HopeSouth Credit Union is headquartered in Abbeville and is the 43rd largest credit union in the state of South Carolina. It is also the 3,307th largest credit union in the nation. It was established in 1971 and as of December of 2018, it had grown to 8 employees and 3,529 members at 1 location. HopeSouth Credit Union has a B health rating.
Friendly Staff and Quality Service
Being a part of this bank was a great experience. I am no longer there, but I was a much better experience than I have ever had with corporate banks. The employees genuinely want to help you, are always cheerful, and most of them know you by name. For a small local bank, they offer a great number of services and often at a better rate than corporate banks. I had a savings account with them, and it was very easy to open with no hassle and the employee that helped me sign up made it very understandable to set up.
Data as of Q4 2018
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| NCUA # | 20824 |
| Year Chartered | 1971 |
| Employees | 8 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 1.51% |
| Return on Equity - YTD | 8.33% |
| Annual Interest Income | $1.4MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q4 2018vs Q4 2017 | $20.8MM$19.5MM |
| Loans | Q4 2018vs Q4 2017 | $11.8MM$12.7MM |
| Deposits | Q4 2018vs Q4 2017 | $16.5MM$16.1MM |
| Equity Capital | Q4 2018vs Q4 2017 | $3.8MM$3.4MM |
| Loan Loss Allowance | Q4 2018vs Q4 2017 | $230.00K$177.00K |
| Unbacked Noncurrent Loans | Q4 2018vs Q4 2017 | $418.00K$529.00K |
| Real Estate Owned | Q4 2018vs Q4 2017 | $0$0 |
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HopeSouth Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | IRA Account | |
| 0.10% | $100 | - | Regular Share Savings Account | |
| 0.05% | $100 | - | Christmas Club Savings Account | |
| 0.05% | $100 | - | Vacation Club Savings Account |
HopeSouth Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | $20k | Money Market Account |
HopeSouth Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $200 | - | Greater Advantage Checking Account |
HopeSouth Credit Union CD Rates
HopeSouth Credit Union IRA Rates
| HopeSouth Credit Union Locations | ||
|---|---|---|
| Branch Office | 807 W Greenwood St | Abbeville, SC 29620-2552 |