Hoosier Hills Credit Union


Overview / Commentary
812-279-6644
630 Lincoln Ave
Bedford, IN 47421

Hoosier Hills Credit Union is headquartered in Bedford and is the 15th largest credit union in the state of Indiana. It is also the 480th largest credit union in the nation. It was established in 1934 and as of December of 2023, it had grown to 192 employees and 37,912 members at 11 locations. Hoosier Hills Credit Union's money market rates are 6X the national average, and it has a B health rating.

Field of Membership Restrictions

Hoosier Hills Credit Union is open to those who work or live in the Indiana counties of Bartholomew, Brown, Clark, Clay, Crawford, Daviess, Dearborn, Dubois, Floyd, Gibson, Greene, Harrison, Jackson, Jefferson, Jennings, Knox, Lawrence, Martin, Morgan, Monroe, Ohio, Orange, Owen, Perry, Pike, Posey, Ripley, Scott, Spencer, Sullivan, Switzerland, Vanderburgh, Vigo, Warrick, or Washington, or the Kentucky counties of Breckenridge, Daviess, Hancock, Henderson, or Meade. Relatives of membership-eligible individuals also qualify for membership. .
See current membership details

Reviews (2)

Great customer service and products.

My husband and I moved to a new area less than a year ago, and decided to move all our banking from our previous local county bank to a credit union that has a branch in our new town. We were coming off of a rough experience with our bank, and were leery of getting into a similar situation. We have had no regrets since switching! We walked in as brand new customers, was immediately met by friendly employees, and in a short amount of time had all the information we needed to decide to move everything here. We have multiple savings accounts in addition to our checking, and setting them up was quick, easy, and painless! After they were set in the branch, it was very easy for me to set up my online account and manage them from there. The features and accessibility of all my accounts is amazing...I never realized what I was missing out on when we were with our smaller bank before. Being able to easily transfer money, set up bill payments, and even set up auto pays/transfers from my phone is an amazing advantage. I feel like I have so much more control of our finances and it is a lot more organized, thanks to Hoosier Hills. We have had no issues, and all our business is done quickly and professionally. I highly recommend Hoosier Hills to everyone who mentions switching from their current bank!

Small-Town Bumpkin Bank

Hoosier Hills provides good service only locally. Don't choose this bank if you have any intention of using iTunes, traveling abroad, or buying an item online from another country (even England and Canada!). They impose ridiculous limits on debit cards in order to provide more security. PayPal is not even a possibility if the vendor is not American, more often than not.  This is so surprising in a time when so many things are handled online - get with the times, Hoosier Hills! Working with this bank feels like asking your 90 year old grandmother for help fixing a computer. I would only recommend this bank if you never plan to use the internet for shopping and you never leave Indiana. It's a real "Mickey Mouse" operation. 



Health

Health Grade Components

Overall
NCUA #60768
Year Chartered1934
Employees192
Primary Regulator
Profit Margin
Return on Assets - YTD0.51%
Return on Equity - YTD7.66%
Annual Interest Income$40.5MM
Assets and Liabilities
AssetsQ4 2023vs Q4 2022$907.2MM$884.5MM
LoansQ4 2023vs Q4 2022$729.1MM$699.9MM
DepositsQ4 2023vs Q4 2022$696.5MM$697.3MM
Equity CapitalQ4 2023vs Q4 2022$60.3MM$57.1MM
Loan Loss AllowanceQ4 2023vs Q4 2022$7.3MM$4.2MM
Unbacked Noncurrent LoansQ4 2023vs Q4 2022$6.8MM$5.3MM
Real Estate OwnedQ4 2023vs Q4 2022$0$67K
Rates
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Always verify rates and promotions with the bank or credit union. We are not Hoosier Hills Credit Union; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Hoosier Hills Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.60%--Health Savings Account
0.10%--Regular Savings
0.10%--Christmas Club
0.10%--Vacation Club
0.10%--Other Club Account

Hoosier Hills Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.78%*$250k*-IRA Money Market
OTHER TIERS: 1.26% $2.5k - $10k | 1.51% $10k - $25k | 1.71% $25k - $50k | 2.17% $50k - $100k | 2.32% $100k - $250k
2.75%*$250k*-Money Market
OTHER TIERS: 1.26% $2.5k - $10k | 1.51% $10k - $25k | 1.71% $25k - $50k | 2.15% $50k - $100k | 2.30% $100k - $250k

Hoosier Hills Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$1k-Free Checking

Hoosier Hills Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
3.04%*$10k*-60 Month CD
OTHER TIERS: 2.99% $500 - $10k
2.78%*$10k*-48 Month CD
OTHER TIERS: 2.73% $500 - $10k
2.63%*$10k*-36 Month CD
OTHER TIERS: 2.58% $500 - $10k
2.53%*$10k*-24 Month CD
OTHER TIERS: 2.48% $500 - $10k
2.53%*$10k*-30 Month CD
OTHER TIERS: 2.48% $500 - $10k
2.27%*$10k*-18 Month CD
OTHER TIERS: 2.02% $500 - $10k
2.02%*$10k*-12 Month CD
OTHER TIERS: 1.97% $500 - $10k
1.97%$25-12 Month Save to Win CD
1.51%*$10k*-6 Month CD
OTHER TIERS: 1.46% $500 - $10k
1.00%*$10k*-3 Month CD
OTHER TIERS: 0.95% $500 - $10k
Locations

Availability



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