HopeSouth Credit Union


Popular Accounts at this Credit Union

APYACCOUNT TYPEACCOUNT NAME
0.15%1-year CD12 Month Basic Certificate
0.10%SavingsRegular Share Savings Account
1.00%4-year CD48 Month Prestige Certificate

Overview / Commentary
864-366-9602
807 W Greenwood St
Abbeville, SC 29620-2552

HopeSouth Credit Union is headquartered in Abbeville and is the 43rd largest credit union in the state of South Carolina. It is also the 3,347th largest credit union in the nation. It was established in 1971 and as of June of 2018, it had grown to 10 employees and 3,546 members at 1 location. HopeSouth Credit Union has a B+ health rating.

Reviews (1)

Friendly Staff and Quality Service

Being a part of this bank was a great experience. I am no longer there, but I was a much better experience than I have ever had with corporate banks. The employees genuinely want to help you, are always cheerful, and most of them know you by name. For a small local bank, they offer a great number of services and often at a better rate than corporate banks. I had a savings account with them, and it was very easy to open with no hassle and the employee that helped me sign up made it very understandable to set up.



Health
B+
Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HopeSouth Credit Union has a low asset base.

Health Grade Components

Overall
NCUA #20824
Year Chartered1971
Employees10
Primary Regulator
Profit Margin
Return on Assets - YTD0.96%
Return on Equity - YTD5.59%
Annual Interest Income$705.00K
Assets and Liabilities
AssetsQ2 2018vs Q2 2017$20.7MM$19.7MM
LoansQ2 2018vs Q2 2017$12.2MM$13.0MM
DepositsQ2 2018vs Q2 2017$17.2MM$16.3MM
Equity CapitalQ2 2018vs Q2 2017$3.5MM$3.3MM
Loan Loss AllowanceQ2 2018vs Q2 2017$218.00K$164.00K
Unbacked Noncurrent LoansQ2 2018vs Q2 2017$268.00K$316.00K
Real Estate OwnedQ2 2018vs Q2 2017$0$0
Rates
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HopeSouth Credit Union Savings Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.30%$100-IRA Account
0.10%$100-Regular Share Savings Account
0.05%$100-Christmas Club Savings Account
0.05%$100-Vacation Club Savings Account

HopeSouth Credit Union Money Market Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
2.00%-$20kMoney Market Account

HopeSouth Credit Union Checking Account Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
0.05%$200-Greater Advantage Checking Account

HopeSouth Credit Union CD Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$10k-48 Month Prestige Certificate
0.80%$10k-36 Month Prestige Certificate
0.70%$10k-24 Month Prestige Certificate
0.60%$10k-18 Month Prestige Certificate
0.50%$10k-12 Month Prestige Certificate
0.45%$5k-18 Month Preferred Certificate
0.35%$5k-12 Month Preferred Certificate
0.25%$10k-6 Month Prestige Certificate
0.15%$1k-12 Month Basic Certificate
0.10%$500-6 Month Budget Certificate
0.10%$1k-6 Month Basic Certificate
0.10%$5k-6 Month Preferred Certificate

HopeSouth Credit Union IRA Rates

APYMINMAXACCOUNT NAMEVIEW DETAILS
1.00%$10k-48 Month Prestige IRA Certificate
0.80%$10k-36 Month Prestige IRA Certificate
0.70%$10k-24 Month Prestige IRA Certificate
0.60%$10k-18 Month Prestige IRA Certificate
0.50%$10k-12 Month Prestige IRA Certificate
0.45%$5k-18 Month Preferred IRA Certificate
0.35%$5k-12 Month Preferred IRA Certificate
0.25%$10k-6 Month Prestige IRA Certificate
0.15%$1k-12 Month Basic IRA Certificate
0.10%$1k-6 Month Basic IRA Certificate
0.10%$500-6 Month Budget IRA Certificate
0.10%$5k-6 Month Preferred IRA Certificate
Locations


HopeSouth Credit Union Locations
Branch Office807 W Greenwood StAbbeville, SC 29620-2552

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