Overview / Commentary
HopeSouth Credit Union is headquartered in Abbeville and is the 43rd largest credit union in the state of South Carolina. It is also the 3,492nd largest credit union in the nation. It was established in 1971 and as of March of 2017, it had grown to 10 employees and 3,429 members at 1 location. HopeSouth Credit Union has a B health rating.
Health
B
Data as of Q1 2017
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. HopeSouth Credit Union has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20824 |
| Year Chartered | 1971 |
| Employees | 10 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 2.17% |
| Return on Equity - YTD | 12.71% |
| Annual Interest Income | $351.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2017vs Q1 2016 | $19.2MM$16.8MM |
| Loans | Q1 2017vs Q1 2016 | $13.1MM$12.7MM |
| Deposits | Q1 2017vs Q1 2016 | $16.0MM$14.0MM |
| Equity Capital | Q1 2017vs Q1 2016 | $3.2MM$2.7MM |
| Loan Loss Allowance | Q1 2017vs Q1 2016 | $168.00K$161.00K |
| Unbacked Noncurrent Loans | Q1 2017vs Q1 2016 | $203.00K$189.00K |
| Real Estate Owned | Q1 2017vs Q1 2016 | $0$0 |
Rates
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HopeSouth Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.30% | $100 | - | IRA Account | |
| 0.10% | $100 | - | Regular Share Savings Account | |
| 0.05% | $100 | - | Christmas Club Savings Account | |
| 0.05% | $100 | - | Vacation Club Savings Account |
HopeSouth Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 2.00% | - | $20k | Money Market Account |
HopeSouth Credit Union Checking Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.05% | $200 | - | Greater Advantage Checking Account |
Locations
| HopeSouth Credit Union Locations | ||
|---|---|---|
| Branch Office | 807 W Greenwood St | Abbeville, SC 29620-2552 |