Horicon Bank

Overview / Commentary
326 East Lake Street
Horicon, WI 53032-0144

Horicon Bank is headquartered in Horicon and is the 23rd largest bank in the state of Wisconsin. It is also the 841st largest bank in the nation. It was established in 1896 and as of December of 2021, it had grown to 206 employees at 19 locations. Horicon Bank's money market rates are 14% higher than the national average, and it has an A health rating.

Reviews (1)

Good Experience

Posted by: |

This bank was able to deposit a cashiers' check from a local business sale that our credit union would not accept, even for a held deposit. I used the entire 5 figure check to open a checking account with the Horicon Bank and had nothing but good experiences with them. Their employees know who we are when we walk in the door and are able to answer our questions and provide service without needing to jump through corporate hoops. When it came time to sell our second business, our buyer was able to obtain business financing through Horicon that I am sure would not have been possible with a larger bank. They are still able to take into account the character of the individual instead of relying on hard numbers processed off site. That business sale would not have been possible without their help on the other end.


Health Grade Components

FDIC Certificate #11236
Year Established1896
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD1.29%
Return on Equity - YTD14.26%
Annual Interest Income$39.4MM
Assets and Liabilities
AssetsQ4 2021vs Q4 2020$1.23B$1.12B
LoansQ4 2021vs Q4 2020$832.2MM$811.2MM
DepositsQ4 2021vs Q4 2020$1.10B$997.2MM
Equity CapitalQ4 2021vs Q4 2020$110.1MM$101.9MM
Loan Loss AllowanceQ4 2021vs Q4 2020$9.8MM$10.4MM
Unbacked Noncurrent LoansQ4 2021vs Q4 2020$10.6MM$11.6MM
Real Estate OwnedQ4 2021vs Q4 2020$0$197.00K
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* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horicon Bank Savings Account Rates

0.20%*$50k*-Health Savings Account
OTHER TIERS: 0.05% $500 - $1.5k | 0.10% $1.5k - $50k
0.15%$100-Variable Rate IRA
0.10%-$3kChristmas Account
0.05%$250-Statement Savings Account

Horicon Bank Money Market Rates

0.65%*$5m*-Business Relationship Money Market
OTHER TIERS: 0.15% Up to $250k | 0.40% $250k - $1m | 0.50% $1m - $5m
0.50%*$250k*-Premier Horizons Money Market
OTHER TIERS: 0.15% Up to $100k | 0.35% $100k - $250k
0.25%*$250k*-Premium Money Market
OTHER TIERS: 0.05% Up to $25k | 0.15% $25k - $100k | 0.20% $100k - $250k
0.05%$5k-Money Market
0.05%$1k-IRA Money Market

Horicon Bank Checking Account Rates

0.50%*-$25kV-Flight Checking
OTHER TIERS: 0.05% $25k+
0.35%*$250k*-Premier Checking
OTHER TIERS: 0.15% Up to $100k | 0.25% $100k - $250k
0.20%*$250k*-Glider Checking
OTHER TIERS: 0.05% Up to $5k | 0.07% $5k - $25k | 0.10% $25k - $100k | 0.15% $100k - $250k
0.20%*$250k*-New Horizons Checking
OTHER TIERS: 0.05% Up to $5k | 0.07% $5k - $25k | 0.10% $25k - $100k | 0.15% $100k - $250k

Horicon Bank CD Rates

0.50%$1k-5 Year CD
0.45%$1k-4 Year CD
0.35%$1k-3 Year CD
0.25%$1k-2 Year CD
0.25%$5k-10 Month Relationship CD Special
0.15%$20k-30 Day CD
0.15%$1k-1 Year CD
0.10%$1k-182 Day CD
0.07%$2.5k-91 Day CD
0.05%$2.5k-31 Day CD

Horicon Bank IRA Rates

0.45%$1k-4 1/2 Year IRA
0.35%$1k-3 1/2 Year IRA
0.25%$1k-2 1/2 Year IRA
0.15%$1k-1 1/2 Year IRA


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