Honolulu Federal Credit Union

Overview / Commentary
2305 S Beretania St
Honolulu, HI 96826

Honolulu Federal Credit Union is headquartered in Honolulu and is the 13th largest credit union in the state of Hawaii. It is also the 872nd largest credit union in the nation. It was established in 1936 and as of September of 2023, it had grown to 53 employees and 19,369 members at 4 locations. Honolulu Federal Credit Union's CD rates are 5X the national average, and it has an A health rating.

Field of Membership Restrictions

Membership in Honolulu Federal Credit Union is open to the following: (1) civilian employees of the U.S. Government headquartered in Honolulu; (2) civilian and military employees of all branches of Department of Defense stationed in Honolulu; (3) civilian and military personnel of the 14th Coast Guard District who work in or have headquarters in the 14th Coast Guard District; (4) active and retired members of the U.S. Armed Forces who live in Hawaii and eligible to receive benefits from Sand Island Coast Guard Base in Hawaii; (5) employees of over 200 area Select Employer Groups.
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Health Grade Components

NCUA #1830
Year Chartered1936
Primary Regulator
Profit Margin
Return on Assets - YTD0.87%
Return on Equity - YTD8.88%
Annual Interest Income$11.1MM
Assets and Liabilities
AssetsQ3 2023vs Q3 2022$376.8MM$360.2MM
LoansQ3 2023vs Q3 2022$260.4MM$236.4MM
DepositsQ3 2023vs Q3 2022$338MM$323.2MM
Equity CapitalQ3 2023vs Q3 2022$37.1MM$35.5MM
Loan Loss AllowanceQ3 2023vs Q3 2022$3MM$2.1MM
Unbacked Noncurrent LoansQ3 2023vs Q3 2022$1.9MM$1.9MM
Real Estate OwnedQ3 2023vs Q3 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Honolulu Federal Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Honolulu Federal Credit Union Savings Account Rates

0.37%*$500k*-Business Share Plus
OTHER TIERS: 0.17% Up to $50k | 0.22% $50k - $500k
0.35%*$10k*-Individual Retirement Account
OTHER TIERS: 0.20% $5 - $2k | 0.30% $2k - $10k
0.15%$100-Holiday Club
0.08%$100-Regular Shares Account
0.08%$100-Business Shares

Honolulu Federal Credit Union Money Market Rates

0.37%*$500k*-Money Market Shares Plus
OTHER TIERS: 0.08% Up to $2k | 0.12% $2k - $5k | 0.17% $5k - $50k | 0.22% $50k - $500k

Honolulu Federal Credit Union Checking Account Rates

4.75%*-$10kKasasa Cash Checking
OTHER TIERS: 0.25% $10k+
0.08%--Classic Share Draft

Honolulu Federal Credit Union CD Rates

4.80%$500-12 Month Certificate Special
4.30%$500-6 Month Certificate Special
1.20%$500-3 Year Certificate
1.15%$6k-3 Year Super Certificate
1.10%$500-2 Year Certificate
1.00%$6k-2 Year Super Certificate
1.00%$500-18 Month Certificate
0.90%$10k-1 Year Super Certificate
0.90%$500-1 Year Certificate
0.70%$10k-6 Month Super Certificate
0.65%$500-6 Month Certificate
0.15%$500-Business 1 Year Certificate

Honolulu Federal Credit Union IRA Rates

1.20%$500-3 Year IRA Certificate
1.15%$6k-3 Year Super IRA Certificate
1.10%$500-2 Year IRA Certificate
1.00%$500-18 Month IRA Certificate
1.00%$6k-2 Year Super IRA Certificate
0.90%$500-1 Year IRA Certificate
0.90%$10k-1 Year Super IRA Certificate
0.70%$10k-6 Month Super IRA Certificate
0.65%$500-6 Month IRA Certificate
0.15%$500-Business 1 Year IRA Certificate

Honolulu Federal Credit Union Locations
Branch Office3600 Aolele StHonolulu, HI 96820
Corporate Office2305 S Beretania StHonolulu, HI 96826
Branch Office91-1717 Fort Weaver Rd Ste BEwa Beach, HI 96706-1998
Branch Office300 Ala Moana Blvd #1-137Honolulu, HI 96850

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