Honda Federal Credit Union

Overview / Commentary
19701 Hamilton Ave ste 130
Torrance, CA 90502

Honda Federal Credit Union is headquartered in Torrance and is the 58th largest credit union in the state of California. It is also the 407th largest credit union in the nation. It was established in 1966 and as of March of 2024, it had grown to 201 employees and 66,265 members at 11 locations. Honda Federal Credit Union's CD rates are 3X the national average, and it has a B health rating.

Field of Membership Restrictions

Membership in Honda Federal Credit Union is open to employees or associates of American Honda Motor Co., Inc.. or affiliated companies.
See current membership details

Reviews (1)

Friendly and Economical

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The Honda FCU is an economical choice for today's average income person. They offer a free checking and savings account with no hidden monthly fees. ATM use at affiliated local credit unions makes it easy to withdraw money and carry out transactions even if you can't go to a Honda branch. They offer great rates on car loans and from personal experience I can say they do everything they can to help you get the money you need. Whenever I have gone into a local branch, the representatives are nothing but professional and friendly. There is also an automated phone service available for checking balances, transferring money, and much more.


Health Grade Components

NCUA #17623
Year Chartered1966
Primary Regulator
Profit Margin
Return on Assets - YTD0.05%
Return on Equity - YTD0.58%
Annual Interest Income$12.9MM
Assets and Liabilities
AssetsQ1 2024vs Q1 2023$1.12B$1.17B
LoansQ1 2024vs Q1 2023$926.5MM$966.7MM
DepositsQ1 2024vs Q1 2023$986.1MM$998.6MM
Equity CapitalQ1 2024vs Q1 2023$91.4MM$91.6MM
Loan Loss AllowanceQ1 2024vs Q1 2023$3.5MM$3.1MM
Unbacked Noncurrent LoansQ1 2024vs Q1 2023$3.1MM$2MM
Real Estate OwnedQ1 2024vs Q1 2023$108K$2K
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Always verify rates and promotions with the bank or credit union. We are not Honda Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Honda Federal Credit Union Savings Account Rates

1.10%$0$2.5kHoliday Savings Club
0.35%$5-IRA Savings
0.25%$10k-Premier Savings
0.10%$5-Regular Savings

Honda Federal Credit Union Money Market Rates

1.00%$100k-Investor's Advantage Money Market
0.90%*$50k*-Money Market
OTHER TIERS: 0.60% $2.5k - $10k | 0.70% $10k - $25k | 0.80% $25k - $50k

Honda Federal Credit Union Checking Account Rates

0.25%$10k-Premier Checking
0.10%$1k-Interest Checking

Honda Federal Credit Union CD Rates

5.25%$100k-10 Month Flex Executive Savings Certificate
5.25%$10k-10 Month Flex Premier Savings Certificate
5.25%$1k-10 Month Flex Regular Savings Certificate
4.75%$500-6 Month Regular Savings Certificate
4.75%$100k-6 Month Executive Savings Certificate
4.75%$10k-6 Month Premier Savings Certificate
2.85%$100k-5 Year Executive Savings Certificate
2.75%$500-5 Year Regular Savings Certificate
2.75%$10k-5 Year Premier Savings Certificate
2.60%$100k-3 Year Executive Savings Certificate
2.50%$500-3 Year Regular Savings Certificate
2.50%$100k-2 Year Executive Savings Certificate
2.50%$10k-3 Year Premier Savings Certificate
2.40%$500-2 Year Regular Savings Certificate
2.40%$100k-1 Year Executive Savings Certificate
2.40%$10k-2 Year Premier Savings Certificate
2.30%$500-1 Year Regular Savings Certificate
2.30%$10k-1 Year Premier Savings Certificate

Honda Federal Credit Union IRA Rates

5.00%$500-2 Year Traditional IRA Certificate
5.00%$100k-2 Year Traditional Executive IRA Certificate
5.00%$500-2 Year Roth IRA Certificate
5.00%$500-2 Year CESA Certificate
5.00%$100k-2 Year Roth Executive IRA Certificate
5.00%$10k-2 Year Roth Premier Certificate
5.00%$10k-2 Year Traditional Premier
4.85%$500-1 Year Traditional IRA Certificate
4.85%$100k-1 Year Traditional Executive IRA Certificate
4.85%$10k-1 Year Traditional Premier
2.85%$100k-5 Year Traditional Executive IRA Certificate
2.85%$100k-5 Year Roth Executive IRA Certificate
2.75%$500-5 Year Traditional IRA Certificate
2.75%$500-5 Year Roth IRA Certificate
2.75%$500-5 Year CESA Certificate
2.75%$10k-5 Year Roth Premier Certificate
2.75%$10k-5 Year Traditional Premier
2.60%$100k-3 Year Traditional Executive IRA Certificate
2.60%$100k-3 Year Roth Executive IRA Certificate
2.50%$500-3 Year Traditional IRA Certificate
2.50%$500-3 Year Roth IRA Certificate
2.50%$500-3 Year CESA Certificate
2.50%$10k-3 Year Roth Premier Certificate
2.50%$10k-3 Year Traditional Premier
2.40%$100k-1 Year Roth Executive IRA Certificate
2.30%$500-1 Year Roth IRA Certificate
2.30%$500-1 Year CESA Certificate
2.30%$10k-1 Year Roth Premier Certificate


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