Owensboro Federal Credit Union

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Overview / Commentary

www.ofcuonline.com

270-683-1054

717 Harvard Dr
Owensboro, KY 42302

Owensboro Federal Credit Union is headquartered in Owensboro and is the 20^th largest credit union in the state of Kentucky. It is also the 1,982^nd largest credit union in the nation. It was established in 1953 and as of March of 2025, it had grown to 17 employees and 6,214 members at 3 locations. Owensboro Federal Credit Union has an A health rating.

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Health

Data as of Q1 2025

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Owensboro Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8988
Year Chartered	1953
Employees	17
Primary Regulator

Profit Margin
Return on Assets - YTD	1.31%
Return on Equity - YTD	9.65%
Annual Interest Income	$824K

Assets and Liabilities
Assets	Q1 2025vs Q1 2024	$84.4MM$81.6MM
Loans	Q1 2025vs Q1 2024	$38.4MM$37.6MM
Deposits	Q1 2025vs Q1 2024	$72.3MM$70.5MM
Equity Capital	Q1 2025vs Q1 2024	$11.2MM$10.1MM
Loan Loss Allowance	Q1 2025vs Q1 2024	$62K$79K
Unbacked Noncurrent Loans	Q1 2025vs Q1 2024	$89K$274K
Real Estate Owned	Q1 2025vs Q1 2024	$0$0

TODAY'S FEATURED RATES

Member FDIC

4.00%

Our Rating

4.2 / 5

CIT Bank

Platinum Savings

See Offer

Sponsored Note: Earn more with a min. balance of $5K. Savings starts at $100. FDIC Insured.

Member FDIC

3.80%

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: +0.20% boost to 4.00% for up to 6 months on new accounts with eligible direct deposit. Terms apply.

Member FDIC

3.60%

Our Rating

4.3 / 5

American Express

American Express® High Yield Savings Account

See Offer

Sponsored Note: Interest compounds daily, deposited monthly

Member FDIC

3.50%

Our Rating

4.4 / 5

Capital One

360 Performance Savings

See Offer

Sponsored Note: It only takes about 5 minutes to open a fee-free account. Member FDIC.

Member FDIC

4.31%

Our Rating

4.0 / 5

Vio Bank

Cornerstone Money Market

See Offer

Sponsored Note: Interest is compounded daily, growing your money fast

Member FDIC

4.44%

Our Rating

4.3 / 5

Peak Bank

Envision High Yield Savings

See Offer

Sponsored Note: Member FDIC: Insured up to $250,000. $100 Deposit Earns Interest Immediately.

Member FDIC

up to $300

Our Rating

4.2 / 5

SoFi® Bank, N.A.

SoFi Checking and Savings

See Offer

Sponsored Note: Earn up to $300 with direct deposit, plus 2-day-early-pay. FDIC insured!

Rates

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Money Market
CD
IRA

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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Owensboro Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.05%	$5	-	Regular Share Account
0.05%	$0	-	Christmas Club
0.05%	$0	-	Vacation Club

Owensboro Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.25%^*	$10k^*	-	Money Market
OTHER TIERS: 0.10% → $2.5k - $10k

Owensboro Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
4.33%	$0	-	9 Month CD Special
0.70%	$1k	-	36 Month CD
0.60%	$1k	-	24 Month CD
0.50%	$1k	-	12 Month CD
0.50%	$1k	-	18 Month CD
0.40%	$1k	-	182 Day CD
0.25%	$1k	-	91 Day CD

Owensboro Federal Credit Union IRA Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.50%	$0	-	IRA Account

Locations

Owensboro Federal Credit Union Locations
Branch Office	717 Harvard Dr	Owensboro, KY 42301-6185
Branch Office	1412 Chelsa Dr	Madisonville, KY 42431-1671
Branch Office	1208 Triplett St	Owensboro, KY 42303-3160

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