Overview / Commentary
Hopkins County Teachers FCU is headquartered in Madisonville and is the 46th largest credit union in the state of Kentucky. It is also the 3,882nd largest credit union in the nation. It was established in 1972 and as of September of 2019, it had grown to 3 employees and 1,372 members at 1 location. Hopkins County Teachers FCU's CD rates are 39% higher than the national average, and it has a B+ health rating.
Field of Membership Restrictions
Membership to Hopkins County Teachers FCU, is open to employees of Dawson Springs Independent Schools, Christ the King School, Hopkins County Schools, and Webster County Schools, as well as, their family members.
See current membership details
Health
B+
Data as of Q3 2019
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Hopkins County Teachers FCU has a low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 20936 |
| Year Chartered | 1972 |
| Employees | 3 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.94% |
| Return on Equity - YTD | 5.03% |
| Annual Interest Income | $240.00K |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2019vs Q3 2018 | $11.7MM$11.1MM |
| Loans | Q3 2019vs Q3 2018 | $2.9MM$3.0MM |
| Deposits | Q3 2019vs Q3 2018 | $9.4MM$9.0MM |
| Equity Capital | Q3 2019vs Q3 2018 | $2.2MM$2.1MM |
| Loan Loss Allowance | Q3 2019vs Q3 2018 | $7.00K$7.00K |
| Unbacked Noncurrent Loans | Q3 2019vs Q3 2018 | $0$0 |
| Real Estate Owned | Q3 2019vs Q3 2018 | $0$0 |