND) IRA Rates

1.51%$1k-72 Month IRA
1.46%$1k-54 Month IRA Special
1.41%$1k-65 Month IRA
1.31%$1k-60 Month IRA
1.26%$500-12 Month Youth IRA
1.21%$1k-48 Month IRA
1.16%$1k-42 Month IRA
1.11%$1k-36 Month IRA
1.11%$1k-15 Month IRA Special
1.05%$1k-30 Month IRA
1.00%$1k-24 Month IRA
0.90%$1k-18 Month IRA
0.90%$1k-21 Month IRA
0.80%$1k-12 Month IRA
0.70%$1k-9 Month IRA
0.60%$1k-6 Month IRA
0.50%$1k-3 Month IRA

Hometown CU (ND) Locations
Branch Office106 E Main StAshley, ND 58413
Branch Office341 MAINHAZELTON, ND 58544
Branch Office18 MAIN AVE SKULM, ND 58456
Branch Office109 McDougall Dr Ste 5Lincoln, ND 58504-8139

The financial institution, product, and APY (Annual Percentage Yield) data displayed on this website is gathered from various sources and may not reflect all of the offers available in your region. Although we strive to provide the most accurate data possible, we cannot guarantee its accuracy. The content displayed is for general information purposes only; always verify account details and availability with the financial institution before opening an account. Contact [email protected] to report inaccurate info or to request offers be included in this website. We are not affiliated with the financial institutions included in this website.