Hometown Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.hometownfcu.org

765-472-7600

151 N Broadway
Peru, IN 46970

Hometown Federal Credit Union is headquartered in PERU and is the 84^th largest credit union in the state of Indiana. It is also the 2,734^th largest credit union in the nation. It was established in 1936 and as of March of 2025, it had grown to 10 employees and 3,995 members at 1 location. Hometown Federal Credit Union has a B health rating.

Field of Membership Restrictions

Hometown Federal Credit Union membership is open to those who live, work, attend school or worship in Miami County, Indiana.
See current membership details

Reviews

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hometown Federal Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #	1621
Year Chartered	1936
Employees	10
Primary Regulator

Profit Margin
Return on Assets - YTD	3.78%
Return on Equity - YTD	13.06%
Annual Interest Income	$614K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$36.2MM$36.5MM
Loans	Q1 2025vs Q1 2024	$25.6MM$25.5MM
Deposits	Q1 2025vs Q1 2024	$25.5MM$27.1MM
Equity Capital	Q1 2025vs Q1 2024	$10.6MM$9.3MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$416K$439K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$354K$324K
Real Estate Owned	Q1 2025vs Q1 2024	$41K$52K

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Savings
IRA

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Hometown Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.50%	$25	-	Savings Account
0.50%	$0	-	Christmas Club Account
0.50%	$0	-	Vacation Club Account

Hometown Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.75%	$0	-	IRA Account
0.50%	$5	-	IRA (Shares)

Locations

Hometown Federal Credit Union Locations
Corporate Office	151 N Broadway	PERU, IN 46970

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