Owensboro Federal Credit Union

Popular Accounts at this Credit Union

APY	ACCOUNT TYPE	ACCOUNT NAME
0.45%	1-year CD	12 Month CD 1.40% - Synchrony Bank 12 Month CD
0.10%	Savings	Regular Share Account 1.15% - CIT Bank Spring Savings
0.90%	3-year CD	36 Month CD 1.85% - Synchrony Bank 36 Month CD

View all Owensboro Federal Credit Union rates »

Overview / Commentary

www.ofcuonline.com

270-683-1054

717 Harvard Dr
Owensboro, KY 42301-6185

Owensboro Federal Credit Union is headquartered in Owensboro and is the 21^st largest credit union in the state of Kentucky. It is also the 2,205^th largest credit union in the nation. It was established in 1953 and as of March of 2017, it had grown to 19 employees and 6,352 members at 3 locations. Owensboro Federal Credit Union has a B+ health rating.

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Health

B+

Data as of Q1 2017

Learn why bank health matters

Additional Factors: Institutions with a small asset base, a short operating history, or negative return on assets can represent an instability risk beyond what their financial ratios indicate. Owensboro Federal Credit Union has a relatively low asset base.

Health Grade Components

Overall
NCUA #	8988
Year Chartered	1953
Employees	19
Primary Regulator

Profit Margin
Return on Assets - YTD	0.15%
Return on Equity - YTD	1.75%
Annual Interest Income	$327.00K

Assets and Liabilities
Assets	Q1 2017vs Q1 2016	$57.4MM$57.1MM
Loans	Q1 2017vs Q1 2016	$24.3MM$23.3MM
Deposits	Q1 2017vs Q1 2016	$52.1MM$51.4MM
Equity Capital	Q1 2017vs Q1 2016	$4.8MM$5.2MM
Loan Loss Allowance	Q1 2017vs Q1 2016	$82.00K$85.00K
Unbacked Noncurrent Loans	Q1 2017vs Q1 2016	$83.00K$102.00K
Real Estate Owned	Q1 2017vs Q1 2016	$0$0

Rates

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Money Market
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Owensboro Federal Credit Union Savings Account Rates

APY	MIN	MAX	ACCOUNT NAME
0.75%	-	-	IRA (variable) Account
0.10%	-	-	Regular Share Account
0.10%	-	-	Christmas Club
0.10%	-	-	Vacation Club

Owensboro Federal Credit Union Money Market Rates

APY	MIN	MAX	ACCOUNT NAME	VIEW DETAILS
0.30%^*	$10k^*	-	Money Market
OTHER TIERS: 0.15% → $2,500 - $10k

Owensboro Federal Credit Union CD Rates

APY	MIN	MAX	ACCOUNT NAME
0.90%	$1k	-	36 Month CD
0.65%	$1k	-	24 Month CD
0.45%	$1k	-	12 Month CD
0.45%	$1k	-	18 Month CD
0.20%	$1k	-	182 Day CD
0.20%	$1k	-	9 Month CD
0.15%	$1k	-	91 Day CD

Locations

Owensboro Federal Credit Union Locations
Branch Office	717 Harvard Dr	Owensboro, KY 42301-6185
Branch Office	1412 Chelsa Dr	Madisonville, KY 42431-1671
Branch Office	1208 Triplett St	Owensboro, KY 42303-3160