HopeSouth Credit Union is headquartered in Abbeville and is the 36th largest credit union in the state of South Carolina. It is also the 3,003rd largest credit union in the nation. It was established in 1971 and as of December of 2022, it had grown to 8 employees and 3,515 members at 2 locations. HopeSouth Credit Union has a B+ health rating.
Being a part of this bank was a great experience. I am no longer there, but I was a much better experience than I have ever had with corporate banks. The employees genuinely want to help you, are always cheerful, and most of them know you by name. For a small local bank, they offer a great number of services and often at a better rate than corporate banks. I had a savings account with them, and it was very easy to open with no hassle and the employee that helped me sign up made it very understandable to set up.
Overall | |
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NCUA # | 20824 |
Year Chartered | 1971 |
Employees | 8 |
Primary Regulator |
Profit Margin | |
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Return on Assets - YTD | 3.5% |
Return on Equity - YTD | 14.72% |
Annual Interest Income | $1.5MM |
Assets and Liabilities | ||
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Assets | Q4 2022vs Q4 2021 | $30.7MM$30.2MM |
Loans | Q4 2022vs Q4 2021 | $13.3MM$11.7MM |
Deposits | Q4 2022vs Q4 2021 | $23.4MM$23.1MM |
Equity Capital | Q4 2022vs Q4 2021 | $7.3MM$6.3MM |
Loan Loss Allowance | Q4 2022vs Q4 2021 | $131.00K$67.00K |
Unbacked Noncurrent Loans | Q4 2022vs Q4 2021 | $310.00K$213.00K |
Real Estate Owned | Q4 2022vs Q4 2021 | $0$0 |
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APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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0.30% | $100 | - | IRA Account | |
0.10% | $100 | - | Regular Share Savings Account | |
0.05% | $100 | - | Christmas Club Savings Account | |
0.05% | $100 | - | Vacation Club Savings Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
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1.00% | - | $20k | Money Market Account |
APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
---|---|---|---|---|
0.05% | $200 | - | Greater Advantage Checking Account |
HopeSouth Credit Union Locations | ||
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Branch Office | 807 W Greenwood St | Abbeville, SC 29620-2552 |
Branch Office | 536 W Greenwood St | Abbeville, SC 29620 |