Horicon Bank is headquartered in HORICON and is the 18th largest bank in the state of Wisconsin. It is also the 728th largest bank in the nation. It was established in 1896 and as of March of 2025, it had grown to 222 employees at 19 locations. Horicon Bank has an A health rating.
Great Bank!
Horicon Bank has been my bank for over a year and I’m happy I made the switch. Their app is incredibly convenient and easy to use—managing my accounts has never been smoother. What truly sets this bank apart is their customer service. They are always friendly and welcoming, and I have to give a special shout out to Mekana, the Grafton branch manager. She’s been especially wonderful, always going the extra mile to make sure my needs are met.
If you're looking for a bank with great customer service, I highly recommend Horicon Bank!
Highly Recommend
I’ve been really happy with this bank. They have done a lot to help the community and they are always helpful to me when I need assistance with my account. I feel good calling this my bank.
Friendliest Bank Around
Love how everyone knows my name. When my husband passed away they did so much to help name his estate. They treat you like family. Highly recommend.
Very Disappointed
Horicon Bank purchased Cornerstone Community Bank in Grafton last year. I had been a Cornerstone customer since 2009 and have three accounts with them. I chose Cornerstone due to the wonderful customer service. Fortunately, the Cornerstone staff inside the bank is still there. Elsewhere, this has been a disappointing experience. There seems to be an unusual amount of times that I'm unable to log on to my account, one of my accounts won't show up, etc.. They have a customer service dept that I don't know and that doesn't know me. I could always call my actual branch and talk to one of the employees that have known me for years. No more.
Now, for the first time in 15 years, I was told at the drive through that I was overdrawn and have an overdraft charge. (I could tell that she felt badly about telling me. ) There was more than enough money in my accounts to cover it.
I would NOT choose Horicon and certainly would not recommend to anyone. They're fortunate that the wonderful staff from Cornerstone is still there with the wonderful service. You have to physically go in to see them, but it's worth it.
Horicon Bank Review
I would not recommend a friend to use this bank.
Since they bought out my previous bank (Cornerstone Community Bank), my finances have been jumbled to no end. The debit cards that I have been issued are declined right and left, when the funds are available. On the mobile banking app, I am greeted with an error code every time I try to transfer funds from one account to another. The customer service is a huge disappointment compared to my old bank- I’m consistently getting an answering machine when I call and no call backs. WOULD NOT RECOMMEND TO A FRIEND.
Data as of Q1 2025
Learn why bank health mattersHealth Grade Components
| Overall | |
|---|---|
| FDIC Certificate # | 11236 |
| Year Established | 1896 |
| Employees | 222 |
| Primary Regulator | FDIC |
| Profit Margin | |
|---|---|
| Return on Assets - YTD | 0.06% |
| Return on Equity - YTD | 0.62% |
| Annual Interest Income | $20.5MM |
| Assets and Liabilities | ||
|---|---|---|
| Assets | Q1 2025vs Q1 2024 | $1.54B$1.5B |
| Loans | Q1 2025vs Q1 2024 | $1.23B$1.2B |
| Deposits | Q1 2025vs Q1 2024 | $1.36B$1.3B |
| Equity Capital | Q1 2025vs Q1 2024 | $153MM$144.3MM |
| Loan Loss Allowance | Q1 2025vs Q1 2024 | $17.5MM$11.4MM |
| Unbacked Noncurrent Loans | Q1 2025vs Q1 2024 | $8.7MM$7.3MM |
| Real Estate Owned | Q1 2025vs Q1 2024 | $0$0 |
