Overview / Commentary
717 Harvard Dr
Owensboro, KY 42301-6185

Owensboro Federal Credit Union is headquartered in Owensboro and is the 22nd largest credit union in the state of Kentucky. It is also the 2,205th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 16 employees and 6,143 members at 3 locations. Owensboro Federal Credit Union has a B health rating.


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Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Owensboro Federal Credit Union has a relatively low asset base.

Health Grade Components

NCUA #8988
Year Chartered1953
Primary Regulator
Profit Margin
Return on Assets - YTD0.61%
Return on Equity - YTD7.34%
Annual Interest Income$1.1MM
Assets and Liabilities
AssetsQ3 2018vs Q3 2017$57.0MM$57.2MM
LoansQ3 2018vs Q3 2017$26.2MM$25.1MM
DepositsQ3 2018vs Q3 2017$51.7MM$51.6MM
Equity CapitalQ3 2018vs Q3 2017$4.8MM$4.8MM
Loan Loss AllowanceQ3 2018vs Q3 2017$65.00K$65.00K
Unbacked Noncurrent LoansQ3 2018vs Q3 2017$74.00K$124.00K
Real Estate OwnedQ3 2018vs Q3 2017$0$0
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Owensboro Federal Credit Union Savings Account Rates

0.75%--IRA (variable) Account
0.10%$5-Regular Share Account
0.10%--Christmas Club
0.10%--Vacation Club

Owensboro Federal Credit Union Money Market Rates

0.30%*$10k*-Money Market
OTHER TIERS: 0.15% $2.5k - $10k

Owensboro Federal Credit Union CD Rates

0.90%$1k-36 Month CD
0.65%$1k-24 Month CD
0.45%$1k-12 Month CD
0.45%$1k-18 Month CD
0.20%$1k-182 Day CD
0.20%$1k-9 Month CD
0.15%$1k-91 Day CD

Owensboro Federal Credit Union Locations
Branch Office717 Harvard DrOwensboro, KY 42301-6185
Branch Office1412 Chelsa DrMadisonville, KY 42431-1671
Branch Office1208 Triplett StOwensboro, KY 42303-3160

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