Horicon Bank

Overview / Commentary
326 East Lake Street
Horicon, WI 53032-0144

Horicon Bank is headquartered in HORICON and is the 24th largest bank in the state of Wisconsin. It is also the 831st largest bank in the nation. It was established in 1896 and as of June of 2023, it had grown to 223 employees at 19 locations. Horicon Bank's money market rates are 5X the national average, and it has a B health rating.

Reviews (2)

Good Experience

Posted by: |

This bank was able to deposit a cashiers' check from a local business sale that our credit union would not accept, even for a held deposit. I used the entire 5 figure check to open a checking account with the Horicon Bank and had nothing but good experiences with them. Their employees know who we are when we walk in the door and are able to answer our questions and provide service without needing to jump through corporate hoops. When it came time to sell our second business, our buyer was able to obtain business financing through Horicon that I am sure would not have been possible with a larger bank. They are still able to take into account the character of the individual instead of relying on hard numbers processed off site. That business sale would not have been possible without their help on the other end.

Horicon Bank Review

Posted by: |

I would not recommend a friend to use this bank.
Since they bought out my previous bank (Cornerstone Community Bank), my finances have been jumbled to no end. The debit cards that I have been issued are declined right and left, when the funds are available. On the mobile banking app, I am greeted with an error code every time I try to transfer funds from one account to another. The customer service is a huge disappointment compared to my old bank- I’m consistently getting an answering machine when I call and no call backs. WOULD NOT RECOMMEND TO A FRIEND.


Health Grade Components

FDIC Certificate #11236
Year Established1896
Primary RegulatorFDIC
Profit Margin
Return on Assets - YTD0.69%
Return on Equity - YTD8.89%
Annual Interest Income$26.0MM
Assets and Liabilities
AssetsQ2 2023vs Q2 2022$1.25B$1.21B
LoansQ2 2023vs Q2 2022$959.0MM$869.9MM
DepositsQ2 2023vs Q2 2022$1.08B$1.11B
Equity CapitalQ2 2023vs Q2 2022$97.1MM$97.3MM
Loan Loss AllowanceQ2 2023vs Q2 2022$10.2MM$10.0MM
Unbacked Noncurrent LoansQ2 2023vs Q2 2022$9.3MM$10.1MM
Real Estate OwnedQ2 2023vs Q2 2022$0$0
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Always verify rates and promotions with the bank or credit union. We are not Horicon Bank; we are a rate comparison website and cannot provide official rates or promotions.

* The APY shown varies based on the deposit amount. Expand the listing to see APYs for other deposit amounts.

Horicon Bank Savings Account Rates

1.66%$100-Variable Rate IRA
0.50%-$3kChristmas Account
0.45%*$50k*-Health Savings Account
OTHER TIERS: 0.05% Up to $500 | 0.30% $500 - $1.5k | 0.35% $1.5k - $50k
0.30%$250-Statement Savings Account
0.30%$250-Business Statement Savings Account

Horicon Bank Money Market Rates

2.48%*$5m*-Business Relationship Money Market
OTHER TIERS: 1.06% Up to $100k | 1.56% $100k - $250k | 1.82% $250k - $500k | 2.12% $500k - $1m | 2.32% $1m - $5m
2.32%*$250k*-Premier Horizons Money Market
OTHER TIERS: 1.06% Up to $100k | 1.56% $100k - $250k
1.71%*$250k*-Premium Money Market
OTHER TIERS: 0.95% Up to $25k | 1.06% $25k - $100k | 1.41% $100k - $250k
1.71%*$250k*-Business Premium Money Market
OTHER TIERS: 0.95% Up to $25k | 1.06% $25k - $100k | 1.41% $100k - $250k
0.95%$5k-Money Market
0.95%$1k-IRA Money Market
0.95%$5k-Business Money Market

Horicon Bank Checking Account Rates

2.02%*$250k*-Premier Checking
OTHER TIERS: 0.55% Up to $100k | 1.31% $100k - $250k
1.82%-$25kV-Flight Checking
1.51%*$250k*-Glider Checking
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $25k | 0.50% $25k - $100k | 1.06% $100k - $250k
1.51%*$250k*-New Horizons Checking
OTHER TIERS: 0.25% Up to $5k | 0.30% $5k - $25k | 0.50% $25k - $100k | 1.06% $100k - $250k

Horicon Bank CD Rates

5.05%$5k-7 Month CD Special
5.05%$5k-Business 7 Month CD Special
4.51%$5k-13 Month CD Special
4.51%$5k-Business 13 Month CD Special
2.15%$1k-5 Year CD
2.15%$1k-Business 5 Year CD
2.10%$1k-4 Year CD
2.10%$1k-Business 4 Year CD
2.00%$1k-3 Year CD
2.00%$1k-Business 3 Year CD
1.90%$1k-2 Year CD
1.90%$1k-Business 2 Year CD
1.81%$1k-1 Year CD
1.81%$1k-Business 1 Year CD
1.76%$1k-182 Day CD
1.76%$1k-Business 182 Day CD
1.67%$20k-30 Day CD
1.67%$20k-Business 30 Day CD
1.61%$2.5k-91 Day CD
1.61%$2.5k-Business 91 Day CD
1.57%$2.5k-31 Day CD
1.57%$2.5k-Business 31 Day CD

Horicon Bank IRA Rates

2.10%$1k-4 1/2 Year IRA
2.00%$1k-3 1/2 Year IRA
1.90%$1k-2 1/2 Year IRA
1.80%$1k-1 1/2 Year IRA


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