Honda Federal Credit Union

Overview / Commentary

www.hondafcu.org

800-634-6632

19701 Hamilton Ave ste 130
Torrance, CA 90502-1368

Honda Federal Credit Union is headquartered in Torrance and is the 57^th largest credit union in the state of California. It is also the 368^th largest credit union in the nation. It was established in 1966 and as of December of 2018, it had grown to 166 employees and 67,039 members at 10 locations. Honda Federal Credit Union's money market rates are 3X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Honda Federal Credit Union is open to employees or associates of American Honda Motor Co., Inc.. or affiliated companies.
See current membership details

Reviews (1)

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Friendly and Economical

Posted by: NNL | Dec 4, 2015

The Honda FCU is an economical choice for today's average income person. They offer a free checking and savings account with no hidden monthly fees. ATM use at affiliated local credit unions makes it easy to withdraw money and carry out transactions even if you can't go to a Honda branch. They offer great rates on car loans and from personal experience I can say they do everything they can to help you get the money you need. Whenever I have gone into a local branch, the representatives are nothing but professional and friendly. There is also an automated phone service available for checking balances, transferring money, and much more.

Comment

Health

Data as of Q4 2018

Learn why bank health matters

Health Grade Components

Overall
NCUA #	17623
Year Chartered	1966
Employees	166
Primary Regulator

Profit Margin
Return on Assets - YTD	0.76%
Return on Equity - YTD	8%
Annual Interest Income	$32.1MM

Assets and Liabilities
Assets	Q4 2018vs Q4 2017	$831.3MM$788.1MM
Loans	Q4 2018vs Q4 2017	$676.8MM$602.3MM
Deposits	Q4 2018vs Q4 2017	$698.8MM$675.6MM
Equity Capital	Q4 2018vs Q4 2017	$77.6MM$72.4MM
Loan Loss Allowance	Q4 2018vs Q4 2017	$1.4MM$914.00K
Unbacked Noncurrent Loans	Q4 2018vs Q4 2017	$1.6MM$1.6MM
Real Estate Owned	Q4 2018vs Q4 2017	$0$0

Rates

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Savings
Money Market
Checking
CD
IRA

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Always verify rates and promotions with the bank or credit union. We are not Honda Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Honda Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
1.30%	$5	$2.5k	Holiday Savings Club
0.65%	$5	-	IRA Savings
0.35%	$10k	-	Premier Savings
0.30%	$5	-	Regular Savings

Honda Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME
1.31%	$100k	-	Investor's Advantage Money Market
1.11%^*	$50k^*	-	Money Market
OTHER TIERS: 0.45% → $2.5k - $10k \| 0.70% → $10k - $25k \| 0.95% → $25k - $50k

Honda Federal Credit Union Checking Account Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%	$10k	-	Premier Checking
0.25%	$1k	-	Interest Checking

Honda Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$100k	-	5 Year Executive Savings Certificate
3.00%	$500	-	18 Month Holiday Seasonal Certificate
2.94%	$10k	-	5 Year Premier Savings Certificate
2.74%	$500	-	5 Year Regular Savings Certificate
2.48%	$100k	-	3 Year Executive Savings Certificate
2.32%	$100k	-	2 Year Executive Savings Certificate
2.27%	$100k	-	1 Year Executive Savings Certificate
2.27%	$10k	-	3 Year Premier Savings Certificate
2.27%^*	$100k^*	-	10 Month Flex Savings Savings Certificate
OTHER TIERS: 1.83% → $1k - $10k \| 2.02% → $10k - $100k
2.12%	$10k	-	2 Year Premier Savings Certificate
2.03%	$500	-	3 Year Regular Savings Certificate
2.02%	$10k	-	1 Year Premier Savings Certificate
1.88%	$500	-	2 Year Regular Savings Certificate
1.83%	$500	-	1 Year Regular Savings Certificate
1.21%	$100k	-	6 Month Executive Savings Certificate
1.06%	$10k	-	6 Month Premier Savings Certificate
0.87%	$500	-	6 Month Regular Savings Certificate

Honda Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME
3.25%	$100k	-	5 Year Traditional Executive IRA Certificate
3.25%	$100k	-	5 Year Roth Executive IRA Certificate
2.94%	$500	-	5 Year Traditional IRA Certificate
2.94%	$500	-	5 Year Roth IRA Certificate
2.94%	$500	-	5 Year CESA Certificate
2.48%	$100k	-	3 Year Traditional Executive IRA Certificate
2.48%	$100k	-	3 Year Roth Executive IRA Certificate
2.32%	$100k	-	2 Year Traditional Executive IRA Certificate
2.32%	$100k	-	2 Year Roth Executive IRA Certificate
2.27%	$500	-	3 Year Traditional IRA Certificate
2.27%	$100k	-	1 Year Traditional Executive IRA Certificate
2.27%	$500	-	3 Year Roth IRA Certificate
2.27%	$500	-	3 Year CESA Certificate
2.27%	$100k	-	1 Year Roth Executive IRA Certificate
2.12%	$500	-	2 Year Traditional IRA Certificate
2.12%	$500	-	2 Year Roth IRA Certificate
2.12%	$500	-	2 Year CESA Certificate
2.02%	$500	-	1 Year Traditional IRA Certificate
2.02%	$500	-	1 Year Roth IRA Certificate
2.02%	$500	-	1 Year CESA Certificate

Locations

Cities: Anna, East Liberty, Greensburg, Lincoln, Marysville, Russells Point, Timmonsville, Torrance

Anna Branches
Branch Office	12500 Meranda Rd	Anna, OH 45302-9604

East Liberty Branches
Branch Office	11000 State Route 347	East Liberty, OH 43319

Greensburg Branches
Branch Office	2740 N Michigan Ave	Greensburg, IN 47240-9341

Lincoln Branches
Branch Office	1800 Honda Dr	Lincoln, AL 35096-5105

Marysville Branches
Branch Office	19775 State Route 739	Marysville, OH 43040
Branch Office	17655 Echo Dr	Marysville, OH 43040-9793

Russells Point Branches
Branch Office	6964 State Route 235 N	Russells Point, OH 43348

Timmonsville Branches
Branch Office	1111 Honda Way	Timmonsville, SC 29161

Torrance Branches
Branch Office	1919 Torrance Blvd	Torrance, CA 90501
Branch Office	19701 Hamilton Ave ste 130	Torrance, CA 90502-1368

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