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Honda Federal Credit Union


Overview / Commentary
www.hondafcu.org
800-634-6632
19701 Hamilton Ave ste 130
Torrance, CA 90502

Honda Federal Credit Union is headquartered in Torrance and is the 57th largest credit union in the state of California. It is also the 364th largest credit union in the nation. It was established in 1966 and as of December of 2019, it had grown to 170 employees and 68,794 members at 10 locations. Honda Federal Credit Union's CD rates are 79% higher than the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Honda Federal Credit Union is open to employees or associates of American Honda Motor Co., Inc.. or affiliated companies.
See current membership details

Reviews (1)

Friendly and Economical

Posted by: |

The Honda FCU is an economical choice for today's average income person. They offer a free checking and savings account with no hidden monthly fees. ATM use at affiliated local credit unions makes it easy to withdraw money and carry out transactions even if you can't go to a Honda branch. They offer great rates on car loans and from personal experience I can say they do everything they can to help you get the money you need. Whenever I have gone into a local branch, the representatives are nothing but professional and friendly. There is also an automated phone service available for checking balances, transferring money, and much more.

1


Health
A

Data as of Q4 2019

Learn why bank health matters

Health Grade Components

Overall
NCUA #17623
Year Chartered1966
Employees170
Primary Regulator
Profit Margin
Return on Assets - YTD0.5%
Return on Equity - YTD5.13%
Annual Interest Income$35.8MM
Assets and Liabilities
AssetsQ4 2019vs Q4 2018$881.5MM$831.3MM
LoansQ4 2019vs Q4 2018$732.8MM$676.8MM
DepositsQ4 2019vs Q4 2018$753.4MM$698.8MM
Equity CapitalQ4 2019vs Q4 2018$85.0MM$77.6MM
Loan Loss AllowanceQ4 2019vs Q4 2018$1.5MM$1.4MM
Unbacked Noncurrent LoansQ4 2019vs Q4 2018$2.9MM$1.6MM
Real Estate OwnedQ4 2019vs Q4 2018$1,000$0
Rates
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Always verify rates and promotions with the bank or credit union. We are not Honda Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Honda Federal Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.15%$5$2.5kHoliday Savings Club
0.15%$5-Regular Savings
0.15%$10k-Premier Savings
0.15%$5-IRA Savings

Honda Federal Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.75%$100k-Investor's Advantage Money Market
0.70%*$50k*-Money Market
OTHER TIERS: 0.35% → $2.5k - $10k | 0.50% → $10k - $25k | 0.60% → $25k - $50k

Honda Federal Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.15%$1k-Interest Checking
0.15%$10k-Premier Checking

Honda Federal Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.97%$100k-5 Year Executive Savings Certificate
1.87%$10k-5 Year Premier Savings Certificate
1.76%$500-5 Year Regular Savings Certificate
1.76%$500-18 Month Regular Savings Certificate
1.71%$100k-3 Year Executive Savings Certificate
1.66%$100k-2 Year Executive Savings Certificate
1.66%$10k-3 Year Premier Savings Certificate
1.61%$100k-1 Year Executive Savings Certificate
1.61%$100k-10 Month Flex Executive Savings Certificate
1.56%$500-3 Year Regular Savings Certificate
1.56%$10k-2 Year Premier Savings Certificate
1.46%$500-2 Year Regular Savings Certificate
1.46%$10k-1 Year Premier Savings Certificate
1.46%$10k-10 Month Flex Premier Savings Certificate
1.35%$500-1 Year Regular Savings Certificate
1.35%$1k-10 Month Flex Regular Savings Certificate
0.70%$100k-6 Month Executive Savings Certificate
0.65%$10k-6 Month Premier Savings Certificate
0.45%$500-6 Month Regular Savings Certificate

Honda Federal Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.97%$100k-5 Year Traditional Executive IRA Certificate
1.97%$100k-5 Year Roth Executive IRA Certificate
1.87%$10k-5 Year Roth Premier Certificate
1.87%$10k-5 Year Traditional Premier
1.76%$500-5 Year Traditional IRA Certificate
1.76%$500-5 Year Roth IRA Certificate
1.76%$500-5 Year CESA Certificate
1.71%$100k-3 Year Traditional Executive IRA Certificate
1.71%$100k-3 Year Roth Executive IRA Certificate
1.66%$100k-2 Year Traditional Executive IRA Certificate
1.66%$100k-2 Year Roth Executive IRA Certificate
1.66%$10k-3 Year Roth Premier Certificate
1.66%$10k-3 Year Traditional Premier
1.61%$100k-1 Year Traditional Executive IRA Certificate
1.61%$100k-1 Year Roth Executive IRA Certificate
1.56%$500-3 Year Traditional IRA Certificate
1.56%$500-3 Year Roth IRA Certificate
1.56%$500-3 Year CESA Certificate
1.56%$10k-2 Year Roth Premier Certificate
1.56%$10k-2 Year Traditional Premier
1.46%$500-2 Year Traditional IRA Certificate
1.46%$500-2 Year Roth IRA Certificate
1.46%$500-2 Year CESA Certificate
1.46%$10k-1 Year Roth Premier Certificate
1.46%$10k-1 Year Traditional Premier
1.35%$500-1 Year Traditional IRA Certificate
1.35%$500-1 Year Roth IRA Certificate
1.35%$500-1 Year CESA Certificate
Locations


Cities: Anna, East Liberty, Greensburg, Lincoln, Marysville, Russells Point, Timmonsville, Torrance

Anna Branches
Branch Office12500 Meranda RdAnna, OH 45302-9604

East Liberty Branches
Branch Office11000 State Route 347East Liberty, OH 43319

Greensburg Branches
Branch Office2740 N Michigan AveGreensburg, IN 47240-9341

Lincoln Branches
Branch Office1800 Honda DrLincoln, AL 35096-5105

Marysville Branches
Branch Office19775 State Route 739Marysville, OH 43040
Branch Office17655 Echo DrMarysville, OH 43040-9793

Russells Point Branches
Branch Office6964 State Route 235 NRussells Point, OH 43348

Timmonsville Branches
Branch Office1111 Honda WayTimmonsville, SC 29161

Torrance Branches
Branch Office1919 Torrance BlvdTorrance, CA 90501
Branch Office19701 Hamilton Ave ste 130Torrance, CA 90502-1368

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