Hometown CU (ND)

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hcuonline.com

701-647-2448

18 Main Ave S
Kulm, ND 58456

Hometown CU (ND) is headquartered in KULM and is the 7^th largest credit union in the state of North Dakota. It is also the 1,225^th largest credit union in the nation. It was established in 1949 and as of March of 2025, it had grown to 33 employees and 3,345 members at 5 locations. Hometown CU (ND) has a B+ health rating.

Field of Membership Restrictions

Hometown Credit Union in North Dakota is open to individuals who live within a 75-mile radius of the Kulm office and a 50-mile radius of the Hazelton office.
See current membership details

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Health

B+

Data as of Q1 2025

Learn why bank health matters

Health Grade Components

Overall
NCUA #	61648
Year Chartered	1949
Employees	33
Primary Regulator

Profit Margin
Return on Assets - YTD	1.18%
Return on Equity - YTD	7.94%
Annual Interest Income	$3.2MM

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$215.5MM$198.2MM
Loans	Q1 2025vs Q1 2024	$161.3MM$152.8MM
Deposits	Q1 2025vs Q1 2024	$177.1MM$164MM
Equity Capital	Q1 2025vs Q1 2024	$31.6MM$29.7MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$2.9MM$3MM
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$4.4MM$515K
Real Estate Owned	Q1 2025vs Q1 2024	$20K$20K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

Rates for Hometown CU (ND) are currently being reviewed.

Locations

Hometown CU (ND) Locations
Branch Office	106 E Main St	Ashley, ND 58413
Branch Office	341 MAIN	HAZELTON, ND 58544
Branch Office	18 MAIN AVE S	KULM, ND 58456
Branch Office	109 McDougall Dr Ste 5	Lincoln, ND 58504-8139
Branch Office	301 5th Ave SE	Medina, ND 58467

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