Honda Federal Credit Union

Overview / Commentary
19701 Hamilton Ave ste 130
Torrance, CA 90502

Honda Federal Credit Union is headquartered in Torrance and is the 58th largest credit union in the state of California. It is also the 404th largest credit union in the nation. It was established in 1966 and as of September of 2023, it had grown to 199 employees and 77,401 members at 10 locations. Honda Federal Credit Union's CD rates are 3X the national average, and it has a B+ health rating.

Field of Membership Restrictions

Membership in Honda Federal Credit Union is open to employees or associates of American Honda Motor Co., Inc.. or affiliated companies.
See current membership details

Reviews (1)

Friendly and Economical

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The Honda FCU is an economical choice for today's average income person. They offer a free checking and savings account with no hidden monthly fees. ATM use at affiliated local credit unions makes it easy to withdraw money and carry out transactions even if you can't go to a Honda branch. They offer great rates on car loans and from personal experience I can say they do everything they can to help you get the money you need. Whenever I have gone into a local branch, the representatives are nothing but professional and friendly. There is also an automated phone service available for checking balances, transferring money, and much more.


Health Grade Components

NCUA #17623
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD-0.05%
Return on Equity - YTD-0.61%
Annual Interest Income$35MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$1.09B$1.11B
LoansQ3 2023vs Q3 2022$939.8MM$921.2MM
DepositsQ3 2023vs Q3 2022$950.9MM$958.8MM
Equity CapitalQ3 2023vs Q3 2022$88.4MM$86.9MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3.1MM$2.8MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$3.7MM$2.1MM
Real Estate OwnedQ3 2023vs Q3 2022$3K$2K
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Always verify rates and promotions with the bank or credit union. We are not Honda Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Honda Federal Credit Union Savings Account Rates

1.10%-$2.5kHoliday Savings Club
0.35%$5-IRA Savings
0.25%$10k-Premier Savings
0.10%$5-Regular Savings

Honda Federal Credit Union Money Market Rates

1.00%$100k-Investor's Advantage Money Market
0.90%*$50k*-Money Market
OTHER TIERS: 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k

Honda Federal Credit Union Checking Account Rates

0.25%$10k-Premier Checking
0.10%$1k-Interest Checking

Honda Federal Credit Union CD Rates

5.25%$100k-10 Month Flex Executive Savings Certificate
5.25%$10k-10 Month Flex Premier Savings Certificate
5.25%$1k-10 Month Flex Regular Savings Certificate
4.75%$500-6 Month Regular Savings Certificate
4.75%$100k-6 Month Executive Savings Certificate
4.75%$10k-6 Month Premier Savings Certificate
2.85%$100k-5 Year Executive Savings Certificate
2.75%$500-5 Year Regular Savings Certificate
2.75%$10k-5 Year Premier Savings Certificate
2.60%$100k-3 Year Executive Savings Certificate
2.50%$500-3 Year Regular Savings Certificate
2.50%$100k-2 Year Executive Savings Certificate
2.50%$10k-3 Year Premier Savings Certificate
2.40%$500-2 Year Regular Savings Certificate
2.40%$100k-1 Year Executive Savings Certificate
2.40%$10k-2 Year Premier Savings Certificate
2.30%$500-1 Year Regular Savings Certificate
2.30%$10k-1 Year Premier Savings Certificate

Honda Federal Credit Union IRA Rates

5.00%$500-2 Year Traditional IRA Certificate
5.00%$100k-2 Year Traditional Executive IRA Certificate
5.00%$500-2 Year Roth IRA Certificate
5.00%$500-2 Year CESA Certificate
5.00%$100k-2 Year Roth Executive IRA Certificate
5.00%$10k-2 Year Roth Premier Certificate
5.00%$10k-2 Year Traditional Premier
4.85%$500-1 Year Traditional IRA Certificate
4.85%$100k-1 Year Traditional Executive IRA Certificate
4.85%$10k-1 Year Traditional Premier
2.85%$100k-5 Year Traditional Executive IRA Certificate
2.85%$100k-5 Year Roth Executive IRA Certificate
2.75%$500-5 Year Traditional IRA Certificate
2.75%$500-5 Year Roth IRA Certificate
2.75%$500-5 Year CESA Certificate
2.75%$10k-5 Year Roth Premier Certificate
2.75%$10k-5 Year Traditional Premier
2.60%$100k-3 Year Traditional Executive IRA Certificate
2.60%$100k-3 Year Roth Executive IRA Certificate
2.50%$500-3 Year Traditional IRA Certificate
2.50%$500-3 Year Roth IRA Certificate
2.50%$500-3 Year CESA Certificate
2.50%$10k-3 Year Roth Premier Certificate
2.50%$10k-3 Year Traditional Premier
2.40%$100k-1 Year Roth Executive IRA Certificate
2.30%$500-1 Year Roth IRA Certificate
2.30%$500-1 Year CESA Certificate
2.30%$10k-1 Year Roth Premier Certificate

Cities: Anna, East Liberty, Greensburg, Lincoln, Marysville, Russells Point, Timmonsville, Torrance

Anna Branches
Branch Office12500 Meranda RdAnna, OH 45302-9604

East Liberty Branches
Branch Office11000 State Route 347East Liberty, OH 43319

Greensburg Branches
Branch Office2740 N Michigan AveGreensburg, IN 47240-9341

Lincoln Branches
Branch Office1800 Honda DrLincoln, AL 35096-5105

Marysville Branches
Branch Office19775 State Route 739Marysville, OH 43040
Branch Office17655 Echo DrMarysville, OH 43040-9793

Russells Point Branches
Branch Office6964 State Route 235 NRussells Point, OH 43348

Timmonsville Branches
Branch Office1111 Honda WayTimmonsville, SC 29161

Torrance Branches
Branch Office1919 Torrance BlvdTorrance, CA 90501
Corporate Office19701 Hamilton Ave ste 130Torrance, CA 90502-1368

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