Owensboro Federal Credit Union
LOCATIONS
3
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HEALTH RATING
B
View health report
CURRENT TOP RATE
0.90% APY
36 Month CD
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Popular Accounts at this Credit Union
| APY | ACCOUNT TYPE | HOW THEY COMPARE |
|---|---|---|
| 0.45% | 1-year CD | 2.65% - Barclays 12 Month Online CD |
| 0.10% | Savings | 2.00% - Ally Bank Online Savings Account |
| 0.90% | 3-year CD | 2.85% - Synchrony Bank 36 Month CD |
Overview / Commentary
Owensboro Federal Credit Union is headquartered in Owensboro and is the 22nd largest credit union in the state of Kentucky. It is also the 2,205th largest credit union in the nation. It was established in 1953 and as of September of 2018, it had grown to 16 employees and 6,143 members at 3 locations. Owensboro Federal Credit Union has a B health rating.
Health
B
Data as of Q3 2018
Learn why bank health mattersAdditional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Owensboro Federal Credit Union has a relatively low asset base.
Health Grade Components
| Overall | |
|---|---|
| NCUA # | 8988 |
| Year Chartered | 1953 |
| Employees | 16 |
| Primary Regulator | |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.61% |
| Return on Equity - YTD | 7.34% |
| Annual Interest Income | $1.1MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q3 2018vs Q3 2017 | $57.0MM$57.2MM |
| Loans | Q3 2018vs Q3 2017 | $26.2MM$25.1MM |
| Deposits | Q3 2018vs Q3 2017 | $51.7MM$51.6MM |
| Equity Capital | Q3 2018vs Q3 2017 | $4.8MM$4.8MM |
| Loan Loss Allowance | Q3 2018vs Q3 2017 | $65.00K$65.00K |
| Unbacked Noncurrent Loans | Q3 2018vs Q3 2017 | $74.00K$124.00K |
| Real Estate Owned | Q3 2018vs Q3 2017 | $0$0 |
Rates
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.
Owensboro Federal Credit Union Savings Account Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.75% | - | - | IRA (variable) Account | |
| 0.10% | $5 | - | Regular Share Account | |
| 0.10% | - | - | Christmas Club | |
| 0.10% | - | - | Vacation Club |
Owensboro Federal Credit Union Money Market Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS | |
|---|---|---|---|---|---|
| 0.30%* | $10k* | - | Money Market | ||
| OTHER TIERS: 0.15% → $2.5k - $10k | |||||
Owensboro Federal Credit Union CD Rates
| APY | MIN | MAX | ACCOUNT NAME | VIEW DETAILS |
|---|---|---|---|---|
| 0.90% | $1k | - | 36 Month CD | |
| 0.65% | $1k | - | 24 Month CD | |
| 0.45% | $1k | - | 12 Month CD | |
| 0.45% | $1k | - | 18 Month CD | |
| 0.20% | $1k | - | 182 Day CD | |
| 0.20% | $1k | - | 9 Month CD | |
| 0.15% | $1k | - | 91 Day CD |
Locations
| Owensboro Federal Credit Union Locations | ||
|---|---|---|
| Branch Office | 717 Harvard Dr | Owensboro, KY 42301-6185 |
| Branch Office | 1412 Chelsa Dr | Madisonville, KY 42431-1671 |
| Branch Office | 1208 Triplett St | Owensboro, KY 42303-3160 |