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Hometown CU (ND)


Overview / Commentary
www.hcuonline.com
701-647-2448
17 South Main
Kulm, ND 58456

Hometown CU (ND) is headquartered in KULM and is the 8th largest credit union in the state of North Dakota. It is also the 1,382nd largest credit union in the nation. It was established in 1949 and as of June of 2020, it had grown to 26 employees and 3,356 members at 4 locations. Hometown CU (ND) has an A health rating.

Field of Membership Restrictions

Hometown Credit Union in North Dakota is open to individuals who live within a 75-mile radius of the Kulm office and a 50-mile radius of the Hazelton office.
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Health
A

Data as of Q2 2020

Learn why bank health matters

Health Grade Components

Overall
NCUA #61648
Year Chartered1949
Employees26
Primary Regulator
Profit Margin
Return on Assets - YTD1.16%
Return on Equity - YTD7.9%
Annual Interest Income$3.5MM
Assets and Liabilities
AssetsQ2 2020vs Q2 2019$146.8MM$131.4MM
LoansQ2 2020vs Q2 2019$123.9MM$114.6MM
DepositsQ2 2020vs Q2 2019$125.1MM$111.5MM
Equity CapitalQ2 2020vs Q2 2019$21.0MM$19.1MM
Loan Loss AllowanceQ2 2020vs Q2 2019$3.0MM$2.6MM
Unbacked Noncurrent LoansQ2 2020vs Q2 2019$3.5MM$3.7MM
Real Estate OwnedQ2 2020vs Q2 2019$55.00K$950.00K
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hometown CU (ND) Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.25%--IRA Traditional Account
1.25%--IRA Roth Account
0.50%--Youth Share Savings
0.50%-$5kChristmas Club
0.35%*$100k*-Super Share Savings
OTHER TIERS: 0.15% → Up to $1k | 0.20% → $1k - $10k | 0.25% → $10k - $50k | 0.30% → $50k - $100k
0.25%--HSA Draft
0.20%$5-Share Savings Account

Hometown CU (ND) Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.10%$5-Share Draft Account

Hometown CU (ND) CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-65 Month CD Special
1.21%$1k-72 Month CD
1.11%$1k-60 Month CD
1.05%$1k-54 Month CD
1.00%$1k-48 Month CD
1.00%$500-12 Month Youth CD
1.00%$1k-21 Month CD Special
0.95%$1k-42 Month CD
0.90%$1k-36 Month CD
0.85%$1k-30 Month CD
0.80%$1k-24 Month CD
0.70%$1k-18 Month CD
0.60%$1k-15 Month CD
0.50%$1k-12 Month CD
0.40%$1k-9 Month CD
0.30%$1k-6 Month CD
0.20%$1k-3 Month CD

Hometown CU (ND) IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.31%$1k-65 Month IRA Special
1.21%$1k-72 Month IRA
1.11%$1k-60 Month IRA
1.05%$1k-54 Month IRA
1.00%$1k-48 Month IRA
1.00%$500-12 Month Youth IRA
1.00%$1k-21 Month IRA Special
0.95%$1k-42 Month IRA
0.90%$1k-36 Month IRA
0.85%$1k-30 Month IRA
0.80%$1k-24 Month IRA
0.70%$1k-18 Month IRA
0.60%$1k-15 Month IRA
0.50%$1k-12 Month IRA
0.40%$1k-9 Month IRA
0.30%$1k-6 Month IRA
0.20%$1k-3 Month IRA
Locations


Hometown CU (ND) Locations
Branch Office106 E Main StAshley, ND 58413
Branch Office341 MAINHAZELTON, ND 58544
Branch Office18 MAIN AVE SKULM, ND 58456
Branch Office109 McDougall Dr Ste 5Lincoln, ND 58504-8139

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